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Tipalti

Tipalti 2026: Benefits, Features & Pricing

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On this page
  • Overview
  • Pricing and Plans
  • Features
  • Integrations
  • User Reviews

Overview

Tipalti
Tipalti
4.5
(172)

Pricing

Starting at $99.00 per month

About Tipalti

Tipalti is a finance automation solution for managing accounts payable, procurement, expenses, and global payments.

Tipalti allows businesses to onboard global suppliers, eliminate invoice entries with invoice processing, and make global payments to multiple countries in local currency while strengthening financial and compliance control and reducing tax, regulatory, and audit risk.

Tipalti Screenshots

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Tipalti Pricing and Plans

Starting price: $99.00 per month
Free Trial
Free Version

Starter

$99.00

flat rate, per month

Plan includes:

  • Automatic Currency Conversion
  • Easy Early Payments
  • Global Payment Method Choice
  • Streamlined Payment Processing
  • Supplier Portal For Self Onboarding
  • W9/W8 Collection & TIN Validation
  • ERP Integration
  • Domestic Multi-Entity Infrastructure

Premium

Pricing available upon request

Plan includes:

  • Easy To Use, Unlimited Intake Request
  • 2 And 3-Way PO Matching
  • Global Multi-Entity And Multi-Currency Infrastructure
  • Option To Add Mass Payments

Elite

Pricing available upon request

Plan includes:

  • Customizable And Integrated Procurement Solution
  • Customized And Advanced Approval Rules For Purchase Requests
  • Contract Repository & Budget Management

Accelerate (Mass Payments)

Pricing available upon request

Plan includes:

  • Customizable, embeddable payee self onboarding
  • W9/W8 collection and TIN validation
  • 50+ payment methods to 196 countries in +120 currencies
  • Two-way API sync with performance tracking software and ERPs
  • Global multi-entity and multi-currency infrastructure

Plus (Mass Payments)

Pricing available upon request

Plan includes:

  • Self-billing with payee approvals
  • Access to Tipalti Developer Hub and APIs
  • Option to add AP, Procurement, Expenses, and Card
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Tipalti Features

