About Stripe

Stripe is a cloud-based solution that offers a varied set of unified APIs and tools that enable businesses to manage and accept payments online. Stripe handles key payment functions, such as subscriptions, storing cards and direct payouts to user bank accounts. It also offers solutions for mobile and web payments that are specially built for developers. Stripe enables businesses to accept international debit cards, credit cards and currencies. Other key features include full-stack payments, PCI compliance, invoice paying, instant payment acceptance, shared customers and the collection of transaction fees. Stripe does not require any card storage fees, validation fees, setup fees, monthly fees or refund fees. Stripe provides support options such as online ...

Stripe Pricing

Payment is a per-transaction fee. PAY AS YOU GO: 2.9% + 30¢ per successful card charge for non-European cards PAY AS YOU GO: 1.4% + 30¢ per successful card charge for European cards You can design a custom package for your business with volume discounts, multi-product discounts, interchange pricing, and country-specific rates. Stripe has no setup fees, no monthly fees, no validation fees, no refund fees, and no card storage fees. There's also no charge for failed payments.

Starting price: 

$0.30 

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Stripe User Reviews

OVERALL RATING

SECONDARY RATINGS

Ease-of-use

4.5

Value for money

4.5

Customer support

4.5

Functionality

4.5

Showing 1 - 5 of 1972 reviews

Nayeli

Code Queen LLC

Verified reviewer

Company size: 2-10 employees

Industry: Design

Time used: More than 2 years

Review Source: Capterra

This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you.

Ease-of-use

5

Value for money

5

Customer support

5

Functionality

5

Reviewed March 2021

Daily business necessity that makes my business run smoother

Not only is their system intuitive, but the customer service agents ACTUALLY like to help you! No fake smiles over the phone or loud exhaling and strained voices. You know which ones I mean ---- the kind you get from employees that don't like their job and it feels like it is a burden to help you. Yeah ---- NEVER have I experienced this with Stripe. They have a beautiful online system, they have happy employees ---- that can only mean Stripe really knows how to stay in business. And THAT is very important for my business because I use them on a daily basis. I love the way I can integrate Stripe onto many online applications for my business --- and continue to have 1 account to manage it all. I love that I can be added as a contributor to other Stripe accounts and access them via 1 single dashboard without needing to login again. Not only does this help me run my business but I am also able to offer custom coding services to others who have Stripe accounts that are trying to implement custom payments on their Wix sites via coding. I love the product and subscriptions payments --- I am able to easily integrate with programs that use my custom Stripe product page for payments so my branding stays consistent. I love that I can have instant pay out or 1 day pay out. I just love Stripe all around and I recommend it to anyone.

Pros

I love how easy the onboarding process was. The dashboard is so intuitive, modern and sleek. When you forget to do something, the notifications remind you of any missing steps you need to complete. I have been using Stripe for over 5 years and when I needed to update my legal documents due to a marriage, the customer service agents were amazing to work with. It went a lot faster than working with the bank! It was very convenient to receive document upload links via text and email. I was blown away that the customer service agent that I was speaking to over the phone was instantly seeing all the documentation I was uploading ---- so he was able to expedite the auditing & approval right away!

Cons

It would be amazing if they would update their mobile app so I can do more on the go. Now with longer wait times at doctors offices --- or traffic jams or on the road ---- it would be great if I could do more from my phone instead of having to log into a laptop. I want to be able to create a client via the Stripe mobile app. I would like to check on my Capital loan. I would like to cancel an invoice via the app or basically manage the basics from my cell phone. Currently the main purpose of the phone is to view transactions, and that's it.

Reasons for choosing Stripe

I didn't like the Square dashboard. I don't have physical products so I had not use for their POS system. They do not integrate easily with other online applications. They don't have an easy API to integrate. It does not integrate with Wix for subscription products. And their customer service was less than helpful when trying to engage with them before onboarding.

Reasons for switching to Stripe

Because Wells Fargo had high fee rates and they did not integrate easily with other online apps. Not to mention, their customer support is horrendous.

Abele

Games Home

Verified reviewer

Company size: 1 employee

Industry: Retail

Time used: More than 2 years

Review Source: Capterra

This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you.

Ease-of-use

5

Value for money

5

Customer support

5

Functionality

5

Reviewed September 2021

Our preferred payment processing company

From the day we started using Stripe, they have been an absolute joy to work with. Through the available (externally developed) payment plugins, accepting debit and credit card payments securely through our site has been a breeze. The account was up and running in no time with minimal manual steps. Never have we had any restrictions placed on our account because Stripe saw an officially licensed product as a potential case of trademark infringement, nor have they ever asked us for invoices from our suppliers. Yes, these are the kind of things our friendly PayPal does do. So often have we found our account restricted for some bogus reason. Not with Stripe. Stripe does what it needs to do and does it better than anyone. Do you know highly advanced customizations to restrict certain payments? You can set up clear and easy to understand rules. If you want detailed insight into a payment to judge whether the transaction is safe, you can see every single detail (bar the full credit card number of course) for every transaction. If Stripe were to develop better payment integrations for different platforms that offer the latest features and if they would waive refund fees for all customers, Stripe would get a 10/10 from us. We hope that we will be able to use Stripe for many years to come.

