# Best Insurance Rating Software - 2026 Reviews & Pricing > Find the best Insurance Rating Software for your organization. Compare top Insurance Rating Software systems with customer reviews, pricing, and free demos. Source: https://www.softwareadvice.com/insurance/insurance-rating-comparison --- [Home](https://www.softwareadvice.com/) / Insurance Rating Software Software Advice offers objective insights based on verified user reviews and independent product and market research. When our advisors match you to a software provider, we may earn a referral fee. # Best Insurance Rating Software of 2026 Updated June 5, 2026 On this page 1. Popular Comparisons 2. Buyers Guide 3. Related Software Filter products 39 results ### Compare Products Showing 1 - 25 of 39 products #### Company Size - Self-Employed - 2-10 - 11-50 - 51-200 - 201-500 - 501-1000 - 1000+ #### Pricing Options - $$$$$ - $$$$$ - $$$$$ - $$$$$ - $$$$$ ### Compare Products Sort by **Recommendations**: Sorts listings by the number of recommendations our advisors have made over the past 30 days. Our advisors assess buyers’ needs for free and only recommend products that meet buyers’ needs. Vendors pay Software Advice for these referrals. **Reviews**: Sorts listings by the number of user reviews we have published, greatest to least. **Average Rating**: Sorts listings by overall star rating based on user reviews, highest to lowest. **Alphabetically (A-Z)**: Sorts listings by product name from A to Z. [EZLynx](https://www.softwareadvice.com/insurance/ezlynx-profile/) EZLynx provides innovative insurance software that streamlines an agency’s workflow and manages the end-to-end policy lifecycle....[Read more about EZLynx](https://www.softwareadvice.com/insurance/ezlynx-profile/) **3.7** ([74 reviews](https://www.softwareadvice.com/insurance/ezlynx-profile/reviews/)) **9** recommendations Free trial Free version Integrations Integrations Gmail Microsoft Outlook +2 more +1 more +0 more EZLynx's Best Rated Features 3.44Policy Management See All EZLynx's Worst Rated Features 3.20Quotes/Estimates See All [Financial Services Cloud](https://www.softwareadvice.com/insurance/salesforce-fin-serv-cloud-profile/) Financial Services Cloud is a customer relationship management (CRM) solution that helps businesses in the finance industry mana...[Read more about Financial Services Cloud](https://www.softwareadvice.com/insurance/salesforce-fin-serv-cloud-profile/) **4.8** ([5 reviews](https://www.softwareadvice.com/insurance/salesforce-fin-serv-cloud-profile/#reviews)) **8** recommendations Free trial Free version Integrations Integrations Salesforce Sales Cloud QuickBooks Online +7 more +6 more +5 more [Macaw](https://www.softwareadvice.com/product/266247-Macaw/) Functionality Macaw AMS is a cloud-hosted Insurance Agency Management platform that supports end to end functions of Brokers, M...[Read more about Macaw](https://www.softwareadvice.com/product/266247-Macaw/) **3.6** ([22 reviews](https://www.softwareadvice.com/product/266247-Macaw/#reviews)) **7** recommendations Free trial Free version Integrations Integrations PayPal Microsoft 365 +6 more +5 more +4 more [Jenesis Software](https://www.softwareadvice.com/insurance/jenesis-agency-management-profile/) Jenesis is designed specifically for the independent insurance agency, offering a seamless platform to manage various aspects of...[Read more about Jenesis Software](https://www.softwareadvice.com/insurance/jenesis-agency-management-profile/) **4.7** ([283 reviews](https://www.softwareadvice.com/insurance/jenesis-agency-management-profile/reviews/)) **6** recommendations Free trial Free version Integrations Integrations Gmail Docusign +10 more +9 more +8 more Jenesis Software's Best Rated Features 5.0Billing & Invoicing See All Jenesis Software's Worst Rated Features 4.58Claims Management See All [s.360](https://www.softwareadvice.com/qualitative-data-analysis/s-360-profile/) s.360 is a cloud-based life underwriting solution for insurers and reinsurers. The modular ecosystem fits any project or size of...