MeridianLink Consumer 2026: Benefits, Features & Pricing

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On this page

Overview
Pricing and Plans
Features
Integrations
User Reviews

Overview

MeridianLink Consumer

4.7

(17)

Pricing

Pricing available upon request

About MeridianLink Consumer

MeridianLink Consumer is a digital loan origination platform designed to help financial institutions manage and process consumer lending applications across online, mobile, branch, and indirect channels. The system centralizes application intake, automates decisioning, and supports a wide range of consumer loan products within a unified workflow. Institutions use the platform to streamline lending operations, maintain consistent underwriting practices, and improve visibility across the lending lifecycle. MeridianLink Consumer also integrates with other MeridianLink solutions to support account opening, cross‑sell opportunities, and data‑driven lending strategies. Its cloud‑based delivery model enables frequent updates, scalability, and secure access for lending teams.

MeridianLink Consumer Screenshots

MeridianLink Consumer Pricing and Plans

Starting price: $17,000.00

Free Trial

Free Version

Basic

$17,000.00

No plan information available

MeridianLink Consumer Features

Popular features found in Loan Origination
Audit Trail
Automated Decisioning/Underwriting
Compliance Management
Customer Management
Electronic Signature
Financial Analysis
Loan Management
Loan Portfolio Management
Online Applications
Payment Collection
Workflow Management
More features of MeridianLink Consumer
Alerts/Notifications
API
Configurable Workflow
Data Import/Export
Digital Signature
Financial Management
Loan Origination
Loan Processing
Pipeline Management
Pre-Qualification
Pricing Management
Rules-Based Workflow
Third-Party Integrations

MeridianLink Consumer Integrations

MeridianLink Mortgage

MeridianLink Consumer User Reviews

Overall Rating

4.7

Ratings Breakdown

76%

18%

Secondary Ratings

Ease of Use

4.5

Value for money

4.6

Customer support

4.6

Functionality

4.2

Deana M. G.

Verified reviewer

Banking

201-500 employees

Used daily for more than 2 years

Reviewed August 2019

Highly Integrated System, Perfect for Consumer Lending

With LoansPQ I rally like having a PSM to help guide me, especially if I have a question on if the system can do this and I cannot find it in Knowledge Base.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Super easy to use and write training material on. The application is a workflow and optional booking validations help ensure that there are no compliance errors. The analyst side is very user friendly including the Mobile Banking (APM) platform. This system can be fully integrated with e-signing, NADA, Kelly Blue Book, and Ancillary Providers such as SWBC.

Cons:

Would like more flexibility to add in a custom field in the application instead of having to add in a custom question. Also would like more updates on tickets that I submitted. I have to keep reaching out to LPQ support to see what is the status. Which always happens to have some programing issues that can take awhile to fix.

Reasons for choosing MeridianLink Consumer

N/A

Don M.

Verified reviewer

Banking

201-500 employees

Used weekly for more than 2 years

Reviewed September 2019

MeridianLink LoansPQ Review

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

The software integrates seamlessly with our various other software programs thereby substantially reducing the amount of time needed to process and fund a loan. The better the experience our members have in obtaining their loans with us, the more likely they are to return to us for their future loans.

Cons:

The decision engine is by far the worst aspect of the software. With that being said, MeridianLink has told us they are committed to improving it in 2020 and ff they build what they told us they were going to build, we will be very pleased.

Reasons for choosing MeridianLink Consumer

Lending360 did not interface with DealerTrack and RouteOne and LoanPQ did.

Reasons for switching to MeridianLink Consumer

The CRIF product we were using did not integrate well with our core processor and our loan process was inefficient.

Leann W.

Verified reviewer

Banking

201-500 employees

Used daily for more than 2 years

Reviewed October 2019

Long time customer

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Workflow capabilities are great. Automation is robust. Tons of plug ins to increase capability. Maps to the core system wonderfully.

Cons:

Instant approval decision engine is limited

Robin G.

Verified reviewer

Financial Services

51-200 employees

Used daily for more than 2 years

Reviewed August 2019

MeridianLink

I have worked on the LoansPQ for over 18 years and I have seen that the system is forever evolving to market trends and needs. Their Support team is the best, their Sales team is approachable and not smothering at all, their management is quick to resolve issues when needed.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Most people would never during a crisis that they enjoyed working with a partner but that isn't the case at all with MeridianLink. Their support team is calm, professional, and work proficiently to get any issue corrected for their clients. They take their time schedule meetings if they are needed to make sure the problem is resolved. I don't know of any company that credit union's partner with today that offers this and it just speaks to their culture of hiring the proper people to handle their customers need no matter how big or small.

Cons:

Really there isn't anything that MeridianLink isn't already working on to improve

Reasons for choosing MeridianLink Consumer

There is nothing better out in the market place today.

Kevin W.

Verified reviewer

Financial Services

501-1000 employees

Used daily for less than 2 years

Reviewed August 2019

The Apple of LOS's

I think LoansPQ does a good job overall and it does what its supposed to do. I call it the Apple of LOS's because it does everything you need it to do but everything has to be done the way LoansPQ wants it to be done as oppose to creating a custom experience/approach that fits your organization's needs. I feel if the software was a bit more "open sourced" it would go along way.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Easy to learn, use, and administer. From a member experience, we rarely run into any issues or problems. There are some very good vendor integrations such as Lenders Protection and Allied Solutions Debt Protection, GAP, and MBP. It can handle a ton of traffic.

