Zil Money 2026: Benefits, Features & Pricing

Software Advice offers objective insights based on verified user reviews and independent product and market research. When our advisors match you to a software provider, we may earn a referral fee.

How Software Advice ensures transparency

Software Advice lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Users can talk to our advisors for free to receive software recommendations matching their needs. Software providers pay us for sponsored profiles to reach users interested in their products.

How Software Advice verifies reviews

Software Advice carefully verified over 2 million reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI.

Independent research methodology

Researchers at Software Advice use a mix of verified reviews, independent research, and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or talk to an advisor, this has no influence on our research or methodology.

Wondering if Zil Money is right for your organization?

Our Payment Processing Software selection experts can help you in 15 minutes or less.

On this page

Overview
Pricing and Plans
Features
Integrations
User Reviews

Overview

Zil Money

4.7

(103)

Pricing

Starting at $30.00 per month

About Zil Money

The Payroll by Credit Card feature from Zil Money will allow you to pay your employees on time and earn cash back rewards. Users can also write-off payroll funding by credit card fees as a business expense. This is a flexible solution to keep your employees happy.

The cloud based platform allows you to customize and print checks instantly on blank stock papers using a regular printer at your office or home. Also, you can move money seamlessly and instantly through various payment methods like ACH, wire, e-checks, printable checks, and more, with a low transaction fee.

Zil Money is a financial technology company, not a bank. Zil Money offers banking services through partnership with FDIC member banks Texas National Bank. Customers are not directly insured by the FDIC - but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.

Zil Money Screenshots

Zil Money Pricing and Plans

Starting price: $30.00 per month

Free Trial

Free Version

Basic

$30.00

usage based, per month

No plan information available

Confused about pricing? We've got you covered.

Get a personalized pricing breakdown tailored to your specific needs—no guesswork, no generic estimates.

Zil Money Features

Popular features found in Payment Processing
ACH Payment Processing
Billing & Invoicing
Debit/Credit Card Processing
In-Person Payments
Mobile Payments
Multi-Currency
Multiple Payment Options
Payment Fraud Prevention
Payment Gateway Integration
PCI Compliance
Recurring/Subscription Billing
Reporting/Analytics
More features of Zil Money
Activity Dashboard
API
Data Security
Payment Links

Zil Money Integrations

QuickBooks Payroll

Sage Accounting

servis.ai

Zapier

Zoho Connect

QuickBooks Desktop

See all 14 integrations

Zil Money User Reviews

Overall Rating

4.7

Ratings Breakdown

80%

13%

Secondary Ratings

Ease of Use

4.6

Value for money

4.6

Customer support

4.5

Functionality

4.5

Cheyenne M.

Verified reviewer

Gambling & Casinos

Self-Employed

Used monthly for less than 6 months

Review source

Reviewed July 2024

Zil money is worth a try for people who rarely need online payment service

Ive had a great experience so far and wouldn't ask for anything more payments are easy to send and fast processing times

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

It was above all easy to use and send my payments and my payments were protected

Cons:

I havent found anything yet that i can i say i dislike about zil

Vendor Response

Thank you for sharing your experience! We're glad Zil Money has been easy to use and secure. It's great to hear your payments have been smooth and fast. Your support means a lot!

Replied August 2024

Annie M.

Verified reviewer

Consumer Electronics

51-200 employees

Used daily for less than 12 months

Review source

Reviewed June 2025

Great All-in-One Solution

I’ve been using Zil Money and OnlineCheckWriter for a few months now, and it’s been a game-changer for my business! Instead of juggling multiple platforms for payments, checks, and banking, everything is in one place. It’s super easy to send and receive payments, automate invoices, and even print checks right from the platform. Plus, the integrations with QuickBooks and other tools make managing finances a breeze. Highly recommend for anyone looking to simplify their business finances!

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Almost everything I need in my business are included. It's very easy and really convenient to use. The price are also affordable.

Cons:

Maybe provide more offers/discounts in the future. The customer support can take a while to get help when something goes wrong.

Vendor Response

Thank you for your review. It’s great to hear that our platform has helped centralize and simplify your business finance management. Your feedback on support and future enhancements is appreciated.

Replied January 2026

Kyndra C.

Verified reviewer

Construction

2-10 employees

Used monthly for less than 12 months

Reviewed October 2025

Mines&yours

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Money transfer is some what easy

Cons:

dont however like the credit card payment process do how ever like the security of the site

Vendor Response

Thank you for sharing your feedback. We’re glad to hear that money transfers have been easy and that you value the security of our platform. We appreciate your comments about the credit card payment process and will use this feedback to continue improving our experience.

Replied December 2025

Justin L.

Verified reviewer

Construction

Self-Employed

Used daily for free trial

Reviewed October 2025

You gotta cheque this out

Best value you can get for your money... It helped me keep my money secure and help me do quick money transfers when I needed it.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

All-in-One Platform: The convenience of managing various payment methods (checks, ACH, payroll) and financial tools from a single dashboard. Check Printing & Digital Checks: The feature that allows businesses to customize and print checks on blank stock paper or send digital checks is a popular feature for saving costs and streamlining the process

Cons:

Some features were unavailable in the mobile version versus the desktop version. But still overall a very simple user interface

Vendor Response

Thank you so much for your thoughtful feedback! We’re delighted to hear that you’re enjoying the convenience of managing all your payments in one place and that our check printing and digital check features are adding value to your business. We appreciate your note about the mobile version — our team is continuously working to bring more desktop features to mobile for an even smoother experience. Thanks again for choosing us and sharing your experience!