[Read more about s.360](https://www.softwareadvice.com/qualitative-data-analysis/s-360-profile/) **5.0** ([3 reviews](https://www.softwareadvice.com/qualitative-data-analysis/s-360-profile/#reviews)) **6** recommendations Free trial Free version Integrations Integrations Amazon QuickSight SAS Enterprise Guide +3 more +2 more +1 more [Applied Epic](https://www.softwareadvice.com/insurance/applied-epic-profile/) Applied Epic is an agency designed to help insurance agencies improve their processes, offering a multitude of benefits and capa...[Read more about Applied Epic](https://www.softwareadvice.com/insurance/applied-epic-profile/) **4.2** ([141 reviews](https://www.softwareadvice.com/insurance/applied-epic-profile/reviews/)) **6** recommendations Free trial Free version Integrations Integrations Microsoft Outlook Clarity Wave +1 more +0 more +0 more Applied Epic's Best Rated Features 4.27Insurance Policy Management See All Applied Epic's Worst Rated Features 3.33Insurance Rating See All [EASA](https://www.softwareadvice.com/insurance/easa-cpq-profile/) EASA is the leading software tool for those businesses currently using highly developed and complex Excel spreadsheets, includin...[Read more about EASA](https://www.softwareadvice.com/insurance/easa-cpq-profile/) **4.3** ([14 reviews](https://www.softwareadvice.com/insurance/easa-cpq-profile/reviews/)) **3** recommendations Free trial Free version [Compulife Quote Software](https://www.softwareadvice.com/insurance/compulife-profile/) Designed for the insurance industry, Compulife Quote Software is a web-based software that helps businesses with providing quote...[Read more about Compulife Quote Software](https://www.softwareadvice.com/insurance/compulife-profile/) **4.9** ([61 reviews](https://www.softwareadvice.com/insurance/compulife-profile/#reviews)) Free trial Free version Integrations Integrations Postman +0 more +0 more +0 more [NowCerts](https://www.softwareadvice.com/insurance/nowcerts-profile/) NowCerts is a cloud-based insurance solution designed for insurance agencies of all sizes. Key functionalities include commissio...[Read more about NowCerts](https://www.softwareadvice.com/insurance/nowcerts-profile/) **4.8** ([150 reviews](https://www.softwareadvice.com/insurance/nowcerts-profile/reviews/)) Free trial Free version Integrations Integrations Google Drive Gmail +9 more +8 more +7 more [tigerlab](https://www.softwareadvice.com/insurance/i2go-profile/) tigerlab is a global insurance software provider and the creator of the tiger suite (formerly i2go), a cloud-native, API-first i...[Read more about tigerlab](https://www.softwareadvice.com/insurance/i2go-profile/) **4.9** ([10 reviews](https://www.softwareadvice.com/insurance/i2go-profile/#reviews)) Free trial Free version [Cooper Rose Digital Full Suite](https://www.softwareadvice.com/insurance/cooper-rose-digital-profile/) Cooper Rose Digital is a suite of modules such as product distribution, policy management, rating engine, documentation generati...[Read more about Cooper Rose Digital Full Suite](https://www.softwareadvice.com/insurance/cooper-rose-digital-profile/) **4.7** ([10 reviews](https://www.softwareadvice.com/insurance/cooper-rose-digital-profile/#reviews)) Free trial Free version Integrations Integrations PayPal Stripe +2 more +1 more +0 more [Layr](https://www.softwareadvice.com/insurance/layr-profile/) Layr is an insurance platform that puts everyone on the path to success: brokers, carriers, and small business owners. Base La...[Read more about Layr](https://www.softwareadvice.com/insurance/layr-profile/) **5.0** ([1 reviews](https://www.softwareadvice.com/insurance/layr-profile/#reviews)) Free trial Free version [SimpleINSPIRE](https://www.softwareadvice.com/insurance/simpleinspire-profile/) SimpleINSPIRE is an integrated multi-line insurance platform suitable for P&C insurance companies of any size. It combines polic...[Read more about SimpleINSPIRE](https://www.softwareadvice.com/insurance/simpleinspire-profile/) **5.0** ([1 reviews](https://www.softwareadvice.com/insurance/simpleinspire-profile/#reviews)) Free trial Free version [BriteCore](https://www.softwareadvice.com/policy-management/britecore-profile/) BriteCore provides P&C insurers with a cloud-native core insurance platform designed to drive business growth, enhance operation...