Cons:

If you host your own servers, its difficult to coordinate times for updates. The LOS is not very customizable. It would be great if we could rename fields, make certain fields required/not required without the assistance of MeridianLink Support. The current user interface (although this is changing as we speak). The APM - it's not very customizable.

Reasons for choosing MeridianLink Consumer

It was implemented years before I started with my organization.

joshua t.

Verified reviewer

Banking

201-500 employees

Used daily for more than 2 years

Reviewed September 2019

LoansPQ Review

Overall the relationship has been valuable, they work with us to ensure that we are getting the value out of the product.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

It allows for lending and deposit account opening all in one product. The applications can feed into one another, which streamlines the time to open an account/loan. It also has a built in cross selling tool that makes recommendations based on the credit history of the applicant. Their support is fantastic, we have never had a problem getting them to work with us on what we want to do.

Cons:

The back office interface is dated and can be a little confusing to navigate. This is being address by Meridian Link and a refresh is in the works, but at the time of this writing it is still clunky. (9/5/2019)

Reasons for choosing MeridianLink Consumer

It was the best ROI with the most of our required features.

Patrick W.

Verified reviewer

Financial Services

201-500 employees

Used daily for more than 2 years

Reviewed August 2019

Meridianlink System Review

Meridinalink provides our staff and membership with an efficient, customizable experience across all channels.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

The flexibility within the system to set up dynamic workflows and documents are the key to automating tasks and workflows. Automated Actions are critical to be able to set the system up for maximum automation. Meridianlink has a network of 3rd party providers that allows other functionality to be integrated within their ecosystem.

Cons:

The system needs to be more consistent with the Business Rule set up. Dependent upon where you are in the system(ie. Custom Queues, Custom List, Product Setup, etc), the Business Rules to select from are different within these system functions. Meridianlink needs to have the options consistent across all functions.

Lindsey H.

Verified reviewer

Banking

11-50 employees

Used daily for more than 2 years

Reviewed February 2021

LoansPQ Review

Overall, LoansPQ has been an excellent product for us. They integrate with many of our vendors, making it a very streamlined process for our loan originators and member service representatives to use! I also really enjoy the capabilities to custom code or map items to our core and onto documents, being able to have that control is crucial for successful business operations.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

LoansPQ is a very easy product to use - very streamlined and the process workflow is well laid out for the user.

Cons:

The only things that could really improve, is being able to add more fields and logic to the coding of reports, forms, etc. The development team at Meridian is very timely about seeing the needs of its users, and working towards resolutions.

PONCIETTA C.

Verified reviewer

Banking

51-200 employees

Used weekly for more than 2 years

Reviewed February 2021

SEAMLESS APPLICATOIN

I USE THE LOANSPQ FOR ALL OF THE BUSINESS LOANS THAT I DO. THE SOFTWARE IS EASY TO USE AND THE STEPS ARE EASY TO FOLLOW. OVERALL, I WOULD HAVE TO SAY THAT I HAVE HAD A GREAT EXPERIENCE USING THIS SOFTWARE AND I WOULD HIGHLY RECOMMEND IT TO ANYONE THAT IS LOOKING FOR A GREAT PRODUCT WITH A GREAT SUPPORT TEAM. THERE IS ALSO A LOT OF RESOURCES TO HELP WITH WHATEVER ISSUE YOU MAY HAVE.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

THIS PRODUCT IS VERY EASY TO USE. I HAVE BEEN USING IT FOR MANY YEARS AND TODATE, I REALLY CANNOT SAY THAT I HAVE HAD ANY ISSUES. THERE HAVE BEEN HICCUPS ALONG THE WAY BUT IT IS USUALLY WITH THE OTHER VENDOR THAT I NEED TO ACCESS. THIS PRODUCT IS EASY TO INTEGRATE INTO THE OTHER PRODUCTS WE USE AND THE SUPPORT TEAM IS REALLY GREAT. THE RESPONSE TIME IS ALSO GREAT, ESPECIALLY IN THESE DAYS WHEN YOU HAVE TO WAIT FOREVER TO GET HELP FROM ANYONE ONLINE .

Cons:

I HAVE NOT COME ACROSS ANYTHING THAT I DID NOT LIKE ABOUT THIS SOFTWARE. IT HAS BEEN ABLE TO FULFILL ALL OF THE NEEDS THAT I HAVE SO I WOULD HAVE TO SAY, NOTHING.

Karen M.

Verified reviewer

Banking

201-500 employees

Used daily for more than 2 years

Reviewed October 2019

Loans PQ - Great Product and Value

Significantly reduced time it takes to open accounts and process loans. We have automated a large number of actions saving our staff time and reducing errors in the process.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

The customer support team is very responsive and helpful. The system can automate a lot of steps saving you time and money.

Cons:

New Account side is not as strong as the Lending side. However, it is still a very strong program that works great for us.

Reasons for choosing MeridianLink Consumer

This program is able to accomplish more than the competitors, coordinates with our other systems and the customer service is great.

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MeridianLink Consumer 2026: Benefits, Features & Pricing

Overview

About MeridianLink Consumer

MeridianLink Consumer Screenshots

MeridianLink Consumer Pricing and Plans

MeridianLink Consumer Features

MeridianLink Consumer Integrations

MeridianLink Consumer User Reviews

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