Payhawk 2026: Benefits, Features & Pricing

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On this page

Overview
Pricing and Plans
Features
Integrations
User Reviews

Overview

Payhawk

4.6

(186)

FrontRunner 2026

Pricing

Pricing available upon request

About Payhawk

Payhawk is a spend management platform that combines corporate cards, international bank payments, accounts payable, expense management, and integrations with ERP and accounting systems into one unified system. The platform is designed for midsize and large businesses.

Payhawk's automated expense management features streamline the entire process. This includes automated receipt capture, expense categorization, approval workflows, and direct reimbursements to employee bank accounts. The platform provides real-time access to complete spend data across the organization. This empowers users to identify trends, detect anomalies, and enforce policies.

Payhawk supports multiple languages and entities. This enables global businesses to centralize and manage their spend across different regions, currencies, and entities.

Payhawk Screenshots

Payhawk Pricing and Plans

Starting price: Connect with an advisor for pricing

Free Trial

Free Version

Premium Cards

Pricing available upon request

Plan includes:

Physical and virtual commercial credit cards (UK and US only)
Google Wallet and Apple Pay
Free online and offline payments
Bulk card issuing
Global first class bulk-shipping
3D Security for online card payments
Carbon emission tracking on card spend
Recurring monthly limits
Daily and single transaction limits
ATM withdrawal control

All-in-one Spend

Pricing available upon request

Plan includes:

Custom multi-step approval workflows per spend type (card spend, reimbursements, supplier invoices)
Non-card expense tracking
Out-of-pocket reimbursements
Mileage
Per Diem
Reimbursement payments to employee domestic bank accounts
Fast and low-cost international reimbursements in 50 currencies and 160+ countries
Intelligent verification to ensure correct supplier payment details
Custom multi-step approval workflows for supplier payments
Invoice management

Enterprise

Pricing available upon request

Plan includes:

Purchase order generation
3-way matching (GRN support)
Discrepancy threshold set-up & automated identification
Purchase order approval workflow
Native ERP integrations/connectors (Oracle NetSuite, Microsoft Dynamics 365 Business Central, Dynamics 365 Finance)
Enterprise Authentication SSO / SAML for Okta, Microsoft Entra, GSuite, JumpCloud and more
Group dashboard (expense processing, cash-flow, spend analytics)
Group workflow settings
Group expense settings
Group employee and team structure management

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Payhawk Features

Popular features found in Expense Report
Accounting Integration
Audit Trail
Automated Receipt Matching
Compliance Management
Corporate Card
Expense Claims
Mobile Receipt Upload
Multi-Currency
Reimbursement Management
Spend Control
More features of Payhawk
Access Controls/Permissions
Accounting
Accounts Payable
ACH Payment Processing
Activity Dashboard
Activity Tracking
Alerts/Notifications
API
Approval Process Control
Approval Workflow
Bank Reconciliation
Bookkeeping Services Integration
Budgeting/Forecasting
Built-in Accounting
Cash Flow Management
Cash Management
Categorization/Grouping
Configurable Workflow
Credit Card Management
Credit Card Processing
Customizable Fields
Customizable Templates
Dashboard
Data Collection
Data Import/Export
Document Management
Document Storage
Duplicate Payment Alert
Electronic Funds Transfer
Electronic Payments
Emissions Monitoring
Employee Management
Environmental Compliance
ERP integration
Expense Tracking
Financial Analysis
Financial Management
Financial Reporting
Framework Management
Fraud Detection
Invoice Management
Invoice Processing
Mileage Tracking
Mobile Access
Mobile App
Multi-Channel Data Collection
Multi-Company
Multi-Language
Online Booking
Payment Reconciliation
Policy Management
Prepaid Cards
Procurement Management
Purchase Order Management
QuickBooks Integration
Real-Time Analytics
Real-Time Data
Real-Time Notifications
Real-Time Reporting
Real-Time Updates
Receipt Management
Recurring Payments
Reminders
Reporting/Analytics
Reporting & Statistics
Requisition Management
Role-Based Permissions
Rules-Based Workflow
Sales Tax Management
Secure Data Storage
Self-Service Reporting
Single Sign On
Spend Analysis
Spend Management
Supplier Management
Tax Management
Third-Party Integrations
Timer
Vendor Management
Workflow Management

Payhawk Integrations

Xero

Integration rated 4.8 from 15 reviews

Perk

Microsoft Azure

Okta

Google Pay

Apple Pay

See all 22 integrations

Payhawk User Reviews

Overall Rating

4.6

Ratings Breakdown

70%

23%

Secondary Ratings

Ease of Use

4.7

Value for money

4.5

Customer support

4.7

Functionality

4.4

Ramtin T.

Verified reviewer

Apparel & Fashion

1001-5000 employees

Used monthly for less than 2 years

Reviewed February 2025

A Comprehensive Financial Management Solution

My experience with Payhawk has been overwhelmingly positive. It has streamlined our financial processes, reduced manual work, and provided valuable insights into company spending. Highly recommended for businesses looking to modernize their financial operations.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

What I liked most about Payhawk is its seamless integration of expense management, corporate cards, and accounting. The platform is incredibly user-friendly, and the real-time tracking feature helps maintain full control over company spending.

Cons:

What I liked least was the occasional delay in customer support response times. While the platform is robust, quicker support would enhance the overall experience, especially during urgent issues.

