DebtBook 2026: Benefits, Features & Pricing

Software Advice offers objective insights based on verified user reviews and independent product and market research. When our advisors match you to a software provider, we may earn a referral fee.

How Software Advice ensures transparency

Software Advice lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Users can talk to our advisors for free to receive software recommendations matching their needs. Software providers pay us for sponsored profiles to reach users interested in their products.

How Software Advice verifies reviews

Software Advice carefully verified over 2 million reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI.

Independent research methodology

Researchers at Software Advice use a mix of verified reviews, independent research, and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or talk to an advisor, this has no influence on our research or methodology.

Wondering if DebtBook is right for your organization?

Our Financial Reporting Software selection experts can help you in 15 minutes or less.

On this page

Overview
Pricing and Plans
Features
User Reviews

Overview

DebtBook

4.9

(16)

Pricing

Pricing available upon request

About DebtBook

DebtBook is a cloud-based software that simplifies and improves debt and lease management.
Our technology helps finance teams in local government, higher education, and healthcare effectively manage their debt and leases in the cloud, driving efficiency, collaboration, transparency, and informed decision-making within their organizations. It also enables organizations to implement new lease accounting standards including GASB-87 and ensure ongoing compliance.

DebtBook Screenshots

DebtBook Pricing and Plans

Starting price: Connect with an advisor for pricing

Free Trial

Free Version

Confused about pricing? We've got you covered.

Get a personalized pricing breakdown tailored to your specific needs—no guesswork, no generic estimates.

DebtBook Features

Popular features found in Financial Reporting
Bank Reconciliation
Billing & Invoicing
Cash Management
Consolidation/Roll-Up
Data Import/Export
Expense Tracking
Financial Analysis
Multi-Currency
Reporting/Analytics
More features of DebtBook
Access Controls/Permissions
Accounting
Activity Dashboard
Activity Tracking
Ad hoc Reporting
Alerts/Escalation
Alerts/Notifications
Amortization Schedule
Approval Process Control
Asset Lifecycle Management
Audit Management
Audit Trail
Budgeting/Forecasting
Calendar Management
Capitalization Reporting
Collaboration Tools
Commercial Leases
Compliance Management
Configurable Workflow
Contact Management
Critical Date Alerts
Data Visualization
Document Management
Document Storage
Drag & Drop
Financial Management
Financial Reporting
Forecasting
For Equipment Leases
For Government
For Real Estate
General Ledger
Invoice Management
Lease Tracking
Mobile Access
Monitoring
Multi-Company
Multi-Location
Payment Tracking
Portfolio Management
Process/Workflow Automation
Projections
Real-Time Analytics
Real-Time Data
Real-Time Monitoring
Real-Time Reporting
Real-Time Updates
Records Management
Reminders
Reporting & Statistics
Residential Leases
Retail Leases
Search/Filter
Self Service Portal
Subscription Management
Summary Reports
Task Management
Transaction History
Transaction Monitoring
User Management
Visual Analytics
Workflow Management

DebtBook User Reviews

Overall Rating

4.9

Ratings Breakdown

94%

Secondary Ratings

Ease of Use

4.9

Value for money

5.0

Customer support

5.0

Functionality

4.9

Jan F.

Verified reviewer

Government Administration

1001-5000 employees

Used daily for less than 2 years

Review source

Reviewed October 2025

A Happy Customer

DebtBook has been a big step up from the prior system I used. They customer service is exceptional, not just because it is responsive, but because of the chat button in the bottom corner that allows you immediate access to it no matter where you are in the program. AND, it is not an AI chatbot. A real person responds, you can drop screen shots into the chat, attach files, anything needed to exchange info and get things resolved. Customer service really sets DebtBook apart. Beyond, that we have an assigned rep who regularly checks in to make sure we are doing well and to see if there are any concerns. I can't recommend DebtBook highly enough.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Exceptional centralized system for all debt (bonds, leases, and SBITA's). All documents related to debt can be attached as well. Various schedules are we thought out and audit notes are effective.

Cons:

More flexibility in reporting and schedules would be helpful. For instance, there is some filtering functionality, but some columns that would be of value are not available and custom reports are not available.

Reasons for switching to DebtBook

Debtbook seemed more feature rich and allowed tracking of bonded debt and loans as well as leases and SBITA's.

Martha L.

Verified reviewer

Government Administration

1001-5000 employees

Used daily for less than 12 months

Review source

Reviewed August 2021

Johnston County, NC and DebtBook

We have experienced time savings with DebtBook! We no longer have to maintain multiple spreadsheets to track our debt and the debt of our 15 water and sewer districts. We look forward to and anticipate even more time savings during the annual audit process for the year ending 6/30/21 and with the lease solution!

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Once we saw the DebtBook demo, we were immediately sold. Prior to onboarding with DebtBook, we maintained the County's debt in 3 funds as well as the debt for each of our 15 water districts in multiple spreadsheets that required constant updating. DebtBook saves us time by not relying on the spreadsheets and we use it for budgeting, payment tracking, projecting debt service and as a document storage avenue. We are now in the process of onboarding with DebtBook for lease accounting and tracking and looking forward to that.

Cons:

Onboarding with DebtBook is a breeze and they constantly share updates and new features. During the onboarding process, they take the time to understand, listen and set up your profile in a way that is most beneficial to you.

