--- title: "Best Insurance Rating Software - 2026 Reviews & Pricing" description: "Find the best Insurance Rating Software for your organization. Compare top Insurance Rating Software systems with customer reviews, pricing, and free demos." source_url: "https://www.softwareadvice.com/insurance/insurance-rating-comparison/" page_type: "subcategory" language: "en" --- [Home](https://www.softwareadvice.com/) / Insurance Rating Software Software Advice offers objective insights based on verified user reviews and independent product and market research. When our advisors match you to a software provider, we may earn a referral fee. # Best Insurance Rating Software of 2026 Updated August 3, 2026 On this page 1. Popular Comparisons 2. Buyers Guide 3. Related Software Filter products 39 results ### Compare Products Showing 1 - 25 of 39 products #### Company Size - Self-Employed - 2-10 - 11-50 - 51-200 - 201-500 - 501-1000 - 1000+ #### Pricing Options - $$$$$ - $$$$$ - $$$$$ - $$$$$ - $$$$$ ### Compare Products Sort by **Recommendations**: Sorts listings by the number of recommendations our advisors have made over the past 30 days. Our advisors assess buyers’ needs for free and only recommend products that meet buyers’ needs. Vendors pay Software Advice for these referrals. **Reviews**: Sorts listings by the number of user reviews we have published, greatest to least. **Average Rating**: Sorts listings by overall star rating based on user reviews, highest to lowest. **Alphabetically (A-Z)**: Sorts listings by product name from A to Z. ### Product: EZLynx [EZLynx](https://www.softwareadvice.com/insurance/ezlynx-profile/) 3.72 [(75)](https://www.softwareadvice.com/insurance/ezlynx-profile/reviews/) ### Pricing availability Free trial: Available Free version: Not available Software Advice Summary EZLynx provides innovative insurance software that streamlines an agency’s workflow and manages the end-to-end policy lifecycle. Integrated into one platform, EZLynx Management System is designed to meet the unique needs of businesses in an easy-to-use interface that takes care of doing the work for you. From real-time home and auto quoting on insurance agency website to email marketing, pipeline management, reporting, AI, and more, EZLynx has the integrated solution for users. It offers: EZLynx Rating Engine is an easy-to-use comparative rater that lets independent insurance agents get real-time personal lines quotes from hundreds of carriers across 48 states on any device. Cross-carrier personal lines quoting has never been simpler. EZLynx Management System leverages client and policy data to maximize your agency's ability to retain current customers while acquiring new business. Find your customer's quotes, policies, claims, and documents in one organized place and easily remarket with up-to-date information synced from your daily policy downloads. EZLynx is a complete agency management solution, with all the tools you need to sell, service and grow your business. A single platform means your agency won’t be slowed down by disparate systems our multiple software vendors. Having all your agency’s data on a single platform makes every aspect of that data more visible, intelligent, actionable, and profitable. One, single system means no more duplicate entries, interrupted workflows, or bridging data between separate systems. Because you have a single view of the customer, you always have the most accurate and complete picture up on the screen. EZLynx Client Center provides mobile-ready online customer self-service. Clients are satisfied immediately with 24/7 remote access to their policies, change requests, ID Cards, claims and more. EZLynx Automation Center: Automating processes represents a significant benefit in time savings to agencies - meaning they are not paying employees to do work that their management system can and should do for them. EZLynx anticipates and suggests what to do next, and will even automate these steps for your agency. Get more done in less time by automating sales, retention, servicing and client engagement across your entire agency. EZLynx Automation Center comes equipped with recommended workflow templates to help your agency realize the benefits of the tool immediately. These templates were built with the most common and time-saving agency use cases in mind. The expectations of today’s insurance shoppers are rooted in their online consumer experiences, across all industries. EZLynx solutions like EZLynx Virtual Agent, online customer self-service, and timely automated customer communication help your agency meet these new demands. Policy Compare provides a side-by-side comparison of the expiring and renewing policies, so you can quickly and meaningfully understand the difference in premium. Being able to better advise your clients at renewal time reinforces the trusted advisor relationship, which is all too important for the independent insurance industry. Carrier eDocs and Messaging workflows help agencies expand and strengthen the relationship between insureds, agents and insurers. The EZLynx Connect Marketplace provides development-free connectivity to third-party vendor solutions, advancing your agency immediately in targeted ways. Benefit from turnkey access to industry-leading integrations and cross-selling opportunities.... [Read more](https://www.softwareadvice.com/insurance/ezlynx-profile/) ### Best rated features: Lead Management 5.0 For Personal Insurance 5.0 For Homeowners Insurance 4.0 Third-Party Integrations 4.0 ### Worst rated features: API 1.0 Real-Time Data 1.0 CRM 1.0 Policy Management 3.4 [See all features](https://www.softwareadvice.com/insurance/ezlynx-profile/#key-features) ### Basic Custom Pricing available upon request [See full pricing details](https://www.softwareadvice.com/insurance/ezlynx-profile/#pricing-and-plans) ### Product: Jenesis Software [Jenesis Software](https://www.softwareadvice.com/insurance/jenesis-agency-management-profile/) 4.71 [(284)](https://www.softwareadvice.com/insurance/jenesis-agency-management-profile/reviews/) Best for:Small businesses ### Pricing availability Free trial: Not available Free version: Not available Software Advice Summary Jenesis is designed specifically for the independent insurance agency, offering a seamless platform to manage various aspects of insurance agency operations efficiently. Jenesis offers a robust agency management system with a wide array of features tailored to streamline workflows, enhance client relationships, and boost productivity. From policy management and quoting to customer relationship management (CRM) and reporting, Jenesis provides a centralized hub for all essential agency functions. Its intuitive interface and customizable workflows enable users to tailor the system to their specific requirements, enhancing efficiency and productivity. Jenesis' Web-based system offers flexibility allowing agents to work remotely, collaborate seamlessly, and provide superior service to clients on the go. Jenesis also offers website design and digital marketing services making Jenesis a comprehensive solution