Pros

Stripe is supported around the world and is customized for many regions, offerring localized payment options and on top of all that is affordable, professional, safe and secure. What more could you want from a payment processing company? Stripe's backend is simple enough for a beginning customer, but offers advanced functionality for those that require it.

Cons

No in-house developers that manage the systems integrations options such as Woocommerce integration. As a result, you are dependent on external third party developers to integrate new functionality or manage customer integration issues. Although Stripe does have a plugin listed, the plugin is incompatible with many installations and does not offer the latest features that are available through their API. Additionally, if you're not on their legacy plan, refunds are very expensive (you will not get your payment fees back). Stripe should offer a lower-cost refund option such as a flat $0.50 fee per refund to help small struggling businesses.

Reasons for choosing Stripe

Square is not supported in many countries and many other payment methods only support payments in USD. Stripe was able to meet all our needs and far exceed them, making them the best in the business.

Reasons for switching to Stripe

PayPal was unable to manage fraudulent transactions and frequently restricts accounts and payments, requesting for "additional information". Their system is overzealous in flagging potentially risky transactions, only to create trouble for their users. On top of that, they are restrictive in functionality and their customer service is uncooperative.

User Profile

Erik

McNair Media

Verified reviewer

Company size: 2-10 employees

Industry: Computer Software

Time used: More than 2 years

Review Source: Capterra

This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you.

Ease-of-use

3

Value for money

5

Customer support

5

Functionality

5

Reviewed May 2021

Stripe is a GO-TO payment processor for SMBs

Stripe has enabled first class payment processing for our organization and the organizations we’ve implemented it for.

Pros

Stripe is everything that people love about PayPal with everything a payment processing system needs to feel professional and high end to the end user. If you are using Squarespace or Woocommerce, Stripe is so easy to implement that you don’t even need development knowledge to implement it. Payment processing rates are fair and instant payout options are huge for businesses that are just starting out.

Cons

There’s really no con to Stripe. It’s definitely something that requires some development knowledge to implement it. but because of how easy it is for developers… Stripe has so much third-party support so you’re likely able to find a free implementation method for your platform.

Reasons for choosing Stripe

The fact that there is no monthly charge to use the payment system is ideal for small businesses that we have implemented Stripe for.

Reasons for switching to Stripe

It allowed us to create subscriptions and other advanced payment processing options that we needed to impment

ROBERT

Anytime Offices

Verified reviewer

Company size: 2-10 employees

Industry: Real Estate

Time used: Less than 2 years

Review Source: Capterra

This review was submitted organically. No incentive was offered

Ease-of-use

1

Value for money

1

Customer support

1

Functionality

5

Reviewed August 2020

Stripe's dispute resolution policies are never in favour of the seller

I am in the process of terminating my account with Stripe. It's a joke. The amount of headache and lost business they caused is not worth it. It is easy to set up but after that nothing is easy with Stripe.

Pros

Easy to deploy and has various integrations available

Cons

Allocations are a nightmare. Stripe is taking out their commission and the remaining amount is paid into your account, several client transactions in one payment - reconciliations are extremely difficult and I've never received one invoice from Stripe for their commission. They simply deduct their share and transfer the rest to you without any paper trail. In addition, every time there is a dispute, it is never settled in the seller's favour even when the supporting evidence and paperwork supplied to Stripe clearly shows that the purchase was valid, agreed and approved by the buyer, signed-off by them and the service used by them. The response from Stripe is never in the seller's favour. Finally - it happens at least a few times a month that Stripe rejects the transaction as suspicious and prevents prospects from buying our products. It often happens that clients contact us outside of the Stripe's workflow and finalise payment manually because Stripe is rejecting their cards and by extension is not allowing us to close the sale.

Reasons for choosing Stripe

Better integrations

Anonymous

Verified reviewer

Company size: 2-10 employees

Time used: More than 2 years

Review Source: Capterra

This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you.

Ease-of-use

5

Value for money

4

Customer support

3

Functionality

4

Reviewed July 2021

A no-nonsense payment gateway for businesses of all sizes

Pros

The prime aspect that I love the most about stripe is its very easy deployment with its direct API integrations. As a start-up that processes information through different channels, having stripe has made it hassle-free and seamless to analyse, manage, & track all our inbound payments using just our smartphones. We have and are continuing to save unnecessary banking costs with stripe. The no-code payment feature is a seller to companies like us who are looking to get one-time instant payments.

Cons

As the crypto market is gaining traction, especially with these alternative currencies going mainstream, it'd be great to have stripe regulate crypto in-bound payments as well. This is very critical for companies like us who consider crypto to be balance sheet assets.

Reasons for switching to Stripe

PayPal was not user-friendly nor was it pocket-friendly as well. When compared to stripe, the security features are a bit lagging.

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