# Zoho Books Software Overview 2026 - Features & Pricing > Review of Zoho Books Software: system overview, features, price and cost information. Get free demos and compare to similar programs. Source: https://www.softwareadvice.com/accounting/zoho-books-profile --- [Home](https://www.softwareadvice.com/) / [Accounting Software](https://www.softwareadvice.com/accounting/) / Zoho Books Software Advice offers objective insights based on verified user reviews and independent product and market research. When our advisors match you to a software provider, we may earn a referral fee. Overview [Reviews](https://www.softwareadvice.com/accounting/zoho-books-profile/reviews/)[Alternatives](https://www.softwareadvice.com/accounting/zoho-books-profile/alternatives/) # Zoho Books 2026: Benefits, Features & Pricing Updated June 7, 2026 Written by [Eduardo Garcia](https://www.softwareadvice.com/resources/author/eduardo-garcia/) Content Analyst Edited by [Lindsay Page](https://www.softwareadvice.com/resources/author/lindsay-page/) Editor Wondering if Zoho Books is right for your organization? Our Accounting Software selection experts can help you in 15 minutes or less. On this page - Our Summary - User Interface - Popular Alternatives - Pricing and Plans - Features - Integrations - Key Sentiments - User Reviews - Frequently Asked Questions - Popular Comparisons ## Our Summary Zoho Books 4.4 [(673)](https://www.softwareadvice.com/accounting/zoho-books-profile/reviews/) FrontRunner 2026 Pros: - Integration with other apps - Automated invoicing Cons: - Customer service issues - High cost Pricing Starting at $20.00 per month ### What is Zoho Books: Zoho Books is a cloud-based accounting tool for small to midsize businesses wanting to manage their finances more efficiently. It includes standard accounting functions like invoicing, expense tracking, reconciliations, and financial reporting. Zoho Books seamlessly integrates with other Zoho apps. ### Why we like Zoho Books: Zoho Books is well-rated (4.4 out of 5 stars) and made our [best accounts payable software](https://www.softwareadvice.com/accounting/accounts-payable-comparison/) list as the most popular option with a free plan. Reviewers most appreciate its electronic payments, invoice creation, and income and balance sheet functions. Its ratings for ease of use and value for money match the overall rating. ### Who should use Zoho Books: Zoho Books is a good option for small to midsize businesses (85% of our reviewers come from companies with one to 200 employees), as well as freelance accountants and bookkeepers who want to streamline their processes. Businesses using other Zoho apps should consider it as well. Wondering if Zoho Books is right for your organization? Our Accounting Software selection experts can help you in 15 minutes or less. ## Zoho Books User Interface ## Popular Zoho Books Alternatives Main Product Zoho Books 4.4 [(673)](https://www.softwareadvice.com/accounting/zoho-books-profile/reviews/) Ratings Breakdown - 4.37Ease of use - 4.40Value for money - 4.19Customer support - 4.25Functionality Pricing Starting at $20.00 per month Get Price Alternative Product [QuickBooks Online](https://www.softwareadvice.com/product/393202-QuickBooks-Online/) 4.3 [(8464)](https://www.softwareadvice.com/product/393202-QuickBooks-Online/reviews/) Ratings Breakdown - 4.24Ease of use - 4.16Value for money - 4.00Customer support - 4.27Functionality Pricing Starting at $38.00 per month Get Price Alternative Product [PayPal](https://www.softwareadvice.com/retail/paypal-profile/) 4.6 [(26463)](https://www.softwareadvice.com/retail/paypal-profile/reviews/) Ratings Breakdown - 4.64Ease of use - 4.52Value for money - 4.25Customer support - 4.56Functionality Pricing Available upon request Get Price Alternative Product [Abby](https://www.softwareadvice.com/cpq/abby-profile/) 4.7 [(604)](https://www.softwareadvice.com/cpq/abby-profile/reviews/) Ratings Breakdown - 4.73Ease of use - 4.69Value for money - 4.72Customer support - 4.58Functionality Pricing Starting at €0.01 per month Get Price Alternative Product [QuickBooks Enterprise](https://www.softwareadvice.com/construction/qb-desktop-enterprise-profile/) 4.5 [(20651)](https://www.softwareadvice.com/construction/qb-desktop-enterprise-profile/reviews/) Ratings Breakdown - 4.31Ease of use - 4.30Value for money - 4.14Customer support - 4.40Functionality Pricing Starting at $2210.00 per year Get Price Alternative Product [Xero](https://www.softwareadvice.com/accounting/xero-profile/) 4.4 [(3300)](https://www.softwareadvice.com/accounting/xero-profile/reviews/) Ratings Breakdown - 4.36Ease of use - 4.25Value for money - 4.04Customer support - 4.30Functionality Pricing Starting at $25.00 per month Get Price ## Zoho Books Overview Zoho Books is an end-to-end accounting solution for businesses of all sizes that