  • Popular features found in Payment Processing
    ACH Payment Processing
    Billing & Invoicing
    Debit/Credit Card Processing
    In-Person Payments
    Mobile Payments
    Multi-Currency
    Multiple Payment Options
    Payment Fraud Prevention
    Payment Gateway Integration
    PCI Compliance
    Recurring/Subscription Billing
    Reporting/Analytics
  • More features of Tipalti
    1099 Preparation
    Access Controls/Permissions
    Accounting
    Accounting Integration
    Accounts Payable
    Activity Dashboard
    Activity Monitoring
    Activity Tracking
    Affiliate Management
    Agency Commission
    Aging Tracking
    AI/Machine Learning
    Alerts/Escalation
    Alerts/Notifications
    AML Compliance
    Anomaly Detection
    API
    Approval Process Control
    Audit Management
    Audit Planning
    Audit Trail
    Authentication
    Background Screening
    Bank Reconciliation
    Behavior Tracking
    Billing Portal
    Budget Control
    Case Management
    Cash Flow Management
    Cash Management
    Categorization/Grouping
    Chat/Messaging
    Check Fraud Detection
    Check Writing
    Client Portal
    Collaboration Tools
    Commission Management
    Commission Scheduling
    Compliance Management
    Compliance Tracking
    Configurable Workflow
    Contact Database
    Content Management
    Content Scan
    Contract/License Management
    Contract Lifecycle Management
    Controls Audit
    Corporate Card
    Corporate Structure Management
    Credit Card Management
    Credit Union
    Currency Conversion
    Customizable Branding
    Customizable Fields
    Customizable Reports
    Customizable Templates
    Dashboard
    Data Capture and Transfer
    Data Extraction
    Data Import/Export
    Data Management
    Data Mapping
    Data Security
    Data Synchronization
    Data Verification
    Data Visualization
    Digital Signature
    Discount Management
    Document Management
    Document Review
    Document Storage
    Duplicate Payment Alert
    Dynamic Pricing
    Electronic Funds Transfer
    Electronic Payments
    Electronic Signature
    Email Reminders
    Entity Data Management
    ERP integration
    Expense Claims
    Expense Tracking
    FACTA Red Flags
    File Sharing
    Financial Analysis
    Financial Management
    Financial Records Tracking
    Financial Reporting
    Financial Transaction Approval
    Flat Commissions
    Foreign Exchange Risks
    For Hedge Funds
    For Money Exchanges
    For Small Businesses
    Fraud Detection
    General Ledger
    HIPAA Compliant
    Identity Verification
    Investigation Management
    Invoice Creation
    Invoice History
    Invoice Management
    Invoice Processing
    Language Detection
    @mentions
    Mileage Tracking
    Mobile Access
    Mobile Receipt Upload
    Monitoring
    Multi-Company
    Multi-Jurisdictional
    Multi-Language
    Multi Level Marketing (MLM)
    Multi-Location
    Offboarding
    Onboarding
    Online Invoicing
    Online Payments
    Optical Character Recognition
    Order Management
    Order Tracking
    Paired Currency Comparison
    Partial Payments
    Payment Processing
    Payment Reconciliation
    Percentage Commissions
    Point of Sale (POS)
    Policy Management
    Position Management
    Price Guarantee
    Process/Workflow Automation
    Procurement Management
    Purchase Order Management
    Purchase Order Reconciliation
    Purchasing & Receiving
    QuickBooks Integration
    Real-Time Analytics
    Real-Time Chat
    Real Time Currency Quotes
    Real-Time Data
    Real-Time Monitoring
    Real-Time Notifications
    Real-Time Reporting
    Real-Time Updates
    Receipt Management
    Receiving
    Recurring Invoicing
    Recurring Payments
    Reimbursement Management
    Reminders
    Remittance Management
    Renewal Management
    Reporting & Statistics
    Requisition Management
    Risk Alerts
    Risk Analysis
    Risk Management
    Role-Based Permissions
    Rules-Based Workflow
    Search/Filter
    Secure Data Storage
    Secure Login
    Self Service Portal
    Self-Service Reporting
    Single Sign On
    Sliding Scale Commissions
    Sourcing Management
    Spend Analysis
    Spend Control
    Spend Management
    Split Commissions
    Status Tracking
    Subsidiary Governance
    Supplier Management
    Supports Multiple Investors
    Tagging
    Tax Calculation
    Tax Compliance
    Tax Filing
    Tax Forms
    Team Collaboration
    Text Extraction
    Third-Party Integrations
    Tiered Commissions
    Time & Expense Tracking
    Trade Confirmations
    Transaction History
    Transaction Management
    Transaction Monitoring
    Transaction Tracking

Tipalti Integrations

LinkTrust
LinkTrust
PayPal
PayPal
CAKE
CAKE
Kinetic
Kinetic
Sage Intacct
Sage Intacct
Microsoft 365
Microsoft 365

See all 38 integrations

Tipalti User Reviews

Overall Rating

4.5

Ratings Breakdown

5

65%

4

29%

3

3%

2

2%

1

1%

Secondary Ratings

Ease of Use

4.6

Value for money

4.5

Customer support

4.5

Functionality

4.4

Kirsten's profile

Kirsten C.

Verified reviewer

Consumer Goods

51-200 employees

Used daily for less than 6 months

Review source

Reviewed January 2025

Tipalti's Efficiency cutting down AP time

4

My company chose Tipalti in Fall 2024 and we have just finished our Implementation phase. I appreciate the customer support I receive and the timely responses to issues.

