Finix 2026: Benefits, Features & Pricing

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Overview
Pricing and Plans
Features
Integrations
User Reviews

Overview

Finix

4.7

(42)

FrontRunner 2026

Pricing

Pricing available upon request

About Finix

Finix is a cloud-based platform that assists with accepting and processing payments. With one developer-friendly API, Finix helps businesses accept payments, manage payouts and onboard merchants.

Finix includes tools for automated underwriting, reconciliation and dispute management, complemented by automated report types available through a personalized dashboard. Finix maintains consistent uptime and manages large transaction volumes daily. The platform's intuitive APIs and ready-to-use features allow for third-party integration.

Finix Screenshots

Finix Pricing and Plans

Starting price: Connect with an advisor for pricing

Free Trial

Free Version

Starter (individual businesses)

Pricing available upon request

No plan information available

Custom (individual businesses)

Pricing available upon request

No plan information available

Flat Rate (platforms, marketplaces, and payfacs)

Pricing available upon request

No plan information available

Dynamic (platforms, marketplaces, and payfacs)

Pricing available upon request

No plan information available

Custom (platforms, marketplaces, and payfacs)

Pricing available upon request

No plan information available

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Finix Features

Popular features found in Payment Processing
ACH Payment Processing
Billing & Invoicing
Debit/Credit Card Processing
In-Person Payments
Mobile Payments
Multi-Currency
Multiple Payment Options
Payment Fraud Prevention
Payment Gateway Integration
PCI Compliance
Recurring/Subscription Billing
Reporting/Analytics
More features of Finix
Accounting Integration
Activity Dashboard
Alerts/Notifications
API
Bank Reconciliation
Compliance Management
Credit Card Processing
Customizable Branding
Data Import/Export
Data Security
Electronic Payments
Fraud Detection
Multi-Channel Management
Online Payments
Partial Payments
Payment Processing
Point of Sale (POS)
Real-Time Data
Real-Time Reporting
Receipt Management
Reporting & Statistics
Sales Reports
Search/Filter
Self Service Portal
Status Tracking
Third-Party Integrations
Transaction Monitoring

Finix Integrations

WooCommerce

Finix User Reviews

Overall Rating

4.7

Ratings Breakdown

81%

14%

Secondary Ratings

Ease of Use

4.7

Value for money

4.8

Customer support

4.8

Functionality

4.6

Mubarrat C.

Verified reviewer

Financial Services

2-10 employees

Used daily for more than 2 years

Review source

Reviewed June 2023

Finix helped us build the foundations of our product

I reached out to Finix when CharityStack was just an idea. I didn’t have developers yet and I didn’t have a team. The technical documentation was on point and the implementation process seemed very easy to understand. This enabled me to hire a development team to move fast and get our company up and running. Had the enablement process been difficult in the slightest, CharityStack wouldn’t be here today.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

The fact that I can connect with the Finix support side and get a solution to a question within a day is tangibly helpful. Especially when it comes to building relationships with our customers. Because with Stripe or another payment platform, I’m positive we wouldn’t get that same level of assistance.

Cons:

The API docs could be more streamlined and use the formatting/platforms that other API-first companies use. Nothing super critical, but I'm on the Finix documentation pretty frequently and when compared to other companies, I think there's room for improvement.

Reasons for choosing Finix

We really didn’t want to be another fundraising platform building on top of Stripe. That’s what we were really trying to avoid.

Niko L.

Verified reviewer

Financial Services

2-10 employees

Used daily for less than 12 months

Review source

Reviewed April 2025

Satisfied customer

They make it easy to be a customer by being professionals

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Works exactly as advertised, there's no pointless upsells. Everyone working on the product knows what they're doing and what they can and can't do.

Cons:

Doesn't work in EU yet, which means we need to find a Finix alternative in Europe for our US + Canadian businesses.

Reasons for switching to Finix

We didn't switch from PayPal, we switched from an unlisted PayFac-as-a-Service option on this platform. That party mis-advertised their capabilities and limitations and helped us figure out how to work through them and be successful.