for insurance agencies.... [Read more](https://www.softwareadvice.com/insurance/jenesis-agency-management-profile/) ### Best rated features: Referral Tracking 5.0 For Insurance Industry 5.0 Alerts/Notifications 5.0 Risk Assessment 5.0 ### Worst rated features: Claims Tracking 3.0 Commercial 4.0 [See all features](https://www.softwareadvice.com/insurance/jenesis-agency-management-profile/#key-features) ### Product: s.360 [s.360](https://www.softwareadvice.com/qualitative-data-analysis/s-360-profile/) 5.0 [(3)](https://www.softwareadvice.com/qualitative-data-analysis/s-360-profile/) ### Pricing availability Free trial: Available Free version: Not available Software Advice Summary s.360 is a cloud-based life underwriting solution for insurers and reinsurers. The modular ecosystem fits any project or size of the company, allowing users to automate their underwriting processes, preset case journeys, and structure underwriting data for deeper analytics insights all at once. With its top technology stack and API-first approach, users can easily integrate s.360 with their own favorite apps and tools to design their unique cases journey. The platform assesses health and lifestyle risks in an elegant and autonomous way, giving users full control over the flow of cases. It offers a wide variety of risk analysis channels, including predictive models, interviews, automated underwriting, accelerated underwriting, lab exams, and underwriting manuals, among other incredible features. Certified by QMS on ISO 9001 and 27001, the platform is made with user testing and run by agile teams.... [Read more](https://www.softwareadvice.com/qualitative-data-analysis/s-360-profile/) ### Best rated features: Search/Filter 5.0 Reporting & Statistics 5.0 Multiple Line Rating 5.0 Workflow Management 5.0 ### Worst rated features: Audit Management 3.0 Alerts/Notifications 4.0 [See all features](https://www.softwareadvice.com/qualitative-data-analysis/s-360-profile/#key-features) ### Basic $150,000.00/year [See full pricing details](https://www.softwareadvice.com/qualitative-data-analysis/s-360-profile/#pricing-and-plans) ### Product: Macaw [Macaw](https://www.softwareadvice.com/product/266247-Macaw/) 3.59 [(22)](https://www.softwareadvice.com/product/266247-Macaw/) ### Pricing availability Free trial: Available Free version: Not available Software Advice Summary Functionality Macaw AMS is a cloud-hosted Insurance Agency Management platform that supports end to end functions of Brokers, MGAs & Lloyds Coverholders. Both Retail and Wholesale Broking can be supported with Macaw AMS. Macaw AMS has an in-built CRM. It supports New Business and Renewals comprehensively. Highly complex Rating and Underwriting logic can be embedded. It supports Claims Intimation and Tracking. It comes with a detailed Billing and Payables component that caters to Carrier Extracts as well. The system has built-in Document Management System, Rules and Workflow components, and an engine to report, visualize and analyze operational data. Integrations are available with OFAC checker, Payment Gateway, eSign, email marketing. Macaw AMS enables the Customers, Producers as well as Carrier Partners to self serve with the help of the specialized portals. Following are some of the business benefits of using Macaw AMS 1. Improve efficiency with Single Customer View This MGA had a portfolio of high-volume and low ticket-size Policies. At renewal, they were used to get a lot of calls that required attention of the customer support team. As a result, a lot of effort was needed to maintain a good renewal ratio. The customer support team resolved the issue using the single customer view facility of Macaw. This facility enabled the team to get all the data relevant for the customer at one place including the opportunities, quotations, policies, claims, service requests and contact details with a view of the consolidated portfolio. 2. Improve Renewals Ratio with automated campaign One of our Customers had a policy portfolio that was distributed across customer segments and different lines of insurance. Due to heavy competition from aggregators as well as other carriers / brokers, they had to depend heavily on the outgoing calls at the time of renewal and spent a lot of time and effort in the process. With Macaw’s automated renewal process, they could identify the renewals well in advance between 90 and 180 days, they could categorize the renewals into low-touch and manual, they could adopt different channels across the segments (fully digital workflow for the low-touch segment and auto-allocation to customer service agents for manual segment), they could organize drip campaigns by email and sms, and could reduce effort involved by automatic issuance of policies. The renewal ratio could be improved and customer service team was spending less effort. 3. Improve accuracy with in-built underwriting and rating engines One of our Customers, an MGA, had a complex set of products for which the underwriting and rating was manual due to the inherent complexity. This had two implications, key persons were needed to work the quotations and it was very difficult to maintain uniform criteria. With Macaw’s automated underwriting, rating and surplus lines tax and fees components, the MGA could deliver automated underwriting and rating for all its products, resulting in a significant reduction of time to produce a quote. 4. Improve efficiency using integrated invoicing and statement of accounts It takes a lot of effort to execute accounting activities separately from the Agency Management System, possibly through usage of spreadsheets. With Macaw, where the invoicing and commissions processes are fully automated and integrated with the policy management functions, the MGA could achieve the same objectives with lower time and effort. 5. Visualize, assess and report on accumulated information from ops One of our Customers, an MGA, had a process of extracting data / reports from the system, and was manually analysing the same for reporting the business results. This was a significantly complex process requiring significant time. With Macaw’s Explorer facility, which provides the ability to consolidate operational data, to automate reporting and to create visualizations, the MGA could significantly improve.... [Read more](https://www.softwareadvice.com/product/266247-Macaw/) ### Best rated features: Renewal Management 5.0 Billing & Invoicing 5.0 Quotes/Estimates 5.0 Policy Management 4.8 ### Worst rated features: Audit Trail 3.0 Activity Tracking 3.0 Broker/Agent Portal 4.0 [See all features](https://www.softwareadvice.com/product/266247-Macaw/#key-features) ### Custom Custom Pricing available upon request Price is decided based on number of users, products, the extent of support required among other business descriptors.... [Read more](https://www.softwareadvice.com/product/266247-Macaw/#pricing-and-plans) [See full pricing details](https://www.softwareadvice.com/product/266247-Macaw/#pricing-and-plans) ### Product: Financial Services Cloud [Financial Services