manages finances across an entire organization. The system automates multiple financial processes such as accounts payable & receivable, time tracking, payroll, transaction management, inventory control and banking. Additionally, Zoho Books manages customer and supplier interactions through the client portal where customers can securely store their payment information for recurring transactions. Zoho Books is a web-based system, which can be accessed from any web browser. Users can manage cus... tomers and handle customer invoices either online or by mail by automating recurring invoices, setting up payment reminders and receive payments through online payment gateways. Zoho Books can be used by businesses of any size including freelancers that need assistance with the end-to-end accounting process. Zoho Books is available on both IOS and Android devices. Additionally, Zoho Books comes with automatic bank feeds, collaborative client portal, accounting and taxing, online payments, invoice templates and analytical reports. The system allows users to manage multiple time sheets of different projects and tracking of reimbursable expenses. ## Zoho Books Pricing and Plans Starting price: $20.00 per month Free Trial Free Version Free $0.00 flat rate, per month Plan includes: - 1 User + 1 Accountant - Add Multiple Bank and Credit Card Accounts - Automate Payment Reminders - Bank Rules & Reconciliation - Chart of Accounts & Sub-Accounts - Client Portal - Credit Notes - Expenses & Mileage Tracking - Import Bank and Credit Card Statements - Integrations (Zoho Apps Read More Standard $20.00 per month Plan includes: - Add Multiple Bank and Credit Card Accounts - Automate Payment Reminders - Bank Rules & Reconciliation - Bulk Updates - Chart of Accounts & Sub-Accounts - Chat - Client Portal - Connect and Fetch Bank & Credit Card Feeds via Bank Feeds Provider - Credit Notes - Custom Fields Read More Professional $50.00 per month Plan includes: - Add Multiple Bank and Credit Card Accounts - Automate Payment Reminders - Automatic Exchange Rates - Bank Rules & Reconciliation - Bills - Bulk Updates - Chart of Accounts & Sub-Accounts - Chat - Client Portal - Connect and Fh Bank & Credit Card Feeds via Bank Feeds Provider Read More Premium $70.00 per month Plan includes: - 10 Custom Modules - Add Multiple Bank and Credit Card Accounts - Automate Payment Reminders - Automatic Exchange Rates - Bank Rules & Reconciliation - Bills - Budgeting - Bulk Updates - Chart of Accounts & Sub-Accounts - Chat Read More Elite $150.00 per month Plan includes: - Dashboard customization - Manage warehouses - Composite items - Track serial numbers - Batch tracking - Print shipping label - Track shipments - Connect online sales channels (Etsy, eBay, Amazon) Ultimate $275.00 per month Plan includes: - Revenue recognition - Add and track KPIs for your business - Analyze Zoho Books data along with other data sources - Collaboratively create reports with colleagues - Embed reports in web sites/applications Confused about pricing? We've got you covered. Get a personalized pricing breakdown tailored to your specific needs—no guesswork, no generic estimates. ### Our Analysis of Zoho Books's Pricing Plans We've conducted a comprehensive analysis of Zoho Books' pricing plans to help you determine which option aligns best with your business accounting needs. Zoho Books offers six distinct pricing tiers: Free, Standard, Professional, Premium, Elite, and Ultimate. Each plan is designed to accommodate businesses at different stages of growth and with varying accounting requirements. Understanding the strengths and limitations of each plan is essen... tial for making an informed decision that optimizes both functionality and cost-effectiveness. \*\*Free plan\*\* The Free plan is designed for sole proprietors and very small businesses. It costs $0 per month and includes basic accounting features for one user plus one accountant. This plan allows you to create up to 1,000 invoices per year, track expenses, reconcile bank transactions, and generate essential financial reports. \*\*Pros:\*\* - \*\*Zero cost entry point:\*\* Access professional accounting features without any financial investment. - \*\*Comprehensive reporting:\*\* Includes profit and loss statements, balance sheets, and 50+ other reports. - \*\*Customer portal:\*\* Allows customers to view their invoices and make online payments. \*\*Cons:\*\* - \*\*User and invoice caps:\*\* With access limited to one user and one accountant, and a cap of 1,000 invoices per year, the Free plan isn’t built for collaboration or high-volume invoicing. - \*\*Basic feature set:\*\* Lacks advanced features like inventory tracking and purchase orders. - \*\*Constrained growth potential:\*\* Limits on 1099 filings and client records could block operational expansion or require an early