Financial Cents 2026: Benefits, Features & Pricing

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Overview
Pricing and Plans
Features
Integrations
User Reviews

Overview

Financial Cents

4.8

(256)

Pricing

Starting at $19.00 per month

About Financial Cents

Financial Cents is an easy to use practice management solution built for accountant and bookkeepers. Track client work, communicate with your team, store client information, and track your client’s financial performance all in one place.

Financial Cents consists of 3 main solutions: Workflow Management, Client CRM, and Financial Reporting. The workflow management solution helps you track client work and collaborate with your team so firms can hit their deadlines. The Client CRM allows firms to communicate with clients and store all their client information & data in one place. The financial reporting tool allows you to track key financial metrics for your clients and forecast their numbers.

Financial Cents Screenshots

Financial Cents Pricing and Plans

Starting price: $19.00 per month

Free Trial

Free Version

Scale Plan

$69.00

per user, per month

Plan includes:

24/7 Customer Support
Free Onboarding & Training
Free Workflow Templates
QBO Integration
Unlimited Clients & Storage
Integrated email
E-signature
Unlimited tags, client groups, and custom fields
Budgeting & reporting
Proposals & engagement letters

Team Plan

$49.00

per user, per month

Plan includes:

24/7 Customer Support
Free Onboarding & Training
Free Workflow Templates
QBO Integration
Unlimited Clients & Storage
Integrated email
E-signature
Unlimited tags, client groups, and custom fields
Budgeting & reporting
Proposals & engagement letters

Solo Plan

$19.00

per user, per month

Plan includes:

QBO Integration
Free Workflow Templates
Unlimited Clients & Storage
Workflow and to-do lists
Workflow automations
Client tasks & requests
Client portal
Secure file sharing
Document management
Client CRM & database

Enterprise Plan

Pricing available upon request

Plan includes:

24/7 Customer Support
Free Onboarding & Training
Free Workflow Templates
QBO Integration
Unlimited Clients & Storage
Integrated email
E-signature
Unlimited tags, client groups, and custom fields
Budgeting & reporting
Proposals & engagement letters

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Financial Cents Features

Popular features found in Accounting Practice Management
Billing & Invoicing
Client Management
Due Date Tracking
For CPA Firms
Project Management
Time Tracking
More features of Financial Cents
Access Controls/Permissions
Accounting
Accounting Integration
ACH Payment Processing
Activity Dashboard
Alerts/Notifications
API
Approval Process Control
Approval Workflow
Audit Trail
Client Portal
Collaboration Tools
Commenting/Notes
Communication Management
Configurable Workflow
Credit Card Processing
Customizable Branding
Customizable Fields
Customizable Reports
Customizable Templates
Data Import/Export
Document Management
Document Storage
Electronic Payments
Email Management
Email Reminders
Employee Management
File Sharing
For Accountants
For Small Businesses
For Tax Practices
Invoice Management
Invoice Processing
Key Performance Indicators
Messaging
Mobile Access
Multiple Projects
Online Payments
Productivity Analysis
Progress Tracking
Project Planning/Scheduling
Project Time Tracking
Recurring Tasks
Reminders
Remote Support
Reporting/Analytics
Reporting/Project Tracking
Reporting & Statistics
Resource Management
Search/Filter
Secure Data Storage
Staff Management
Status Tracking
Tagging
Task Management
Task Progress Tracking
Task Scheduling
Third-Party Integrations
Time & Expense Tracking
Timer
Timesheet Management
User Management
Web-based Deployment
Workflow Management

Financial Cents Integrations

QuickBooks Online

Integration rated 4.8 from 78 reviews

Gmail

Integration rated 4.7 from 19 reviews

Microsoft Outlook

Integration rated 4.3 from 18 reviews

SmartVault

Zapier

OneDrive

See all 9 integrations

Financial Cents User Reviews

Overall Rating

4.8

Ratings Breakdown

82%

18%

Secondary Ratings

Ease of Use

4.9

Value for money

4.7

Customer support

4.7

Functionality

4.7

Candance W.

Verified reviewer

Accounting

2-10 employees

Used daily for less than 6 months

Review source

Reviewed January 2026

This finally fits how I actually work!