Cloud](https://www.softwareadvice.com/insurance/salesforce-fin-serv-cloud-profile/) 4.83 [(6)](https://www.softwareadvice.com/insurance/salesforce-fin-serv-cloud-profile/) ### Pricing availability Free trial: Available Free version: Not available Software Advice Summary Financial Services Cloud is a customer relationship management (CRM) solution that helps businesses in the finance industry manage referrals, documents, tasks and more. The lead management module allows sales representatives to track, filter and qualify prospects and use the built-in email templates to establish communication. This solution also helps businesses to handle mortgage and lending workflows via a unified platform. The platform allows employees to interact with lenders and borrowers, track and approve documents and store customer data in a centralized repository. Financial Services Cloud lets employees create client engagement plans, prioritize customer relationships and highlight client milestones, among other operations. Supervisors can configure case escalation rules and queues to automatically route customer case inquiries to specific agents or teams. Additionally, staff members can build, design and distribute survey forms to collect insights and feedback. Financial Services Cloud comes with an API, which allows businesses to integrate the system with several third-party applications. It also provides Android and iOS mobile applications, which let employees manage activities remotely. It is available on annual subscriptions and support is extended via live chat, phone, community forum and other online measures.... [Read more](https://www.softwareadvice.com/insurance/salesforce-fin-serv-cloud-profile/) ### Best rated features: Compliance Tracking 5.0 Activity Dashboard 5.0 Drag & Drop 5.0 Accounting 5.0 ### Worst rated features: Task Management 3.0 For Financial Institutions 3.5 Referral Tracking 4.0 Interaction Tracking 4.0 [See all features](https://www.softwareadvice.com/insurance/salesforce-fin-serv-cloud-profile/#key-features) ### Financial Services Cloud for Sales $325.00/month ### Financial Services Cloud for Service $325.00/month ### Financial Services Cloud for Sales and Services $350.00/month [See full pricing details](https://www.softwareadvice.com/insurance/salesforce-fin-serv-cloud-profile/#pricing-and-plans) ### Product: Compulife Quote Software [Compulife Quote Software](https://www.softwareadvice.com/insurance/compulife-profile/) 4.93 [(61)](https://www.softwareadvice.com/insurance/compulife-profile/) ### Pricing availability Free trial: Available Free version: Not available Software Advice Summary Designed for the insurance industry, Compulife Quote Software is a web-based software that helps businesses with providing quotes for insurance offerings. Compulife Quote Software’s features consist of responsive design, mobile access, customizable forms, and insurance quotes. Compulife Quote Software subscriptions are offered on an annual basis and support is provided via email, phone, and online tutorials.... [Read more](https://www.softwareadvice.com/insurance/compulife-profile/) ### Basic (Mobile Quoter) $110.00/year This is a Mobile Quoter for 3 devices. The type of insurance products it can quote are; term life, return to premium term, and guaranteed UL. You can add on an API for $370/year and no free trial included in it.... [Read more](https://www.softwareadvice.com/insurance/compulife-profile/#pricing-and-plans) ### Standard (Website Quoter) $215.00/year This Website Quoter plan is for your website to be in responsive web design format on top of the "Mobile Quoter". There are additional add-ons available at an premium but there is no free trial included in the base price.... [Read more](https://www.softwareadvice.com/insurance/compulife-profile/#pricing-and-plans) ### Deluxe (Individual Agent PC Software) $220.00/year This Individual Agent PC software plan includes 1 licensed agent, for insurance products to quote like; Term life, return of premium term, guaranteed UL, Simplified Issues (non med), or Final Expense. For 3 devices and includes Life Company Forums Library. You can add 4 local zip code listings for $48/year.... [Read more](https://www.softwareadvice.com/insurance/compulife-profile/#pricing-and-plans) [See full pricing details](https://www.softwareadvice.com/insurance/compulife-profile/#pricing-and-plans) ### Product: NowCerts [NowCerts](https://www.softwareadvice.com/insurance/nowcerts-profile/) 4.77 [(150)](https://www.softwareadvice.com/insurance/nowcerts-profile/reviews/) Best for:Value for money ### Pricing availability Free trial: Available Free version: Not available Software Advice Summary NowCerts is a cloud-based insurance solution designed for insurance agencies of all sizes. Key functionalities include commission tracking, task management, claims management, reporting, self-service certificates, reminders, calendars, dashboards and e-signature. Users can create projects, assign tasks and track project progress. Acord forms are available in various formats which can be edited, signed, e-mailed, faxed and saved. The solution enables users to create invoices, make payments and issue receipts. Additionally, users can receive automated reminders as their renewal date approaches. The solution lets users track agency and agent commissions, agency fees and carrier fees. Also, users are able to issue their own certificates. NowCerts integrates with multiple applications such as Google Drive, Gmail, QuickBooks, SignNow, Zapier and Twilio. NowCerts is priced on a per month per agency subscription basis, and support is provided via an online helpdesk, email, live chat and over the phone.... [Read more](https://www.softwareadvice.com/insurance/nowcerts-profile/) ### Best rated features: Commission Management 5.0 Claims Management 5.0 Insurance Policy Management 5.0 Task Management 5.0 ### Worst rated features: Client Portal 2.0 Reinsurance Administration 3.0 [See all features](https://www.softwareadvice.com/insurance/nowcerts-profile/#key-features) ### Essentials $99.00/month This plan only includes 1 user license. Additional user licenses are priced at $39. ### Professional $149.00/month This plan only includes 2 user licenses. Additional user licenses are priced at $39. ### Business $295.00/month This plan only includes 5 user licenses. Additional user licenses are priced at $39. [See full pricing details](https://www.softwareadvice.com/insurance/nowcerts-profile/#pricing-and-plans) ### Product: tigerlab [tigerlab](https://www.softwareadvice.com/insurance/i2go-profile/) 4.90 [(10)](https://www.softwareadvice.com/insurance/i2go-profile/) ### Pricing availability Free trial: Available Free version: Available Software Advice Summary tigerlab is a global insurance software provider and the creator of the tiger suite (formerly i2go), a cloud-native, API-first insurance core platform for insurers, MGAs, brokers, and digital retailers in commercial and speciality lines. Unlike single-purpose tools or rigid legacy cores, the tiger suite is a modular system built for every key player in insurance: insurers and MGAs, brokers and