Moss 2026: Benefits, Features & Pricing

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Overview
Pricing and Plans
Features
Integrations
User Reviews

Overview

Moss

4.9

(222)

Pricing

Pricing available upon request

About Moss

Moss is an expense management software that helps businesses gain insights into finances in real-time. The platform enables administrators to automate and digitize spend, issue virtual and physical credit cards, capture and approve invoices, and track employee expenses, budget as well as liquidity management.

Moss Screenshots

Moss Pricing and Plans

Starting price: Connect with an advisor for pricing

Free Trial

Free Version

Starter Corporate Cards

Pricing available upon request

Plan includes:

Unlimited corporate cards
Receipts collection & management
Direct accounting integrations & CSV exports
Customisable card limits
Subscription cards
Receipt Inbox

Starter Accounts Payable

Pricing available upon request

Plan includes:

Unlimited users
Customisable workflow with approval and verification steps
Direct accounting integrations & CSV exports
OCR data extraction
Duplicate invoice detection
Invoices Inbox
Supplier management
Customisable approval rules

Build your custom Moss package

Pricing available upon request

Plan includes:

Unlimited cards & card types
Fully customisable limits
Auto-receipt fetching
Employee Reimbursements
Custom multi-step approval flows
Supplier based accounting automation
Pay Invoices with Moss balance
Budgets creation and real time tracking
Tracking billable expenses across Spend

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Moss Features

Popular features found in Expense Report
Accounting Integration
Audit Trail
Automated Receipt Matching
Compliance Management
Corporate Card
Expense Claims
Mobile Receipt Upload
Multi-Currency
Reimbursement Management
Spend Control
More features of Moss
Access Controls/Permissions
Accounting
Activity Dashboard
Alerts/Notifications
API
Approval Process Control
Approval Workflow
Billing & Invoicing
Budget Control
Budgeting/Forecasting
Categorization/Grouping
Configurable Workflow
Credit Card Management
Customizable Fields
Data Import/Export
Document Management
Duplicate Payment Alert
Electronic Payments
ERP integration
Expense Tracking
Financial Analysis
Financial Management
Financial Reporting
Forecasting
Fraud Detection
Invoice Management
Invoice Processing
Mileage Tracking
Mobile Access
Optical Character Recognition
Policy Management
Process/Workflow Automation
Procurement Management
Real-Time Data
Real-Time Notifications
Real-Time Updates
Receipt Management
Recurring Payments
Reminders
Reporting & Statistics
Requisition Management
Rules-Based Workflow
Secure Data Storage
Self Service Portal
Self-Service Reporting
Single Sign On
Spend Analysis
Supplier Management
Third-Party Integrations
Transaction History
Vendor Management
Workflow Management

Moss Integrations

AFAS Software

Exact Globe

Personio

NetSuite

Sage 50 Accounting

Workday Financial Management

See all 9 integrations

Moss User Reviews

Overall Rating

4.9

Ratings Breakdown

87%

12%

Secondary Ratings

Ease of Use

4.8

Value for money

4.6

Customer support

4.8

Functionality

4.8

Dimitris K.

Verified reviewer

Information Technology and Services

51-200 employees

Used monthly for less than 12 months

Review source

Reviewed December 2025

Efficient all-round

Very easy to use. Have not had difficulties actioning needs and not event had to consult documentation.

Ratings Breakdown

Ease of use

Functionality

Pros:

The process improvement managing and requesting company cards is extremely effeciant and smooth with minimal overhead. This has helped us move fast with accurate and easy bookkeeping. Fantastic product!

Cons:

My few needs are serviced very well. Further recipt integrations like maybe a browser extension in addition to the very good email support right now.

Vendor Response

Hi Dimitris, Thank you for sharing your experience with Moss. It's great to hear how smoothly card requests and management have worked for your team and how this has supported faster processes and accurate bookkeeping. We are also glad to hear the platform has been easy to use without the need for additional guidance. Thank you as well for your suggestion around additional receipt integrations. We appreciate you sharing this perspective and are pleased to hear your current needs are well covered. If you would like to share more or get involved in our customer programme, feel free to reach out at reviews@getmoss.com. Thanks again for being part of the Moss community!

Replied January 2026

Stefan P.

Verified reviewer

Insurance

51-200 employees

Used daily for less than 12 months

Review source

Reviewed November 2025

Great platform!

The spend management platform is very helpful in our business for Approval flows, audit trails, reimbursements and the creation of cards and controlling spending around that. The Phone customer support is quick to access and it is able to handle multiple currencies. Their features keep developing too which is good.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

it helps us automate and document a lot of daily processes very well. The use of their card function has helped out controls and visability.

Cons:

It does not work as well with US entities. We cannot make payments to the US, unless it is by card which can be restrictive.

Reasons for choosing Moss

The price was better than payhawk initially and supported us while we were smaller. Pleo was also a good alternative.

