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PaySimple

PaySimple 2026: Benefits, Features & Pricing

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On this page
  • Overview
  • Pricing and Plans
  • Features
  • Integrations
  • User Reviews

Overview

PaySimple
PaySimple
4.5
(297)

Pricing

Starting at $69.95 per month

About PaySimple

PaySimple is the leading payments management solution for service-based businesses, powering the cashflow of over 20,000 companies nationwide. PaySimple builds long-term partnerships with companies to drive growth providing flexible payment and billing solutions and personalized customer service to suit their distinct business needs. With a robust API, PaySimple is a trusted technology partner for payment integrations; natively handling cashflow within SaaS products and mobile applications.

PaySimple Screenshots

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PaySimple Pricing and Plans

Starting price: $69.95 per month
Free Trial
Free Version

Basic

$69.95

flat rate, per month

Plan includes:

  • Credit Card Payments
  • Customer Management
  • Echeck Payments
  • Electronic Invoices
  • Email Marketing
  • In Person Payments
  • Mobile Payments
  • Online Payments
  • Quickbooks Online Integration
  • Recurring Billing
Read More
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PaySimple Features

  • Popular features found in Payment Processing
    ACH Payment Processing
    Billing & Invoicing
    Debit/Credit Card Processing
    In-Person Payments
    Mobile Payments
    Multi-Currency
    Multiple Payment Options
    Payment Fraud Prevention
    Payment Gateway Integration
    PCI Compliance
    Recurring/Subscription Billing
    Reporting/Analytics
  • More features of PaySimple
    Access Controls/Permissions
    Accounting
    Activity Dashboard
    Alerts/Notifications
    API
    Billing Portal
    Cash Flow Management
    Catalog Management
    Check Processing
    Client Portal
    Contact Database
    Credit Card Processing
    CRM
    Customer Accounts
    Customer Database
    Customer History
    Customizable Branding
    Customizable Fields
    Customizable Invoices
    Customizable Reports
    Data Security
    Data Synchronization
    Dunning Management
    eCommerce Management
    Electronic Payments
    Email Reminders
    Email Templates
    For Small Businesses
    Fraud Detection
    Invoice Creation
    Invoice History
    Invoice Management
    Invoice Processing
    Mobile Access
    Monitoring
    Multi-Period Recurring Billing
    Multi-Store
    Online Invoicing
    Online Payments
    Ordering Automation
    Order Management
    Overpayment Processing
    Partial Payments
    Payment Processing
    Point of Sale (POS)
    Project Billing
    Real-Time Data
    Real-Time Reporting
    Receipt Management
    Receivables Ledger
    Recurring Invoicing
    Reminders
    Reporting & Statistics
    Sales Reports
    Self Service Portal
    Shopping Cart
    Status Tracking
    Subscription Management
    Website Management

PaySimple Integrations

QuickBooks Online
QuickBooks Online
Mailchimp
Mailchimp

PaySimple User Reviews

Overall Rating

4.5

Ratings Breakdown

5

66%

4

24%

3

5%

2

2%

1

4%

Secondary Ratings

Ease of Use

4.4

Value for money

4.3

Customer support

4.5

Functionality

4.3

Brian Del Terzo's profile

Brian Del Terzo C.

Verified reviewer

Financial Services

11-50 employees

Used daily for more than 2 years

Review source

Reviewed September 2021

The BEST payment gateway on the market!

5

From customer service to our assigned customer success manager, the team is available to assist. Chat support is also available inside the gateway. They have gone above and beyond to help us with our business.

Ratings Breakdown

5
Ease of use
5
Value for money
5
Customer support
5
Functionality
icon
Pros:
The robust features, ease of implementation, beautiful GUI layout that is easy to use and navigate. There is nothing that we need for our business, our team, and our clients that PaySimple does not accommodate.
Cons:
There are still some disconnects between the contact record details and transaction records that are still coming together that would make certain customized reporting even easier.

Reasons for switching to PaySimple

It's been a long time however I can say that there was no comparison to the solution PaySimple has created.

Read More

SR

Sean R.

