LendingPad 2026: Benefits, Features & Pricing

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On this page

Overview
Pricing and Plans
Features
Integrations
User Reviews

Overview

LendingPad

4.4

(134)

Pricing

Starting at $50.00 per month

About LendingPad

LendingPad is a cloud-based mortgage loan origination system (LOS) that helps businesses streamline and manage loan origination processes and improve customer experience. With specific editions for brokers, lenders, banks, credit unions, and institutions, it aims to improve real-time collaboration on tasks reducing the total cost of operations.

Features of LendingPad include inbuilt customer relationship management (CRM) tool, compliance check, document archiving, real-time updates, custom workflows, loan tracking, lead and campaign management and service level agreements. It allows brokers to initiate loan processes from anywhere and add unlimited numbers of users and branches to facilitate the flow and management of leads. Additionally, it lets bankers manage warehousing activities, track loan inventory, perform post-closing audits and handle secondary tasks with investors. The centralized portal provides institutions with a dashboard to monitor omnichannel pipelines and multi-user application processing.

LendingPad integrates with several third-party applications enabling businesses to facilitate loan processes. Pricing is available via monthly subscription.

LendingPad Screenshots

LendingPad Pricing and Plans

Starting price: $50.00 per month

Free Trial

Free Version

Basic

$50.00

per feature, per month

No plan information available

LendingPad Features

Popular features found in Loan Origination
Audit Trail
Automated Decisioning/Underwriting
Compliance Management
Customer Management
Electronic Signature
Financial Analysis
Loan Management
Loan Portfolio Management
Online Applications
Payment Collection
Workflow Management
More features of LendingPad
Amortization Schedule
API
Client Database
Contact Management
Credit Reporting
CRM
Document Management
Document Storage
Electronic Applications
For Borrowers
For Brokers
Government Loans
HUD Settlement Statements
Lead Management
Lender Search
Loan Origination
Loan Processing
Marketing Automation
Mortgages
Multi-Branch
Multi-Company
Outsource Processing
Payment Tracking
Pipeline Management
Pre-Qualification
Pricing Management
Promissory Notes
Real-Time Reporting
Refinance Management
Residential Mortgages
Search/Filter
Third-Party Integrations
Third Party Loan Origination
Visual Presentation

LendingPad Integrations

Floify

Integration rated 4.1 from 11 reviews

Zapier

MeridianLink Mortgage

BNTouch Mortgage CRM

Jungo

Shape

LendingPad User Reviews

Overall Rating

4.4

Ratings Breakdown

61%

26%

Secondary Ratings

Ease of Use

4.2

Value for money

4.5

Customer support

4.6

Functionality

4.2

Neil E.

Verified reviewer

Financial Services

2-10 employees

Used daily for less than 12 months

Review source

Reviewed November 2018

Web Based Mortgage Origination

Customer service has been excellent, and response time through their help desk is under an hour. Typically our responses for trouble tickets is within 15 minutes,

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Love the software - It's best strength is the ability to access it via a secured web portal. This takes loan origination to a new level as we can access the software from anywhere. The LOS user interface makes it simple to create and setup loans.

Cons:

Not necessary but nice - more customization on screen layout and color options for the dashboard layouts. It makes it easier on the eyes when you stare at the screen for 8+ hours per day.

Vendor Response

Dear Mr. Erickson, in Settings, Manage Company, you may change company color theme to one of the four combinations. In Q119 we will be adding more choices and screen layouts to the entire site including dashboard and allow more customized shortcuts. We are very much focused on user adoption and user experience in the coming year to continuously improve the platform. Thank you for your feedback and we value your business!

Replied November 2018

Leticia A.

Verified reviewer

Financial Services

1001-5000 employees

Used daily for less than 2 years

Review source

Reviewed February 2024

A+ Origination System

It is user friendly and good to work with a tool that is on your side.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Love the flow of the application and how fast the responds are when requesting help on items within LendingPad.

Cons:

That I can't speak to a person when needed. Sometimes we are going back and forth messaging each other for 15 minutes when a phone call would have taken 1 minute.

Reasons for switching to LendingPad

My Broker made the switch for us. They found it to be more useful when it came to reporting and a great tool to use for Origination.

Corliss B.

Verified reviewer

Financial Services

2-10 employees

Used daily for less than 12 months

Review source

Reviewed March 2023

Review Loan Operations System

It’s better than Calyx in some ways and worse in others ways

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Easy to use and web based so I can work while traveling.

Cons:

I don’t like that I have to constantly clear my cache while working in Lending Pad in order to save data, then it shuts down and I have to log back in. I wish they would fix that. My processor has the same problem

Reasons for switching to LendingPad

I needed software that would help with the call reports

Vendor Response

We appreciate you for taking the time to share your experience with LendingPad. Our company places great importance on our clients' feedback to continually enhance our services. We understand how frustrating it must be to have to constantly clear your cache, unfortunately this is the place where your browser stores images, code, and other files to avoid redownloading repeatedly. This ultimately is so that your browser can run quicker rather than slowing down every time you visit a site. Ultimately the cache stores all of the downloadable information from any site you browse. However, because it stores all this information to make sure your browsing is up to speed, it also means it does occasionally need to be cleared to make sure if there are any changes to the downloaded information it does not cause a glitch. Thank you for choosing LendingPad, and we are eager to continue serving you.