Vendor Response

Hi Niko, Thank you for the detailed and thoughtful review. We’re so glad to hear that your experience with Finix has been aligned with your expectations and that our team’s transparency and professionalism have stood out—that’s exactly what we strive for. We appreciate your candid feedback about EU support. Expanding our reach is on our radar, and we understand how valuable broader coverage would be for businesses like yours operating internationally. Thank you again for placing your trust in us—we’re proud to support your U.S. and Canadian operations and look forward to continuing to grow together.

Replied April 2025

Harrison L.

Verified reviewer

Information Technology and Services

11-50 employees

Used daily for less than 2 years

Review source

Reviewed June 2025

Stay away at all costs

Horrible. Constant issues with their payment stack, and internal onboarding processes. They don't seem to be worried about fixing issues, as they pass on all responsibility to the customer - read your contract carefully.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

The UI of the dashboard, was easy to use. And the salesperson's ability to sell us the product quickly.

Cons:

Underwriting approving fraudulent merchants, denying legitimate merchants, API security, and workflow issues. The support team is unable to admit any wrongdoing and passes the blame onto us, the customer.

Reasons for switching to Finix

Finix offered whitelabel, so it made sense at the time for our business model.

Katrina P.

Verified reviewer

Information Technology and Services

501-1000 employees

Used weekly for less than 6 months

Review source

Reviewed November 2025

Finix Review

I have had a good experience with this software I use it for invoicing and payment processing. The customer service team was very helpful with any questions I had.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

I like that it provides easy invoicing and payment processing. The customer service team was also very helpful with all the questions.

Cons:

I do not dislike anything about Finix. I think it provides great features like easy invoicing and is good value for the money.

Carlton v.

Verified reviewer

Real Estate

2-10 employees

Used daily for less than 12 months

Review source

Reviewed November 2024

Great up-and-comer

Everyone on the team is there to support startups and scaling companies alike

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Highly attentive during on boarding. Flexible with pricing and great on support. The trifecta.

Cons:

The payout schedule is monthly instead of daily like Stripe. Their more than makes it worth it.

Reasons for choosing Finix

Pricing and personal account management were the primary deciding factors.

Reasons for switching to Finix

Their WePay platform was antiquated and inflexible.

Vendor Response

Hi Carlton, Thank you for the thoughtful review! We’re so glad our support, pricing flexibility, and hands-on onboarding stood out—that’s exactly what we strive for. We appreciate your feedback on the payout schedule and understand how important that is. We're constantly exploring ways to improve our offering, and insights like yours help guide us. It’s a privilege to support your growth, and we’re excited to continue the journey with you!

Replied April 2025

Jeremiah C.

Verified reviewer

Computer Software

2-10 employees

Used daily for less than 6 months

Review source

Reviewed October 2024

Finix is who you should use for payments

Excellent. They were able to answer all our questions and get us onboarded very quickly.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Onboarding and the team they have to help you get to a fully working integration was a delightful experience compared to other solutions we have tried.

Cons:

Documentation is great but could be fleshed out more in some details. And whatever javascript is on the documentation page occasionally locks up.

Reasons for choosing Finix

Team was super easy to work with which was a high priority.

Reasons for switching to Finix

looking for better relationship with company up front versus stripe model.

Vendor Response

Hi Jeremiah, Thank you for the kind words and for choosing Finix! We’re thrilled to hear that your onboarding experience was smooth and that our team made a positive impact. We appreciate the feedback on our documentation and developer site—this is helpful. We recently launched a new and improved site and would love to hear your feedback. Check it out here: https://docs.finix.com/ Please feel free to email me directly if you have any additional feedback. It’s great to have you with us, and we’re here if you need anything along the way.

Replied April 2025

Zachary B.

