BankOne 2026: Benefits, Features & Pricing

Software Advice offers objective insights based on verified user reviews and independent product and market research. When our advisors match you to a software provider, we may earn a referral fee.

How Software Advice ensures transparency

Software Advice lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Users can talk to our advisors for free to receive software recommendations matching their needs. Software providers pay us for sponsored profiles to reach users interested in their products.

How Software Advice verifies reviews

Software Advice carefully verified over 2 million reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI.

Independent research methodology

Researchers at Software Advice use a mix of verified reviews, independent research, and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or talk to an advisor, this has no influence on our research or methodology.

Wondering if BankOne is right for your organization?

Our Financial Services Software selection experts can help you in 15 minutes or less.

On this page

Overview
Pricing and Plans
Features
User Reviews

Overview

BankOne

4.1

(15)

Pricing

Pricing available upon request

About BankOne

BankOne is an online banking software designed to help financial institutions manage lending, insurance, investments, payments and more. Key features include loan accounts, CASA management, automated regulatory reporting and credit assessment.

Additionally, BankOne offers an application programming interface (API) that allows stakeholders to integrate the solution with several third-party payment systems.

BankOne Screenshots

BankOne Pricing and Plans

Starting price: Connect with an advisor for pricing

Free Trial

Free Version

Confused about pricing? We've got you covered.

Get a personalized pricing breakdown tailored to your specific needs—no guesswork, no generic estimates.

BankOne Features

Popular features found in Financial Services
Billing & Invoicing
Financial Management
For Financial Institutions
Reporting/Analytics
Risk Management
Transaction Monitoring
More features of BankOne
Accounting
ACH Payment Processing
Activity Dashboard
API
Approval Process Control
Audit Management
Audit Trail
Cash Management
Channel Management
Compliance Management
Compliance Tracking
Contact Management
Core Banking
Corporate Banking
Credit Card Management
Credit Card Processing
Credit Union
Customer Accounts
Customer Engagement
Customizable Branding
Customizable Reports
Data Import/Export
Electronic Funds Transfer
Electronic Payments
Fraud Detection
General Ledger
Lending Management
Monitoring
Multi-Branch
Multi-Currency
Online Banking
P2P Payments
Real-Time Analytics
Real-Time Data
Reporting & Statistics
Retail Banking
Risk Assessment
Role-Based Permissions
Single Sign On
SMS Banking
SSL Security
Third-Party Integrations
Transaction History
Two-Factor Authentication

BankOne User Reviews

Overall Rating

4.1

Ratings Breakdown

33%

47%

20%

Secondary Ratings

Ease of Use

4.4

Value for money

4.1

Customer support

3.9

Functionality

4.5

Olufemi A.

Verified reviewer

Financial Services

1001-5000 employees

Used daily for more than 2 years

Reviewed April 2023

BankOne Review

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

The usability of BankOne for financial inclusion

Cons:

The approval window on BankOne is too small to see all the posting details.

Anthony E.

Verified reviewer

Financial Services

51-200 employees

Used daily for less than 12 months

Reviewed December 2023

BankOne Review!

Innovative and evolving!

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

The level of automation and ready APIs for integration with third parties.

Cons:

Issues with modification tailored to an institution's specification.

Reasons for switching to BankOne

Automation capabilities.

Eniola A.

Verified reviewer

Banking

201-500 employees

Used daily for more than 2 years

Reviewed May 2023

Fantastic product

Solid and cost efficient

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Reporting simplicity and flexibility . The ready APIs for integration to third parties

Cons:

EOM processing can be delayed sometimes

Reasons for choosing BankOne

Cost efficiency

Reasons for switching to BankOne

ELECTRONIC channels capabilities and reporting problems

Adeyemi O.

Verified reviewer

Financial Services

51-200 employees

Used daily for more than 2 years

Reviewed July 2023

bankone - product review

My overall experience with Bankone is beautiful with Cordial Business relationship. The support staff are always ready to support you always even at odd hours.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

With over two years of using Bankone, I find the following features robust and impactful: Core Banking - very robust and seamless to useBills and PaymentsTransfersToken ManagementAudit trailSystem ConfigurationAll these are very easy to use and seamless to integrate to our existing processes and other products. Their response time is super.