Vendor Response

Thank you for taking the time to share your experience with Moss! We’re delighted to hear that our platform is helping you automate and document daily processes, and that features like card controls, approval flows, audit trails, reimbursements, and multi-currency handling have been valuable for your team. It’s also great to hear that our phone support has been quick and helpful. We appreciate your feedback regarding payments to US entities. Please note that AP payments to the US can be made with Pay with Moss. Please reach out to your CSM or our support team for guidance. If you’d like to share more or get involved in our customer programme, feel free to reach out at reviews@getmoss.com and we’ll follow up. Thanks again for being part of the Moss community!

Replied December 2025

Jenna O.

Verified reviewer

Law Practice

1001-5000 employees

Used weekly for less than 2 years

Review source

Reviewed December 2025

Great user-friendly platform

Very good, very easy-to-use and convenient using the app. I particularly like being able to upload receipts and make reimbursement requests 'on the go 'using the app.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Super user-friendly and easy to use. I'm not the most tech-savvy person, but Moss is a really convenient and easy to use system, and having the app means it's also incredibly user-friendly and easy to use 'on the go'. Tech support is also very responsive.

Cons:

It would be helpful if the support team were responsive immediately, as when i've logged an issue before, whilst called back, it didn't happen immediately. However, that could just be user-error on my part and i was called back.

Vendor Response

Hi Jenna, Thank you for sharing your experience with Moss. We're really glad to hear that the platform has felt easy to use and convenient, especially when managing receipts and reimbursements on the go. It's great to hear that our tech support team has been helpful when you reached out. We appreciate your feedback around response times as well. While support may not always be immediate in every situation, we want to make sure customers know the best way to get help when they need it. Using in-app chat is usually the fastest way to reach us, and it is available around the clock for straightforward requests. If you ever need assistance or would like to share more feedback, please feel free to reach out and we will be happy to help. Thanks again for taking the time to leave a review and for being part of the Moss community!

Replied January 2026

Mark J.

Verified reviewer

Information Technology and Services

11-50 employees

Used weekly for less than 12 months

Review source

Reviewed January 2026

Simple and easy to use and set up

Very positive and simple software to setup and use. If you want software that is easy to set up and use this is for you.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Really easy to set up and the card come quickly. Processing receipts for purchases on your phone and PC is very easy to use,

Cons:

All good no complaints. The only area which is an in enhancement within our companies processes is to process expenses via moss too.

Vendor Response

Hi Mark, Thank you for sharing your experience with Moss. We're glad to hear that setup was quick, cards arrived promptly, and that processing receipts on both mobile and desktop has been straightforward for your team. We also appreciate your comment around expense processing within your organisation. It's great to hear that Moss is working well within your current setup and company processes. If you would like to share more or get involved in our customer programme, feel free to reach out at reviews@getmoss.com. Thanks again for being part of the Moss community!

Replied January 2026

Zoe H.

Verified reviewer

Hospital & Health Care

51-200 employees

Used daily for less than 2 years

Review source

Reviewed November 2025

Straightforward corporate financing app

Since introducing Moss at our company, our expenditure processes have significantly streamlined. Having the ability to create cards for each member of staff makes managing corporate finance easy. Designated authorisers ensures swift action and it's great that we can give staff autonomy to make purchases within defined parameters/budgets.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

The interface is really user friendly and straightforward. I like that Moss has an both a desktop version as well as app. The app makes it super easy to add receipts to transactions on the go.

Cons:

I like all the features that Moss has introduced, and everything is really fast and responsive so there isn't anything I dislike about Moss.

Reasons for switching to Moss

More comprehensive system that integrated both purchasing cards as well as expense management.

Vendor Response

Thanks so much for your review as we really appreciate you taking the time! It’s great to hear that Moss has helped simplify your spending processes and that both the desktop and mobile versions are making things easier for your team. Creating cards for different team members and streamlining approvals is exactly what we’re here for, so we’re thrilled it’s working well for you. If you ever have feedback or ideas, we’d love to hear them. And if you'd be open to sharing more about your experience, feel free to reach out to us at reviews@getmoss.com. Thanks again for being part of the Moss community!

Replied November 2025

Julian C.

Verified reviewer

Retail

51-200 employees

Used daily for less than 6 months

Review source

Reviewed November 2025

Fantastic product

Our setup and initiation from staff at Moss has been excellent and all issues and questions attended to quickly. So far it has performed well.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Moss has really been great at changing the way our staff spend in the UK and throught Europe and the USA. Easy to see the spend accross different departments. The product pricing for our company size was much more competitive than similar competitors offerings. Plus the cash back offer was a huge bonus to cover our finance costs. The invoice AI recognition works amazingly well and saves time having to input details into the expenses.

Cons:

Unable to edit accounting details from the APP in the approval flow. Visibility of all the spend for our CFO to view quickly is not the easiest to see.