Ratings Breakdown

5
Ease of use
5
Value for money
5
Customer support
4
Functionality
icon
Pros:
Tipalti integrates with Sage Intacct, cutting down duplicate input & creating efficiency. The user interface and the filtering options provide easy access to information I need. Customer support is available to assist on a multitude of problems.
Cons:
As an appliance distributor, we have a lot of returns - damaged goods from vendors, recalls, and customers' changed minds. At the moment, credit memo application does not work well. I have many vendors that are paid via auto-withdrawals and credit memos are not supported. Payment processing has been time consuming - we're figuring out what works best for our needs. I have had to resort to checks or manual ACHs through our bank often to facilitate/expedite payments.

Reasons for choosing Tipalti

Pricing, overall packaging and inclusion of payment processing from day one, and sales experience

Reasons for switching to Tipalti

We wanted to increase automation in invoice processing and payment remittances.

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LC

Lana C.

Verified reviewer

Information Technology and Services

1001-5000 employees

Used daily for less than 2 years

Reviewed October 2025

Easy-to-Use AP Solution with Great Support and Worldwide Features

5

Tipalti is helping us centralize and streamline our accounts payable processes, which has improved visibility and reduced manual effort. It’s been especially valuable for managing approvals, vendor onboarding, and payments globally, ensuring nothing gets stuck or missed. This has made accruals and budget management easier and more accurate while minimizing risks like missed invoices or delayed payments. Overall, it’s helping us stay organized, save time, and focus on more strategic tasks.

Ratings Breakdown

5
Ease of use
5
Value for money
5
Customer support
5
Functionality
icon
Pros:
The system is user-friendly, and features like the revamped invoice and payment screens have made navigating approvals and payments straightforward and efficient. I really appreciate how everything is centralized, from vendor onboarding to invoice tracking, which helps eliminate manual work and makes processes much easier to handle. The integration with NetSuite is another big plus—it syncs well with our existing tools, making it seamless to manage POs and approvals across different entities. The team at Tipalti has been very responsive whenever we’ve had questions or needed help, even offering guidance on NetSuite-related issues. I’ve seen a clear effort on their part to take customer feedback into account, like when they updated the payment screen based on suggestions. It’s clear they care about making the system better for users, which has been really refreshing. Overall, it’s been dependable and has added real value to our workflows.
Cons:
One thing that could be improved in Tipalti is the approval delegate functionality. When someone goes on vacation, I have to manually reassign their approvals, which adds extra work. It would be great if users could set their own delegates or if admins could reassign approvals more flexibly. Overall small areas for improvement, but I constantly get feedback whether my issues are in a pipeline of improvements

Reasons for choosing Tipalti

great end-to-end process available and price / quality comparison

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James's profile

James L.

Verified reviewer

Computer Software

11-50 employees

Used weekly for more than 2 years

Review source

Reviewed December 2025

Good if you're on it, but not the industry leader

3

It was a mixed bag. It got the job done, but felt like it required a lot more work than other platforms in this space.

Ratings Breakdown

3
Ease of use
4
Value for money
2
Customer support
3
Functionality
icon
Pros:
It is a good central tool that integrates fairly well with our banking and accounting systems to manage accounts payable and bill payment.
Cons:
The reporting of bills in the system and schedule of payments is confusing, the payment process is not always reliable like competitor products, and there are a great many hoops to jump through to prove compliance.

Reasons for switching to Tipalti

BILL was too isolated of a system and forced me to constantly reference it instead of sharing data and documents with our instance of QuickBooks Online. Also, BILL required a high per user fee for even approval only users.

Vendor Response

Thank you for taking the time to share such thoughtful feedback. We really appreciate the balanced perspective. We’re glad to hear Tipalti has been effective as a centralized accounts payable solution and that its integrations with banking and accounting systems (especially QuickBooks Online) delivered value compared to alternatives like BILL, particularly around data sharing and user access flexibility. That said, we hear your concerns clearly. Reporting clarity, payment reliability, and the effort required around compliance are all critical areas, and feedback like yours helps us prioritize where improvements matter most. This review is exactly the kind of honest input we want as we continue refining the platform to reduce friction while maintaining the controls and scale our customers rely on. We would love to have you at our next Customer Advisory Board. We will reach out once planning commences.

