PayJunction 2026: Benefits, Features & Pricing

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On this page

Overview
Pricing and Plans
Features
Integrations
User Reviews

Overview

PayJunction

4.8

(112)

Pricing

Starting at $50.00 one time

About PayJunction

PayJunction is an all-in-one cloud-based payment processing solution designed to empower businesses to elevate their payment experience for future payments. Users are able to recharge accounts, process payments for credit cards and e-checks, search and view transactions, input credit card information and manage batch transactions. Key features include online or in-person payment processing, secure account storage for CCs and ACHs, remote signature capture, rapid refunds, e-commerce integration, and comprehensive financial reports.

With PayJunction, Users are able to add CCs or ACHs to accounts and quickly process transactions with a single click or recurring payments. PayJunction can also capture digital signatures for chargeback protection and email customers digital receipts for transaction tracking. Users are also able to update and store all financial information in one secure encrypted system, using a tokenized data system for continuous security and up-to-date PCI compliance. For reporting and analytics, PayJunction is able to generate customizable monthly, quarterly, or annual financial reports and export these reports via csv files for secondary financial analysis....

PayJunction Screenshots

PayJunction Pricing and Plans

Starting price: $50.00 one time

Free Trial

Free Version

Basic

$50.00

one time

No plan information available

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PayJunction Features

Popular features found in Payment Processing
ACH Payment Processing
Billing & Invoicing
Debit/Credit Card Processing
In-Person Payments
Mobile Payments
Multi-Currency
Multiple Payment Options
Payment Fraud Prevention
Payment Gateway Integration
PCI Compliance
Recurring/Subscription Billing
Reporting/Analytics
More features of PayJunction
API
Contact Database
Credit Card Processing
Customer Accounts
Customer History
Customizable Reports
Electronic Payments
Electronic Signature
Email Management
Fraud Detection
Multi-Location
Online Payments
Payment Links
Payment Processing
Point of Sale (POS)
Projections
Receipt Management
Sales Reports
Search/Filter
Status Tracking
Third-Party Integrations
Transaction History
Transaction Monitoring

PayJunction Integrations

Shift4Shop

Shopify

Adobe Commerce

Sycamore School

PayJunction User Reviews

Overall Rating

4.8

Ratings Breakdown

79%

21%

Secondary Ratings

Ease of Use

4.8

Value for money

4.5

Customer support

4.7

Functionality

4.7

Gabriel G.

Verified reviewer

Automotive

2-10 employees

Used daily for less than 2 years

Review source

Reviewed September 2018

PayJunction a win for us!

Overall I really like the service and we will drop our other processors once we are finished with our remodel and have a single cashier. I recommend them to everyone because while it isn't perfect, the issues we have with other processors are far greater and the fact that we can call to an american, english-speaking agent in Santa Barbara and get answers on the spot is HUGE. And the entire team is fantastic. I haven't had one person at PJ to complain about.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

PayJunction has been a super convenient and helpful solution with instantaneous access to customer profiles and capture data. Integration with WooCommerce and the ability to take the system with us to trade shows is a huge plus.

Cons:

WooCommerce integration and ability to replace Square is not 100%, but they are working on it. A telephone-based or offline processing option could be nice here where we are at. We have sketchy internet service at times.

Vendor Response

Hi Gabriel, thank you for your review on Capterra! We, unfortunately, are no longer supporting our WooCommerce integration. When it comes offline transactions, however, there is an option! We offer phone charge for merchants that are in areas that do not have great internet service. You just need to enable it on your user account. You can read more here: https://support.payjunction.com/hc/en-us/articles/210469378-How-do-I-activate-my-Phone-Charge-account-"

Replied October 2018

Zoe L.

Verified reviewer

Veterinary

2-10 employees

Used daily for less than 6 months

Review source

Reviewed September 2024

Excellent payment processing platform

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Easy to use card processors, amazing locally based customer service.

Cons:

Not every transaction need can be done from the integrated widget and you need to login to the website for recurring payments, refunds, etc.

Reasons for choosing PayJunction

Low interest rate, excellent customer service, compatibility with medical software.

Reasons for switching to PayJunction

WorldPay had poor customer service and was constantly having outages and bugs. PayJunction was also cheaper.

Deborah B.

Used daily for less than 6 months

Review source

Reviewed February 2018

Have been satisfied with service.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

The smart terminal where they can sign electronically. The daily batch reports. When I have had to contact Pay Junction, the customer support very helpful.

Cons:

Having to enter billing contact information. The daily limit per transaction set originally by Pay Junction didn't allow us to process some of our transaction until we notified Pay Junction and got approved.

