Finflux 2026: Benefits, Features & Pricing

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Overview
Pricing and Plans
Features
Integrations
User Reviews

Overview

Finflux

4.6

(22)

Pricing

Pricing available upon request

About Finflux

Finflux is a cloud-based Loan origination and servicing platform which allows organizations to manage their lending operations, facilitate faster market launch, and orchestrate a positive revenue growth year on year.

The platform is designed for small to large institutions from microfinance institutes and fintech startups to global banks and NBFCs. It provides all-in-one solutions for loan origination, loan management, financial accounting, marketplace integration, app-based lending & alternative data-based credit scoring. The platform comes with a built-in intuitive dashboard, advanced report engines & state-of-the-art analytics. Our cloud-native & mobile-first approach not only empowers us to redefine the transactional input model & achieve award-winning innovations but also extend our clients the convenience of cutting edge technology designed to democratize lending.

Finflux Screenshots

Finflux Pricing and Plans

Starting price: Pricing available upon request

Free Trial

Free Version

Basic

Pricing available upon request

No plan information available

Finflux Features

Popular features found in Loan Origination
Audit Trail
Automated Decisioning/Underwriting
Compliance Management
Customer Management
Electronic Signature
Financial Analysis
Loan Management
Loan Portfolio Management
Online Applications
Payment Collection
Workflow Management
More features of Finflux
Accounting
ACH Payment Processing
Activity Dashboard
Activity Tracking
Alerts/Notifications
Amortization Schedule
API
Approval Process Control
Auto Loans
Automatic Funds Distribution
Borrower Management
Business Loans
Client Management
Client Portal
Collateral Tracking
Communication Management
Configurable Workflow
Contact Management
Customer Database
Customizable Reports
Customizable Templates
Data Import/Export
Data Security
Digital Signature
Document Management
Document Storage
Document Templates
Electronic Payments
Financial Management
Lead Management
Loan Processing
Multi-Channel Communication
Multi-Company
Multi-Currency
Pipeline Management
Pricing Management
Real-Time Reporting
Reminders
Reporting/Analytics
Reporting & Statistics
Role-Based Permissions
Rules-Based Workflow
Secure Data Storage
Self Service Portal
Status Tracking
Student Loans
Task Management
Task Scheduling
Template Management
Third-Party Integrations
Transaction History

Finflux Integrations

Equifax

Infobip

msg91

IDfy

Finflux User Reviews

Overall Rating

4.6

Ratings Breakdown

64%

32%

Secondary Ratings

Ease of Use

4.6

Value for money

4.7

Customer support

4.6

Functionality

4.5

Atul G.

Verified reviewer

Financial Services

201-500 employees

Used daily for more than 2 years

Review source

Reviewed March 2023

Fabulous Product | Highly Configurable

Highly motivated team and leadership. Stable and scalable product.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

1. Highly configurable.2. Good UI3. Data accessibility is well defined through API's and DB calls.4. Manages the compliance part for user Management, Accounting and trails.

Cons:

Nothing as such... I didn't find anyshortfall.

Reasons for choosing Finflux

Scalable, Configurable, Reasonable Price and most important the leadership team.

George L.

Verified reviewer

Financial Services

201-500 employees

Used daily for less than 12 months

Review source

Reviewed January 2018

I have been using finflux sincen 2016 and had the experience of implementing the system on premise

1-Direct integration with our external system using Finflux's API 2-Easy flow of data entry process 3-Improving the speed of our overall business processes

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

The overall functionality of Finflux delivers a stable and efficient environment. During the implementation i didn't find difficulties during migration nor implementation of the system Users never had any complains about the easiness of flow while working and using Finflux on a daily basis So as an overall we are satisfied with what Finflux provides as services

Cons:

The UI is kind of standard with its design, so a little improvement with the design would be a good touch. There are some challenges with the bulk transaction usability in the system. especially for MFIs who import daily bulk transactions like al Majmoua. The system lacks proper documentation. Sometimes when a version is released you have to find your way in understanding how some features work. The configuration part of the system also needs detailed documentation to be more understandable. Along some documentation about database optimization for large institutions would be good too

Jonna B.

