MeridianLink Opening 2026: Benefits, Features & Pricing

On this page

Overview
Pricing and Plans
Features
Integrations
User Reviews

Overview

MeridianLink Opening

4.8

(9)

Pricing

Pricing available upon request

About MeridianLink Opening

MeridianLink Opening is a digital account opening platform designed for financial institutions that need to simplify and modernize deposit onboarding across online, mobile, and branch channels. The system supports a full range of consumer deposit products and provides a unified workflow that helps reduce manual processes and improve application completion rates. Institutions can configure account types, integrate with core systems, and apply automated identity verification to support secure and efficient onboarding. The platform enables consumers to open and fund accounts from any device, while staff can manage applications through a centralized interface. By consolidating account opening tasks into one solution, MeridianLink Opening helps organizations enhance operational efficiency, reduce friction in the onboarding process, and support consistent experiences across all channels.

MeridianLink Opening Screenshots

MeridianLink Opening Pricing and Plans

Starting price: Pricing available upon request

Free Trial

Free Version

MeridianLink Opening Features

Popular features found in Banking Systems
ATM Management
Compliance Management
Customer Accounts
Document Management
Lending Management
Multi-Branch
Multi-Currency
Online Banking
Portfolio Management
Securities Management
Transaction Monitoring
More features of MeridianLink Opening
API
Authentication
Compliance Tracking
Contact Database
Core Banking
Corporate Banking
Credit Card Management
Credit Union
Document Storage
Investment Banking
Monitoring
Offshore Management
Private Banking
Retail Banking
Risk Management
Third-Party Integrations
Workflow Management

MeridianLink Opening Integrations

MeridianLink Mortgage

MeridianLink Opening User Reviews

Overall Rating

4.8

Ratings Breakdown

78%

22%

Secondary Ratings

Ease of Use

4.6

Value for money

4.6

Customer support

4.8

Functionality

4.3

Have you used MeridianLink Opening and would like to share your experience with others?

Verified

Reviewer

Banking

51-200 employees

Used daily for less than 2 years

Reviewed February 2021

Xpress Accounts Review

bridging the gap between online applications and our core system

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

I like the flow of opening a new account. We are newer to using the software but once you have processed a few it gets easier and easier. I also like the look and feel of the online application and the ease of working with it once it is submitted.

Cons:

It was a little cumbersome building all if the products into the system....but I would assume any new build would take ample time.

Reasons for choosing MeridianLink Opening

This best fit our business needs for the extended future

Reasons for switching to MeridianLink Opening

needed a better online application solution

Lindsey H.

Verified reviewer

Banking

11-50 employees

Used daily for more than 2 years

Reviewed February 2021

XpressAccounts Review

Overall, my experience with XpressAccounts has been very easy. Its simple, to the point and you really just need to follow the prompts throughout the application in order to successfully complete an application!

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

XpressAccounts is very easy to use - and setup in a way that is also very easy for the user to accomplish the setup of a new application. I also love that the third party products are integrated and auto-archive into letters/docs for the user, so it eliminates the need to manually download reports and upload into the file.

Cons:

The only thing that I feel could improve, is putting the "create account" button sooner in the application - before you perform the "letters/docs" item. Because you need to create the account number before you generate documents that include the account number, so that seems to be backwards on the application workflow.

PONCIETTA C.

Verified reviewer

Banking

51-200 employees

Used daily for more than 2 years

Reviewed February 2021

GREAT CUSTOMER SUPPORT

I would have to say that my overall experience with this software has been great. I really depend on the XpressAccounts Apps to get my work done and I also find that when I need to make changes to existing forms or add new forms, the turnaround time has been unbelievable. Everyone that I have worked with has been so helpful and friendly that it makes the entire process completely stress free.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

This software is easy to integrate into our other working systems. It is very user friendly and I think that it was designed with people who are not so computer savvy in mind. The steps are easy to follow and the set up is great.

Cons:

I cannot think about anything that I do not like about this software. I have not run into any issue with it in all of the years that I've been using it.

Reasons for switching to MeridianLink Opening

This system is a lot easier and has better features than the other product that we switched from.

Christian K.

Verified reviewer

Financial Services

201-500 employees

Used daily for more than 2 years

Reviewed February 2021

Simple but powerful

It has been a good partnership and we enjoy how easy it is to work with ML on any of our needs.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

I like how it is becoming user first oriented with Application Portal being mobile first. Also how the system is constantly being updated to new standards without us having to invest additional time and money for many of them.

Cons:

I do wish that more of the backend setting were more granular so we could set more conditions for unique situations. Also would like to see more of the application fields to be in advantage conditions. Such as fields related to foreign individuals

Reasons for choosing MeridianLink Opening

XpressAccounts was more robust and had more integration options then the other systems.

Yuriy F.

Verified reviewer

Banking

11-50 employees

Used daily for more than 2 years

Reviewed February 2021

MeridianLink XA Review

Even though implementation is hard, because you get an empty box and need to fill it in yourself by inputting all configs manually, the MeridianLink Software Development Consultants do a great job assisting you with all the aspects. All SDCs that we worked with were superb.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Online Application Portal that comes with it.

Cons:

Not too easy to implement unless you have a dedicated technical team internally which we lack.

Reasons for choosing MeridianLink Opening

Feature set

Amy K.

Verified reviewer

Banking

51-200 employees

Used daily for more than 2 years

Reviewed February 2021

XA Review

Online account opening presence. We are opening way more accounts through online than ever before.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Very nice online application presence, very customizable and very robust.

Cons:

Reporting is very cumbersome and can be confusing to add the reports to view.

Alissa R.

Verified reviewer

Financial Services

51-200 employees

Used daily for less than 2 years

Reviewed February 2021

XA Review

It has been very positive. Their customer support team is excellent and staff seem to enjoy using the new product.

Ratings Breakdown

Ease of use

Customer support

Functionality

Pros:

XA is very intuitive to use and highly customizable.

Cons:

There are some quirks that cannot be resolved at this time that prevent the process from being as streamlined as it can be (ex: Letters and Docs being before Finalize).

Jenny S.

Verified reviewer

Financial Services

2-10 employees

Used daily for less than 12 months

Reviewed February 2021

XpressAccounts Review

Ratings Breakdown

Ease of use

Customer support

Functionality

Pros:

This software is user friendly. It gives you ability to dictate rules for a task list needing to be date and time stamped by the user for completion before it allows a new account to book which gives a more personal and accountable touch this to application.

Cons:

Nothing to report at this time, this software is consistently working to par.

Stephanie S.

Verified reviewer

Banking

51-200 employees

Used weekly for less than 12 months

Reviewed February 2021

Xpress Accounts