Cons:

There is no perfect system in the world today, but I can say Bankone is near perfect and it is being improved upon daily to the benefit of the users.

Cole O.

Verified reviewer

Banking

2-10 employees

Used daily for more than 2 years

Reviewed July 2023

Review of Bank One by Cole Omololu

Abiltiy to capture my target audience using digital banking and appzone has help me do that over the years

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

ability to have all the solutions ensuite together as a one-stop shop you do not need to start searching for core banking, mobile, online banking separately its all been packaged for your use.

Cons:

In the initial stage, I was having issues with E-channel service but we have a section with the technical team and its was resolved and the [sensitive content hidden] is always ready to listen, correct and implement new ideas discussed with him in moving the solution BankOne forward.

Reasons for switching to BankOne

because I needed Mobile, and Online banking service

Baboucarr K.

Verified reviewer

Financial Services

201-500 employees

Used daily for more than 2 years

Reviewed May 2023

Your Partner to digitising your banking / financial services business.

Excellent, value for money and a strong partnership resulting in mutual growth and development.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Reasonable investment, scalability, ease of use and continuous development of modules to enhance the features and functionality.

Cons:

The FX transactions processing module is still not developed which poses challenges for our FX and treasury business.

Reasons for choosing BankOne

Reasonable investment and the pay as you go model, features largely met our requirements and ease of use.

Reasons for switching to BankOne

Support was inadequate.

Daniel A.

Verified reviewer

Banking

10000+ employees

Used daily for more than 2 years

Reviewed May 2023

Wonderful Product

The platform made it possible to launch a sustainable Financial inclusion project which had to meet a number of specific KPIs, it made it possible for the product to mimic the activities of thrift collectors by enabling mobile/roving agents that take our banking and financial services to the customers. We were able to sign up & on-board customers, conduct financial transactions at the customer's locations while also enabling the customers to independently transact within the larger financial ecosystem

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

The ability to customise the platform to meet our unique set of requirements to launch a financial inclusion service which had specific requirements like mobile agents, in-field Debit card issuance and activation by mobile agents, agent portfolio tracking and portfolio based rewards, user on-boarding and usage journeys which minimised customer abuse. Bankone was the only platform evaluated that could meet all our requirements

Cons:

Agent till/wallet reconciliation can be improved.

Reasons for choosing BankOne

The other platforms were over-priced and were unable to meet our requirements

Moses I.

Verified reviewer

Banking

201-500 employees

Used daily for more than 2 years

Reviewed May 2023

Review of Bankone Core Banking System

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

The coverage and ease of use of the core banking module.

Cons:

1. Users are unable to generate Refinance loan report for a given period.2. Details of fixed deposit investments such as interest rate and tenure disappear upon maturity/termination or do not appear in Fixed Deposit report3. Inability to generate/customize Loan Agreement and offer letter to be updated using the template shared by Fina Trust.4. Inability to setup the forfeiture of interest after 3 withdrawals from Savings A/C per month

Justin N.

Verified reviewer

Financial Services

11-50 employees

Used daily for more than 2 years

Reviewed April 2023

BankOne Service Review

Their API services are good and reliable for one to build on a banking system. The support team is very responsive even if it takes a while to resolve whatever issue that was raised. The pricing plan was good before it got terribly bad. So far, their services have need serving us well and have enabled us to grow our customer base and build major products.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

The API services are pretty straightforward. It is very easy to integrate and they can provide new services for your business requirements.

Cons:

The major challenge currently is their new pricing plan. It is too costly and not friendly for startups. Also sometimes, their support team takes too long to respond to issues affecting our customers.

Reasons for choosing BankOne

The CTO at the time of choosing to BankOne understood the BankOne system very well. He has previously worked with BankOne Team. So the decision to. choose BankOne was much easier. They also had a good and affordable pricing plan for startups.

Maria O.

Verified reviewer

Financial Services

11-50 employees

Used daily for more than 2 years

Reviewed December 2023

Ease of Bankone