[Read more about BriteCore](https://www.softwareadvice.com/policy-management/britecore-profile/) **4.3** ([3 reviews](https://www.softwareadvice.com/policy-management/britecore-profile/#reviews)) Free trial Free version [Agency Suites](https://www.softwareadvice.com/insurance/agency-suites-profile/) With EZLynx®’s software for new and growing insurance agencies, we provide your business with an all-in-one platform that integr...[Read more about Agency Suites](https://www.softwareadvice.com/insurance/agency-suites-profile/) **4.0** ([2 reviews](https://www.softwareadvice.com/insurance/agency-suites-profile/#reviews)) Free trial Free version [ISI Core](https://www.softwareadvice.com/insurance/isi-enterprise-profile/) ISI Core (formerly ISI Enterprise) is a comprehensive P&C insurance platform that helps carriers and MGAs get results through ev...[Read more about ISI Core](https://www.softwareadvice.com/insurance/isi-enterprise-profile/) **4.2** ([12 reviews](https://www.softwareadvice.com/insurance/isi-enterprise-profile/reviews/)) Free trial Free version [Velocity](https://www.softwareadvice.com/insurance/velocity-profile/) Velocity is a cloud-based agency management system for property and casualty insurance carriers. It helps users handle the needs...[Read more about Velocity](https://www.softwareadvice.com/insurance/velocity-profile/) **4.1** ([15 reviews](https://www.softwareadvice.com/insurance/velocity-profile/reviews/)) Free trial Free version [DRC Insurance Platform](https://www.softwareadvice.com/insurance/drc-profile/) DRC's insurance system is a cloud-based insurance solution that enables property and casualty insurance businesses to manage the...[Read more about DRC Insurance Platform](https://www.softwareadvice.com/insurance/drc-profile/) No reviews yet Free trial Free version Integrations Integrations Docusign OpenText Communications +1 more +0 more +0 more [Quoteplicity](https://www.softwareadvice.com/product/521054-Quoteplicity/) Quoteplicity is a cloud-based quoting solution designed for insurance agents and agencies. The platform caters to a range of ins...[Read more about Quoteplicity](https://www.softwareadvice.com/product/521054-Quoteplicity/) **5.0** ([5 reviews](https://www.softwareadvice.com/product/521054-Quoteplicity/#reviews)) Free trial Free version Integrations Integrations Zapier Zoho CRM Plus +2 more +1 more +0 more [Surefyre](https://www.softwareadvice.com/crm/surefyre-profile/) Surefyre is a cloud-based customer relationship management (CRM) solution designed for the needs of insurance agents. It is suit...[Read more about Surefyre](https://www.softwareadvice.com/crm/surefyre-profile/) **4.6** ([17 reviews](https://www.softwareadvice.com/crm/surefyre-profile/reviews/)) Free trial Free version [InsureCert](https://www.softwareadvice.com/insurance/insurecert-profile/) InsureCert is a cloud-based insurance solution that enables agents and brokers to organize policy-related data and share informa...[Read more about InsureCert](https://www.softwareadvice.com/insurance/insurecert-profile/) **5.0** ([3 reviews](https://www.softwareadvice.com/insurance/insurecert-profile/#reviews)) Free trial Free version [SideCare](https://www.softwareadvice.com/product/217438-hoggo/) Hoggo offers all businesses a 100% free platform with features going from onboarding, attendance management, bookeeping, offboa...[Read more about SideCare](https://www.softwareadvice.com/product/217438-hoggo/) **5.0** ([3 reviews](https://www.softwareadvice.com/product/217438-hoggo/#reviews)) Free trial Free version [InsFocus BI](https://www.softwareadvice.com/bi/insfocus-bi-profile/) InsFocus BI is an insurance policy software designed to help businesses build, view and analyze insurance reports. The platform ...[Read more about InsFocus BI](https://www.softwareadvice.com/bi/insfocus-bi-profile/) **4.8** ([4 reviews](https://www.softwareadvice.com/bi/insfocus-bi-profile/#reviews)) Free trial Free version [Benelinx](https://www.softwareadvice.com/commission/benelinx-profile/) Designed for Insurance businesses, Benelinx is a cloud-based agency management software that helps manage employee benefits, con...