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ChargeOver

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ChargeOver 2026: Benefits, Features & Pricing

Wondering if ChargeOver is right for your organization?

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On this page
  • Overview
  • Pricing and Plans
  • Features
  • Integrations
  • User Reviews

Overview

ChargeOver
ChargeOver
4.7
(85)

Pricing

Starting at $229.00 per month

About ChargeOver

ChargeOver is a cloud-based standalone billing and invoicing solution designed for businesses across all industries. The platform offers functionalities including standard or customized reporting, a self-service customer portal, billing or invoicing set-up options, as well as branding options for billing-related communications.

ChargeOver gives real-time visibility into business metrics such as open balances, lifetime values, churn, recurring revenue and customer averages. Additionally, the platform supports payment processors so customers can choose the one as per their needs.

ChargeOver is PCI compliant and integrates with QuickBooks and Xero accounting solutions. Price is per active customer per month. Users can personalize billing, invoice communications, and configure custom emails based on customers’ actions. The solution is suitable for companies that run a recurring billing or subscription-billing model for the businesses.

ChargeOver offers guidance and training materials in addition to a phone, Skype and email support.

ChargeOver Screenshots

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ChargeOver Pricing and Plans

Starting price: $229.00 per month
Free Trial
Free Version

Standard Plan

$229.00

per month

Plan includes:

  • Send unlimited invoices
  • No annual contracts or commitments
  • Integrates with QuickBooks, Xero, Hubspot & Salesforce
  • Customizable email templates
  • Live support team help
  • API/developer access
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ChargeOver Features

  • Popular features found in Recurring Billing
    Bank Reconciliation
    Billing & Invoicing
    Contact Database
    Deferred Billing
    Dunning Management
    Invoice Processing
    Multi-Currency
    Multi-Period Recurring Billing
    Multiple Payment Options
    Payment Processing
    PCI Compliance
    Refund Management
    Reporting & Statistics
    Revenue Recognition
    Self Service Portal
    Subscription Management
    Tax Calculation
    Third-Party Integrations
  • More features of ChargeOver
    Access Controls/Permissions
    Accounting
    Accounting Integration
    Accounts Receivable
    ACH Payment Processing
    Activity Dashboard
    Alerts/Notifications
    API
    Billing Portal
    Billing Rate Management
    Cancellation Management
    Client Portal
    Credit Card Processing
    CRM
    Customer Accounts
    Customer Database
    Customer Profiles
    Customizable Branding
    Customizable Fields
    Customizable Invoices
    Customizable Reports
    Customizable Templates
    Data Import/Export
    Data Security
    Data Visualization
    Discount Management
    Electronic Payments
    Email Reminders
    Financial Analysis
    Forecasting
    Fraud Detection
    Hourly Billing
    Invoice Creation
    Invoice History
    Invoice Management
    Online Invoicing
    Online Payments
    Product Catalog
    Purchasing & Receiving
    Real-Time Analytics
    Real-Time Data
    Real-Time Reporting
    Receipt Management
    Recurring Invoicing
    Recurring/Subscription Billing
    Reminders
    Reporting/Analytics
    Revenue Management
    Sales Tax Management
    Search/Filter
    Subscription Plan Management
    Summary Reports
    Tax Management
    Transaction History
    Usage Tracking/Analytics

ChargeOver Integrations

QuickBooks Online
QuickBooks Online
authorize.net
authorize.net
Mailgun
Mailgun
PayPal
PayPal
Worldpay for Enterprise
Worldpay for Enterprise
PayPal Enterprise Payments
PayPal Enterprise Payments

See all 17 integrations

ChargeOver User Reviews

Overall Rating

4.7

Ratings Breakdown

5

74%

4

24%

3

2%

2

0%

1

0%

Secondary Ratings

Ease of Use

4.7

Value for money

4.8

Customer support

4.8

Functionality

4.5

James's profile

James L.

Verified reviewer

Computer Software

11-50 employees

Used daily for more than 2 years

Review source

Reviewed December 2025

The best subscription platform on the market!

5

It has been nothing short of amazing. [sensitive content hidden] has been my main contact since we started using the platform 4.5 years ago. They have consistent staffing to handle our account, they are incredibly responsive to support inquiries, and they are constantly making product updates giving enhanced features.

Ratings Breakdown

5
Ease of use
5
Value for money
5
Customer support
5
Functionality
icon
Pros:
ChargeOver is incredible easy to use, and it integrates seamlessly with my existing tech stack. They make it easy to manage subscriptions, payment methods, sales tax, pricing updates, products, and credit management to name just a few!
Cons:
There is not one feature that I dislike about this product. It stands head and shoulders above any competitors in the market in terms of features, and they listen to their customers about what they need.