agents, underwriters, actuarial and pricing teams, claims teams, and e-commerce retailers. AI is embedded across the full lifecycle, from policy administration and underwriting to rating and claims, turning multi-day workflows into minutes. No-code configuration lets teams launch and change products without developer support. Deploy in the cloud or on-premises, integrate through open APIs, and meet enterprise-grade standards including SOC 2 Type II, ISO 27001, GDPR, and DORA.... [Read more](https://www.softwareadvice.com/insurance/i2go-profile/) ### Best rated features: Activity Tracking 5.0 Policy Management 5.0 Quotes/Estimates 5.0 Document Management 5.0 ### Worst rated features: Workflow Management 4.0 Self Service Portal 4.0 [See all features](https://www.softwareadvice.com/insurance/i2go-profile/#key-features) ### Basic Custom Pricing available upon request [See full pricing details](https://www.softwareadvice.com/insurance/i2go-profile/#pricing-and-plans) ### Product: Cooper Rose Digital Full Suite [Cooper Rose Digital Full Suite](https://www.softwareadvice.com/insurance/cooper-rose-digital-profile/) 4.70 [(10)](https://www.softwareadvice.com/insurance/cooper-rose-digital-profile/) ### Pricing availability Free trial: Not available Free version: Not available Software Advice Summary Cooper Rose Digital is a suite of modules such as product distribution, policy management, rating engine, documentation generation, reporting, customer relationship management (CRM) and third-party integration. It develops full-stack, end-to-end and innovative insurance solutions, across all lines of insurance. Using a business and user-centric model, it understands the features and functionalities, which will add the most value to businesses, from start-up to enterprise. Cooper Rose Digital helps organizations streamline their digital transformation journey, which includes analysis based on discovery, iterative design, value-driven development and focused delivery.... [Read more](https://www.softwareadvice.com/insurance/cooper-rose-digital-profile/) ### Best rated features: Insurance Policy Management 5.0 Reporting/Analytics 5.0 Document Management 5.0 Customer Portal 4.0 ### Worst rated features: Risk Assessment 4.0 Commission Management 4.0 Customer Portal 4.0 [See all features](https://www.softwareadvice.com/insurance/cooper-rose-digital-profile/#key-features) ### Product: Layr [Layr](https://www.softwareadvice.com/insurance/layr-profile/) 5.0 [(1)](https://www.softwareadvice.com/insurance/layr-profile/) ### Pricing availability Free trial: Available Free version: Available Software Advice Summary Layr is an insurance platform that puts everyone on the path to success: brokers, carriers, and small business owners. Base Layr is the all-in-one AMS solution, AI account manager, and insured digital kiosk branded to your brokerage. Keep small business books in-house without hiring; Base supplements teams, expanding capacity and efficiency. Apex, Layr's full-service solution, is ideal for large books of business that you might otherwise consider outsourcing. When you shift small business books to Apex, you'll get Layr's service portal and branded insured digital kiosk, plus dedicated licensed customer support and still keep 100% of commissions. Layr is committed to modernizing the insurance broker and digitizing the typically tech-averse, analog insurance industry in order to best serve the undersold small business market.... [Read more](https://www.softwareadvice.com/insurance/layr-profile/) ### Basic $30.00/month [See full pricing details](https://www.softwareadvice.com/insurance/layr-profile/#pricing-and-plans) ### Product: SimpleINSPIRE [SimpleINSPIRE](https://www.softwareadvice.com/insurance/simpleinspire-profile/) 5.0 [(1)](https://www.softwareadvice.com/insurance/simpleinspire-profile/) ### Pricing availability Free trial: Available Free version: Not available Software Advice Summary SimpleINSPIRE is an integrated multi-line insurance platform suitable for P&C insurance companies of any size. It combines policy management, billing and insurance accounting, claims management, business intelligence, efficiency tools, security and compliance, plus more. This solution can be hosted on the cloud and integrate with cost evaluator, payment gateway, email, and other commonly used insurance systems. The Adjustermate mobile app can be used by field adjusters to upload claim assessments and photos to the SimpleINSPIRE system while on the go. The Product suite has an application integrated BOT which can be the UI for ML/AI. This solution also includes a self-service portal where policyholders can verify coverage, print documents, review claims, and make payments. Invoices and installment schedules are also available via the portal. Additionally, SimpleINSPIRE's interactive BOT supports intelligent underwriting by identifying areas of high risk in real-time. The BOT can also initiate transaction workflows, display disclaimers for customers, and assist in upselling during the application process. Pricing for SimpleINSPIRE is provided by SimpleSolve Inc. Support is available via phone, email, and other online resources.... [Read more](https://www.softwareadvice.com/insurance/simpleinspire-profile/) ### Basic $100,000.00 [See full pricing details](https://www.softwareadvice.com/insurance/simpleinspire-profile/#pricing-and-plans) ### Product: BriteCore [BriteCore](https://www.softwareadvice.com/policy-management/britecore-profile/) 4.33 [(3)](https://www.softwareadvice.com/policy-management/britecore-profile/) ### Pricing availability Free trial: Not available Free version: Not available Software Advice Summary BriteCore provides P&C insurers with a cloud-native core insurance platform designed to drive business growth, enhance operational efficiency, and offer unparalleled flexibility. The BriteCore Platform enables insurers to seamlessly manage policies, billing, and claims; rapidly configure new products; and access comprehensive reporting and analytics—all within a unified core insurance system that includes user-friendly portals for agents and policyholders. Trusted by over 100 insurers across North America, BriteCore’s policy administration system empowers mid-size carriers and fast-growing MGAs to streamline their operations and confidently compete with the industry's largest providers. ‍ For more information, visit britecore.com.... [Read more](https://www.softwareadvice.com/policy-management/britecore-profile/) ### Best rated features: Audit Management 5.0 Customizable Reports 4.5 Self Service Portal 4.5 API 4.0 [See all features](https://www.softwareadvice.com/policy-management/britecore-profile/#key-features) ### Product: Agency Suites [Agency Suites](https://www.softwareadvice.com/insurance/agency-suites-profile/) 4.0 [(2)](https://www.softwareadvice.com/insurance/agency-suites-profile/) ### Pricing availability Free trial: Not available Free version: Not available Software Advice Summary With EZLynx®’s software for new and growing insurance agencies, we provide your business with an all-in-one platform that integrates your