upgrade. \*\*Standard Plan\*\* Priced at $15 per month (billed annually) or $20 per month (billed monthly), the Standard plan builds upon the Free plan with additional features designed for small businesses. This plan accommodates up to three users and includes more advanced accounting capabilities. \*\*Pros:\*\* - \*\*Progress invoicing:\*\* Bill in phases with partial invoices for long-term or milestone-driven projects. - \*\*Robust tax tools:\*\* Built-in tracking for both sales and use tax supports more accurate reporting. - \*\*Flexible customization:\*\* Add custom fields and build tailored reports to suit your workflow. \*\*Cons:\*\* - \*\*No inventory management:\*\* Lacks the tools product-based businesses need to track stock and fulfillment. - \*\*Light project tracking features:\*\* Missing profitability tracking and deeper project management functionality. - \*\*User cap:\*\* Limited to three users, which may not scale well for growing teams. \*\*Professional plan\*\* The Professional plan costs $40 per month (billed annually) or $50 per month (billed monthly) and is designed for growing small to midsize businesses. This plan supports up to five users and introduces more advanced features for inventory and project management. \*\*Pros:\*\* - \*\*Robust inventory tools:\*\* Makes it easy to track stock levels, manage inventory, and generate purchase orders as your product offerings grow. - \*\*Detailed project billing:\*\* Helps track billable time and expenses by project, providing visibility into profitability. - \*\*Streamlined purchase order workflows:\*\* Simplifies vendor management with built-in PO creation and tracking tools. \*\*Cons:\*\* - \*\*Limited customization:\*\* Business process automation is still constrained compared to more advanced solutions. - \*\*Basic currency handling:\*\* Supports multiple currencies, but lacks sophisticated tools for managing exchange rates or currency gains/losses. - \*\*User restrictions:\*\* Capped at five users, which may not scale well for larger teams or departments. \*\*Premium plan\*\* At $60 per month (billed annually) or $70 per month (billed monthly), the Premium plan caters to established businesses with more complex accounting needs. This plan supports up to ten users and includes advanced customization and workflow features. \*\*Pros:\*\* - \*\*Streamlined workflows:\*\* Custom approval flows for sales and purchases help automate and standardize internal processes. - \*\*High-level customization:\*\* Flexible configuration of roles, reports, and data fields supports unique operational needs. - \*\*Built-in collaboration:\*\* Features like chat, voice, and screen sharing improve internal communication and decision-making. \*\*Cons:\*\* - \*\*Shallow inventory insights:\*\* Inventory tracking is available, but lacks forecasting and deeper analytics features. - \*\*Basic budgeting functionality:\*\* Budgeting tools are included, but may fall short for businesses needing detailed financial planning. - \*\*Integration challenges:\*\* Integrations exist but may need extra setup or customization to work seamlessly. \*\*Elite plan\*\* The Elite plan, priced at $120 per month (billed annually) or $150 per month (billed monthly), is a high-tier option designed for larger businesses with complex accounting needs. It supports up to ten users and includes advanced inventory management and analytics features. \*\*Pros:\*\* - \*\*Advanced inventory tools:\*\* Offers warehouse management, batch and serial number tracking for detailed stock control. - \*\*Powerful customization:\*\* Build custom dashboards and reports with robust analytics capabilities. - \*\*Streamlined workflows:\*\* Automate complex approval processes and enforce business rules to increase operational efficiency. \*\*Cons:\*\* - \*\*Steep learning curve:\*\* Rich features may require time and training to implement effectively. - \*\*No user expansion:\*\* Still capped at ten users, despite the higher price. - \*\*Potential overkill for smaller teams:\*\* Businesses with simpler needs may not use all features, making the plan less cost-effective. \*\*Ultimate plan\*\* The Ultimate plan, priced at $240 per month (billed annually) or $275 per month (billed monthly), is Zoho Books' top-tier offering designed for larger enterprises with complex accounting and inventory needs. This plan supports up to 15 users and includes the most advanced features. \*\*Pros:\*\* - \*\*Advanced analytics:\*\* Robust data visualization tools and KPI dashboards support strategic decision-making. - \*\*Enhanced inventory control:\*\* Features like bin tracking and multi-warehouse management improve inventory precision. - \*\*Revenue recognition tools:\*\* Handles complex scenarios, including deferred revenue and compliance with accounting standards. \*\*Cons:\*\* - \*\*High cost