Reasons for choosing DebtBook

We chose DebtBook based on our positive experience and outcome with the debt management solution, reasonable cost and the demonstrated solution for lease management.

Michael P.

Verified reviewer

Government Administration

1001-5000 employees

Used monthly for less than 6 months

Review source

Reviewed March 2025

Great for implementing new GASB lease and subscription requirements.

Very nice product, easy to use and train on. Great at tracking information.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Very Easy to use and add subscriptions or leases once you learn the language

Cons:

It can be cumbersome to learn the different steps needed to add a subscription. That may have more to do with GASB Guidelines than this product.

Jake W.

Verified reviewer

Government Administration

201-500 employees

Used weekly for more than 2 years

Review source

Reviewed August 2021

5 Stars from an Early Adopter

I know that a full five star review is generally suspect, but DebtBook deserves it in my opinion. Right out of the box it simplifies the process of managing monthly debt payments. No more paper amortization schedules and calendar alerts. Onboarding is a simple experience and tailored to fit your needs, but it's afterwards that you know the team at DebtBook is serious about providing consistent support and making improvements. You never waste your time when you provide feedback.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

It's simple to use and does what it's designed to do. DebtBook has far and away the best customer support team. No 1-800 number or support ticket queues, I talk to [SENSITIVE CONTENT] if I have a question. Giving feedback is never a waste of time and could very well lead to a new feature that all users enjoy.

Cons:

I honestly don't have anything that is a con.

Bryan C.

Verified reviewer

Government Administration

201-500 employees

Used daily for less than 12 months

Review source

Reviewed August 2021

DebtBook Review

We believe in the tools and software that DebtBook has, the value is there for the City. We felt that it was certainly worth the cost. We’ve been looking for something like DebtBook for a while. Once we saw it, we were convinced it would be a great fit. Implementation was super easy and the software is extremely user-friendly.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

The onboarding process was super simple, 3 sessions of 30-45 minutes each. This onboarding was the easiest I have ever been involved with. The software is very straightforward. The software is very easy to navigate, it does save time as we were working in excel spreadsheets. The folks at DebtBook are very receptive and update the information very quickly.

Cons:

Nothing at the moment. We have worked with the team at DebtBook to make recommendations, all of which they were already working on as other clients made similar requests. They have made other enhancements prior to the City engaging and we have been the beneficiaries of those changes.

John R.

Verified reviewer

Government Administration

201-500 employees

Used other for more than 2 years

Review source

Reviewed August 2021

Bryan County BOC

We love using this software since it houses all of our financial leases and debt in an easy accessible place. It also saves a lot of time for our staff as well as time for our auditors and bankers.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

We like the easy of use, functionality, and price.

Cons:

We have used this software for over 2 years and there is nothing we have found at this point that we didn't like

Susie G.

Verified reviewer

Government Administration

501-1000 employees

Used monthly for more than 2 years

Review source

Reviewed August 2021

Happy DebtBook User

They are very professional and responsive. This has made managing our debt and reporting for our debt much easier. I love that I have everything in one place.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

DebtBook is very easy to use. I like the flexibility it has to view information in different ways and by different dates. The ability for our auditor to have access and retrieve information during our audit saves me time and work. Implementation was very easy. They did all the work which was great! DebtBook is also great about checking in with me to see if things are working well or if there are things I want changed on our account. I wish every product I used was this easy and helpful.

Cons:

I can't think of anything that I would consider a con.

Todd T.

Verified reviewer

Government Administration

1001-5000 employees

Used weekly for less than 2 years

Review source

Reviewed August 2021

A Great Debt & Lease Management Tool

DebtBook replaced our use of an Excel file for debt management, and they met need for GASB87 reporting and lease management when we did not have a tool in place for that. Partnering with DebtBook to assist in both debt and lease management has yielded immediate and ongoing benefits.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Ease of implementation; Ease of use; Training and support available; Very cost effective; Functionality

Cons:

Nothing per se. I will say integrating GASB87 functionality slowed development of some other debt management functionality, but it is completely understandable as we are beneficiary of both debt and lease management functionality enhancement.

Reasons for choosing DebtBook

Cost, functionality, expertise, support, innovation, vision

David K.

Verified reviewer

Education Management

1001-5000 employees

Used daily for less than 12 months

Review source

Reviewed August 2021

Excellent Debt Tool

Excellent support, attention to detail, commitment to deliver

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Intuitive layout and ease of use; Archival of documents

Cons:

Ad hoc reporting capabilities are lacking

Kim S.

Verified reviewer

Government Administration

1001-5000 employees

Used monthly for less than 12 months

Review source

Reviewed August 2021

DebtBook Review

We use DebtBook for confirming upcoming debt payments, balances of each bond issue, exporting reports to excel, budget development for debt funds. The DebtBook team has always provided excellent and prompt customer service; assists us with any requests.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Ease of implementation - provided all bond documents and current manual spreadsheets and DebtBook did all the work. We simply cross-checked our manual records with the new DebtBook records.

Cons:

We are pleased with all aspects of this software

Reasons for choosing DebtBook

Ease of use, knowledge of the DebtBook team, good "fit" for our needs.

Showing 1 - 10 of 16 Reviews

See All Reviews