Banking

11-50 employees

Used daily for less than 2 years

Review source

Reviewed January 2018

mostly standard software which needs a lot of tweaking for non-standard products and reports

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

easy to use and navigate for standard users, everything in one place (operations and accounting), flexibility to include new/customized reports

Cons:

sometime too standard (meaning a lot of work around for adjusting to non-standard loan products); sometimes inflexible for requirements (software made for SHG and JLG approach in India becomes often visible); better customization options would be appreciated; MIFOS lacks behind with features like offline / app / sms functions etc and it long delays in developing them; many troubleshooting is required and we have to scale up issues to the service team nearly weekly

David B.

Verified reviewer

Computer Software

11-50 employees

Used daily for less than 2 years

Review source

Reviewed January 2018

Fast Implementation and outstanding customer support.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

- Fast implementation - Cloud-based on reliable servers - we receive customer supports withing 24 hours. - When we mess with something they don't find fault they find a remedy. - Always available customer service (Sometimes we get supports even late night.) - Lots of Features & Functionalities - Monthy updates and enhancements to the system. - If you ask them to walk with you 1 km, they will come with you 2 or more Km. That's how they win trust. - Affordable

Cons:

- Some functions (2 or 3)need more localization specially CRIB and other interrogations. But we have a great hope this also will available soon.

Verified

Reviewer

Banking

501-1000 employees

Used daily for more than 2 years

Review source

Reviewed February 2020

Review on FiNFLUX

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

I really like to say FiNFLUX solving difficult problems for Core banking salutations , building the perfect elegant solution. Management can focus on their core Business rather than operational function issues. can reduce Operational cost for using FiNFLUX. It is user friendly very easy to use staff are more happy to use and their productivity and efficiency increased.

Cons:

Need to improve new functions like Internal Audit tool etc

Sudhir S.

Verified reviewer

Financial Services

1001-5000 employees

Used daily for more than 2 years

Review source

Reviewed February 2022

The Finflux Dashboard provides us with complete information

Overall my experience in using Finflux is very good.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

The Finflux dashboard is very powerful as it shows us all the collections & repayment stats in one place

Cons:

When reports are downloaded, sometimes figures are not accurate

Anupama Devi K.

Verified reviewer

Banking

501-1000 employees

Used daily for more than 2 years

Review source

Reviewed February 2020

Finflux, banking platform for NBFC, Lending institutes and Micro-finances

FInflux helped our operation team to reduce the TaT for disbursing the loans, faster onboarding of JLG and Centers. helped in reducing manual data entry error by digitizing the entire loan origination process, Aadhar based on KYC and data capture, automated CreditBureau inquiry and rule engine to make better decisions. Highly recommend the Finflux system for NBFCs, MFI and Lending FinTechs

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

1. Ease of use 2. Less manual intervention to complete most of the tasks 3. Reporting and Analytics features 4. Out of the box third-party integrations like Credit Bureaus (Highmark, Cibil, Equifax), IndiaStack, CYCK, Banking API, UPI

Cons:

1. The mobile app has limited functionality 2. User manuals

Harshit G.

Verified reviewer

Financial Services

51-200 employees

Used daily for less than 12 months

Review source

Reviewed December 2022

Finflux and Baiju Finance

They are solving our operations problem by providing us a platform for managing our disbursed loans and keeping track, creating reports, creating new customers, and much more all in a single place

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

The platform is extremely helpful for our NBFC but the best part is how fast they respond to custom queries and updations in the software, and go out of their way to help their customers, providing a great user experience.

Cons:

There are no downsides. Have been using the software for a year now and can confidently say, we are satisfied

Mahendra V.

Verified reviewer

Banking

201-500 employees

Used daily for more than 2 years

Review source

Reviewed January 2022

Disbursements made simple. Finflux Review.

Overall experience with Finflux is good, but delivery timeline of updates needs to be improved.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Finflux data management is one of the best in the market, making this feature a must have.

Cons:

Customer/client management can be made better, such as client duplication & management.

Verified

Reviewer

Financial Services

Used weekly for more than 2 years

Review source

Reviewed December 2017

Finflux is simple, flexible and scalabl, and comes with minimum learning curve across all user level

We where able to scale our business from day zero, and we where able launch new branches and products with ease

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Ease of use, low learning curve, great support. Product has loan origination, marketing suite and flexible LMS module that support all type of loan proudcts

Cons:

Minimal set of standard reports, accounting module is very limited, no support for taxation, budgeting and other advance needs are not met

Showing 1 - 10 of 22 Reviews

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Finflux 2026: Benefits, Features & Pricing

Overview

About Finflux

Finflux Screenshots

Finflux Pricing and Plans

Finflux Features

Finflux Integrations

Finflux User Reviews

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