Replied January 2026

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MC

Maira C.

Verified reviewer

Banking

201-500 employees

Used daily for less than 12 months

Reviewed November 2025

Tipalti moved us forward but still lacks the structure a $4.5B credit union needs

3

Tipalti has absolutely brought our AP processes forward compared to Prologue. The platform gives us a cleaner approval trail, OFAC compliance, and a single system for invoices, procurement, expenses, and AMEX cards. But the path to getting there was far more difficult than promised, and even now, the product still requires multiple manual workarounds to meet the needs of a large, compliance driven credit union. [sensitive content hidden] have made the difference between success and failure for us. They are proactive, communicate well, and do everything they can to keep our system running and improving. [sensitive content hidden]’s collaboration with the engineering team and her willingness to bring us into pilots has given us hope that Tipalti will continue evolving toward what large institutions actually need. The system is stable now, but not seamless. For smaller organizations, Tipalti might deliver the out of the box simplicity the sales team describes. For larger ones like ours, it requires ongoing management, creativity, and the right internal resources to make it fit. Advice for other credit unions: Push for a senior implementation team, realistic timelines, and detailed answers about vendor migration, reporting, expenses, AMEX approvals, and invoice review processes before signing. The platform can work, but you will need strong internal project leadership and dedicated vendor contacts like [sensitive content hidden] to get real results.

Ratings Breakdown

2
Ease of use
3
Value for money
4
Customer support
3
Functionality
icon
Pros:
We are a $4.5B credit union that moved from Prologue, where everything was manual, invoices came by email and were typed in by staff. Tipalti has definitely brought us into a more modern environment and given us better control over compliance. Having OFAC screening built directly into the payment process is a major strength for a financial institution, and it helps us maintain stronger oversight. The biggest positive in our experience has been the ongoing support from [sensitive content hidden] (Customer Success Manager) and [sensitive content hidden] (Customer Support Engineer). Once they took over our account, the difference was noticeable. [sensitive content hidden] is proactive and constantly pushing to make the system better for us. She keeps us involved in new pilots and invites our team to help test upcoming features like AI generated reporting. She also connects us directly with Tipalti’s engineers to explain what a large credit union actually needs, which has helped the development team better understand our compliance and accounting requirements. That collaboration has opened doors for future improvements that could make the system more usable for larger institutions. [sensitive content hidden], on the other hand, is the backbone of our post implementation experience. She manages every ticket, follows up consistently, and never lets items go unanswered, even when the response is not what we want to hear like “the platform doesn’t do that.” She stays on top of cases until they are resolved or properly escalated, and that reliability matters when you are supporting a platform this size.
Cons:
Implementation was one of the most difficult system projects I have managed. We were promised a 6 month timeline, but it took nearly a year to complete, and only because my team pushed aggressively, requested weekly meetings, and drove every milestone. The team assigned to us was fairly new and did not have the depth of product knowledge needed for a $4.5B institution. We also had to transition 2,818 vendors from manual email entry in Prologue into Tipalti, which we ended up managing ourselves. I spent many late nights reading manuals and testing imports because the hands on guidance we expected never really happened. Once live, we discovered several functional gaps that required workarounds: There is no built in review stage for AP before invoices go to approvers. Our process requires AP to verify coding and GL accuracy first, and Tipalti does not support that structure natively. The expense module is not flexible enough for organizations with roaming employees. We have more than 300 employees, many of whom rotate locations. The system only allows one designated approver per person. If that person is unavailable, the only option is to upload a new employee sheet, which is inefficient. On the AMEX side, our compliance policy requires that managers review all purchases after they occur. Tipalti does not offer that functionality, so we have to export the transactions to Excel, attach them to our legacy approval form, and send them through DocuSign. It works, but it is completely manual. Reporting is limited, and there are no dashboards for AP leadership. We cannot easily see total volumes, invoice aging, or bottlenecks without exporting data. We still have to manually import Tipalti transactions into Prologue every day to sync with our ledger. Branded check printing is not available, which creates confusion with vendors and members expecting our name on the checks. All of these issues make the product feel more tailored to smaller or mid sized businesses rather than a large, regulated credit union with detailed control requirements.