comparative rater, agency management system, reporting, customer portal, and more to make managing your policies easier. Let EZLynx do the work so you can focus on selling and growing your book of business. We want to earn the title of your most productive employee every single day. EZLynx drives the success of over 30,000 agencies with: EZLynx Rating Engine EZLynx Rating Engine™ is an easy-to-use comparative rater that lets independent insurance agents get real-time personal lines quotes from hundreds of carriers across 48 states on any device. Cross-carrier personal lines quoting has never been simpler. EZLynx Management System EZLynx Management System™ leverages client and policy data to maximize your agency's ability to retain current customers while acquiring new business. Find your customer's quotes, policies, claims, and documents in one organized place and easily remarket with up-to-date information synced from your daily policy downloads.... [Read more](https://www.softwareadvice.com/insurance/agency-suites-profile/) ### Product: EASA [EASA](https://www.softwareadvice.com/insurance/easa-cpq-profile/) 4.29 [(14)](https://www.softwareadvice.com/insurance/easa-cpq-profile/reviews/) ### Pricing availability Free trial: Not available Free version: Not available Software Advice Summary EASA is the leading software tool for those businesses currently using highly developed and complex Excel spreadsheets, including those with macros/VBA, for critical functions but are being hindered by the common limitations such as poor data and IP protection, version confusion, unreliable portability and inability to leverage data because it is spread out across the enterprise. EASA eliminates these issues while also providing you the ability to make powerful enhancements to your spreadsheet application including: - incorporating full relational database functionality with central storing of all spreadsheet data, - workflow management such as approvals and e-signatures, - integration with, and in some cases into other systems such as CRM, ERP and corporate databases, - integration with other software tools, - replacing the spreadsheet based user interface with a browser accessed web page ideal for remote office situations as well as for SaaS type solutions, - Mobile device access is enabled. EASA customers benefit from a solution that first appeared in 2003, and one that customers build their own "Excel to Web" applications without any programming (low code architecture) and installed on your network or cloud of choice. Common applications include CPQ, financial modeling, insurance raters and engineering calculators but applications are as diverse as spreadsheets themselves. EASA is almost always a far less expensive, faster, easier to maintain, scalable and less risky solution compared to writing custom code from scratch or replacing with a costly and often inflexible single purpose commercial tool.... [Read more](https://www.softwareadvice.com/insurance/easa-cpq-profile/) ### Best rated features: Integrations Management 5.0 Business Process Automation 5.0 Drag & Drop 5.0 Collaborative Development 5.0 ### Worst rated features: Discount Management 4.0 Quotes/Estimates 4.0 [See all features](https://www.softwareadvice.com/insurance/easa-cpq-profile/#key-features) ### Product: ISI Core [ISI Core](https://www.softwareadvice.com/insurance/isi-enterprise-profile/) 4.17 [(12)](https://www.softwareadvice.com/insurance/isi-enterprise-profile/reviews/) ### Pricing availability Free trial: Not available Free version: Not available Software Advice Summary ISI Core (formerly ISI Enterprise) is a comprehensive P&C insurance platform that helps carriers and MGAs get results through every step of the insurance lifecycle. Our solution unites Policy Administration, Billing, Claims, Accounting, and Reinsurance with configuration and analytics tools, extended by ISI AI and ISI Portal. With ISI Core, insurers can better manage risk through enhanced underwriting precision and exposure management. They can unlock insights with unified, real-time data across the enterprise. ISI Core helps enhance operational efficiency by streamlining customer, team, and broker experiences. It also enables insurers to drive sustainable growth by launching products faster while lowering total cost of ownership. Available as a full suite or standalone modules, ISI Core delivers a proven path from implementation to impact, helping insurers and MGAs better manage risk, enhance efficiency, and achieve sustainable growth.... [Read more](https://www.softwareadvice.com/insurance/isi-enterprise-profile/) ### Product: Velocity [Velocity](https://www.softwareadvice.com/insurance/velocity-profile/) 4.13 [(15)](https://www.softwareadvice.com/insurance/velocity-profile/reviews/) ### Pricing availability Free trial: Not available Free version: Not available Software Advice Summary Velocity is a cloud-based agency management system for property and casualty insurance carriers. It helps users handle the needs of general agents, program administrators, wholesalers, carriers, reinsurers and retailers. The core features include mass solicitation and renewals, claims management, HTML templates, automated workflow scripts and fiduciary accounting. The carrier bundle is a package that can be added to the agency management system for rating and issuance functionality. It provides automation and processing capabilities for the creation of new policies, renewals and mid-term endorsements. The carrier bundle also includes a claims management module where claims are paid and administered. Velocity provides macro-coding tools that execute client defined internal and external processing tasks. Users can also internally create their own tasks like workflow invocations, rules-based underwriting and application validations and qualifications. The scripting engine allows the system to talk to other computers on the internet and exchange, import and validate data.... [Read more](https://www.softwareadvice.com/insurance/velocity-profile/) ### Product: Applied Epic [Applied Epic](https://www.softwareadvice.com/insurance/applied-epic-profile/) 4.17 [(141)](https://www.softwareadvice.com/insurance/applied-epic-profile/reviews/) Best for:Customer support ### Pricing availability Free trial: Not available Free version: Not available Software Advice Summary Applied Epic is an agency designed to help insurance agencies improve their processes, offering a multitude of benefits and capabilities catering to unique business needs. The platform provides a single view of your entire agency, encompassing all roles, locations, and lines of business. Businesses can adapt and evolve alongside their business with a flexible system that supports acquisitions and integration of both Applied and third-party applications, ensuring productivity and profitability. Users can centralize their agency operations by managing all aspects of your business within a single platform, empowering staff with the flexibility to engage with other applications seamlessly. With Applied Epic, organizations can enable their teams