Reasons for switching to Moss

Pricing increased substantially from the first year and Support from the customer support team was too slow.

Vendor Response

Thank you for sharing your experience with Moss. We’re glad to hear the platform has helped your teams across regions, and that features like invoice AI, cash back, and onboarding have made a positive impact. We appreciate your feedback on the mobile experience and CFO visibility. The mobile app is currently optimised for spenders, but we’d love to understand how your team would use accounting edits on mobile so we can feed this into our roadmap. For CFO reporting, we recently launched scheduled exports for customers using their own BI tools, and we’re continuing to invest in our Insights module in 2026. If you’d like to share more or discuss your needs further, feel free to reach out at reviews@getmoss.com. Thanks again for being part of the Moss community!

Replied December 2025

Aurélien Elimane G.

Verified reviewer

Insurance

11-50 employees

Used daily for less than 2 years

Review source

Reviewed July 2025

Great and flexible tool for accounting and expense management

It's been great so far. The product seems to continuously being worked on as we see new features being added regularly.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

It is very user-friendly and flexible. It helped us streamline some of the work our Finance Team was doing. I like the fact that an unlimited number of users can have access to the platform and that the pricing is transactions based.

Cons:

Sometimes encountered a few hiccups with managing the email forwarding feature but nothing really bad to report.

Reasons for switching to Moss

The value for money of Moss vs. Spendesk in terms of the functionaliy offered. Spendesk was also quite cumbersome with multi-currency which was annoying.

Kevin R.

Verified reviewer

Import and Export

51-200 employees

Used weekly for less than 2 years

Review source

Reviewed December 2025

Time saver

My experience has been very positive so far so no complaints. It works equally well as a traditional credit card as well as from my Apple wallet.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

I like the expenses reconciliation. Immediately uploading images of receipts directly after purchase save a laborious job at the end of the month not to mention the scramble to find receipts!

Cons:

It's difficult to think of any negatives as my experience has been very positive so far so no complaints.

Reasons for switching to Moss

The features in Moss are better for the holder as well as central management.

Vendor Response

Hi Kevin, Thank you for sharing your experience with Moss. It is great to hear how immediate receipt uploads and smoother reconciliation have helped reduce end-of-month work and eliminated the scramble to find receipts. We are also glad to hear that Moss has worked well for you across both physical cards and Apple Wallet. If you would like to share more or get involved in our customer programme, feel free to reach out at reviews@getmoss.com. Thanks again for being part of the Moss community!

Replied December 2025

Akhil S.

Verified reviewer

Human Resources

201-500 employees

Used weekly for less than 2 years

Review source

Reviewed December 2025

Good expense management software

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

We use Moss for expense management, virtual cards and travel reimbursements. On the employee side, the entire process for creating reimbursement request is seamless and user-friendly. I think on the finance side, the invoice management is as well quite good. The feature that reads your receipt and pre-fills the fields is extremely helpful and saves time. Overall, the value for money is good.

Cons:

The mobile app is a bit unfriendly. Especially, if you're changing the device you need to get in touch with the Customer support team to get help.

Vendor Response

Thank you for sharing your experience with Moss. We are glad to hear that the overall expense management flow and smart receipt capture have worked well for your firm and helped simplify reimbursements and virtual card usage. We also appreciate you highlighting the issue you experienced when changing devices. When a user no longer has access to their previous phone, logging into the Moss app on a new device requires Admin approval. If the user is the sole Admin, support assistance is needed to restore access. We understand this can be frustrating, and we recognise that the current process has room for improvement. This is something we are aware of and hope to give more attention to in the near future. Thanks again for taking the time to share your feedback and for being part of the Moss community!

Replied January 2026

Verified

Reviewer

Apparel & Fashion

2-10 employees

Used weekly for less than 6 months

Review source

Reviewed January 2026

Excellent tool, highly recommended.

Moss is a strong spend management solution that feels more intuitive and streamlined than some alternatives. For small teams looking to automate expenses without the complexity of bigger systems, it’s a very solid choice. We tried a few tools and that's the one we ultimately went for!

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

The interface is clean and the setup was very straightforward. Having virtual cards, receipts, and accounting sync all in one place is a major time-saver for us.Auto-capture of receipts and real-time spend visibility helped reduce manual work.

Cons:

Some features may go unused by smaller teams like ours and advanced capabilities come at higher pricing tiers.

Vendor Response

Thank you for sharing your experience with Moss. We're glad to hear that the clean interface, straightforward setup, and combination of virtual cards, receipt capture, and accounting sync have helped save your team time and reduce manual work. It's great to know Moss felt intuitive and stood out when you compared different tools. We also appreciate your perspective as a smaller team and your note on feature depth across pricing tiers. It's helpful to understand how different teams experience the platform. If you would like to share more or get involved in our customer programme, feel free to reach out at reviews@getmoss.com. Thanks again for being part of the Moss community!

Replied January 2026

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