Reasons for choosing ChargeOver

ChargeOver doesn't take a piece of the revenue. They charge only for the utilization of how we use the service. I value not giving up margin of my products that they aren't actually supporting.

Reasons for switching to ChargeOver

Stripe is great at payment processing, and we still use them today for that function. But their invoice/subscription management left us wanting more, and that's where ChargeOver stepped in.

Vendor Response

Hey James, Thank you so much for your review! It's great to hear you're still happy with your decision to use ChargeOver for your billing. It's been great working with you for the past 4.5 years! If any question come up feel free to reach out anytime. As you know, we're here to help! Chris

Replied December 2025

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AS

Aman S.

Verified reviewer

Computer Software

11-50 employees

Used weekly for less than 6 months

Review source

Reviewed December 2024

ChargeOver for automation billing

5

It has good choice for businesses, it allows billing automation however pricing are bit higher but overall experience with this was good

Ratings Breakdown

5
Ease of use
4
Value for money
5
Customer support
5
Functionality
icon
Pros:
It allows flexibility on subscriptions on business plans and it integrates with CRM for improve overall efficiency
Cons:
Smaller business not able to buy subscription because it has bit higher prices

Reasons for switching to ChargeOver

It is good for manage billing and with upgradation with billing

Vendor Response

Hi Aman, we are so happy to hear you are enjoying ChargeOver. Our goal is to make your life easier with our automation so your business flourishes and you grow.

Replied December 2024

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JJ

Jake J.

Information Technology and Services

11-50 employees

Used daily for more than 2 years

Review source

Reviewed January 2017

So far this has been a great service!

3

Chargeover has worked great for us. We are a SAAS and using it for our AR. We are able to create both nonrecurring and recurring subscriptions and services and save them as templates. Love the services and for the money we get a lot.

Ratings Breakdown

5
Ease of use
5
Value for money
4
Customer support
4
Functionality
icon
Pros:
Easy to use! Able to create recurring and nonrecurring billing which works great for our business model.
Cons:
We found creating a connection to the API a bit more difficult than we anticipated.

Read More

AM

Adrianne M.

Verified reviewer

E-Learning

11-50 employees

Used weekly for less than 6 months

Review source

Reviewed December 2020

Top Notch Software with Customer Service to Match

5

Customer service is the clear star here. I met with the team to talk about our needs and they showed me how Charge Over could help. As I was setting it up for my team, I also had questions which they were super quick to answer via the Live Chat feature. My team is excited to have such a robust invoicing software at their fingertips.

Ratings Breakdown

5
Ease of use
5
Value for money
5
Customer support
5
Functionality
icon
Pros:
The user experience is seamless. We work with families who have various struggles with dyslexia, adhd, etc. User experience is everything to us. We want payment processing to be easy to navigate and take care of. Charge Over checks all the boxes. On the backend, I love the metrics I have and flexibility in using the invoicing. I've tried many other payment processors and always had to create a work around. Charge Over has exactly what I need and then some. I love that I can charge a surcharge for credit card fees and run eCheck payments as well.
Cons:
The only thing I'd say missing was video tutorials to show new users how to navigate and when to reach out and ask for help for customized options (which they do to my surprise and delight).

Reasons for choosing ChargeOver

Quickbooks is not user friendly. I don't like the front end user experience or the backend. It isn't easy and seamless as Charge Over is.

Reasons for switching to ChargeOver

We wanted a payment processor that could do installment payments for semester long services we provide at Made for Math. We used Teachable because it allowed us to do set payments but we had no control over when payment links were sent and we couldn't keep track very well of who had paid or hadn't paid. We also tried Paypal Invoicing but didn't like that user experience either. All other invoice software just failed to meet our needs.

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RK

Rahul K.

Verified reviewer

Hospital & Health Care

10000+ employees

Used daily for more than 2 years

Review source

Reviewed September 2024

ChargeOver Relief and Usefulness

4

Ratings Breakdown

5
Ease of use
4
Customer support
4
Functionality
icon
Pros:
ChargeOver holds the ability to assist with all of our billing related matters. It's most useful tool for us appears to be the customization feature to meet our reporting needs. Given the volume of products, prices, and more, we rely on ChargeOver to simplify our reports in a timely manner.
Cons:
ChargeOver limits the features it offers when transitioning into the mobile app. This can be a deal breaker for some users who depend on the flexibility of use through mobile phones.

Vendor Response

Hi Rahul, thank you for giving such great feedback and praise for ChargeOver. It is awesome to hear our build feature on our reporting is helping you simplify your reporting for the better!

Replied September 2024

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Sm

Saurabh m.