of entry:\*\* Premium pricing may be out of reach for smaller businesses or teams with limited budgets. - \*\*Steeper setup requirements:\*\* May require extensive onboarding and training to leverage full functionality. - \*\*System redundancy risk:\*\* Overlapping features with existing enterprise tools could reduce ROI. \*\*Add-on services\*\* Zoho Books offers several add-on services that can be purchased separately to extend functionality. These add-ons are available for paid plans only (except for Advanced Autoscans, which is also available with the Free plan): - Additional users: $2.50 per user/month (billed annually) - Advanced Autoscans: $8 per 50 scans/month (billed annually) - Additional locations: $10 per location/month (billed annually) - Expense claim: $7 per active user/month (billed annually) - Billpay: $59 per month (billed annually) \_\_Conclusion\_\_ After analyzing Zoho Books' pricing structure, it's clear that they offer a comprehensive range of options designed to accommodate businesses at various stages of growth. \_\_For freelancers and very small businesses:\_\_ The free plan is a strong starting point, providing essential accounting tools at no cost. As needs expand, the Standard plan—priced at $20 per month or $15 when billed annually—adds multi-user support and more advanced features suited for small business operations. \_\_For growing small to medium businesses:\_\_ The Professional plan ($50/month or $40/month annually) delivers excellent value with added functionality like inventory management, project billing, and support for up to five users—ideal for businesses starting to scale operations. \_\_For established midsize businesses:\_\_ The Premium plan ($70/month or $60/month annually) introduces workflow automation, custom roles, and deeper reporting, making it a great fit for companies with multiple departments and more advanced accounting needs \_\_For larger businesses with complex requirements:\_\_ The Elite and Ultimate plans ($120 and $240 per month, respectively, billed annually) offer the most advanced features, including warehouse-level inventory controls, advanced analytics, and revenue recognition tools. These tiers suit organizations with layered processes, large teams, and enterprise-level requirements. When selecting a Zoho Books plan, consider not only your current needs but also your anticipated growth over the next 12-24 months. The scalable nature of Zoho's pricing structure allows businesses to start with a lower-tier plan and upgrade as their requirements evolve, ensuring you only pay for the features you need at each stage of your business journey. ### Compare Pricing Compare pricing across our most frequently recommended Accounting products. Software options Starting price\* User rating [Xledger](https://www.softwareadvice.com/accounting/xledger-profile/) $750.00 per month 4.50[(12 reviews)](https://www.softwareadvice.com/accounting/xledger-profile/reviews/) **244** recommendations [Sage 50 Accounting](https://www.softwareadvice.com/accounting/sage-50cloud-profile/) $124.42 per month 3.94[(473 reviews)](https://www.softwareadvice.com/accounting/sage-50cloud-profile/reviews/) **240** recommendations [AccountMate](https://www.softwareadvice.com/accounting/accountmate-profile/) $4,000.00 one time 4.28[(25 reviews)](https://www.softwareadvice.com/accounting/accountmate-profile/reviews/) **136** recommendations [Yooz](https://www.softwareadvice.com/procure-to-pay/yooz-profile/) $199.00 per month 4.39[(222 reviews)](https://www.softwareadvice.com/procure-to-pay/yooz-profile/reviews/) **123** recommendations [Rydoo](https://www.softwareadvice.com/accounting/xpenditure-profile/) €10.00 per month 4.37[(199 reviews)](https://www.softwareadvice.com/accounting/xpenditure-profile/reviews/) **115** recommendations \*Defined as the price above any available free plan ## Zoho Books Features Drawn from insights across 673 verified reviews, we've outlined Zoho Books's best and worst rated features and how they stack up against the average rating. Zoho Books's score Category average Zoho Books's Best Rated Features Electronic Payments 5.0 3.76 category average Approval Process Control 4.86 4.15 category average Profit/Loss Statement 4.75 4.38 category average Zoho Books's Worst Rated Features Time & Expense Tracking 3.29 3.70 category average Tax Management 3.63 3.69 category average Inventory Management 3.91 4.01 category average - Popular features found in Accounting Billing & Invoicing Budgeting/Forecasting Expense Tracking Fund Accounting Income & Balance Sheet Multi-Currency Payroll Management Project Accounting Purchase Order Management Tax Management - More features of Zoho Books Accounting Accounts Payable Accounts Receivable Accrual Accounting ACH Payment Processing API Approval Process Control Audit Trail Bank Reconciliation