Verified reviewer

Computer Software

11-50 employees

Used daily for more than 2 years

Review source

Reviewed September 2021

CreditSmarts Review

4

Ratings Breakdown

4
Ease of use
3
Value for money
4
Customer support
3
Functionality
icon
Pros:
Ease of use and customer portal. Albeit, the customer portal could use a few key improvements. Otherwise, great design.
Cons:
There is no statement of accounts for the company to generate and email. There is no ability to auto generate invoice numbers (optional).

Reasons for switching to PaySimple

we have made a partial switch. 60% of our business still runs thru paypal.

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MS

Mendy S.

Verified reviewer

Non-Profit Organization Management

2-10 employees

Used weekly for more than 2 years

Review source

Reviewed December 2019

Great software!

5

PaySimple is great! I love that it is hassle free for the customer!

Ratings Breakdown

4
Ease of use
Previously 3
5
Value for money
5
Customer support
5
Functionality
icon
Pros:
I love how it takes care of payments and I don't have to think about it. Once you set it up you don't have to do anything else unless the customer needs to make changes. I love how it keeps me informed on payments that did not go through. I also love the app version so payments can be handle from my phone.
Cons:
It was a little tricky to get set up but customer service is great and helped out alot! Once you get used to it, it is a breeze!

Read More

SG

Seaton G.

Verified reviewer

Executive Office

Self-Employed

Used weekly for more than 2 years

Review source

Reviewed September 2021

I am NOT a happy camper & I will NOT recommend PaySimple

4

Was great ... until this Covid Crisis. I now need to really watch every penny.

Ratings Breakdown

4
Ease of use
4
Value for money
2
Customer support
4
Functionality
icon
Pros:
It is simple to set up a transaction and accepts ACH
Cons:
I do not like the $50 charges per month duding Covid when my company is on the edge of failure. I do not like the inability to change my address. I will soon be looking for a service that does NOT charge $50 per month!

Reasons for choosing PaySimple

I am now looking to move away from Pay Simple due to the rates you charge. I run a Startup Incubator and I could be promoting your company but now I will NOT recommend PaySimple. Feel free to connect if you want more details of my thoughts.

Reasons for switching to PaySimple

It was years ago. I do not remember why. But I do know why I will be leaving PaySimple!

Read More

Nurul Iman's profile

Nurul Iman A.

Verified reviewer

Banking

10000+ employees

Used daily for more than 2 years

Review source

Reviewed September 2022

Simpe payment processor

5

Ratings Breakdown

4
Ease of use
5
Customer support
4
Functionality
icon
Pros:
Quick and helpful instructions were provided during the configuration procedure. The increased traffic has supported our marketing efforts towards our website since we started accepting online payments from our clients.
Cons:
Unfortunately, we couldn't limit credit card purchases to just one item. Credit card payments are accepted for appraisals but not mortgages.

Reasons for switching to PaySimple

PaySimple has lower fees for payment processing, thus decreasing our operational cost for eCommerce or online payment.

Read More

MV

Monica V.

Verified reviewer

Child Day Care Services

2-10 employees

Used monthly for less than 12 months

Review source

Reviewed October 2024

Bad to start, and even worse to finish. 2024 review.

1

We signed up with PaySimple as a new business in 2024 based on the recommendation of someone who used them years ago. At some point they were acquired by Private Equity and it seems their business model has changed quite a bit. We established them as our payment processor before we had customers, and right away noticed fees from them, and three vendors that were affiliated with them started sending us fees as well. We replied to those notices asking for line items, invoice, something associated with the fees to understand how to categorize and/or appropriateness. After four (4) unanswered emails over the month, we put a charge dispute in with the bank and immediately received notice that our service was disabled. We received no reply to our questions about that notice, so we sent a request to cancel the service. Within hours of our request to cancel service, PaySimple withdrew $79.95 from our account that was meant to receive customer payments. So it's clear they were receiving the messages. We also started receiving requests for payment from their vendor/partner (it's unclear) named PaySafe who threatened to send us to collections despite acknowledging that we've received no services from them. At least they reply to emails. At this point, we've sent multiple unanswered notices asking about fees, formally cancelling the service, and still we've never received an invoice, only continual withdrawals from a bank account until we closed it. Sadly, this is the state of affairs when larger companies acquire a bunch of smaller ones and bundle them together with services as a way to charge multiple fees from multiple vendors. I'm sure the customer service department was eliminated all together and my emails are sitting in an unread Inbox along with many others. Please note that the positive reviews on here are several years old, when they were probably under other ownership.

