ZipBooks 2026: Benefits, Features & Pricing

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On this page

Overview
Pricing and Plans
Features
Integrations
User Reviews

Overview

ZipBooks

4.5

(113)

Pricing

Starting at $15.00 per month

About ZipBooks

ZipBooks is a cloud-based solution designed to streamline accounting, invoicing and financial management processes for small businesses. The platform offers a range of features tailored to streamline complex financial tasks and provide valuable insights to users.

The accounting functionality of ZipBooks streamlines bookkeeping and reporting tasks with a user-friendly interface and intelligent automation features. Users can organize transactions, track expenses and reconcile accounts. The platform’s intuitive design and automation enable users to manage their finances without advanced accounting knowledge. Additionally, ZipBooks supports bank connections, allowing users to link their accounts for real-time transaction tracking and reconciliation.

ZipBooks helps streamline the billing and invoicing process by allowing users to create both one-time and recurring invoices and accept payments via major credit cards or PayPal. Additionally, the platform offers automated payment reminders and integrates billing seamlessly into financial records, enabling faster and more efficient payment processing.

The capabilities of ZipBooks leverage data analytics to provide users with valuable bus...

ZipBooks Screenshots

ZipBooks Pricing and Plans

Starting price: $15.00 per month

Free Trial

Free Version

Starter

$0.00

Plan includes:

Send unlimited invoices
Manage unlimited vendors & customers
Accept digital payments (Square or PayPal)
View Basic Reports
Connect 1 bank account

Smarter

$15.00

flat rate, per month

Plan includes:

Schedule recurring invoices with auto-bill
Automate reminders
Save invoice line items
Connect multiple bank accounts
Receive account notifications
Track time
Add 5 team members

Sophisticated

$35.00

flat rate, per month

Plan includes:

Organize books with smart tagging (by location, project, and custom)
Reconcile every account quickly
Lock completed books
Share documents securely
Generate insightful reports
Invite unlimited users

Accountant

Pricing available upon request

Plan includes:

Track time across client accounts
Export financial packages
Cobrand your firm on client accounts
Edit transactions in bulk
Manage clients from one dashboard
Migrate existing accounting data

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ZipBooks Features

Popular features found in Accounting
Billing & Invoicing
Budgeting/Forecasting
Expense Tracking
Fund Accounting
Income & Balance Sheet
Multi-Currency
Payroll Management
Project Accounting
Purchase Order Management
Tax Management
More features of ZipBooks
Accounting
Accounts Payable
Accounts Receivable
ACH Payment Processing
Activity Dashboard
API
Approval Process Control
Automatic Billing
Automatic Time Capture
Bank Reconciliation
Billable & Non-Billable Hours
Bookkeeping Services Integration
Cash Management
Categorization/Grouping
Check Processing
Collaboration Tools
Commission Management
Contact Database
Contingency Billing
CPA Firms
Credit Card Processing
Customizable Branding
Customizable Invoices
Customizable Reports
Data Import/Export
Discount Management
Document Management
Document Storage
Employee Database
Estimating
Expense Management
Financial Management
Financial Reporting
For Legal Professionals
For Medical Purposes
For Real Estate
For Small Businesses
For Trucking Industry
General Ledger
Hourly Billing
Inventory Management
Invoice History
Invoice Management
Mobile App
Mobile Payments
Mobile Receipt Upload
Multiple Billing Rates
Multiple Projects
Online Invoicing
Online Payments
Online Time Tracking
Partial Payments
Payment Processing
Payment Reconciliation
Performance Metrics
Profit/Loss Statement
Project Billing
Project Costing
Project Time Tracking
Quotes/Estimates
Receipt Management
Receivables Ledger
Recurring/Subscription Billing
Reminders
Reporting/Analytics
Reporting & Statistics
Sales Tax Management
Status Tracking
Time & Expense Tracking
Time Tracking
Transaction History
Transaction Management
Vendor Management
Workflow Management

ZipBooks Integrations

PayPal

Google Drive

Asana

Google Workspace

Slack

Spiceworks Cloud Help Desk

See all 7 integrations

ZipBooks User Reviews

Overall Rating

4.5

Ratings Breakdown

71%

19%

Secondary Ratings

Ease of Use

4.6

Value for money

4.5

Customer support

4.5

Functionality

4.3

Steven M.

