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Sage 100 vs Xero

Updated February 10, 2026

Sage 100 vs Xero: Which is best for you?

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Starting Price

Pricing available upon request

$25.00

per month

Free Trial
Free Version
Screenshots
and Demo
Product Screenshot
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Product Screenshot
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Top Rated
  Features
Bills of Material
4.67
Financial Management
4.44
Income & Balance Sheet
4.36
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Multi-Country
4.83
Tax Compliance
4.79
Calendar Management
4.78
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Integrations
LightWork Time
LightWork Time
LightWork Performance Management
LightWork Performance Management
Fortis
Fortis
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ActiveCollab
ActiveCollab
ApprovalMax
ApprovalMax
Capsule
Capsule
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Pros / Cons
  • Have integration between modules, to facilitate transaction processes. Although it is easy to manage, it maintains rigorous control in tracking transactions and access controls. If everything is recorded in the System, Sage presents a few reports that allow you to see the data for good decision-making.
  • Taxes were not actually calculated on employees pay (it still calculated it but didn't actually track it, just stopped at one point but only for a few and it wasn't caught), estimating module could use a lot of work to update it.
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  • Even though Xero lack global enterprises accounting features it has a robust integration capability that allows me to connect with external tools such as SAP Concur.
  • It is not great for multi-company businesses as you cannot be logged into more than 1 at once, you have to chop and change between them and to make intercompany transactions, you need to post separately in both entities.
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Ease-of-Use
3.9/ 5
Highest performing feature
in the comparison
4.4/ 5
Value for Money
3.8/ 5
Highest performing feature
in the comparison
4.2/ 5
Customer Support
3.7/ 5
Highest performing feature
in the comparison
4/ 5
Functionality
3.9/ 5
Highest performing feature
in the comparison
4.3/ 5
Support Options
Email/Help Desk
FAQs/Forum
Knowledge Base
Phone Support
24/7 (Live Rep)
Chat
Email/Help Desk
FAQs/Forum
Knowledge Base
Phone Support
24/7 (Live Rep)
Chat
Training Options
In Person
Live Online
Webinars
Documentation
Videos
In Person
Live Online
Webinars
Documentation
Videos
FrontRunners
FrontRunners 2026
FrontRunners 2026
Advisor
  Recommendations
N/A
N/A
Ideal Customer Size
Small
Medium
Large
Small
Medium
Large
Deployment Options
Cloud, SaaS, Web-Based
Desktop - Mac
Desktop - Windows
Desktop - Linux
Desktop - Chromebook
On-Premise - Windows
On-Premise - Linux
Mobile - Android
Mobile - iPhone
Mobile - iPad
Cloud, SaaS, Web-Based
Desktop - Mac
Desktop - Windows
Desktop - Linux
Desktop - Chromebook
On-Premise - Windows
On-Premise - Linux
Mobile - Android
Mobile - iPhone
Mobile - iPad