Billable & Non-Billable Hours Billing Portal Cash Flow Management Cash Management Catalog Management Client Portal Commission Management Compliance Management Consolidation/Roll-Up Contact Database Contact Management Contract/License Management Core Accounting Cost Management Customer Statements Customizable Fields Customizable Invoices Customizable Templates Dashboard Data Import/Export Data Security Data Visualization Electronic Payments Expense Claims Financial Analysis Financial Management Financial Reporting For AEC Industry For Legal Professionals For Medical Purposes For Real Estate For Small Businesses For Trucking Industry General Ledger Inventory Control Inventory Management Invoice Creation Invoice History Invoice Management Invoice Processing K-12 Mobile App Mobile Payments Multi-Company Online Invoicing Online Payments Online Time Tracking Order Management Partial Payments Payment Processing Payment Reconciliation Profit/Loss Statement Project Billing Projections Project Management Purchase Order Reconciliation Purchasing & Receiving Quotes/Estimates Real-Time Data Real-Time Reporting Receipt Management Receivables Ledger Recurring/Subscription Billing Reminders Remote Access/Control Reporting/Analytics Reporting & Statistics Requisition Management Sales Tax Management Spend Management Supplier Management Task Management Tax Calculation Tax Compliance Tax Filing Third-Party Integrations Time & Expense Tracking Timesheet Management Time Tracking Transaction Management Trust Accounting Vendor Management Workflow Management ## Zoho Books Integrations Based on 673 verified reviews, we've identified products most frequently integrated withZoho Books. [Zoho Expense](https://www.softwareadvice.com/accounting/zoho-expense-profile/) Integration rated 4.8 from 9 reviews Kate Anderson Director Used for 1-2 years Reviewed June 2022 "Zoho Expense easily transfers information into Zoho Books" PayPal Integration rated 4.6 from 7 reviews Zoho Projects Integration rated 4.5 from 6 reviews Stripe Integration rated 4.4 from 6 reviews Zoho Analytics Integration rated 5.0 from 5 reviews Zapier Integration rated 5.0 from 4 reviews Zoho Mail Integration rated 4.7 from 4 reviews See all 52 integrations ## Zoho Books Key Sentiments We analyzed 673 verified reviews for Zoho Books to find out what actual users really think. Most Positive Sentiments Integration capabilities 60% Positive 22% Neutral 18% Negative Reviewers are impressed with Zoho Books' integration capabilities, particularly its seamless integration with other Zoho apps and third-party platforms. They find the API integration powerful, allowing for the development of custom tools and workflows. Users also appreciate the scalability and flexibility offered by the integrations, which enhance the overall functionality and efficiency of their business processes. Invoicing 59% Positive 33% Neutral 8% Negative Users find Zoho Books highly efficient for managing invoices, with features that streamline the entire accounting process. They appreciate the comprehensive tools for invoicing, billing, and expense tracking, which save time and reduce manual errors. Additionally, users highlight the platform's ability to automate invoicing and payment tracking, making financial management more effective and less time-consuming. Accounting software 57% Positive 31% Neutral 12% Negative Reviewers praise Zoho Books for its user-friendly interface, which simplifies accounting tasks even for those with limited accounting knowledge. They find the cloud-based platform particularly beneficial for small businesses, allowing easy access to financial data from anywhere. Users also appreciate the comprehensive features that support informed financial decision-making and efficient management of business finances. Least Positive Sentiments Reporting 37% Positive 49% Neutral 14% Negative Reviewers value the customization options and user-friendly reports provided by Zoho Books, which help in tailoring financial reports to specific business needs. They find the detailed and timely reports useful for tracking financial performance and preparing various financial statements. Nonetheless, some users feel the reporting capabilities are limited, particularly in terms of advanced reporting features and customization options. Bank transactions management 44% Positive 25% Neutral 30% Negative Users appreciate Zoho Books' ability to integrate with banking accounts, simplifying the reconciliation process and reducing manual errors. They find the automatic import of bank transactions and synchronization with financial institutions beneficial for keeping their accounts up to date. However, users report issues with bank connections, such as delays in updates and difficulties in linking bank accounts, which can hinder smooth transaction management. Payment management 