Overall, my experience has been extremely positive. FC is an affordable, flexible, time-saving PM system that my clients actually use—NO PASSWORD! FC is helping me scale my practice and my additional niche specific services with confidence.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Flexible: I run my bookkeeping firm in it, track client administrative projects and nonprofit coaching tasks in it. This is amazing for me as I have a diverse set of business offerings and it fits the bill. Accounting software Integration: FC offers payment processing that integrates with my accounting system, AND integrates directly with my client's accounting systems to supporting and easy month end close process - saves clicks and time all around. NO PASSWORD client portal: This was the biggest hurdle with my clients in my old practice management system! Financial Cents removed that barrier and my clients are using it. What a breath of fresh air! Centralized Client Resources: Being able to put links to external resources is a game changer for me. Add that to a centralized emails inbox and it is huge time saver. Other things worth mentioning: Calendar View is so helpful - and lacking in other PM systems! FC's tutorials are straight forward and great for visual learners like myself. And, built in time tracking is helpful in understanding time budgeting for my diverse service offerings.

Cons:

Niche templates: I’d love more ready-made templates for specialized work (especially nonprofits). The workaround is that the community template library is extensive, genuinely helpful, and I plan to contribute as I continue building nonprofit workflows. Lack of calendar integration: A two-way sync with Google/Outlook (projects and meetings) would make the calendar truly amazing, especially during busy times. I'm hoping that is on the near horizon - fingers crossed. Template Import/Export: You can't import or export a template to work on it outside of FC. For me it means it take a bit more time to modify my existing templates and create new templates.

Reasons for choosing Financial Cents

I chose Financial Cents over other alternatives because it checks the boxes that actually impact my day-to-day operations. I can have both a centralized inbox and a personal inbox without paying extra, the calendar view gives me quick visibility into what’s due, and overall it’s cost-effective for the features I need to run my practice well. On top of that, it’s flexible enough to support diversified services, so I can manage bookkeeping work alongside client admin projects and coaching tasks in one organized system.

Reasons for switching to Financial Cents

The biggest reasons I switched from Pixie to Financial Cents were client adoption and efficiency. The no-password client portal removed my largest barrier—clients actually use it now. Month-end close is also smoother because Financial Cents brings QBO directly into the workflow, which reduces tool-hopping. Overall, I still have full control over my practice, but with fewer steps plus the added benefits of the calendar view and centralized client resources—and it feels like a more fluid interface all for roughly the same cost.

Julie T.

Verified reviewer

Accounting

Self-Employed

Used daily for less than 12 months

Review source

Reviewed December 2025

Keeps Me Organized and On Track as a Solo Worker

It's been great overall! It's so powerful, that you have to "step" into it. I'm looking forward to exploring it's higher features.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

I helps me to schedule my workload, to see my upcoming deadlines, and keep notes if I have to ask my client anything.

Cons:

I can't think of anything that I dislike! I'm only using the basic features at this time. I'm looking to learn more and upgrade to the higher version.

Reasons for choosing Financial Cents

I loved how Financial Cents kept my company data and passwords secure, but easily at-hand.

Marie Alana B.

Verified reviewer

Accounting

2-10 employees

Used daily for more than 2 years

Review source

Reviewed September 2025

Financial Cents for a WIN!!

We use Financial Cents extensively in my CPA firm...every bookkeeper and tax preparer (we have 11 total) uses it to track time spent on each client/project and this uploads to QBO and is automatically billed to my clients each month. We use it to track progress in our projects and when one monthly bookkeeping project closes, another opens to do the next month. We can audit our contractors' time and make sure they're billing their time properly so we can pay them appropriately at month end. And we can input budgets for each project and monitor budget vs actual time spent on each detailed line of every project to see where we're taking too long or how profitable we'll be at any point, or know to notify a client if we need to go over budget for some reason, so there are no surprisingly large bills. This minimizes write-offs and disgruntled clients. I LOVE financial cents...saved my sanity so many times!

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Ability to track time for each client/project and set time budgets so that we can know to notify clients if their bill will be higher and there are no surprisingly high bills.

Cons:

The requirement to pay up front for 11 team members for a whole year...that's a large chunk of change!

Kaitlin L.

Verified reviewer

Accounting

2-10 employees

Used daily for less than 6 months

Review source

Reviewed February 2026

If you're sick of trying to keep up with your team's thousands of tasks, you need Financial Cents!

So far it's been great! I've completed the trainings and added all my clients. I definitely feel that my practice is benefiting from a managerial perspective, and I think our clients are benefiting from the organization that the client portal provides.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

I love the project management features, tags, team collaboration, month end close process, and the client portal.

Cons:

It's a big investment financially. I totally understand why it costs what it does, and it's a heavy lift for a firm of my size. Also, while I find it very easy to use, my team who is less tech savvy is struggling a little bit to implement it.