to work from anywhere with an intuitive user interface that allows employees to access and manage account details, submit claims, and perform other tasks effortlessly. Seamlessly connect with insurer partners within workflows to streamline customer service, find the best products quickly, and share policy information efficiently. The platform supports integration with numerous online client portals and mobile apps to ensure access to policy information and meet customers on various platforms. Applied Epic offers unique screens to capture benefits-specific data, including plan information, rates, coverages, and eligibility criteria and automate workflows to enhance consistency and efficiency across users and locations. Teams can streamline finance and accounting operations with insurance-specific solutions designed for efficiency and reporting. The solution also provides real-time access to policy information at every stage of the policy lifecycle to deliver prompt and accurate service and centralizes new business opportunities and renewals in one system, integrating with CRM technologies for a comprehensive customer view. Additionally, businesses can streamline document organization and access based on agency's guidelines, allowing for easy retrieval and management. Applied Epic includes market access and quoting functionality to help users identify markets for risks directly from the system, reducing redundant data entry and enhancing efficiency in quoting. Its insurer connectivity feature facilitates information exchange seamlessly with insurer partners to receive policy-related documents and updates directly in the management system. Built-in reporting and data analytics allow managers to leverage management system data to gain valuable business insights and optimize employee productivity and relationships.... [Read more](https://www.softwareadvice.com/insurance/applied-epic-profile/) ### Best rated features: Activity Dashboard 5.0 Sales Reports 5.0 Insurance Policy Management 4.3 Claims Management 4.1 ### Worst rated features: Quotes/Estimates 2.6 Insurance Rating 3.3 Workflow Management 3.5 Contact Management 3.8 [See all features](https://www.softwareadvice.com/insurance/applied-epic-profile/#key-features) ### Product: DRC Insurance Platform [DRC Insurance Platform](https://www.softwareadvice.com/insurance/drc-profile/) ### Pricing availability Free trial: Not available Free version: Not available Software Advice Summary DRC's insurance system is a cloud-based insurance solution that enables property and casualty insurance businesses to manage their policy quotes, ratings, billing and claims. The solution offers features for brokers, carriers and policyholders. DRC Quote allows users to automate the underwriting process and manage re-entry of policy information. DRC Policy enables insurance agents to convert quotes into policies and regulate them. Users can also search policies or customers by name, policy number, state and quote number. DRC allows users to automate rating tasks and underwriting services using product playbook tools. DRC Billing helps users to process customer payments through agency bill, direct bill and electronic funds transfer. The solution also provides recordkeeping, notification, verification and reporting functionalities. Support is available via phone.... [Read more](https://www.softwareadvice.com/insurance/drc-profile/) ### Product: Quoteplicity [Quoteplicity](https://www.softwareadvice.com/product/521054-Quoteplicity/) 5.0 [(5)](https://www.softwareadvice.com/product/521054-Quoteplicity/) ### Pricing availability Free trial: Available Free version: Not available Software Advice Summary Quoteplicity is a cloud-based quoting solution designed for insurance agents and agencies. The platform caters to a range of insurance professionals, from those serving a smaller niche to those catering to a broader audience. It enables users to handpick carriers and products, allowing them to craft the perfect portfolio for their clients. Quoteplicity also offers a tailored coverage selection, empowering agents to curate a suite of insurance options that cater to their clients' unique needs and preferences. Key features inlcude customizable recommended products, lead capture capabilities, CRM integration and more.... [Read more](https://www.softwareadvice.com/product/521054-Quoteplicity/) ### Best rated features: Catalog Management 5.0 Access Controls/Permissions 5.0 Email Management 5.0 CRM 5.0 [See all features](https://www.softwareadvice.com/product/521054-Quoteplicity/#key-features) ### Starter Plan $97.00/month Ideal for single-website individuals ### Professional Version $199.00/month For agents that want a realtime integration with their CRM. ### Team Plan $399.00/month Ideal for agencies [See full pricing details](https://www.softwareadvice.com/product/521054-Quoteplicity/#pricing-and-plans) ### Product: Surefyre [Surefyre](https://www.softwareadvice.com/crm/surefyre-profile/) 4.65 [(17)](https://www.softwareadvice.com/crm/surefyre-profile/reviews/) ### Pricing availability Free trial: Not available Free version: Not available Software Advice Summary Surefyre is a cloud-based customer relationship management (CRM) solution designed for the needs of insurance agents. It is suitable for multiple types of carriers, including property, casualty, life and health care insurance providers. Key features include a customer information system, commission tracking, document generation, task assignment and multichannel communication. The document generation feature pulls data from the existing customer information database and helps agents prepare and send accords, new proposals and invoices. The built-in progress dashboard enables agents to track their monthly progress and keep track of deals closed and commission generated. It's also able to track commission generated by third-party agents and carriers. The automatic workflow engine guides agents through various steps of completing policy - from submitting documents to communicating policy details to clients. Surefyre is available on per user per month subscription that includes support via phone and email.... [Read more](https://www.softwareadvice.com/crm/surefyre-profile/) ### Best rated features: Insurance Policy Management 1.0 Reinsurance Administration 1.0 Document Management 1.0 Contact Management 1.0 ### Worst rated features: Workflow Management 1.0 Commission Management 1.0 Insurance Rating 1.0 Quotes/Estimates 1.0 [See all features](https://www.softwareadvice.com/crm/surefyre-profile/#key-features) ### Product: InsureCert [InsureCert](https://www.softwareadvice.com/insurance/insurecert-profile/) 5.0 [(3)](https://www.softwareadvice.com/insurance/insurecert-profile/) ### Pricing availability Free trial: Available Free version: Not available Software Advice Summary InsureCert is a cloud-based insurance solution that enables agents and brokers to organize policy-related data and share information with consumers. Key features include sales management, distribution network monitoring and marketing management. InsureCert helps insurance