46% Positive 37% Neutral 17% Negative Users appreciate Zoho Books' integration with various payment gateways, which facilitates smooth payment processing and online transactions. They find the integration with payment options like Stripe and PayPal beneficial for managing customer payments. However, some users are frustrated by the limited number of supported payment gateways and the lack of payroll services, which can complicate vendor payments and payroll management. ## Zoho Books User Reviews Overall Rating 4.4 Ratings Breakdown 5 56% 4 34% 3 7% 2 2% 1 2% Secondary Ratings Ease of Use 4.4 Value for money 4.4 Customer support 4.2 Functionality 4.3 DH Dylan H. Verified reviewer Online Media Self-Employed Used monthly for more than 2 years Review source Reviewed March 2026 Solid for non-bookkeepers 4 Ratings Breakdown 4 Ease of use 4 Value for money 5 Customer support 4 Functionality Pros: Easy to use, multi-currency support, good customer service (although I haven't had to contact anyone in quite some time), easy customizable invoices, nice interface. As someone doing my own books who's not a trained bookkeeper, this software gets the job done. Cons: With having to add more customers/vendors to my account over time, the bill has risen quite a bit (CAD$120 back in 2020 to CAD$309 annual today) for essentially the same features. Reporting features can be confusing at times. Searching for transactions can be difficult as you can only seem to search for certain fields that you applied to the transaction. There's no way to search attached invoices or transaction notes for example. Reasons for choosing Zoho Books Better multi currency support for a cheaper entry point. Reasons for switching to Zoho Books Didn't support multi-currency unless you paid more. Read More KT Karen T. Verified reviewer Construction 2-10 employees Used daily for less than 2 years Review source Reviewed December 2025 Zoho is great! Give it a try 5 I started using Zoho for it's affordability and decided to keep it for it's simplicity. Zoho does what I need it to do. The feature I like most is the Estimating and Invoicing. I can keep track of all my clients on one place. Ratings Breakdown 5 Ease of use 5 Value for money 5 Customer support 5 Functionality Pros: I like how affordable Zoho Books is, this is a great tool for a small business. Zoho is very user friendly and has costumer support when needed. Cons: Everything you need to run your business is in Zoho. I do with there was a way to integrate it with other roofing softwares (or maybe there is and I haven't figured out a way yet) Reasons for switching to Zoho Books We switched due to Zoho being very affordable. We stayed for it's functionality and invoice management capacity. Read More KV Kevin V. Verified reviewer Internet 11-50 employees Used daily for less than 2 years Review source Reviewed November 2025 Good to handle memberships and connects with the CRM 4 Ratings Breakdown 4 Ease of use 4 Value for money 5 Functionality Pros: We've used this for 5+ years now, it does the job of managing our memberships we sell. You can create many types of memberships and everything can be linked automatically with Zoho CRM. Cons: It lacks a bit of flexibility and the interface is not always clear, you have to dig a bit to find everything you need. Read More GK Girish K. Verified reviewer Food & Beverages 2-10 employees Used daily for less than 2 years Review source Reviewed January 2026 Extremely poor flexibility or help for Small businesses. Need manual accountant 2 very poor support. No desire to even show how a feature works. Just point to documentation and leave you high and dry No customization capability No automation tools Everything is manual Ratings Breakdown 2 Ease of use 2 Value for money 1 Customer support 2 Functionality Pros: The tagging of transactions to different projects Meant mainly for medium and large companies with separate accounts dept Cons: Not able to handle credit card merchant statements, with the government rules. for e.g. for transactions less than 2000 the MDR is not charged GST. There is no way to handle that other than doing manual entry for each transaction. For a retail business with 1000 transactions a day, doing this is really bad. Zoho support has no solution for this. Reasons for choosing Zoho Books I thought Zoho would be flexible and efficient. It is did not turn out that way. Wish I had taken Tally Reasons for switching to Zoho Books They went out of business in India. They left no choice. Read More VR Verified Reviewer Information Technology and Services 51-200 employees Used weekly for more than 2 years Review source Reviewed April 2026 Excelled Software - Zoho Books 5 Very friendly software, great UI and easy to use. Customer service is also very prompt and helpful team. Ratings Breakdown 4 Ease of use 4 Value for money 