Reasons for choosing Financial Cents

I felt like Keeper was more about making sure that the bookkeepers do a good job. I trust my team's work. I just needed to be able to keep up with my side of it, so that I don't become the bottle neck. FC felt more like it had more features to help me as the firm owner.

Reasons for switching to Financial Cents

GQueues is straight checklist type task management and we needed a proper practice management system.

Marcus S.

Verified reviewer

Accounting

2-10 employees

Used daily for less than 6 months

Review source

Reviewed January 2026

Financial Cents the go to Accounting Practice Management Tool for Scaling

Bookkeeping & Month-End Workflows. Automations. Onboarding with new Clients and engaging with them through an easy to access Client Portal. Being able to add and automate our Proposal & Contract process here as well as time-tracking staff time, invoicing and managing Client profitability all in one place is amazing!

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Financial Cents has so much functionality to be an all-in-one practice management software for our Client Accounting Services company. Also the collaboration between members is amazing! Sharing workflow templates is fantastic!

Cons:

The price point is a bit high for smaller firms just getting started and it does not have the full Financial Statement connectivity yet to QBO to perform balance sheet reconciliations or general financial review.

Reasons for switching to Financial Cents

Double was limited in overall functionality, was not a true Practice Management Software and was not all that intuitive to use. No customer support. No onboarding support.

Penny M.

Verified reviewer

Accounting

2-10 employees

Used daily for free trial

Review source

Reviewed October 2025

A great tool but just wasn’t right for us

Overall, I think Financial Cents is a great piece of software to help small businesses manage clients, workflow, team work and gave clarity over where work was up to.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Loved the inbox feature, I think this would have helped with productivity. I loved how the clients were set up and connected and how the jobs against clients gave clarity over the workflow

Cons:

Cost. It was just too expensive for a small practice. There really wasn’t anything else I didn’t like

Reasons for choosing Financial Cents

In the end I didn’t. I ended up going with Karbon

Reasons for switching to Financial Cents

ClickUp just didn’t have the extra functionality that I needed for managing my practice

Erin G.

Verified reviewer

Accounting

2-10 employees

Used daily for less than 6 months

Review source

Reviewed January 2026

Financial Cents - changing our Accounting firm

We have really enjoyed it and only 4 months in. It has increased our transparency as to what everyone is working on.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Ease of use and project collaboration is bar none. Task Management really puts it all in one place.

Cons:

Nothing "yet", there are a few odds and ends, for instance, email integration can not be done with shared mailed boxes, but I feel they'll get there!

Reasons for choosing Financial Cents

Integrations and price for sure. Also, we felt like FC was being straight with us

Travis T.

Verified reviewer

Accounting

Self-Employed

Used daily for less than 6 months

Review source

Reviewed January 2026

Financial Cents Has It All

My overall experience with Financial Cents has been great! When I first started my business I signed up with them and never used the system. Now that its been some time and I returned because it has everything I need to run my business

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Financial Cents has everything you need in one place, from the time tracking to payment processing, task management, project management, this system has it all!

Cons:

not having a monthly plan for the subscription, I wish there was a monthly subscription for those small businesses like myself that can't afford to dish out $1,600 at once

Reasons for switching to Financial Cents

I switched because HoneyBook didn't have everything in one place like Financial Cents. I have four different platforms to do everything that is in Financial Cents

Nick I.

Verified reviewer

Accounting

Self-Employed

Used daily for free trial

Review source

Reviewed January 2026

Great tool for a solo practice.

My overall experience with Financial Cents has been fantastic. As a solo practitioner, I wear every hat in the business, and I used to waste so much time chasing down documents and managing emails. Financial Cents solved that without breaking the bank. The setup was quick, and having the Solo Plan meant I didn't have to pay for seats I didn't need. The client portal is the standout feature for me—it makes me look much more professional to my clients and keeps everything secure. Between the automated reminders and the easy document sharing, it feels like I hired a virtual assistant for a fraction of the cost.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

The Solo Plan is an ideal solution for a single-person practice like mine. It fits my budget perfectly without sacrificing functionality. It provides everything I need, including secure document sharing, a dedicated client portal, and helpful automation features.

Cons:

would have liked e-sginature in the solo plan but this is not a dealbreaker. the price is cheap enough that it is a win/win if i want to have a client portal.

Leandro J.

Verified reviewer

Accounting

2-10 employees

Used daily for less than 2 years

Review source

Reviewed January 2026

The best management tool