[Read more about Benelinx](https://www.softwareadvice.com/commission/benelinx-profile/) **5.0** ([2 reviews](https://www.softwareadvice.com/commission/benelinx-profile/#reviews)) Free trial Free version [AVA RMS](https://www.softwareadvice.com/hipaa-compliance/ava-rms-profile/) AVA RMS is a Spanish-language cloud-based risk management solution that can be used by organizations across various industries. ...[Read more about AVA RMS](https://www.softwareadvice.com/hipaa-compliance/ava-rms-profile/) **5.0** ([1 reviews](https://www.softwareadvice.com/hipaa-compliance/ava-rms-profile/#reviews)) Free trial Free version 1 [2](https://www.softwareadvice.com/insurance/insurance-rating-comparison/?page=2) ## Popular Comparisons [ EZLynx vs Jenesis Software ](https://www.softwareadvice.com/insurance/ezlynx-profile/vs/jenesis-agency-management/)[ Applied Epic vs NowCerts ](https://www.softwareadvice.com/insurance/applied-epic-profile/vs/nowcerts/) The future of insurance is difficult to read and regulatory and economic trends will keep insurers on their toes for the next several years. In the face of all this, insurance shoppers still want fast, accurate quotes that can adequately cover potential expenses. Insurers, then, need to automate the process to avoid risk and provide the best service. This guide is designed to help agencies find the right software to achieve this task. We'll cover: [What Is Insurance Rating Software?](#WhatIsInsuranceRatingSoftware) [Common Insurance Rating Software Functionality](#CommonInsuranceRatingSoftwareFunctionality) [Benefits of Insurance Rating Software](#BenefitsofInsuranceRatingSoftware) [How Much Does Insurance Rating Software Cost?](#HowMuchDoesInsuranceRatingSoftwareCost) [Important Considerations When Purchasing Insurance Rating Software](#ImportantConsiderationsWhenPurchasingInsuranceRatingSoftware) ## What Is Insurance Rating Software? Insurance rating functionality is typically included in an [insurance suite](https://www.softwareadvice.com/insurance/), which helps agencies and brokerages handle their daily tasks. In addition to policy and claims management, billing and analytical features, rating plays an important role in generating quotes for clients. Users enter details about a customer—in the case of health insurance, things such as age, gender, tobacco use, medical conditions etc.—and the system will produce multiple quotes based on preset underwriting rules. _A dashboard view of rating tasks in Applied Rater_ ## Common Insurance Rating Software Functionality Rating software for insurers offers a few common features you're likely to find in most modern systems. These include: **Multiline, multistate rating** Most rating engines are capable of generating quotes for various types of insurance, such as commercial, property and casualty, health and life. **Automated verification** As customers offer information, agents can have much of the information verified with tools in the system—credit scores, addresses, age, vehicle mileage and more. This helps insurers offer more accurate quotes and minimize risk. **Carrier integration** Integration with dozens of carriers enables you to provide several quotes for each customer. **Comparative rating** When you integrate many carriers with your system, you can offer multiple quotes and compare them by entering customer information into fields on a single screen instead of manually typing data into each carrier's system. **ISO rules integration** Since data is crucial to generating accurate rates, insurance companies usually need to get that information from an outside source such as the Insurance Service Office (ISO). Rating software can integrate the ISO rating solution to provide the best quotes based on sufficient data. **Reporting and analytics** Reporting features help agencies gather and analyze data generated from all their activities, including providing quotes. Many suites offer a full role-based dashboard to view and manage key performance indicators, along with the ability to produce custom reports for carriers or other departments. ## Benefits of Insurance Rating Software A strong insurance rating engine can significantly streamline your operations and save you time for other tasks. Some of these benefits include: - **Smoother workflows.