Reasons for choosing Tipalti

Tipalti offered an all in-one platform for invoices, procurement, expenses, and corporate cards. The built in OFAC screening and promise of automation and audit-ready workflows made it seem like the best fit for a regulated credit union environment.

Reasons for switching to Tipalti

We needed a more modern AP solution with built in OFAC compliance, automated workflows, and vendor self service. Prologue was outdated and required fully manual invoice entry.

Read More

VR

Verified
Reviewer

Hospitality

201-500 employees

Used daily for less than 12 months

Reviewed November 2025

Smooth Multi-Currency Payments with Awesome Support and Easy Automation

5

Tipalti helps us manage complex, multi-currency payments across our global offices and vendors, which has always been a challenge in the travel industry. Automating payments, handling currency conversions, and ensuring accurate commission distributions have significantly reduced manual effort and errors. By centralizing everything in one platform and offering features like bulk invoice imports and local payment options, Tipalti saves us time, simplifies month-end processes, and improves our efficiency in managing over $2 million in monthly distributions.

Ratings Breakdown

5
Ease of use
5
Value for money
5
Customer support
5
Functionality
icon
Pros:
One of the things I really appreciate about Tipalti is how it centralizes and simplifies our payment processes, especially with handling multiple currencies and cross-border transactions. Our business deals with commissions in various currencies, like USD and Euros, and having a platform that allows for automated currency conversions and payments is a major relief. Before Tipalti, managing payments through Wells Fargo was cumbersome, but now we can handle payments more efficiently. The bulk invoice importing and payment batching features save us so much time, and knowing that payments will come from the correct currency account has eliminated a lot of guesswork and potential mistakes. Another standout is the level of support and communication from the Tipalti team. [sensitive content hidden] and the support team have been incredibly responsive and helpful throughout setup and implementation. They’ve guided us through configurations, troubleshooting, and even complex scenarios, like specific currency exchanges. It’s also a bonus that the platform is user-friendly, so once things are set up, it’s straightforward for our team to execute payments without major issues.
Cons:
OCR scanning longer than expected No support for scaning on one pdf file with multi-invoices Minor issues on notification setting

Reasons for choosing Tipalti

Pricing Structure Multi-currency support Customer services

Read More

MB

McCabe B.

Verified reviewer

Transportation/ Trucking/ Railroad

501-1000 employees

Used daily for more than 2 years

Reviewed October 2025

Tipalti Review

4

Positive, would recommend. Ability to have vendors self-onboard, then process and pay bills in one platform has been value add. Credits cards have been big value add to cover more use cases for us.

Ratings Breakdown

5
Ease of use
2
Value for money
4
Customer support
5
Functionality
icon
Pros:
UI is very new age and easy to use, making the learning curve smaller for the team. The resources available to us has been impressive, really like having a technical support rep.
Cons:
The system has been buggy at times, which has slowed operations. A little slower during month end, which is when we really need to system to running smoothly

Reasons for switching to Tipalti

Outdated and not integrated to anything. Needed automation

Read More

SS

Sarah S.

Verified reviewer

Higher Education

51-200 employees

Used monthly for free trial

Review source

Reviewed September 2025

Sleek system, pricey for international payments

3

We were considering it to pair with Acumatica ERP as a payment processor. The software UI is sleek and has a modern feel, with plenty of drill-down links between transactions and related tables. As they mention on their website, Tipalti is a Hebrew word meaning “we handled it”, which reflects its Israeli roots as the brainchild of its two [sensitive content hidden], who still head the organization and board. The sales reps and engineers provided comprehensive demos and responded in-depth to our many questions.