Replied March 2023

Steve B.

Verified reviewer

Banking

501-1000 employees

Used daily for less than 2 years

Review source

Reviewed March 2023

Best LOS I’ve ever used

Overall, an excellent experience!

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

It’s very intuitive. Training videos are straightforward and easily digestible. Online support chat is excellent!

Cons:

The income has to be fixed every time. The actual annual income shows up as the monthly and has to be corrected. Often Seller contributions don’t “stick” and have to be re-entered. The only other real complaint is I can’t figure out how to get a DPA program entered correctly, so I have to work around those.

Reasons for switching to LendingPad

Company made the decision. I’m glad they did. I hated Calyx Point

Vendor Response

We appreciate you for taking the time to share your experience with LendingPad. Our company places great importance on our clients' feedback to continually enhance our services. We noticed you mentioned you are having difficulty setting up your DPA program, please don't hesitate to join our live support M-F 12pm-5pm EST so that our support team can walk you through the process. Thank you for choosing LendingPad, we look forward to continuing to serve you.

Replied March 2023

Erica H.

Verified reviewer

Real Estate

2-10 employees

Used daily for less than 2 years

Review source

Reviewed February 2024

IT'S FINE BUT NEEDS IMPROVEMENT

It's fine. Lots of issues with the server.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

I like how easy it is to imput files and run AUS. I like docusign.

Cons:

The disclosures are awful to input and to find in the print section. It slows the process down so much.

Reasons for choosing LendingPad

price price price price price price price

Reasons for switching to LendingPad

Point is the worst LOS out there. It is seriously horrible

Jason H.

Verified reviewer

Financial Services

Self-Employed

Used daily for more than 2 years

Review source

Reviewed February 2024

Lending Pad

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Online access, app support, web based - online application

Cons:

Some basic loan management features, especially amortization & extras payment scenarios, not available

Reasons for choosing LendingPad

Online access, ease of use & funcionality

Reasons for switching to LendingPad

No online options - easier for brokers to use

Carrie P.

Verified reviewer

Real Estate

11-50 employees

Used daily for less than 2 years

Review source

Reviewed February 2024

Lending pad review

Overall it is good - just needs more tweaking. We requested the things mentioned above when we first started with LPad 2 years ago and still nothing has been done on them

Ratings Breakdown

Ease of use

Customer support

Functionality

Pros:

We like that everything is digital and can be accessed from any computer. I like that multiple people can work in a file at one time

Cons:

There are some basic things missing or hard to deal with in the system. Example - there is no way amortization tables nor calculators to show what extra payments can do, no place to see breakdown of principle vs interest, Changing from one amortization to another requires program changes and that is tedious at times when running numbers with clients, miss having a button for interest only vs having to change program all together, didnt like having to set up all the programs myself

Reasons for choosing LendingPad

decided it would be the best bang for our buck - cost went up significantly from POINT use but also got online capability so we knew it would go up

Reasons for switching to LendingPad

To go digital fully and to have better online access

Sophie L.

Verified reviewer

Real Estate

2-10 employees

Used daily for more than 2 years

Review source

Reviewed February 2024

Great LOS - NEVER have looked back once we switched to LendingPad

It has been a great experience, I highly recommend as it is a user friendly LOS with good features and the best customer service team!

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

BEST customer service! We love the real time help through the live chats if we are stuck on a function. We switched from Calyx/Point after 20+ years, due to the URLA conversion and have never looked back and the ciustomer service as LendingPad is TRULY AMAZING!

Cons:

There are a few small tweaks, that would make it better, but they aren’t possible or in the future, but nothing we can’t live without.

Reasons for choosing LendingPad

The platform and it was independent of any affiliations

Reasons for switching to LendingPad

We switched because of the URLA debacle at Calyx, I have been a 20 year user, and was a palled by the lack of preparation integration, and the rude unresponsive customer service

Linda G.

Verified reviewer

Banking

11-50 employees

Used daily for less than 12 months

Review source

Reviewed February 2024

LendingPad assessment

Good to very good - we recognize operator user is part of the problem but we need more complete data on our reports. We need more training, and not just a video to watch. Thank you!

Ratings Breakdown

Ease of use

Customer support

Functionality

Pros:

I like the potential of obtaining the full data on each loan when I need it.

Cons:

I would like more detailed reporting ability.

Reasons for switching to LendingPad

Access to additional and more complete loan data that flows from origination to post-closing.

Zachary Z.

Verified reviewer

Financial Services

11-50 employees

Used daily for more than 2 years

Review source

Reviewed February 2024

Lendingpad is a great mortgage loan software

Excellent, its a 1000% improvement over our old system.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Its consistent and is easy to use once it is setup. It has all the features you would need.

Cons:

Not a lot. There are a dozen little features i would like to see but its very good.

Reasons for choosing LendingPad

It came highly recommended and has all the features we needed.

Reasons for switching to LendingPad

Caylx did a very poor job preparing for the 1003 switch to MISMO

Showing 1 - 10 of 134 Reviews

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LendingPad 2026: Benefits, Features & Pricing

Overview

About LendingPad

LendingPad Screenshots

LendingPad Pricing and Plans

LendingPad Features

LendingPad Integrations

LendingPad User Reviews

LendingPad Popular Comparisons

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