4 Customer support 5 Functionality Pros: It’s genuinely one of the easiest tools to get started with — very intuitive, even for someone who isn’t from a finance background. What stands out is the value for money; you get a lot of functionality without it feeling overly complex or expensive. It’s also one of the most widely used products out there and has really played a big role in transforming how businesses manage accounting today. The flexibility to customize based on business needs is a big plus, and most clients already trust and relate to the brand, which makes adoption much smoother. Cons: Customization cost can go up at times. There has to be different plans that has to be subscribed to for the customisation to work Read More CC Charles C. Verified reviewer Computer Software Self-Employed Used daily for less than 2 years Review source Reviewed April 2025 Zoho Books a complete solutions especially with Zoho Billing 5 It's a complete solution. I also have automated billing I utilize with Zoho Billing and it integrates perfectly. The automated bills get charged and it records the results and if it's paid automatically in Zoho Books. Ratings Breakdown 5 Ease of use 5 Value for money 4 Customer support 3 Functionality Pros: Integration with so many other different apps Zoho has in addition to the 3rd party apps. I particularly use the Zoho Billing app they have to bill customers automatically each month and the results are auto-recorded in Zoho Books. I had to do that manually before with other software. Cons: There were slow to integrate with well known vendors for payroll like Gusto likely because they were coming out with their own implementation of payroll, which is now available for all 50 USA states. Reasons for switching to Zoho Books Intuit quit innovating for the desktop versions of Quickbooks. Vendor Response Hello Charles - Thanks for your review. We are glad you enjoy using Zoho Books and Zoho Billing. Please feel free to reach out to us at support@zohobooks.com for any queries. Replied June 2025 Read More LT Luke T. Verified reviewer Education Management Self-Employed Used daily for free trial Review source Reviewed June 2025 Software that does what it says and runs rather well 4 A good piece of software that does what you need it to, but perhaps more suited to small - medium businesses rather than sole traders as quite complex. No real issues, but I did decide to choose an alternative software as it suited my sole trader needs more for a good price. Ratings Breakdown 4 Ease of use 4 Value for money 5 Customer support 4 Functionality Pros: It was really useful to be able to link my bank account to the software so that I didn't need to import all of my ingoing/outgoing transactions manually. It also gives a good overview of your profits/expenses/gross profit. Cons: It was a bit more complicated to navigate than Quickbooks and automating recurring invoices felt a bit fiddly and over-complicated. Another small problem is that it doesn't import your bank transactions until the day after the transaction has taken place, despite refreshing the feed. I like to log my income/expenses the moment the transaction goes through to keep on top of my books. Reasons for choosing Zoho Books I thought that Quickbooks was over-priced. However I did then switch back to Quickbooks in the end. Vendor Response Hi Luke - Thanks for your detailed review. We are working on certain product enhancements that will address some of your feedback. We hope you give us another try in the future. Replied June 2025 Read More AC Alice C. Verified reviewer Consumer Electronics 2-10 employees Used daily for less than 2 years Review source Reviewed January 2025 Zoho Books; Making sales process efficient and easy 5 I have loved working with Zoho since it make my work life very simple, turning a quotation to an invoice is all a matter of just clicking a button Ratings Breakdown 5 Ease of use 5 Value for money 5 Customer support 5 Functionality Pros: The fact that I can create a quotation and send it directly from zoho without having to download then create an email and attach it Cons: The fact that you can not edit customer details when you are invoice such as changing the name if it was a quotation. Reasons for choosing Zoho Books it was cost friendly as compared to Odoo Reasons for switching to Zoho Books Quickbooks can be too complicated and hard to learn for new people Vendor Response Thanks for your review, Alice. We are here to make business financial management easier and we are glad that you are experiencing it! :) Replied March 2025 Read More DB Delfina B. Verified reviewer Marketing and Advertising 51-200 employees Used daily for more than 2 years Review source Reviewed January 2025 A great tool to use 3 I use Zoho Books daily to issue invoices for my clients. I´ve created my data base and