Plooto 2026: Benefits, Features & Pricing

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On this page

Overview
Pricing and Plans
Features
Integrations
User Reviews

Overview

Plooto

4.3

(240)

Pricing

Starting at CA$9.00 per month

About Plooto

Plooto is an all-in-one platform that enables businesses to automate their domestic and international accounts payable and accounts receivable functions by unifying payments, processes, control, and reporting. Trusted by 6,000+ businesses, the platform also integrates

Plooto provides smart two-way sync with QuickBooks and Xero, automatically syncing bills, invoices, and payments and reconciling bookkeeping records while keeping a full audit trail.

And, with Plooto, improve your cash flow with credit card acceptance and get paid as soon as 2 business days and automation features like PAD and recurring payments to get money into your account much faster with less work.

Plooto Screenshots

Plooto Pricing and Plans

Starting price: CA$9.00 per month

Free Trial

Free Version

CA$9.00

flat rate, per month

Plan includes:

Streamline invoice processing with Plooto Capture (OCR)
Set basic approval workflows with 1 designated approver
Invite and collaborate with an unlimited number of clients and users
Conduct up to 5 domestic transactions per month from 1 connected bank account
Use your commercial credit card to pay vendors via ACH, EFT, or cheque with Pay by Card
Send international payments with competitive exchange rates
Accept payments with Pre-Authorized Debits (PAD) and credit card

Grow

CA$32.00

flat rate, per month

Plan includes:

Set custom approval workflows with multiple rules and unlimited approvers
Connect and transact from an unlimited number of bank accounts
Conduct unlimited domestic transactions per month
Save on transactions with optional payment packages

Pro

CA$99.00

flat rate, per month

Plan includes:

Set controls on who can make changes to approval rules
Set controls on who can make changes to payment methods
Manage user access with single sign-on (SSO)
Access priority customer support

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Plooto Features

Popular features found in Accounting
Billing & Invoicing
Budgeting/Forecasting
Expense Tracking
Fund Accounting
Income & Balance Sheet
Multi-Currency
Payroll Management
Project Accounting
Purchase Order Management
Tax Management
More features of Plooto
Access Controls/Permissions
Accounting
Accounting Integration
Accounts Payable
Accounts Receivable
ACH Payment Processing
Activity Dashboard
Alerts/Notifications
Approval Process Control
Approval Workflow
Audit Trail
Bank Reconciliation
Billing Portal
Cash Flow Management
Check Writing
Client Portal
Collaboration Tools
Compliance Management
Contact Database
Credit Card Processing
Customer Statements
Customizable Branding
Data Import/Export
Data Security
Debit/Credit Card Processing
Deferred Billing
Digital Wallet Payments
Drag & Drop
Electronic Funds Transfer
Electronic Payments
Email Management
Email Reminders
ERP integration
File Sharing
Financial Reporting
For Small Businesses
Fraud Detection
General Ledger
Invoice History
Invoice Management
Invoice Processing
Mobile Access
Multi-Location
Multi-Period Recurring Billing
Multiple Payment Options
Online Invoicing
Online Payments
Payment Collection
Payment Fraud Prevention
Payment Links
Payment Processing
Payment Reconciliation
PCI Compliance
Process/Workflow Automation
Purchasing & Receiving
Real-Time Reporting
Receipt Management
Receivables Ledger
Recurring Invoicing
Recurring Payments
Recurring/Subscription Billing
Reporting/Analytics
Reporting & Statistics
Search/Filter
Self Service Portal
Status Tracking
Third-Party Integrations
Transaction History
Transaction Monitoring
User Management
Vendor Management
Workflow Management

Plooto Integrations

QuickBooks Online Advanced

Integration rated 4.2 from 12 reviews

Xero

NetSuite

QuickBooks Bi-Directional Synchronizer

QuickBooks Desktop

QuickBooks Online

See all 7 integrations

Plooto User Reviews

Overall Rating

4.3

Ratings Breakdown

55%

32%

Secondary Ratings

Ease of Use

4.5

Value for money

4.2

Customer support

4.0

Functionality

4.2

Maddie T.

Verified reviewer

Information Technology and Services

10000+ employees

Used daily for less than 2 years

Review source

Reviewed May 2022

Plooto is an easy-to-use, handy program that simplifies the process

Accounts payable include a variety of options that make it simple to designate an approval tier and transfer payments. Checks that have been deposited in the previous few months have not shown in the system, however the support staff is working to correct this. Other than this, Plooto has a number of features that make processing AP more efficient.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Sending payments in practically any quantity to suppliers with Plooto is one of its finest features. Approval control, user-friendliness, and affordability are all things we like. It integrates with QBO and makes it simple to reconcile and set up payments automatically. Recurring payments and deposits may be set up quickly and effortlessly.

Cons:

The inclusion of cheque numbers in a report would be quite helpful in keeping track of payments. As an alternative, it would be good if the user could pick from a list of pre-existing merchants.

Reasons for switching to Plooto

Because of Plooto, signers have been able to ensure that all employees have been paid on time. Plooto is more secure and efficient for me as a result of my concerns about security. Plooto is an easy-to-use and handy application. Because I was able to connect to QuickBooks, the procedure went much more smoothly.