Verified reviewer

Management Consulting

5001-10000 employees

Used daily for less than 6 months

Review source

Reviewed August 2025

Ingenious and intuitive

It improved my understanding of accounting as complicated and difficult to do. The automation it allows allows me to develop my entire project more efficiently, simplifying processes and keeping track of expenses.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Accounting and numbers aren't my thing, so I started using ZipBooks as a way to simplify my work, but what I didn't expect was that it would give me great tools that make accounting easier and less headache-inducing. I loved it from day one because it's been easy to use and allows me to analyze data more quickly and intelligently, having an organized, well-structured, and secure ledger.

Cons:

The free trial is very limiting and doesn't seem to work as a good accounting platform. It's better to pay for a plan to access all the accounting tools.

Catharine P.

Verified reviewer

Law Practice

1001-5000 employees

Used weekly for less than 6 months

Review source

Reviewed June 2023

Nice, but free version is bare-bones.

I run a small business and need to cut costs anywhere I can - Zipbooks was the first option that came up when I Googled "Free accounting software". I liked it at first, since I took a year of accounting in college I didn't have a hard time figuring out how the journal worked. However, over time I found more and more things that I couldn't do, either because of my free membership or because the features were simply missing. In the end I switched to Quickbooks - I don't like Intuit as a company, but still, their product performs the best, and has integrations for all of the software I use. Sure, it's $30 a month, but it saves a whole lot of time.

Ratings Breakdown

Ease of use

Functionality

Pros:

It was easy to get started with Zipbooks. The interface is intuitive and user friendly, and there are a few helpful integrations, such as with Square and Bluevine.

Cons:

There are some critical features missing, either from the free version, or the app entirely. Notably, you need a paid membership to access some critical reports, and you can't export your data at all - if you want to analyze your data in Excel, you would need to manually type out EVERY journal entry.

Reasons for choosing ZipBooks

Quickbooks was much too expensive at the time.

Natalie S.

Verified reviewer

International Trade and Development

11-50 employees

Used daily for less than 2 years

Review source

Reviewed December 2025

Support invoicing and tracking

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

It provides accurate and correct reports of cash inflow and outflow. ZipBooks is easy to use yo create recurring invoice and auto-bill.

Cons:

ZipBooks free version is too limites. The tool has a clear dashboard which is easy to navigate accross it.

Susan B.

Verified reviewer

Non-Profit Organization Management

2-10 employees

Used weekly for less than 2 years

Review source

Reviewed January 2017

ZipBooks - Perfect for a Hobby turned Small Business!

The ZipBooks staff have been very responsive and willing to help. The software is free to use, however, there is a $1.25 charge per Paypal transaction when a customer pays via ZipBooks invoice. It provides basic accounting features that would work well for a person who is turning their hobby into a small business or a small contract business. If you are new to accounting, ZipBooks is perfect. If you are accustomed to accounting software, then this free software isn't for you. It doesn't yet have dynamic reporting features, ie no balance sheet or clickable fields to expand a data field on the Income Statement. If your business is small and you are going to keep it that way, ZipBooks is perfect. If your business is thriving and growing, invest in paid software as you'll quickly grow out of ZipBooks. That said, I'm told they have changes in the works so maybe this won't hold true in the near future.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Easy to use for someone with no accounting knowledge. Perfect for an MLM or hobby turned business. I love, love, love that their customer service is responsive.

Cons:

The reporting features are seriously lacking. No balance statement, COG's are lumped together on the Income Statement, no division of income sources and no field on the Income Statement is clickable for a detailed report. Invoice and Expense pages are long with one arrow to the next page on the top and when editing an invoice or expense and saving, you are brought to the "1-50" page instead of the current page you were working on.