Ratings Breakdown

1
Ease of use
1
Value for money
1
Customer support
1
Functionality
icon
Pros:
Their name is catchy, but a misnomer. The "Simple" is probably a holdover since before they were bought.
Cons:
The biggest issue is their customer service. It's complete unresponsive to emails, there are no chat options, and the phone tree is...well, a phone tree. As others have mentioned, the pricing is higher than similar services, and not transparent. The fees include a $79 cancellation fee if you don't like their services, a monthly fee whether or not you have any transactions, and these are on top of the fees for each payment they process. Also, PaySimple seems to just be a group of vendors. You will receive fees and notices from vendors that do not share their name without understanding that they are part of the group.

Reasons for choosing PaySimple

I wanted to support a small, local business instead of a large corporation. Unfortunately they were bought by private equity and eliminated their customer service.

Read More

CM

Chris M.

Verified reviewer

Security and Investigations

2-10 employees

Used monthly for more than 2 years

Review source

Reviewed September 2021

Simple to use

5

I've been using PaySimple for 6 years now. It's easy to use. Makes billing effortless. I will be a long time customer.

Ratings Breakdown

5
Ease of use
5
Value for money
5
Customer support
5
Functionality
icon
Pros:
I don't have to pay somebody to do billing for me each month. I spend about an hour each month updating new accounts and im done. So payments come out automatically.
Cons:
I really wish there was an estimate creating option. There is an invoicing option. But because I have to create an estimate first, I currently use a different software for my estimates. That software converts over to invoices. I would consider letting the customer pay through paysimple platform is I was using it in this fashion.

Reasons for choosing PaySimple

The monthly automatic checking feature. ACH payments have less fees vs credit cards. This gave me a way to save money.

Read More

TM

Ty M.

Verified reviewer

Music

2-10 employees

Used weekly for more than 2 years

Review source

Reviewed September 2021

Paysimple was a game changer for our business!

5

Paysimple solved 95% of the problems we had encountered implementing recurring billing for our business

Ratings Breakdown

5
Ease of use
5
Value for money
5
Functionality
icon
Pros:
The recurring billing makes doing business so easy. We no longer have to chase down late payments and the easy-to-use forms put our clients at ease. All the features a business needs with no frills!
Cons:
An easier way to automate recurring billing from an online sales page would be very helpful

Reasons for choosing PaySimple

Easier to use and a much better experience for our customers

Reasons for switching to PaySimple

Recurring billing was a hassle for the business and our customers using other platforms

Read More

NW

Nancy W.

Verified reviewer

Construction

2-10 employees

Used daily for less than 2 years

Review source

Reviewed September 2021

PaySimple - true to name

5

Overall, from set-up to going live with PaySimple, we have been very pleased with the ease of use for both our company and our customers.

Ratings Breakdown

5
Ease of use
5
Value for money
5
Customer support
5
Functionality
icon
Pros:
The set-up process was very easy and supportive. Allowing our customers to pay online through our website has brought more traffic to our site which helps with our marketing attempts.
Cons:
Nothing comes to mind at this time. There isn't anything negative I can share.

Reasons for choosing PaySimple

We do use QBO for our bookkeeping and Payroll, however, we use PaySimple for our online payment options.

Read More

AR

Alec R.

Verified reviewer

Recreational Facilities and Services

2-10 employees

Used daily for less than 2 years

Review source

Reviewed April 2025

By dar the best processor I've used

5

It was simple, easy, and non-stressful. Exactly the way a relationship with a payment processor should be.

Ratings Breakdown

5
Ease of use
5
Value for money
5
Customer support
5
Functionality
icon
Pros:
Super easy user experience, customer service was very responsive, and rates were more affordable than competitors
Cons:
Nothing to complain about. It was one of, if not the best of all the payment processors I have ever had to use.

Read More

Showing 1 - 10 of 297 Reviews

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