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Payarc vs Square Point of Sale

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Updated January 30, 2026

Payarc vs Square Point of Sale: Which is best for you?

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1 million+ businesses helped
2 million+ verified software reviews
Starting Price

Pricing available upon request

$49.00

per month

Free Trial
Free Version
Screenshots
and Demo
Product Screenshot
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Top Rated
  Features
Multi-Currency
5.0
Real-Time Data
4.85
Data Security
4.76
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Returns Management
4.75
Electronic Payments
4.74
Invoice Processing
4.72
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Integrations
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Thrive by Shopventory
Thrive by Shopventory
QuickBooks Online
QuickBooks Online
Xero
Xero
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Pros / Cons
  • As an independent Agent in Payments I have 5 different processor partners and by far, PAYARC delivers Outstanding Agent support to me .... as well as outstanding support to my merchants.
  • When carrying out the review of their service with the salesperson they omitted to mention that if for any reason you wish to stop the service before an initial three year period a termination fee of $500 is applicable.
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  • They provide numerous options for businesses to choose from and cater to all kinds of credit cards ranging from those with chips and tap to pay.
  • Having both of my accounts shut down without valid reason caused major operational delays, unexpected expenses, and hours of wasted back-and-forth. If you rely on payment processing to keep your business running smoothly, think twice.
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Ease-of-Use
4.7/ 5
4.7/ 5
Value for Money
Highest performing feature
in the comparison
4.7/ 5
4.5/ 5
Customer Support
Highest performing feature
in the comparison
4.7/ 5
4.4/ 5
Functionality
Highest performing feature
in the comparison
4.6/ 5
4.5/ 5
Support Options
Email/Help Desk
FAQs/Forum
Knowledge Base
Phone Support
24/7 (Live Rep)
Chat
Email/Help Desk
FAQs/Forum
Knowledge Base
Phone Support
24/7 (Live Rep)
Chat
Training Options
In Person
Live Online
Webinars
Documentation
Videos
In Person
Live Online
Webinars
Documentation
Videos
FrontRunners
FrontRunners 2026
FrontRunners 2025
Advisor
  Recommendations
N/A
N/A
Ideal Customer Size
Small
Medium
Large
Small
Medium
Large
Deployment Options
Cloud, SaaS, Web-Based
Desktop - Mac
Desktop - Windows
Desktop - Linux
Desktop - Chromebook
On-Premise - Windows
On-Premise - Linux
Mobile - Android
Mobile - iPhone
Mobile - iPad
Cloud, SaaS, Web-Based
Desktop - Mac
Desktop - Windows
Desktop - Linux
Desktop - Chromebook
On-Premise - Windows
On-Premise - Linux
Mobile - Android
Mobile - iPhone
Mobile - iPad