Verified

Reviewer

Aviation & Aerospace

2-10 employees

Used weekly for less than 6 months

Review source

Reviewed September 2019

User-friendly software underpinned by prompt, professional support

Our overall experience has been positive. Thus far, we have not encountered any problems.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

1.The software is easier to use than it even appears. This makes it simpler for non-finance people who may find themselves required to attend to such matters e.g. Start-ups, local SME's and EME's etc. 2. The support team are atypically, prompt and efficient. In our experience with online support from other service providers, there is more often than not a delay in responding, be it short or long. In some instances, the support staff have not had the expertise to offer guidance or solve elementary problems. The ZipBooks team is impressively swift and knowledgeable.

Cons:

Initially, it appeared that functions such as customer month end statements and a few others could not be generated. After one or two chats with online support and the discovery of the numerous, yet concise, online documents, I realised that such functions are, indeed, included. Not only that, but also that the majority of questions are very likely covered and one can solve one's own queries if one looks for the relevant document. Perhaps it would be useful to users if this was highlighted or flagged and doing so may reduce the enquiries that your online support team have to attend to.

Reasons for choosing ZipBooks

Functionality, user friendliness, ability to customise to our requirements.

Reasons for switching to ZipBooks

Generally, ZipBooks is more user friendly which is a significant benefit as our company is small and there is a need for everything that we do to be executed with the greatest speed, yet highest efficiency. Xero is certainly a good software package, but it is more complex to use and the functions that we require are more expensive than ZipBooks.

Vendor Response

Thanks so much--happy to help!

Replied September 2019

Verified

Reviewer

Marketing and Advertising

Self-Employed

Used weekly for less than 6 months

Review source

Reviewed October 2019

The best app a small business owner could use

Highly recommend – beautiful, easy to use, full-featured, and more affordable than any of its nearest competitors.

Ratings Breakdown

Ease of use

Value for money

Functionality

Pros:

ZipBooks is the most affordable, feature rich accounting software I've ever used. It allows me to accomplish everything I need, from sending expenses, to tracking time and expenses, to invoicing. I've used other software and it either didn't include time tracking or it was too expensive for my small business. Their web app is also incredibly easy to use and is design very well. It's all organized in a way that makes sense and the charts/reports are beautiful.

Cons:

The biggest issue I have with ZipBooks is their mobile app. I'm running it on my iPhone and it seems like it's just a web-app published in a shell, storing no local information. It's difficult to track time or send invoices that haven't been saved as a draft. Sent invoices also display in reverse order – with the cache clearing every time I open the app. If they built a full-featured, native app I think ZipBooks would be perfect.

Reasons for choosing ZipBooks

Time tracking

Reasons for switching to ZipBooks

Freshbooks charges per client, and I wasn't going to double my monthly payments to them just because my business added one more client.

Melanie M.

Verified reviewer

Health, Wellness and Fitness

Self-Employed

Used weekly for free trial

Review source

Reviewed November 2024

A good, basic beginner accounting software

Overall, ZipBooks provides me with accounting tools that are basic but effective. I can get a clear look at my profits and losses and keep track of my Business Health Score within the software. It has helped me learn to be more organized as a solopreneur but I could see the need to shift to a different software if growth occurs and teams are involved.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

For a small business owner who is a beginner at managing their finances, this keeps the essentials at the forefront so that I can easily get my accounts in order. This product is especially helpful for me because it syncs up with Paypal as well as Stripe and Square, which are common ways that I get paid by customers. Thus, ZipBooks allows me to view my income streams and keep organized all in one place.

Cons:

Using the free plan offers a lot of basic tools that work perfectly for me as a small business owner/sole entrepreneur. The paid plans are mostly team features, if that is what you need, but there is one thing the free plan lacks for me. It is the ability to send automated invoices on a recurring basis. I manually need to go in and create a new one each month. It isn't enough of an inconvenience to switch to the paid plans but it is worth mentioning that invoice customizations are limited.

Charles A.

Verified reviewer

Cosmetics

2-10 employees

Used weekly for less than 2 years

Review source

Reviewed February 2025

Easily invoice clients - getting paid made easy!

Works well for the job I use it for (when I do). I haven't got anything negative to say about it, yes, there are free options but you can't customize the invoice for local laws etc. So this works, and does the job.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

It's very easy to set up an invoice, charge clients and keep track of what has been spent.

Cons:

It's costs a bit more than some options but works well.

Neil H.

Verified reviewer

Marketing and Advertising