** With an automated rating solution, your agents can serve a customer using a single screen to enter information and offering multiple quotes much more quickly than with a nonintegrated system. - **Increased rate accuracy.** Rules-based algorithms use a variety of factors to produce the most accurate quotes, and web-based systems include the most up-to-date rates available. - **Increased revenues.** Customers looking for the best insurance rate will be happy to receive a list of the best rates for their needs and are more likely to come back when they need additional coverage. ## How Much Does Insurance Rating Software Cost? Insurance software vendors that offer full suites don't often offer their pricing details online, as they'd like to get potential customers on the phone for a trial before discussing costs. Also, for an accurate cost estimate, it's important to get more information about the needs of an insurance provider. For stand-alone rating engine products, however, pricing tends to be more straightforward. Most comparative rating engines are priced on a subscription model, with a preset cost per month. Keep in mind, these prices may be tied to a specific number of users, office locations or number of compatible carriers. The upfront cost, whether on-premise or cloud-based, could include an additional setup fee. Finally, many vendors will offer a few versions of their software designed to fit a certain type or size of agency, with a different set of features and capabilities to handle their specific needs. Carefully evaluate these different pricing models and added costs to meet the functionality and budgetary requirements of your company. ## Important Considerations When Purchasing Insurance Rating Software Before you start evaluating insurance rating systems, consider the following factors that will impact the success of your software implementation: **Deployment: Cloud-based or on-premise?** Modern software buyers have a couple options when deciding how to deploy their new investment. - Web- or cloud-based software (also known as Software-as-a-Service, or SaaS) is increasingly common and preferred by many buyers—the system is installed on the vendor's servers and you access it via a web browser. - On-premise software is installed locally on your own computers. Some businesses prefer this method for security reasons, though without a strong IT presence, a cloud-based software vendor is likely able to better secure your data. **Integration options.** While very often included in a full insurance agency management system, many agencies are opting for a stand-alone rating engine for customization and agility characteristics. In this case, it's important to find out whether the system can integrate with your existing agency management software or [customer relationship management (CRM)](https://www.softwareadvice.com/crm/) platform. **What state are you in?** As you may know, not all insurance carriers are available in every state. As a result, the number of compatible carriers you can integrate will depend on the state your business is in. For example, California, Illinois and Texas tend to have the most compatible carriers in many insurance rating engines, while Hawaii, New Hampshire and Rhode Island often have fewer. Ask any software vendors you're evaluating for a list of carriers available in your state, so you can find a system that allows you to offer your customers the widest variety of rates. ### Related Insurance Rating Software - [Claims Processing Software](https://www.softwareadvice.com/category/4761-claims-processing/) - [Commercial Insurance Software](https://www.softwareadvice.com/category/4760-commercial-insurance/) - [Dental Software](https://www.softwareadvice.com/dental/) - [Dental Charting Software](https://www.softwareadvice.com/dental-charting/) - [Electronic Medical Records Software](https://www.softwareadvice.com/medical/electronic-medical-record-software-comparison/) - [Insurance Software](https://www.softwareadvice.com/insurance/) - [Insurance Policy Software](https://www.softwareadvice.com/insurance/policy-comparison/) - [Medical Billing Software](https://www.softwareadvice.com/medical/medical-billing-software-comparison/) - [P&C Insurance Software](https://www.softwareadvice.com/p&c-insurance/)