PaySimple 2026: Benefits, Features & Pricing
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- Overview
- Pricing and Plans
- Features
- Integrations
- User Reviews
Overview
Pricing
Starting at $69.95 per month
About PaySimple
PaySimple is the leading payments management solution for service-based businesses, powering the cashflow of over 20,000 companies nationwide. PaySimple builds long-term partnerships with companies to drive growth providing flexible payment and billing solutions and personalized customer service to suit their distinct business needs. With a robust API, PaySimple is a trusted technology partner for payment integrations; natively handling cashflow within SaaS products and mobile applications.
PaySimple Screenshots

PaySimple Pricing and Plans
Basic
$69.95
Plan includes:
- Credit Card Payments
- Customer Management
- Echeck Payments
- Electronic Invoices
- Email Marketing
- In Person Payments
- Mobile Payments
- Online Payments
- Quickbooks Online Integration
- Recurring Billing

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PaySimple Features
- Popular features found in Payment ProcessingACH Payment ProcessingBilling & InvoicingDebit/Credit Card ProcessingIn-Person PaymentsMobile PaymentsMulti-CurrencyMultiple Payment OptionsPayment Fraud PreventionPayment Gateway IntegrationPCI ComplianceRecurring/Subscription BillingReporting/Analytics
- More features of PaySimpleAccess Controls/PermissionsAccountingActivity DashboardAlerts/NotificationsAPIBilling PortalCash Flow ManagementCatalog ManagementCheck ProcessingClient PortalContact DatabaseCredit Card ProcessingCRMCustomer AccountsCustomer DatabaseCustomer HistoryCustomizable BrandingCustomizable FieldsCustomizable InvoicesCustomizable ReportsData SecurityData SynchronizationDunning ManagementeCommerce ManagementElectronic PaymentsEmail RemindersEmail TemplatesFor Small BusinessesFraud DetectionInvoice CreationInvoice HistoryInvoice ManagementInvoice ProcessingMobile AccessMonitoringMulti-Period Recurring BillingMulti-StoreOnline InvoicingOnline PaymentsOrdering AutomationOrder ManagementOverpayment ProcessingPartial PaymentsPayment ProcessingPoint of Sale (POS)Project BillingReal-Time DataReal-Time ReportingReceipt ManagementReceivables LedgerRecurring InvoicingRemindersReporting & StatisticsSales ReportsSelf Service PortalShopping CartStatus TrackingSubscription ManagementWebsite Management
PaySimple Integrations
PaySimple User Reviews
Overall Rating
4.5
Ratings Breakdown
5
66%
4
24%
3
5%
2
2%
1
4%
Secondary Ratings
Ease of Use
4.4
Value for money
4.3
Customer support
4.5
Functionality
4.3

Brian Del Terzo C.
Verified reviewer
Financial Services
11-50 employees
Used daily for more than 2 years
Review sourceReviewed September 2021
The BEST payment gateway on the market!
5
From customer service to our assigned customer success manager, the team is available to assist. Chat support is also available inside the gateway. They have gone above and beyond to help us with our business.
Ratings Breakdown
Reasons for switching to PaySimple
It's been a long time however I can say that there was no comparison to the solution PaySimple has created.
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Sean R.
Verified reviewer
Computer Software
11-50 employees
Used daily for more than 2 years
Review sourceReviewed September 2021
CreditSmarts Review
4
Ratings Breakdown
Reasons for switching to PaySimple
we have made a partial switch. 60% of our business still runs thru paypal.
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Mendy S.
Verified reviewer
Non-Profit Organization Management
2-10 employees
Used weekly for more than 2 years
Review sourceReviewed December 2019
Great software!
5
PaySimple is great! I love that it is hassle free for the customer!
Ratings Breakdown
Read More
Seaton G.
Verified reviewer
Executive Office
Self-Employed
Used weekly for more than 2 years
Review sourceReviewed September 2021
I am NOT a happy camper & I will NOT recommend PaySimple
4
Was great ... until this Covid Crisis. I now need to really watch every penny.
Ratings Breakdown
Reasons for choosing PaySimple
I am now looking to move away from Pay Simple due to the rates you charge. I run a Startup Incubator and I could be promoting your company but now I will NOT recommend PaySimple. Feel free to connect if you want more details of my thoughts.
Reasons for switching to PaySimple
It was years ago. I do not remember why. But I do know why I will be leaving PaySimple!
Read More