Verified

Reviewer

Financial Services

11-50 employees

Used daily for less than 2 years

Reviewed February 2025

Great All-In-One Solution

Great product, especially for companies with entities in different countries and having to pay in multiple currencies.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

- Can be used for multiple entities and provides several currency wallets and payments - Accounting integrations (Xero, DATEV) - Easy to set-up - Multiple features besides spend management such as expense management

Cons:

- receipt forwarding only works for user accounts - would be great to be able to deduct non-compliant payments directly from the Employee

Reasons for choosing Payhawk

Better overall product, price/value comparison and ease of use

Reasons for switching to Payhawk

needed an All-in-One Tool incl. Expense Management and being able to have multiple entities with different currencies

James P.

Verified reviewer

Information Technology and Services

11-50 employees

Used weekly for less than 12 months

Reviewed February 2025

Decent platform but approval workflows and invoice matching need some work

Works ok for multi-entity, very easy to issue, manage and use cards, AP is ok, reimbursements are good

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Good multi entity AP/expense management. Additional users don't cost extra unlike some other expense platforms so we can have more non-card users on the platform for reimbursements etc, Cash back on card spend

Cons:

Approval workflows are a bit clunky, receipt match is not very good (probably get a 50% match rate)

Reasons for choosing Payhawk

Cash back made the product significantly cheaper for effectively the same product features

Reasons for switching to Payhawk

Pleo expensive and not very good, cost extra to add non card user for reimbursements, AP didn't work

Everett B.

Verified reviewer

Computer Software

51-200 employees

Used daily for less than 12 months

Reviewed February 2025

Payhawk: The best platform for a Euro-First Team

-overall i'm really happy with the platform and do not plan to switch. the UI is fairly enjoyable to work within the platform as an admin and user. Lots of setting functionalities for all sorts of use cases

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

-Multi-subsidiary management -group settings roll-up for multi-entity management -Workflow design builder -US line of credit functionalitites -Cash Back -Netsuite Integration works very well

Cons:

-Recurring bugs with settings during software updates -set-up can be challenging

Reasons for choosing Payhawk

Price & netsuite integration & multi-entity management & US Line of credit. We closed two softwares into 1. Cledara & Spendesk

Reasons for switching to Payhawk

Price & netsuite integration & multi-entity management & US Line of credit. We closed two softwares into 1. Cledara & Spendesk

Vendor Response

Thank you for the detailed review! We're glad to hear that Payhawk's multi-entity management and integrations have been a great fit, and we’ll keep working to address any bugs and make setup easier. 😊

Replied February 2025

Tammy B.

Verified reviewer

Facilities Services

11-50 employees

Used daily for less than 6 months

Reviewed February 2025

Brilliant - can't recommend enough

We have been well supported, right from the set up stage. The system is really easy to use, the how guides have been really useful when we did get stuck on something, and your customer service is responsive and helpful. Having recently moved over from one of your competitors, Payhawk is hands down the leading spend card system for us

Ratings Breakdown

Ease of use

Customer support

Functionality

Pros:

Really easy to use. Our guys on the road were up and running with minimal training because it was so intuitive. The ability to have virtual cards means that new starters aren't having to submit expense claims any more.

Cons:

Would be nice to be able to hide some of the payment categories depending on users. Not all staff need to see Office expense categories, for example.

Reasons for switching to Payhawk

The system was lacking, and their customer support was unresponsive, even when we experienced business critical issues. Their pricing structure also meant that their product would get more and more expensive the more we grew

Ayoub B.

Verified reviewer

Consumer Services

11-50 employees

Used daily for less than 2 years

Reviewed February 2025

Excellent tool for expenses management

The overall experience is positive, it allows to manage all the expenses in a simple way and effective. It also has a good synchronization with many ERP systems.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

It is easy to handle to all the receipts and invoices and centralize everything in one single space in a user-friendly dashboard.

Cons:

I would like to be able to make transfers internationally to all countries. There are some invoices from certain countries for which I have to use a regular bank to pay the invoice that is already in Payhawk. If Payhawk opens the possibility of sending the money directly from Payhawk worldwide it would be great.

Reasons for choosing Payhawk

Payhawk was more efficient in comparison to other products.

Reasons for switching to Payhawk

Payhawk offers a better solution in comparison to other products.

jenna b.

Verified reviewer

Marketing and Advertising

11-50 employees

Used daily for less than 2 years

Reviewed February 2025

Love using payhawk!

brilliant, it has been a game changer for my companies expenses, makes my working month so much quicker now expenses are easy!

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

how easy it is to use the system, it was very quick to get set up

Cons:

there is nothing i don't like about payhawk.

Reasons for choosing Payhawk

payhawk was the best all round and seemed to have all the functions i wanted to use

Carel S.

Verified reviewer

Computer Software

51-200 employees

Used daily for more than 2 years

Reviewed February 2025

Good experience so far, promising pipeline

Promising - pipeline looks exciting and we are keen to grow with you

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Easy to use and becoming more configurable as we scale

Cons:

The API integration is relatively complex and based on subscribing for events.

Reasons for choosing Payhawk

UI was much more intuitive and useable. We also liked the cash-back programme

Daniela N.

Verified reviewer

Real Estate

11-50 employees

Used daily for less than 12 months

Reviewed February 2025

Great tool

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

It's super easy to use and very intuitive

Cons:

Onboarding promise to be more helpful, but you have to figure out almost everything by your own.

Reasons for choosing Payhawk

Type of pricing (subscription based) and the fact that encourages it's use by the money back program. Other alternatives price more if you use it more which is not interesting at all.

Vendor Response

Thanks for your review! We're glad Payhawk is easy to use and appreciate your feedback on onboarding—it's helpful as we work to improve the experience. 😊

Replied February 2025

Verified

Reviewer

Computer Software

51-200 employees

Used daily for less than 12 months

Reviewed February 2025

Nice tool for complex usage