Verified reviewer

Medical Practice

11-50 employees

Used daily for less than 6 months

Review source

Reviewed August 2024

Finix - Great product / Great team

My overall experience with Finix has been great, from the onboarding process to development support. The whole team and process have been great.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Finix allowed us to integrate and take control of payments within our product and swap out our current solution in weeks, not months. This boosted our revenue and controlled our customers' payment experience.

Cons:

Nothing—Finix is a great product, and the team pushes out products and moves very quickly.

Reasons for switching to Finix

The ease of onboarding merchants through Finix was what made the difference. Additionally, controlling the entire merchant onboarding process was beneficial.

Vendor Response

Thank you so much for the amazing 5-star review! We're thrilled to hear that our product and team have made such a positive impact on your payment integration process. It's fantastic to know that switching from Stripe to Finix has helped boost your revenue and streamline your customer experience so effectively. Here's to keeping the winning streak going and continuing to support you and your team. If there's anything else you need or any way we can further enhance your experience, please reach out. Thanks again for your support.

Replied August 2024

Stephanie H.

Verified reviewer

Hospital & Health Care

2-10 employees

Used daily for less than 6 months

Review source

Reviewed April 2025

Outstanding experience

After shopping several credit card processing platforms, I chose Finix for its pricing and customer service. From the start, the team has been really fantastic. My team is [sensitive content hidden]. [sensitive content hidden] was my initial contact an was really great -explaining the company and structure clearly to help me understand billing/pricing. He has been quickly responsive to any email questions I have. [sensitive content hidden] took my director of administration and I through the program use. He was so fantastic -took his time explaining, stopped for questions and answered them clearly. He kept repeating that ‘there are no dumb questions’, which I so appreciated. He was just outstanding at keeping the pace fast enough but taking time to stop when we needed clarification. As a woman business owner with a director of administration who is a woman of color, it is not unusual for us to be in meetings with men where we are at best dismissed and at worst treated with derision. [sensitive content hidden]’s demeanor, intelligence and kindness were clear from the start. I know I can call [sensitive content hidden] with any question and that he’d do so with patience and humor. I can highly recommend Finix for both its platform and for the staff they hire. If you're looking for a new processing platform, make sure you talk with Finix. Phenomenal experience.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Clear explanation of pricing and structure Outstanding onboarding experience with the team Very competitive pricing Flexible problem solving for my company's needs

Cons:

Have not had any issues or problems thus far.

Reasons for switching to Finix

Credit card rates were too high on Gravity.

Vendor Response

Hi Stephanie, Thank you so much for this incredible review. We’re truly honored by your kind words and are thrilled to hear that your experience with Finix—from pricing transparency to onboarding support—has been so positive. It’s especially meaningful to know that our team members took the time to provide clear, respectful, and thoughtful guidance throughout your journey. We deeply value creating an inclusive and empowering experience for all our partners, and your feedback reaffirms the importance of that commitment. We’re grateful to have earned your trust and recommendation, and we look forward to continuing to support your business every step of the way.

Replied April 2025

Andy C.

Verified reviewer

Real Estate

11-50 employees

Used daily for less than 12 months

Review source

Reviewed April 2025

Most amazing Merchant

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Best rates in the game, amazing customer service, and I have never had a problem with Finix. It is my go to processor.

Cons:

There is nothing that I did not like about Finix, eveything is great.

Vendor Response

Hi Andy, Thank you for the amazing review! We're so glad to hear that Finix has become your go-to processor and that our rates, service, and reliability have met your expectations. It means a lot to have your trust and partnership—we’re here whenever you need us and look forward to continuing to support your growth!

Replied April 2025

Verified

Reviewer

Cosmetics

Self-Employed

Used daily for free trial

Review source

Reviewed September 2025

customer review and customer satisfaction is the most critical aspect of the product and customer satisfaction

easy of use of the system and the fact that you can use the system in any given situation is the reason why I am so happy that I have been able to use it

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Value for money , great investment opportunity and great value for money in the market is the key to success

Cons:

Customer support is not helpful at this point and they are not responding at this point so I will not be contacting them again

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