Verified reviewer

Computer Software

10000+ employees

Used daily for less than 2 years

Review source

Reviewed December 2024

Review Charge Over

5

Ratings Breakdown

5
Ease of use
5
Value for money
5
Customer support
5
Functionality
icon
Pros:
Very good in use, Very simple easy understandable.
Cons:
Sometimes there is lacking but that is not for long time

Vendor Response

Hi Saurabh, we love to hear that we are easy to use! Hopefully our Help Center is helping you navigate ChargeOver as well.

Replied December 2024

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ss

sidra s.

Verified reviewer

Consumer Services

2-10 employees

Used weekly for less than 12 months

Review source

Reviewed December 2024

satisfied from service

5

It’s great service helpful and that our support team has been responsive. Batching and other technical challenges can indeed be tricky, but your patience and collaboration make all the difference. i feel happy

Ratings Breakdown

5
Ease of use
5
Value for money
5
Customer support
5
Functionality
icon
Pros:
easy to operate and Simplify your operations in short time
Cons:
easy billing process and notifications system

Vendor Response

Hi Sidra, we are pleased to know that learning how to use ChargeOver proved to be simple for you in a short amount of time. We love to hear that kind of feedback! We are happy you are happy.

Replied December 2024

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BW

Bill W.

Verified reviewer

Human Resources

11-50 employees

Used weekly for less than 6 months

Review source

Reviewed December 2024

Where's the Free Plan

4

Ratings Breakdown

4
Ease of use
4
Value for money
3
Customer support
4
Functionality
icon
Pros:
Works well with other business tools like QuickBooks, Xero, Zapier, and more, enhancing its versatility in various ecosystems. API support allows custom integrations for tailored workflows.
Cons:
No Free Plan: Unlike some competitors, ChargeOver doesn’t offer a free version, which might deter businesses with minimal recurring billing needs.

Vendor Response

Hi Bill, thank you for leaving us a review! Your feedback is very much appreciated and we are so happy to hear you are happy with our available integration options!

Replied December 2024

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KP

Krunal P.

Verified reviewer

Information Technology and Services

5001-10000 employees

Used weekly for less than 2 years

Review source

Reviewed August 2024

Chargeover Excellent Payment Solution Software

4

Ratings Breakdown

5
Ease of use
4
Customer support
4
Functionality
icon
Pros:
ChargeOver offers complex billing solutions and integrates well with applications, such as SalesForce.
Cons:
ChargeOver would benefit tremendously if it was more user friendly within their mobile app. Most of its unique features are available only through the Desktop option.

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Jehan's profile

Jehan N.

Verified reviewer

Outsourcing/ Offshoring

51-200 employees

Used unspecified for less than 2 years

Review source

Reviewed June 2015

By far our best recurring billing option & amazing customer support

5

My experience with ChargeOver and their customer support team has been a very surprising in a great way. I have looked at many billing solutions over the years and none of them did exactly what I needed them to do when it comes to recurring billing. They required their own processors, or charged % of revenue which is ridiculous especially if you are generating significant revenue every month. What sold me initially was that I could use my own gateway and preferred merchant pricing I had already established. I could also do automated recurring ACH's which was was also huge. The biggest seller and the biggest of all is the integration into Quickbooks desktop which a lot of others I tried but did not integrate correctly and wasted a ton of time reverting back. Finally the price for the service was extremely reasonable as well. After we signed up there was some initial setup tasks that took about a week to work through but that was because we needed some customization that they took care of extremely fast and had us up and running. Using the desktop Quickbooks there were some minor issues here and there to start out with but over time they got addressed and the product today is much more useful. What saves us the most amount of time is the automated processing and if cards don't go through the system will generate the emails for you and send links so the client can directly process. When you have 100's of clients this saves a significant amount of time. Also this week we just switched from Quickbooks desktop to Quickbooks online. I was a little apprehensive about switching but am happy to say it only took us under 4 hours to do the switch and fix any minor sync issues. I was expecting a week or two but half a day was it. The last thing I will say is the response time for any issues and follow up of the team there has been amazing. They are very reachable and get done what you need when you need it.

Ratings Breakdown

4
Ease of use
5
Value for money
5
Customer support
icon
Pros:
1) Features 2) Price 3) Customization 4) Responsiveness of Customer Support 5) Ease of Use 6) Amazing ROI 7) Integration to QB, QBOnline and Xero
Cons:
1) Initial setup takes a few days if you need customizations 2) Advanced reporting is not there yet but heard in the works 3) If using the desktop version sometimes the sync doesn't work due to QB desktop locking the records so need to be careful to close and restart QB (Could just have been our workstation too). Now that we are on QB Online there is no issue

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Showing 1 - 10 of 85 Reviews

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