Sam M.

Verified reviewer

Wholesale

2-10 employees

Used weekly for more than 2 years

Review source

Reviewed February 2025

Feb 2025 review

very good, Sometimes Plooto does not finish its job to do the lump sum transfer from the chequing account to Plooto Clearing in qbs

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

makes paying bills a breeze, would be nice if Plooto could show the bill payment batches in the Completed Payments instead of just individually

Cons:

it does not handle vendor discounts & credits. Also when an amount comes back into Plooto Instant, it does not sync that to qbs. Also, every now & then it does not sync with qbs until the computer is restarted, the above is all to do with qbs desktop

Reasons for choosing Plooto

simply decided to choose & try Plooto i guess

Audrey M.

Verified reviewer

Accounting

Self-Employed

Used monthly for less than 2 years

Review source

Reviewed September 2021

It's easy and quick to use, but it's missing a key integration that would make it perfect.

Overall a good experience, but it's missing a key integration that would make it perfect. I can't wait for them to bring back credit card payments and I hope they expand the integration capabilities.

Ratings Breakdown

Ease of use

Previously 5

Functionality

Previously 4

Pros:

Plooto integrates with QBO and make syncing receivables and payables easy. It reconciles the payments which saves a lot of time. The customers and suppliers receive an email that tells them about upcoming payments and a link that takes them to this information plus shows them the past transactions.

Cons:

I've been using Plooto with one client for about a year now and would like to move other clients to this system. Unfortunately, Plooto doesn't work with QBO's projects and sub-customer system. Each time I’ve tested collecting these receivables, Plooto says the customer doesn't exist and wants to create a new client even though the client does exist, it's picking up the project or sub-customer name at the end of the client’s name. If Plooto’s system can recognize the customers name before the ":" to allow collection of accounts with multiple project or sub-accounts I would be able to move more clients over to this system.

Reasons for choosing Plooto

I'm constantly looking at software solutions.

Reasons for switching to Plooto

For the 1 company I moved to Plooto it made sense because it saved time. The switched did cost more monthly, but the time savings was just to good.

Sarah F.

Verified reviewer

Construction

51-200 employees

Used weekly for more than 2 years

Review source

Reviewed July 2025

Great software for processing payments.

So far we are content with the payables portion. Soon we will be exploring the receivables side of the software.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

I like how this software can sync with Quickbooks Enterprise. I can fine open invoices and you can pay directly through Plooto. It then syncs the bill in Quickbooks and marks it as paid

Cons:

Overall i really like Plooto, but this year they had made an update which made adding new contacts more manual. Previously you could see all bills, even ones that weren't set up in Plooto. You could easily select the + to easily add the contact and set up direct deposit. Now this + is not available and evety new contact needs to be manually inputted. The problem with this is, if it is not 100% identical to your CRM (in our case quickbooks) it will not sync. Then when the bill is paid through Plooto it will not show as paid in your CRM. Which could lead to a 2nd payment.

Hunter L.

Verified reviewer

Construction

11-50 employees

Used daily for less than 2 years

Review source

Reviewed March 2025

Ease of use

Very happy. Easy to export and schedule payment from quickbooks.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Ease of use for its purpose. Im able to set up and schedule payments and approve them.

Cons:

Its inability to alter descriptions that comes across after integrated transfers.

Alexandra M.

Verified reviewer

Chemicals

2-10 employees

Used daily for more than 2 years

Review source

Reviewed March 2025

I recommend it to clients!

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

I love how easy it is to make payments, including payroll taxes. Plooto also seamlessly integrates with all our other financial systems.

Cons:

Payment delays (5 business days), payroll taxes have a limit of $20,000 per transaction.

Desmond S.

Verified reviewer

Construction

2-10 employees

Used weekly for less than 2 years

Review source

Reviewed July 2025

Lackluster support

Medium. When it works it works. When I need help, I'm on my own. For an offering as core to business as vendor payments are, support must be available when needed, and this has not been my experience with Plooto. There are other options out there offering better support.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Reasonably easy to set up, and payments are reliable. Accounting integrations, when they work, allow a reasonably smooth workflow.

Cons:

Support is terrible when needed most and either offers unhelpful solutions or ignores messages. Their accounting integration needs work to ensure consistent results.

Bridgette K.

Verified reviewer

Retail

2-10 employees

Used weekly for less than 12 months

Review source

Reviewed October 2025

Good software but needs improving

Ratings Breakdown

Ease of use

Functionality

Pros:

There was no learning curve with the software. The software offers great value for the money. The payments and invoice management features were great.

Cons:

The only con is that my account was deactivated without notice. I attempted to reach out to customer support, but did not receive a response.

Abraham E.

Verified reviewer

Accounting

2-10 employees

Used weekly for less than 2 years

Review source

Reviewed June 2025

Bad and too espensive

Supposedly integrated with QBO but doesnt work well. link breaks many times and is only ok when "full" invoices paid. If you use Plooto CC services then good luck tryign to reconcile

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

automatic debit and recurring transactions .

Cons:

Too expensive, broken integration with QBO and hard to reconcile with no proper statement of account.

Jaykumar J.

Verified reviewer

Computer Software