agents set targets for brokers or channel partners and reward them with bonuses once they achieve their gross written premium targets. The solution offers a dashboard, which displays a summarized view of visitors, orders, total policies in force and other data to track business performance in real-time. InsureCert’s insurance wallet feature enables customers to self-manage certificates, make claims and buy coverage using the mobile application. The solution also provides buy-now functionality where customers can request custom quotes and chat with agents from their mobile devices. InsureCert includes robo-advisors, which helps manage sales processes. The solution also provides built-in API for insurers to design underwriting rules for internal stakeholders.... [Read more](https://www.softwareadvice.com/insurance/insurecert-profile/) ### Basic $49.00/month [See full pricing details](https://www.softwareadvice.com/insurance/insurecert-profile/#pricing-and-plans) ### Product: SideCare [SideCare](https://www.softwareadvice.com/product/217438-hoggo/) 5.0 [(3)](https://www.softwareadvice.com/product/217438-hoggo/) ### Pricing availability Free trial: Available Free version: Available Software Advice Summary Hoggo offers all businesses a 100% free platform with features going from onboarding, attendance management, bookeeping, offboarding and even the management of insurance benefits. Intuitive, the platform centralizes the collection, entry and sharing of all elements regarding payroll-processing.... [Read more](https://www.softwareadvice.com/product/217438-hoggo/) ### Basic €0.01/month [See full pricing details](https://www.softwareadvice.com/product/217438-hoggo/#pricing-and-plans) ### Product: Benelinx [Benelinx](https://www.softwareadvice.com/commission/benelinx-profile/) 5.0 [(2)](https://www.softwareadvice.com/commission/benelinx-profile/) ### Pricing availability Free trial: Not available Free version: Not available Software Advice Summary Designed for Insurance businesses, Benelinx is a cloud-based agency management software that helps manage employee benefits, consolidate data, and track commissions from a centralized platform. It lets staff members generate documents, manage tasks, send proposals, and automate data entry processes. Benelinx enables businesses to integrate the platform with several third-party applications, including Conga Composer and Salesforce. Pricing is based on monthly subscriptions, and support is extended via documentation, email, phone, and other measures.... [Read more](https://www.softwareadvice.com/commission/benelinx-profile/) ### Best rated features: Workflow Management 5.0 Third-Party Integrations 5.0 Commission Management 5.0 Customizable Branding 5.0 [See all features](https://www.softwareadvice.com/commission/benelinx-profile/#key-features) ### Product: InsFocus BI [InsFocus BI](https://www.softwareadvice.com/bi/insfocus-bi-profile/) 4.75 [(4)](https://www.softwareadvice.com/bi/insfocus-bi-profile/) ### Pricing availability Free trial: Available Free version: Not available Software Advice Summary InsFocus BI is an insurance policy software designed to help businesses build, view and analyze insurance reports. The platform enables managers to store policy, claim, coverage and client details on a unified interface. Administrators can utilize built-in templates and existing libraries to create custom reports. Additionally, InsFocus BI lets teams embed logic within calculation templates to measure claim reserves and analyze renewal activities. Pricing is available on monthly subscriptions.... [Read more](https://www.softwareadvice.com/bi/insfocus-bi-profile/) ### Basic $5,000.00/month [See full pricing details](https://www.softwareadvice.com/bi/insfocus-bi-profile/#pricing-and-plans) ### Product: AVA RMS [AVA RMS](https://www.softwareadvice.com/hipaa-compliance/ava-rms-profile/) 5.0 [(1)](https://www.softwareadvice.com/hipaa-compliance/ava-rms-profile/) ### Pricing availability Free trial: Available Free version: Not available Software Advice Summary AVA RMS is a Spanish-language cloud-based risk management solution that can be used by organizations across various industries. It offers a set of customizable modules designed to meet specific and unique needs, such as biosecurity, compliance, risks auditing, and more. Using AVA RMS, business can identify and manage risks, conduct threat assessments. and make informed decisions.... [Read more](https://www.softwareadvice.com/hipaa-compliance/ava-rms-profile/) ### Basic Custom Pricing available upon request ### Versión paga $50.00/month AVARMS ofrece una prueba gratis. La versión de pago de AVARMS está disponible a partir de US$ 50,00/mes.... [Read more](https://www.softwareadvice.com/hipaa-compliance/ava-rms-profile/#pricing-and-plans) [See full pricing details](https://www.softwareadvice.com/hipaa-compliance/ava-rms-profile/#pricing-and-plans) 1 [2](https://www.softwareadvice.com/insurance/insurance-rating-comparison/?page=2) ## Popular Comparisons [ EZLynx vs Jenesis Software ](https://www.softwareadvice.com/insurance/ezlynx-profile/vs/jenesis-agency-management/)[ Applied Epic vs NowCerts ](https://www.softwareadvice.com/insurance/applied-epic-profile/vs/nowcerts/) The future of insurance is difficult to read and regulatory and economic trends will keep insurers on their toes for the next several years. In the face of all this, insurance shoppers still want fast, accurate quotes that can adequately cover potential expenses. Insurers, then, need to automate the process to avoid risk and provide the best service. This guide is designed to help agencies find the right software to achieve this task. We'll cover: [What Is Insurance Rating Software?](#WhatIsInsuranceRatingSoftware) [Common Insurance Rating Software Functionality](#CommonInsuranceRatingSoftwareFunctionality) [Benefits of Insurance Rating Software](#BenefitsofInsuranceRatingSoftware) [How Much Does Insurance Rating Software Cost?](#HowMuchDoesInsuranceRatingSoftwareCost) [Important Considerations When Purchasing Insurance Rating Software](#ImportantConsiderationsWhenPurchasingInsuranceRatingSoftware) ## What Is Insurance Rating Software? Insurance rating functionality is typically included in an [insurance suite](https://www.softwareadvice.com/insurance/), which helps agencies and brokerages handle their daily tasks. In addition to policy and claims management, billing and analytical features, rating plays an important role in generating quotes for clients. Users enter details about a customer—in the case of health insurance, things such as age, gender, tobacco use, medical conditions etc.—and the system will produce multiple quotes based on preset underwriting rules. _A dashboard view of rating tasks in Applied Rater_ ## Common Insurance Rating Software Functionality Rating software for insurers offers a few common features you're likely to find in most modern systems. These include:

Multiline, multistate rating

Most rating engines are capable of generating quotes for various types of insurance, such as commercial, property and casualty, health and life.

