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PayPal Recurring Payments vs Xero

Updated February 5, 2026

PayPal Recurring Payments vs Xero: Which is best for you?

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1 million+ businesses helped
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Starting Price

Pricing available upon request

$25.00

per month

Free Trial
Free Version
Screenshots
and Demo
Product Screenshot
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Product Screenshot
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Top Rated
  Features
Recurring Invoicing
4.86
Recurring/Subscription Billing
4.71
Multi-Currency
4.67
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Multi-Country
4.83
Tax Compliance
4.79
Calendar Management
4.78
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Integrations
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ActiveCollab
ActiveCollab
ApprovalMax
ApprovalMax
Capsule
Capsule
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Pros / Cons
  • PayPal payments was easy to use, and it was able to take my monthly payments and pay them on time without me having to do anything.
  • Paypal recurring payments made selling subscription services super easy!
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  • Even though Xero lack global enterprises accounting features it has a robust integration capability that allows me to connect with external tools such as SAP Concur.
  • It is not great for multi-company businesses as you cannot be logged into more than 1 at once, you have to chop and change between them and to make intercompany transactions, you need to post separately in both entities.
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Ease-of-Use
Highest performing feature
in the comparison
4.8/ 5
4.4/ 5
Value for Money
Highest performing feature
in the comparison
4.6/ 5
4.2/ 5
Customer Support
Highest performing feature
in the comparison
4.4/ 5
4/ 5
Functionality
Highest performing feature
in the comparison
4.7/ 5
4.3/ 5
Support Options
Email/Help Desk
FAQs/Forum
Knowledge Base
Phone Support
24/7 (Live Rep)
Chat
Email/Help Desk
FAQs/Forum
Knowledge Base
Phone Support
24/7 (Live Rep)
Chat
Training Options
In Person
Live Online
Webinars
Documentation
Videos
In Person
Live Online
Webinars
Documentation
Videos
FrontRunners
N/A
FrontRunners 2026
Advisor
  Recommendations
N/A
N/A
Ideal Customer Size
Small
Medium
Large
Small
Medium
Large
Deployment Options
Cloud, SaaS, Web-Based
Desktop - Mac
Desktop - Windows
Desktop - Linux
Desktop - Chromebook
On-Premise - Windows
On-Premise - Linux
Mobile - Android
Mobile - iPhone
Mobile - iPad
Cloud, SaaS, Web-Based
Desktop - Mac
Desktop - Windows
Desktop - Linux
Desktop - Chromebook
On-Premise - Windows
On-Premise - Linux
Mobile - Android
Mobile - iPhone
Mobile - iPad