Nurul Iman A.
Verified reviewer
Banking
10000+ employees
Used daily for more than 2 years
Review sourceReviewed September 2022
Simpe payment processor
5
Ratings Breakdown
Reasons for switching to PaySimple
PaySimple has lower fees for payment processing, thus decreasing our operational cost for eCommerce or online payment.
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Monica V.
Verified reviewer
Child Day Care Services
2-10 employees
Used monthly for less than 12 months
Review sourceReviewed October 2024
Bad to start, and even worse to finish. 2024 review.
1
We signed up with PaySimple as a new business in 2024 based on the recommendation of someone who used them years ago. At some point they were acquired by Private Equity and it seems their business model has changed quite a bit. We established them as our payment processor before we had customers, and right away noticed fees from them, and three vendors that were affiliated with them started sending us fees as well. We replied to those notices asking for line items, invoice, something associated with the fees to understand how to categorize and/or appropriateness. After four (4) unanswered emails over the month, we put a charge dispute in with the bank and immediately received notice that our service was disabled. We received no reply to our questions about that notice, so we sent a request to cancel the service. Within hours of our request to cancel service, PaySimple withdrew $79.95 from our account that was meant to receive customer payments. So it's clear they were receiving the messages. We also started receiving requests for payment from their vendor/partner (it's unclear) named PaySafe who threatened to send us to collections despite acknowledging that we've received no services from them. At least they reply to emails. At this point, we've sent multiple unanswered notices asking about fees, formally cancelling the service, and still we've never received an invoice, only continual withdrawals from a bank account until we closed it. Sadly, this is the state of affairs when larger companies acquire a bunch of smaller ones and bundle them together with services as a way to charge multiple fees from multiple vendors. I'm sure the customer service department was eliminated all together and my emails are sitting in an unread Inbox along with many others. Please note that the positive reviews on here are several years old, when they were probably under other ownership.
Ratings Breakdown
Reasons for choosing PaySimple
I wanted to support a small, local business instead of a large corporation. Unfortunately they were bought by private equity and eliminated their customer service.
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Chris M.
Verified reviewer
Security and Investigations
2-10 employees
Used monthly for more than 2 years
Review sourceReviewed September 2021
Simple to use
5
I've been using PaySimple for 6 years now. It's easy to use. Makes billing effortless. I will be a long time customer.
Ratings Breakdown
Reasons for choosing PaySimple
The monthly automatic checking feature. ACH payments have less fees vs credit cards. This gave me a way to save money.
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Ty M.
Verified reviewer
Music
2-10 employees
Used weekly for more than 2 years
Review sourceReviewed September 2021
Paysimple was a game changer for our business!
5
Paysimple solved 95% of the problems we had encountered implementing recurring billing for our business
Ratings Breakdown
Reasons for choosing PaySimple
Easier to use and a much better experience for our customers
Reasons for switching to PaySimple
Recurring billing was a hassle for the business and our customers using other platforms
Read More
Nancy W.
Verified reviewer
Construction
2-10 employees
Used daily for less than 2 years
Review sourceReviewed September 2021
PaySimple - true to name
5
Overall, from set-up to going live with PaySimple, we have been very pleased with the ease of use for both our company and our customers.
Ratings Breakdown
Reasons for choosing PaySimple
We do use QBO for our bookkeeping and Payroll, however, we use PaySimple for our online payment options.
Read More
Alec R.
Verified reviewer
Recreational Facilities and Services
2-10 employees
Used daily for less than 2 years
Review sourceReviewed April 2025
By dar the best processor I've used
5
It was simple, easy, and non-stressful. Exactly the way a relationship with a payment processor should be.
Ratings Breakdown
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