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Tipalti vs Xero

Updated February 10, 2026

Tipalti vs Xero: Which is best for you?

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1 million+ businesses helped
2 million+ verified software reviews
Starting Price
$99.00

per month

$25.00

per month

Free Trial
Free Version
Screenshots
and Demo
Product Screenshot
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Product Screenshot
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Top Rated
  Features
Accounts Payable
4.80
Billing Portal
4.75
Multiple Payment Options
4.71
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Multi-Country
4.83
Tax Compliance
4.79
Calendar Management
4.78
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Integrations
LinkTrust
LinkTrust
PayPal
PayPal
CAKE
CAKE
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ActiveCollab
ActiveCollab
ApprovalMax
ApprovalMax
Capsule
Capsule
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Pros / Cons
  • Features like mobile receipt capture are a big win for our traveling team, and the seamless integration with systems like Sage Intacct and Amex adds major efficiency.
  • The platform gives us a cleaner approval trail, OFAC compliance, and a single system for invoices, procurement, expenses, and AMEX cards. But the path to getting there was far more difficult than promised, and even now, the product still requires multiple manual workarounds to meet the needs of a large, compliance driven credit union.
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  • Even though Xero lack global enterprises accounting features it has a robust integration capability that allows me to connect with external tools such as SAP Concur.
  • It is not great for multi-company businesses as you cannot be logged into more than 1 at once, you have to chop and change between them and to make intercompany transactions, you need to post separately in both entities.
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Ease-of-Use
Highest performing feature
in the comparison
4.6/ 5
4.4/ 5
Value for Money
Highest performing feature
in the comparison
4.5/ 5
4.2/ 5
Customer Support
Highest performing feature
in the comparison
4.5/ 5
4/ 5
Functionality
Highest performing feature
in the comparison
4.4/ 5
4.3/ 5
Support Options
Email/Help Desk
FAQs/Forum
Knowledge Base
Phone Support
24/7 (Live Rep)
Chat
Email/Help Desk
FAQs/Forum
Knowledge Base
Phone Support
24/7 (Live Rep)
Chat
Training Options
In Person
Live Online
Webinars
Documentation
Videos
In Person
Live Online
Webinars
Documentation
Videos
FrontRunners
N/A
FrontRunners 2026
Advisor
  Recommendations
N/A
N/A
Ideal Customer Size
Small
Medium
Large
Small
Medium
Large
Deployment Options
Cloud, SaaS, Web-Based
Desktop - Mac
Desktop - Windows
Desktop - Linux
Desktop - Chromebook
On-Premise - Windows
On-Premise - Linux
Mobile - Android
Mobile - iPhone
Mobile - iPad
Cloud, SaaS, Web-Based
Desktop - Mac
Desktop - Windows
Desktop - Linux
Desktop - Chromebook
On-Premise - Windows
On-Premise - Linux
Mobile - Android
Mobile - iPhone
Mobile - iPad