Ratings Breakdown

4
Ease of use
2
Value for money
4
Customer support
4
Functionality
icon
Pros:
Slick modern looking user interface. Self-service for vendors, for registration of bank details and submitting invoices. Image/OCR recognition of imported invoices to pre-fill AP form. Tailored approval flows.
Cons:
The system price was not competitive with the other payment systems we were considering, especially for their fees for foreign currency payments, which were four to five times higher their competitor. Invoice image capture takes a day for turnaround. Need to pre-fund a separate account for processing outgoing payments. Duplicated some functions of our ERP (Acumatica), and couldn't have Tipalti import coded AP forms from Acumatica. Not easily adaptable for self-service AP submission by large number of non-accounting dept. users.

Reasons for choosing Tipalti

We ended up with Bill.com instead due to better pricing and faster processing time.

Reasons for switching to Tipalti

Needed a payment processing system for our new ERP

Read More

DM

Diether M.

Verified reviewer

Computer Software

11-50 employees

Used daily for less than 6 months

Reviewed October 2025

Smooth AP Automation with Top-Notch Netsuite Integration

5

Tipalti has significantly streamlined our Accounts Payable. It automates invoice processing, eliminating manual spreadsheets, reducing errors, and ensuring compliance. The Netsuite integration provides real-time accuracy. This has improved our efficiency and scalability, allowing the finance team to focus on strategic work.

Ratings Breakdown

5
Ease of use
4
Value for money
5
Customer support
4
Functionality
icon
Pros:
Tipalti successfully centralized and automated our AP processes. The Netsuite integration is excellent, with real-time syncing and accurate GL impacts. Automated approval workflows and OCR scanning are game-changers, saving significant time and simplifying multi-entity accounts. Customer support has been fantastic ([sensitive content hidden] , specifically), and the system is clearly built to scale for our future growth.
Cons:
Setting up custom approval workflows and vendor onboarding required a steep initial learning curve, which required a lot of back-and-forth. However, the system's flexibility and support team helped us manage these issues effectively.

Reasons for choosing Tipalti

Support for more currencies and a simpler more intuitive user interface.

Read More

SC

Shadia C.

Verified reviewer

Information Technology and Services

51-200 employees

Used daily for less than 6 months

Reviewed October 2025

Five Stars All Around

5

Implementation was awesome, go-live was simple, and the support team has been super responsive! What more could you ask for?

Ratings Breakdown

5
Ease of use
5
Value for money
5
Customer support
5
Functionality
icon
Pros:
After some disastrous implementations, Tipalti's white glove service was a breath of fresh air. Our implementation lead, [sensitive content hidden], walked us through each step and always made sure all of our questions were answered. This was by far the easiest implementation we've made. It made it completely worth every penny.
Cons:
The UI is just a tad on the older side. I know they've got a lot on their roadmap but the automation pieces of it are still a little clunky.

Reasons for switching to Tipalti

Ramp was not able to support our global company efficiently.

Read More

EB

Erin B.

Verified reviewer

Accounting

11-50 employees

Used monthly for less than 12 months

Review source

Reviewed January 2026

Tipalti - Learning Curve but Worth It

4

It has been generally positive in regards to accomplishing the goal of automating manual billing/collections and payment workflows and speeding up the invoice process especially. I'm not sure I would say it's the number one tool out there, but it is a workable solution.

Ratings Breakdown

3
Ease of use
5
Value for money
5
Customer support
4
Functionality
icon
Pros:
I like that it has a multitude of integration opportunities with other software and platforms. I also like the ability to handle international payments, using ACH or other methods. The other benefit is the approval workflow system that makes it simple but also efficient for easy approvals up the chain.
Cons:
It is a little bit difficult to get up and running in regards to the user interface and getting comfortable with all the settings, capabilities, site itself, etc.

Read More

Showing 1 - 10 of 172 Reviews

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