SumUp 2026: Benefits, Features & Pricing
Wondering if SumUp is right for your organization?
Our Payment Processing Software selection experts can help you in 15 minutes or less.
- Overview
- Pricing and Plans
- Features
- Integrations
- User Reviews
Overview
Pricing
Starting at $99.00 per month
About SumUp
SumUp is a payment processing system that allows businesses to accept card payments and manage point-of-sale operations. It is suitable for various small businesses, such as coffee shops, bakeries, boutiques, and pet stores. The system supports multiple payment methods, including portable card readers for in-person transactions, online payment processing, and self-service kiosks. SumUp provides point-of-sale systems with different configurations to meet specific business needs, along with invoicing capabilities and customer engagement tools such as gift cards.
The platform includes a mobile app that offers business solutions accessible from smartphones and tablets. It also provides financial services, including business checking accounts and wealth management options. SumUp offers next-day payout capabilities when used with a SumUp merchant account.
SumUp Screenshots

SumUp Pricing and Plans
POS with Connect Lite
$99.00
Plan includes:
- Cloud-Based POS
- Customer Database
- Dedicated Installation
- Dedicated Training
POS with Connect Plus
$199.00
Plan includes:
- 30-Days Money Back Guarantee
- Customer Rewards
- Automated Marketing
POS with Connect Pro
$289.00
Plan includes:
- Unlimited Marketing Promotions
- AI Enhanced Marketing
- Google Review Booster