Vendor Response

Hi Deborah, We're glad you had your limits increased to accommodate your transactions. Please continue to utilize our support team should the need arise. Additionally, information entered when processing a transaction can be updated. For information on how to do this, read our support article: https://support.payjunction.com/hc/en-us/articles/213124777-How-Do-I-Enable-Invoice-Number-Tracking-

Replied August 2018

Jennifer R.

Verified reviewer

Veterinary

Self-Employed

Used daily for less than 12 months

Review source

Reviewed July 2022

Great merchant service platform for Veterinarians on the go!

The speed of payment processing and resulting receipt of funds has been very valuable to my practice.My practice doesn't utilize staff so the ability to spend more time with my clients and less time on clerical duties is important. It has streamlined my visits to help manage the client experience and keep me efficient and productive.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

I am a Veterinarian who specializes in companion animal rehabilitation and chiropractic care. My practice has branches in 2 different states and provides services in both a traditional building location and mobile/house call options. The best features of PayJunction for me are the seamless intergration with my practice software, the flexibility accepting payments, and the ability to function at remote locations. Online payment links, a mobile terminal , and the ability to store cards securely are all important to my business.

Cons:

Setting up locations in different states was challenging due to delays in state documentation necessary to complete the process. Despite the difficulties, the software was easy to apply once everything was in place.

Reasons for choosing PayJunction

Faster fund release and better merchant rates

Reasons for switching to PayJunction

More flexibility in payment options (online vs in person) and integration with Ezyvet

yesenia r.

Verified reviewer

Veterinary

11-50 employees

Used daily for less than 6 months

Review source

Reviewed February 2024

Payjunction so easy!

Ratings Breakdown

Ease of use

Customer support

Functionality

Pros:

I love how easy Payjunction is to use. Now that it is integrated to Ezyvet payments are so easy to take and refund.

Cons:

There's not very much i can see that i dislike about payjunction in my own personal opinion

Reasons for switching to PayJunction

Payjunction became integrated with Ezyvet which made it much easier for the staff to use.

CLIFTON G.

Verified reviewer

Sports

2-10 employees

Used daily for less than 2 years

Review source

Reviewed June 2021

PayJunction - Provided a reliable Merchant processing that fit our business

Our experience as very good. Their prices was good in comparison to other merchant processors.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

PayJunction had all of the features needed to support our business. On-Line, Mobile, and in-person sales. It also provided the tools to analyze processing problems and correct them.

Cons:

I have not Cons on PayJunction. Their reports were useful to analyze who was puchasing our products.

Reasons for choosing PayJunction

It was the option that provided a good interface and pricing.

Reasons for switching to PayJunction

We switched to a new software that managed our Yoga Studio business. This provided us the option to use a lower cost Merchant Processor.

Kandi N.

Verified reviewer

Veterinary

11-50 employees

Used daily for less than 6 months

Review source

Reviewed November 2023

Great Merchant Service

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Integration with our client software and very easy dashboard to navigate reports and refunds.

Cons:

I can't say there is anything I don't like about it.

Reasons for switching to PayJunction

To integrate with your software and process payments via text links

Sue B.

Verified reviewer

Veterinary

11-50 employees

Used daily for less than 2 years

Review source

Reviewed March 2025

We Balance Every Night!

We balance EVERY night when we close. The support when needed is always helpful and quick.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Pay Junction's integration with ezyVet makes taking payments easy!

Cons:

Can't think of anything I don't like. I wouldn't mind if it integrated with Care Credit cards.

Reasons for switching to PayJunction

Pay Junction's Integration with ezyVet..

Ozan Emrah Ç.

Verified reviewer

Information Technology and Services

11-50 employees

Used daily for less than 2 years

Review source

Reviewed August 2022

Great Payment Processing

It is amazing payment processing software with very low commissions compared to the services it provides.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

It is very secure and easily integrates with any eCommerce software. They ask for considerably little commission for their amazing service.

Cons:

There are not many out-of-the-box integrations and require custom integrations.

Philip Quintas V.

Verified reviewer

Media Production

Self-Employed

Used monthly for more than 2 years

Review source

Reviewed March 2022

PayJunction works well and has good rates and features, but unless you use it a lot, it's expensive

I would describe my experience with PayJunction as positive. They have especially great customer service and excellent rates for transactions. Fairly simple to use and reliable.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

It allowed me to collect payment from my clients safely ad securely both in-person and through links I generated and emailed to them.

Cons:

The cost when business was slow. PayJunction costs a monthly fee and when I wasn't using it much, that was a difficult expense to justify.

Showing 1 - 10 of 112 Reviews

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