Automated verification

As customers offer information, agents can have much of the information verified with tools in the system—credit scores, addresses, age, vehicle mileage and more. This helps insurers offer more accurate quotes and minimize risk.

Carrier integration

Integration with dozens of carriers enables you to provide several quotes for each customer.

Comparative rating

When you integrate many carriers with your system, you can offer multiple quotes and compare them by entering customer information into fields on a single screen instead of manually typing data into each carrier's system.

ISO rules integration

Since data is crucial to generating accurate rates, insurance companies usually need to get that information from an outside source such as the Insurance Service Office (ISO). Rating software can integrate the ISO rating solution to provide the best quotes based on sufficient data.

Reporting and analytics

Reporting features help agencies gather and analyze data generated from all their activities, including providing quotes. Many suites offer a full role-based dashboard to view and manage key performance indicators, along with the ability to produce custom reports for carriers or other departments.

## Benefits of Insurance Rating Software A strong insurance rating engine can significantly streamline your operations and save you time for other tasks. Some of these benefits include: - **Smoother workflows.** With an automated rating solution, your agents can serve a customer using a single screen to enter information and offering multiple quotes much more quickly than with a nonintegrated system. - **Increased rate accuracy.** Rules-based algorithms use a variety of factors to produce the most accurate quotes, and web-based systems include the most up-to-date rates available. - **Increased revenues.** Customers looking for the best insurance rate will be happy to receive a list of the best rates for their needs and are more likely to come back when they need additional coverage. ## How Much Does Insurance Rating Software Cost? Insurance software vendors that offer full suites don't often offer their pricing details online, as they'd like to get potential customers on the phone for a trial before discussing costs. Also, for an accurate cost estimate, it's important to get more information about the needs of an insurance provider. For stand-alone rating engine products, however, pricing tends to be more straightforward. Most comparative rating engines are priced on a subscription model, with a preset cost per month. Keep in mind, these prices may be tied to a specific number of users, office locations or number of compatible carriers. The upfront cost, whether on-premise or cloud-based, could include an additional setup fee. Finally, many vendors will offer a few versions of their software designed to fit a certain type or size of agency, with a different set of features and capabilities to handle their specific needs. Carefully evaluate these different pricing models and added costs to meet the functionality and budgetary requirements of your company. ## Important Considerations When Purchasing Insurance Rating Software Before you start evaluating insurance rating systems, consider the following factors that will impact the success of your software implementation: **Deployment: Cloud-based or on-premise?** Modern software buyers have a couple options when deciding how to deploy their new investment. - Web- or cloud-based software (also known as Software-as-a-Service, or SaaS) is increasingly common and preferred by many buyers—the system is installed on the vendor's servers and you access it via a web browser. - On-premise software is installed locally on your own computers. Some businesses prefer this method for security reasons, though without a strong IT presence, a cloud-based software vendor is likely able to better secure your data. **Integration options.** While very often included in a full insurance agency management system, many agencies are opting for a stand-alone rating engine for customization and agility characteristics. In this case, it's important to find out whether the system can integrate with your existing agency management software or [customer relationship management (CRM)](https://www.softwareadvice.com/crm/) platform. **What state are you in?** As you may know, not all insurance carriers are available in every state. As a result, the number of compatible carriers you can integrate will depend on the state your business is in. For example, California, Illinois and Texas tend to have the most compatible carriers in many insurance rating engines, while Hawaii, New Hampshire and Rhode Island often have fewer. Ask any software vendors you're evaluating for a list of carriers available in your state, so you can find a system that allows you to offer your customers the widest variety of rates. ### Related Insurance Rating Software - [Claims Processing Software](https://www.softwareadvice.com/category/4761-claims-processing/) - [Commercial Insurance Software](https://www.softwareadvice.com/category/4760-commercial-insurance/) - [Dental Software](https://www.softwareadvice.com/dental/) - [Dental Charting Software](https://www.softwareadvice.com/dental-charting/) - [Electronic Medical Records Software](https://www.softwareadvice.com/medical/electronic-medical-record-software-comparison/) - [Insurance Software](https://www.softwareadvice.com/insurance/) - [Insurance Policy Software](https://www.softwareadvice.com/insurance/policy-comparison/) - [Medical Billing Software](https://www.softwareadvice.com/medical/medical-billing-software-comparison/) - [P&C Insurance Software](https://www.softwareadvice.com/p&c-insurance/)