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Melio vs Plooto

Updated January 20, 2026

Melio vs Plooto: Which is best for you?

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55+ software advisors
1 million+ businesses helped
2 million+ verified software reviews
Starting Price
$25.00

per month

CA$9.00

per month

Free Trial
Free Version
Screenshots
and Demo
Product Screenshot
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Product Screenshot
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Top Rated
  Features
For Small Businesses
4.86
Dashboard
4.80
PCI Compliance
4.71
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Approval Process Control
4.75
Accounts Payable
4.65
Electronic Payments
4.50
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Integrations
QuickBooks Online Advanced
QuickBooks Online Advanced
FreshBooks
FreshBooks
QuickBooks Desktop
QuickBooks Desktop
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Xero
Xero
QuickBooks Online Advanced
QuickBooks Online Advanced
NetSuite
NetSuite
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Pros / Cons
  • For my type of business, where I work with different service providers and need quick, reliable payments, Melio has been a great tool.
  • more than once I didn't ACTUALLY send a payment that I thought I did, because their process involves several steps of confirmation and the last step looks like a confirmation page... but you have to actually scroll down to the bottom of the page and approve the payment one more time, before it will be sent. And the page is formatted just long enough that the button is not visible on a regularly sized browser screen, you have to scroll down to see it).
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  • Plooto helped us streamline our weekly vendors payment system.
  • The problem with this is, if it is not 100% identical to your CRM (in our case quickbooks) it will not sync.
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Ease-of-Use
4.3/ 5
Highest performing feature
in the comparison
4.5/ 5
Value for Money
Highest performing feature
in the comparison
4.3/ 5
4.2/ 5
Customer Support
4/ 5
4/ 5
Functionality
4.1/ 5
Highest performing feature
in the comparison
4.2/ 5
Support Options
Email/Help Desk
FAQs/Forum
Knowledge Base
Phone Support
24/7 (Live Rep)
Chat
Email/Help Desk
FAQs/Forum
Knowledge Base
Phone Support
24/7 (Live Rep)
Chat
Training Options
In Person
Live Online
Webinars
Documentation
Videos
In Person
Live Online
Webinars
Documentation
Videos
FrontRunners
FrontRunners 2026
FrontRunners 2024
Advisor
  Recommendations
N/A
32 Recommendations
Ideal Customer Size
Small
Medium
Large
Small
Medium
Large
Deployment Options
Cloud, SaaS, Web-Based
Desktop - Mac
Desktop - Windows
Desktop - Linux
Desktop - Chromebook
On-Premise - Windows
On-Premise - Linux
Mobile - Android
Mobile - iPhone
Mobile - iPad
Cloud, SaaS, Web-Based
Desktop - Mac
Desktop - Windows
Desktop - Linux
Desktop - Chromebook
On-Premise - Windows
On-Premise - Linux
Mobile - Android
Mobile - iPhone
Mobile - iPad