Replied October 2025

Jonica Ariel P.

Verified reviewer

E-Learning

2-10 employees

Used monthly for more than 2 years

Reviewed October 2025

So easy, a Caveman could do it.

I had a easy setup process and when it came time for me to issue out payments i had no problem executing e-checks to my team. It was a no hassle quick process that left me stress free!

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

The ease of creating your own secure way of making payments for small business owners who have to make every penny count.

Cons:

Nothing that i did not like about this app. There's not much to it, I was actually wowed by this application.

Vendor Response

Thank you for sharing your experience! We’re thrilled to hear that the setup process was easy and that issuing eChecks to your team was stress-free. It’s great to know the app is helping you manage payments efficiently and securely while making every penny count. Your feedback truly motivates us to continue simplifying the payment process and keeping it hassle-free for business owners like you

Replied October 2025

Pulkeet C.

Verified reviewer

Textiles

Self-Employed

Used daily for free trial

Review source

Reviewed June 2025

Efficient Payment Platform for Small Businesses

"My overall experience with Zil Money has been positive. The platform offers a wide range of features like check printing, ACH, and wire transfers that are especially useful for small businesses and freelancers. I found it convenient and time-saving. While there’s a slight learning curve at the beginning, once you get used to the interface, it becomes a powerful tool for managing payments efficiently."

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

"I liked the user-friendly interface and the ability to create and send checks instantly. It saves a lot of time for small businesses and freelancers like me. The integration with banks and quick processing makes it very efficient."

Cons:

"The platform is feature-rich, but it can feel a bit overwhelming for first-time users. A clearer onboarding guide or tutorial would help new users navigate it more easily."

Vendor Response

Thank you for sharing your detailed feedback. We’re pleased to hear that you found the interface user-friendly and that features like instant check creation and bank integration have helped save time. We also appreciate your suggestion regarding onboarding, as feedback like this helps us continue improving the experience for new users.

Replied January 2026

Zargay G.

Verified reviewer

Accounting

11-50 employees

Used weekly for free trial

Review source

Reviewed June 2025

Efficient Payment Tool with Room for Support Improvement

My overall experience with Zil Money has been positive. It streamlined my financial tasks and provided a reliable solution for managing payments. However, occasional delays in support were a minor drawback. With some enhancements, it could be even better.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

I appreciated the ease of use and the quick setup process. The platform’s ability to handle multiple payment options efficiently saved me a lot of time.

Cons:

The customer support response time could be improved, as it sometimes took longer than expected to get assistance.

Vendor Response

Thank you for taking the time to share your experience. We’re glad to hear that you found the platform easy to use and that the quick setup and multiple payment options helped you save time. We also appreciate your feedback regarding customer support, as it helps us identify areas where we can continue to improve.

Replied January 2026

Yvonne M.

Verified reviewer

Commercial Real Estate

2-10 employees

Used weekly for less than 6 months

Review source

Reviewed June 2025

Easy to send money

I am able to send and money easily without delays. The process is very easy. I just love Zil money so much

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

It is very easy to send money and deposit. The whole process is flawless and even a baby can do it easily

Cons:

Nothing . So far I like everything about Zil money, the process is very easy so no complains at all so far

Vendor Response

Thank you for taking the time to share your experience. We’re pleased to hear that the process has been smooth and easy to use. We appreciate your feedback, and we are glad to know that the platform is meeting your needs.

Replied January 2026

Abderahmane G.

Verified reviewer

Alternative Dispute Resolution

2-10 employees

Used weekly for less than 6 months

Review source

Reviewed June 2025

Efficient and Reliable Payment Solution for Small Businesses

Overall, Zil Money has helped streamline my payment and accounting processes. It’s especially useful for small businesses needing a digital check solution without high bank fees. Once I got used to the dashboard, everything became quick and intuitive.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

I liked the flexibility and variety of features Zil Money offers. It made managing payments, printing checks, and handling business banking tasks much easier. The interface

Cons:

Some features took a bit of time to fully understand, and the mobile experience could be smoother. Also, customer support response times were slower than expected at times.

Vendor Response

We appreciate you taking the time to share your experience. We’re pleased to hear that the platform’s features and flexibility have helped streamline your payment and accounting processes. We have also noted your feedback regarding the mobile experience and support speed to help us improve.

Replied December 2025

Tyler G.

Verified reviewer

E-Learning

2-10 employees

Used weekly for free trial

Reviewed October 2025

Join along sil money friends

I was really upset about the failed extended trial but this website or app is awesome so join along friends

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

It’s has ach and wires along with a wallet balance and credit /debit card support All in all I was impressed

Cons:

The price sass is saaas software as a service is expensive though but this is a little high they gave me an option to extend my free trial and never followed through

Vendor Response

We appreciate you taking the time to share your experience. We’re pleased to hear you found value in the platform and appreciate your feedback as we continue to improve.

Replied December 2025

Showing 1 - 10 of 103 Reviews

See All Reviews