Is Plooto right for your business?

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best for

  • Accounting
  • Best For All Business Sizes
  • Supports Multiple Platforms

what reviewers say

  • Great value for money
  • Great ease of use
  • Great functionality
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Frontrunner 2021

Software Advice's FrontRunners report ranks top products based on user reviews, which helps businesses find the right software.

What is Plooto?

Plooto is an all-in-one platform that enables businesses to automate their domestic and international accounts payable and accounts receivable functions by unifying payments, processes, control, and reporting. Trusted by 6,000+ businesses, the platform also integrates Plooto provides smart two-way sync with QuickBooks and Xero, automatically syncing bills, invoices, and payments and reconciling bookkeeping records while keeping a full audit trail. And, with Plooto, improve your cash flow with credit card acceptance and get paid as soon as 2 business days and automation features like PAD and recurring payments to get money into your account much faster with less work.... 

Jump to:

Accountant Dashboard
Accountant Dashboard
Accounts Payable Dashboard
Accounts Payable Dashboard
Integrated Payables
Integrated Payables
Accounts Receivable Dashboard
Accounts Receivable Dashboard
Integrated Receivables
Integrated Receivables
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User Review Highlights

4.36

218 Reviews

5
121
4
72
3
15
2
2
1
8
4.5

Ease-of-use

out of 5
4

Customer Support

out of 5
4

Value for money

out of 5
4

Functionality

out of 5
  • icon"The collection of data was seamless and the prompting and follow up on invoices was a good option."
  • icon"Integrations, approvals and workflow are fantastic."
  • icon"It does the work as expected, when expected and in my business, reliability is a top quality. I couldn't imagine running my business without Plooto on my team."
  • icon"Due to the horrible pricing model change, if there was an alternative, I would be using it."
  • icon"Some payment changes can take a little longer than I feel they should. I tried to cancel a payment that was to be debited later that day."
  • icon"There is a lag time of 4-5 business days when making payments. We have to explain this to every vendor since it can be a confusing process."

Read user reviews

How much does Plooto cost?

$25/month with 10 free domestic transactions $0.5 per domestic transaction (after the first 10 free transactions) $9.99 per international transaction $1.99 per check payment No setup fees. No integration fees. No hidden fees.

Starting price

$25.00 per month

Free trial

Available

Free version

Available

Which features does Plooto offer?

Core features:

Access Controls/PermissionsAccount ReconciliationAccounts PayableAccounts ReceivableACH Payment ProcessingAlerts/NotificationsApproval Process ControlAutomatic BillingBank ReconciliationBilling & InvoicingShow more features +

People who reviewed this software give it a 4 star rating for functionality.

How easy is Plooto to use and deploy?

Plooto supports multiple deployment options, including: Cloud, SaaS, Web-based, iPhone, iPad, Android.

People who reviewed this software give it a 4.5 star rating for ease-of-use.

What do verified users say about Plooto

4.36/5 out of 218 Reviews

Showing 1 - 5 of 218 reviews

Luke

Company size: 1 employee

Time used: Less than 2 years

Review Source: Capterra

This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you.

March 2021

I saved hours of work and thousands of dollars using plooto

User Profile

Aislinn

Verified reviewer

Company size: 11-50 employees

Industry: Management Consulting

Time used: Less than 2 years

Review Source: Capterra

This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you.
5

Ease-of-use

out of 5
4

Value for money

out of 5
5

Customer support

out of 5
4

Functionality

out of 5

April 2019

Entreflow Consulting Group's use of Plooto

Plooto has certainly helped us from a workflow perspective, it's pulling your payables from your Quickbooks or Xero account into Plooto so you can see all the payables that you need to deal with and when they're due. And there's a whole bunch of approval processes you can put in place for internal controls perspective so make things a lot more bulletproof than just manually writing checks and doing e-transfers.

Pros

So you can currently do pre-authorized debit, pre-authorized credit receivables in U.S. dollars and Canadian dollars which is super kick-ass. It's also made some of our clients lives a lot easier if they've got clients in different countries, and it gives their clients flexibility to pay in debit or credit. Also, as far as the amount of time it takes for that cash to clear your bank account; it's faster than Stripe, and on top of that the integration with Quickbooks makes it a lot easier to manage the fees, unlike Stripe.

Cons

We'd love to see more international payments to more countries just for some of our clients that have people they're paying in lots of different places around the world. As well, with the international payments, if a client has a lot of companies that they're paying in the U.S. for instance if you get really costly really quickly. So I'd like to see some bulk discounts for high volume payments to the U.S.

Heather

Company size: 11-50 employees

Industry: Accounting

Time used: More than 2 years

Review Source: Capterra

This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you.
5

Ease-of-use

out of 5
5

Value for money

out of 5
4

Customer support

out of 5
4

Functionality

out of 5

December 2020

Our EFT provider of choice

Our objective was to automate payables, and Plooto has been great for that purpose.

Pros

We're a Quickbooks shop, and we *love* the integration. Virtually all of our clients are using Plooto for payables, and some for receivables. In terms of pricing, the package is advantageous for most of our clients. Some of the tiny ones would spend less on regular bank fees -- but the convenience still makes Plooto a good option. The interface is clean and user-friendly. Our clients love the signing authority "tiers." We're working with nonprofits, so there's always a board of directors to consider -- and therefore multiple signers. It's not uncommon for orgs to specify who needs to approve organizations over certain limits, and Plooto gets us there with no fuss.

Cons

We still have issues with some vendors not being serviced by Plooto, e.g. credit card companies. The ability to send payments internationally through Plooto is great, but we sometimes experience issues with foreign banks. On the signing authority front, it's possible to do an "end run" around banking agreements by authorizing people on Plooto that aren't authorized on the bank account. We need to do our due diligence on that, to ensure payments are authorized only by signing authorities.

Reasons for choosing Plooto

Software integration, convenient user interface

Dimitri

Company size: 11-50 employees

Industry: Consumer Services

Time used: More than 2 years

Review Source: Capterra

5

Ease-of-use

out of 5
5

Value for money

out of 5
5

Customer support

out of 5
5

Functionality

out of 5

April 2022

SP North America Feedback

Pros

Its easy to use and by passes the limitations via the big 5 banks.

Cons

It would be great if we could implement this software via e-commerce with plugins. Finally, the credit card feature with an actual refund option.

Reasons for choosing Plooto

We wanted a local provider instead of offshore.

Michele

Company size: 11-50 employees

Industry: Civil Engineering

Time used: Less than 12 months

Review Source: Capterra

5

Ease-of-use

out of 5
5

Value for money

out of 5
5

Customer support

out of 5
5

Functionality

out of 5

February 2022

Plooto is easy to use!

The overall experience has been great. When I have reached out to support my issues have always been resolved, although it may take a day or 2 to get a reply. Improvment on the customer service would be nice.

Pros

I like how easy it is to set up clients and send payments. Especially international payables and receivables. The company [SENSITIVE CONTENT] likes how I can enter all the accounts payable and he can simply approve the payment. Saves him a considerable amount of time and work.

Cons

The payments take longer than the average EFT or wire. It may take up to a week for the money to be completely transferred.

Showing 1 - 5 of 218 reviews

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