Confused about pricing? We've got you covered.
Get a personalized pricing breakdown tailored to your specific needs—no guesswork, no generic estimates.
SumUp Features
- Popular features found in Payment ProcessingACH Payment ProcessingBilling & InvoicingDebit/Credit Card ProcessingIn-Person PaymentsMobile PaymentsMulti-CurrencyMultiple Payment OptionsPayment Fraud PreventionPayment Gateway IntegrationPCI ComplianceRecurring/Subscription BillingReporting/Analytics
- More features of SumUpAccountingAccounting IntegrationActivity DashboardAPIBarcode RecognitionBarcode/Ticket ScanningCampaign AnalyticsCampaign ManagementCampaign PlanningCash ManagementClient PortalCommission ManagementCommunication ManagementContactless NFCCouponsCredit Card ProcessingCRMCustomer AccountsCustomer AcquisitionCustomer Activity TrackingCustomer DatabaseCustomer HistoryCustomer ProfilesCustomer SegmentationCustomer SurveysCustomizable BrandingCustomizable InvoicesCustomizable ReportsCustomizable TemplatesDashboardData SecurityDiscount ManagementDocument ManagementeCommerce ManagementElectronic PaymentsElectronic SignatureEmail ManagementEmail MarketingEmployee ManagementEngagement TrackingFeedback ManagementFinancial ManagementFor Small BusinessesGamificationGift Card ManagementInventory ManagementInventory TrackingInvoice CreationInvoice HistoryInvoice ManagementInvoice ProcessingLoyalty CardsLoyalty ProgramMember PortalMembership ManagementMobile AccessMobile Card ReaderMulti-CampaignMulti-Channel CommunicationMulti-Channel Data CollectionMulti-Channel MarketingMulti-LocationOnline InvoicingOnline PaymentsOrdering AutomationOrder ManagementPayment LinksPayment ProcessingPerformance MetricsPoint of Sale (POS)Promotions ManagementPurchase Order ManagementQR CodesReal-Time DataReal-Time ReportingReal-Time UpdatesReceipt ManagementReferral TrackingRemindersReporting & StatisticsRestaurant POSRetail Inventory ManagementRetail POSReturns ManagementRewards ManagementRewards PointsSales Order ManagementSales ReportsSales Tax ManagementSales Trend AnalysisSelf Service PortalSMS MarketingSocial PromotionStock ManagementTax CalculationThird-Party IntegrationsTransaction HistoryTransaction Monitoring
SumUp Integrations
See all 14 integrations
SumUp User Reviews
Overall Rating
4.5
Ratings Breakdown
5
69%
4
19%
3
6%
2
2%
1
4%
Secondary Ratings
Ease of Use
4.5
Value for money
4.3
Customer support
4.3
Functionality
4.4
Emma F.
Verified reviewer
Luxury Goods & Jewelry
Self-Employed
Used monthly for less than 2 years
Review sourceReviewed November 2025
Excellent system and cost effective!
5
It’s still a fantastic system to use and really straight forward! I have started using the app too to help customers pay which has been great
Ratings Breakdown
Reasons for choosing SumUp
It was more affordable and had better reviews
Read More
Anna M.
Verified reviewer
Design
Self-Employed
Used monthly for less than 2 years
Review sourceReviewed August 2025
Great tool for startups, fair pricing, easy to operate using mobile phone
5
Overall simple and intuitive, saves a lot of time because it works super well on mobile phones. Mamy functions available so overall great tool for small business or business that needs to accept simple payments or bookings.
Ratings Breakdown
Reasons for choosing SumUp
I think both are great, I use both but I think Square has kore options worth considered when growing business but at the same time, when you are a small or starting business the simpler solution might actually be better. I decided to set up Square because of integration with Clearpay
Read More
Steph D.
Verified reviewer
Education Management
51-200 employees
Used weekly for less than 2 years
Review sourceReviewed July 2022
Love collecting points!
4
Ratings Breakdown
Read More
Perla P.
Verified reviewer
Food & Beverages
2-10 employees
Used daily for more than 2 years
Review sourceReviewed February 2025
A great program to use
5
It has been a very good experience. Cheap options to buy equipment and also easy to contact
Ratings Breakdown
Reasons for switching to SumUp
Fees were cheaper than square and the card reader accepted tap and apple/google pay
Read More
Katie P.
Verified reviewer
Design
Self-Employed
Used daily for more than 2 years
Review sourceReviewed November 2024
No Complaints, an effective product and service.
5
I've used SumUp in multiple businesses and often as a consumer. As a product and service, it's very fairly priced and makes card payment accessible to every business. I have no negatives, it is quick and easy to set up and tracking data and making notes on payments is simple.
Ratings Breakdown
Reasons for choosing SumUp
I can't quite remember but I think it was because of cost and ease of use.
Read More
Rebecca A.
Verified reviewer
Hospitality
2-10 employees
Used daily for less than 12 months
Review sourceReviewed September 2025
Avoid. Much better options available
1
For the few first weeks I didn't have any issues. Then the system consistently would not work, causing lots of issues with my business including loss of income.
Ratings Breakdown
Reasons for choosing SumUp
due to false advertising from Sumup - expecting better service overall
Read More
Michael M.
Verified reviewer
Construction
2-10 employees
Used daily for less than 6 months
Review sourceReviewed March 2025
Beware of SumUp Bank – Unjustified Account Freezing and Disgusting Customer Service
1
I am beyond frustrated with SumUp Bank. They froze my business account without any explanation or warning. Since then, I’ve received zero clarity about why this happened, despite numerous attempts to contact them. They simply told me to “be patient and wait” while me and my business suffers. This is not just happening to me. It’s clear that SumUp Bank has done this to hundreds of other people, based on my research and reports I’ve seen online. They freeze accounts without warning, offer no explanation, and leave people struggling without access to their own money. This behavior is disgusting and disgraceful. I am unable to pay suppliers, buy materials, or run my business. The harm done to my reputation and the financial loss is devastating, and SumUp Bank’s refusal to provide any assistance is appalling. They are a completely unreliable and untrustworthy company. If you’re a business owner, stay far away from SumUp Bank. They clearly do not care about their customers, and they are unfit to handle your finances. Do not trust them with your money.
Ratings Breakdown
Reasons for choosing SumUp
Because I went with my gut but I was clearly wrong to do so
Read More
Information Technology and Services
Self-Employed
Used monthly for more than 2 years
Review sourceReviewed February 2025
Acquired Debitoor and made it progressively worse
2
Ratings Breakdown
Reasons for choosing SumUp
At the time, when the accounting part was still independent (Debitoor), it was an easier, more usable, accounting software for small businesses
Read More
Stuart F.
Verified reviewer
Apparel & Fashion
2-10 employees
Used daily for less than 6 months
Review sourceReviewed March 2025
Worst support of my life.
1
Having worked in IT I have experienced some terrible support but SumUp really wins hands down. After signing up over a month ago with the paid plan, we are still waiting for things to be started and we are unable to use the system we were promised by pre-support. There is NO phone sales even though we were told we could take them and their website states different. No support response now in over 10 days. Ridiculous. If you are a small business, please don't choose SumUp.
Ratings Breakdown
Reasons for choosing SumUp
Mainly the cost and processing fees. And promises which they could not keep.
Reasons for switching to SumUp
Looking for cheaper, which is not always better...
Read More
Robert M.
Verified reviewer
Alternative Medicine
2-10 employees
Used daily for less than 6 months
Review sourceReviewed March 2025
WHY DID I BOTHER
1
frustrating, upsetting for my staff and customers and becoming increasingly costly to my business. After many virtual chats with artificial intelligence you will receive a human written email telling you to turn it off and on again. the returns policy is 30 days but you'll be lucky if you get anywhere with support by then. DO NOT BUY!!!
Ratings Breakdown
Reasons for choosing SumUp
it seemed to be in wide use within the retail industry
Read More
SumUp Popular Comparisons
Other Top Recommended Payment Processing Software

Stuck Between Options?
Our experts can help you compare SumUp with other top options, so you can find the best fit for your needs.