from there, I create the invoices, record payments, set payment reminders, and create some reports to keep my AP well organized. Ratings Breakdown 5 Ease of use 4 Value for money 3 Customer support 3 Functionality Pros: It is quite intuitive and well-organized. I like that you can easily find the customer and jump from one place to another. Also, it is customizable, for example, it helps me a lot to set payment reminders for my clients. Cons: There are some limitations in terms of reporting. If you want to see old data, you can´t do it, and that´s a bit annoying. In addition, the currency exchange rates sometimes are not accurate. Reasons for choosing Zoho Books I prefer to use a tool that was designed for that and not create from scratch something that is not part of my company's business Read More AV Alisodai V. Verified reviewer Construction 2-10 employees Used weekly for less than 12 months Review source Reviewed October 2025 Don't go with Zoho Books for your accounts 1 Ratings Breakdown 1 Ease of use 1 Value for money 1 Customer support 1 Functionality Pros: This is not useful. Initially they will tell all the features are free. After buying everything we have to pay extra amount. Cons: Customer support is very poor. They were unable to give any solution for my problem even after 7 months time. Don't go with Zoho Books. Read More Showing 1 - 10 of 673 Reviews [See All Reviews](https://www.softwareadvice.com/accounting/zoho-books-profile/reviews/) ## Zoho Books FAQs - What kind of software is Zoho Books? Zoho Books is accounting software. It’s based in the cloud, meaning businesses can use it on any computer or smart device with an internet connection. Users turn to the software for expense and inventory management, invoice creation, and sales tax automation, among other functions. - Is Zoho Books really free? Zoho Books has a free plan with limited features for solopreneurs and microbusinesses. It allows one user and offers bank reconciliation, up to 1,000 invoices a year, payment reminders, a dashboard with standard reports, and more. Upgrading to a paid plan increases the limits and adds new features. Each paid plan comes with a free trial. - Why should I use Zoho Books? Many users choose Zoho Books because it has a user-friendly interface and relatively simple workflows. Some also find the software an affordable option because it costs $15 per month for the Standard plan, which comes with enough features to help smaller organizations manage their accounts. Users of other Zoho apps often consider Zoho Books for accounting. - What companies use Zoho Books? Small and midsize businesses are Zoho Books’ primary customers. Solopreneurs and microbusinesses also take advantage of the free plan. Although it doesn’t publish a comprehensive list of customers, Zoho Books touts users across dozens of industries, including education, healthcare, manufacturing, retail, and telecommunications. ## Zoho Books Popular Comparisons [QuickBooks Online vs Zoho Books](https://www.softwareadvice.com/compare/392386-zoho-books/vs/393202-QuickBooks-Online/)[PayPal vs Zoho Books](https://www.softwareadvice.com/retail/paypal-profile/vs/zoho-books/)[Abby vs Zoho Books](https://www.softwareadvice.com/cpq/abby-profile/vs/zoho-books/)[QuickBooks Enterprise vs Zoho Books](https://www.softwareadvice.com/construction/qb-desktop-enterprise-profile/vs/zoho-books/)[Xero vs Zoho Books](https://www.softwareadvice.com/accounting/xero-profile/vs/zoho-books/)[Zoho Invoice vs Zoho Books](https://www.softwareadvice.com/accounting/zoho-books-profile/vs/zoho-invoice/)[NetSuite vs Zoho Books](https://www.softwareadvice.com/accounting/netsuite-financials-accounting-software-profile/vs/zoho-books/)[Wave vs Zoho Books](https://www.softwareadvice.com/compare/18767-Wave-Apps/vs/392386-zoho-books/)[FreshBooks vs Zoho Books](https://www.softwareadvice.com/accounting/freshbooks-profile/vs/zoho-books/)[Odoo vs Zoho Books](https://www.softwareadvice.com/crm/odoo-profile/vs/zoho-books/)[Dynamics 365 vs Zoho Books](https://www.softwareadvice.com/compare/106335-Dynamics-365/vs/392386-zoho-books/)[Sage Accounting vs Zoho Books](https://www.softwareadvice.com/accounting/sage-business-cloud-accounting-profile/vs/zoho-books/)[Sage Intacct vs Zoho Books](https://www.softwareadvice.com/accounting/intacct-accounting-profile/vs/zoho-books/)[TallyPrime vs Zoho Books](https://www.softwareadvice.com/accounting/tally-profile/vs/zoho-books/)[Sage 50 Accounting vs Zoho Books](https://www.softwareadvice.com/accounting/sage-50cloud-profile/vs/zoho-books/) [Compare All Alternatives](https://www.softwareadvice.com/accounting/zoho-books-profile/alternatives/) Stuck Between Options? Our experts can help you compare Zoho Books with other top options, so you can find the best fit for your needs. ## See what companies are saying about Software Advice