1 million+ businesses helped. Get advice
Get Free Advice
Home

/

Payment Processing Software

/

GCPay

Software Advice offers objective insights based on verified user reviews and independent product and market research. When our advisors match you to a software provider, we may earn a referral fee.

GCPay 2026: Benefits, Features & Pricing

Wondering if GCPay is right for your organization?

Our Payment Processing Software selection experts can help you in 15 minutes or less.

On this page
  • Overview
  • Screenshots
  • Pricing and Plans
  • Features
  • Integrations
  • User Reviews
  • Popular Comparisons

Overview

GCPay
GCPay
4.7
(479)

Pricing

Pricing available upon request

About GCPay

GCPay is a payment management solution that helps construction enterprises manage calculations, payment applications, remittances and lien waivers via a unified portal. It offers a host of features such as document storage, remote access, role-based permissions, contact management and more.

The application lets teams create automated workflows, handle contractor/subcontractor payments, and reject or approve applications in real-time. It enables administrators to notify subcontractors about payment applications via email reminders and automatically collects compliance documents before the submission of applications and send alerts about the expiry of documents to subcontractors.

GCPay supports integration with various third-party ERP applications such as Sage, CMiC and Viewpoint. Additionally, supervisors can generate billing summary, monitor approved/pending applications and export reports for further reference.

GCPay Screenshots

0
0
1
2
3

GCPay Pricing and Plans

Free Trial
Free Version

Basic

Pricing available upon request

No plan information available

    Advisor Get Price CTA Image

    Confused about pricing? We've got you covered.

    Get a personalized pricing breakdown tailored to your specific needs—no guesswork, no generic estimates.

    GCPay Features

    • Popular features found in Payment Processing
      ACH Payment Processing
      Billing & Invoicing
      Debit/Credit Card Processing
      In-Person Payments
      Mobile Payments
      Multi-Currency
      Multiple Payment Options
      Payment Fraud Prevention
      Payment Gateway Integration
      PCI Compliance
      Recurring/Subscription Billing
      Reporting/Analytics
    • More features of GCPay
      Accounting
      Accounting Integration
      Accounts Payable
      Accounts Receivable
      Activity Dashboard
      Activity Tracking
      Alerts/Notifications
      Audit Trail
      Cash Management
      Compliance Management
      Compliance Tracking
      Construction Breakdowns
      Customizable Branding
      Customizable Reports
      Data Import/Export
      Data Security
      Document Management
      Electronic Signature
      Financial Analysis
      Financial Management
      For AEC Industry
      Invoice Management
      Job Costing
      Job Management
      Mobile Access
      Multiple Projects
      Online Payments
      Partial Payments
      Project Accounting
      Project Management
      Real-Time Data
      Real-Time Notifications
      Real-Time Reporting
      Real-Time Updates
      Receipt Management
      Reporting & Statistics
      Status Tracking
      Subcontractor Management
      Third-Party Integrations

    GCPay Integrations

    Viewpoint Vista
    Viewpoint Vista
    Integration rated 4.5 from 22 reviews
    Procore
    Procore
    Integration rated 4.4 from 14 reviews
    Sage 300
    Sage 300
    Integration rated 4.3 from 13 reviews
    CMiC
    CMiC
    Sage 100
    Sage 100
    Sage Intacct
    Sage Intacct

    See all 8 integrations

    GCPay User Reviews

    Overall Rating

    4.7

    Ratings Breakdown

    5

    72%

    4

    24%

    3

    3%

    2

    1%

    1

    0%

    Secondary Ratings

    Ease of Use

    4.7

    Value for money

    4.6

    Customer support

    4.8

    Functionality

    4.5

    Jeremy's profile
    Jeremy H.

    Verified reviewer

    Construction

    51-200 employees

    Used monthly for less than 2 years

    Reviewed March 2026

    Amazing product

    5

    My experience with GCPay has been exceptionally positive, as the platform offers a robust, enterprise-grade solution for managing the complexities of construction billing and subcontractor management. It effectively transitions what is often a fragmented, manual process into a highly automated and transparent workflow, significantly reducing the administrative burden on both project managers and accounting teams. By providing a "single source of truth" for pay applications, lien waivers, and compliance documentation, GCPay eliminates the typical friction associated with payment cycles. It is a sophisticated, reliable tool that not only ensures mathematical precision but also fosters stronger professional relationships through increased accountability and clear, real-time communication.

    Ratings Breakdown

    5
    Ease of use
    5
    Value for money
    5
    Customer support
    5
    Functionality
    icon
    Pros:
    GCPay transforms the traditionally chaotic construction billing process into a streamlined, digital workflow that effectively eliminates the "paperwork chase." By automating the creation and submission of AIA-type progress billings, the platform ensures mathematical accuracy and consistency, significantly reducing the back-and-forth typically caused by manual entry errors or formatting issues. Communication is equally frictionless, as the platform acts as a centralized hub where general contractors and subcontractors can exchange lien waivers, compliance documents, and approvals in real-time. Instead of digging through fragmented email chains, users benefit from a transparent audit trail and automated notifications, ensuring that all parties stay aligned and payments move forward without the usual administrative friction.
    Cons:
    Nothing! Everything flows so well. One thing I would like to mention would be if general contractors would notify of and waiver changes via email.

    Read More

    DC
    David C.

    Verified reviewer

    Construction

    11-50 employees

    Used daily for less than 2 years

    Reviewed March 2026

    Good, Not Great

    4

    It's a great tool that allows everything from schedule of values to monthly billing to lien waivers to be in the same spot. However, the payment times have been an issue since most contracts are pay when paid and GCPay sits on the money to gain free interest before sending it out to the subcontractors.

    Ratings Breakdown

    5
    Ease of use
    4
    Value for money
    5
    Customer support
    4
    Functionality
    icon
    Pros:
    This is a great way to eliminate the hassle of chasing down lien waivers and has all pertinent information all housed in one centralized location. This has also eliminated any chance of fraud as payment is direct deposited with no chance of lost/stolen check. And the support, when needed, is available and helpful.
    Cons:
    Payment turnaround times leave a little to be desired as there are 3 steps from the GC hitting send, to payment being recognized as submitted, then there is a lag time for processing until finally payment is sent to the subcontractors.

    Reasons for switching to GCPay

    Direct deposit allows us to eliminate the threat of stolen checks.

    Read More

    ek
    evrim k.

    Verified reviewer

    Construction

    11-50 employees

    Used daily for less than 2 years

    Review source

    Reviewed November 2023

    Efficient and user friendly

    4

    Support team is great, they respond to your emails right away. It is user friendly.

    Ratings Breakdown

    4
    Ease of use
    Previously 3
    4
    Value for money
    5
    Customer support
    Previously 4
    4
    Functionality
    Previously 3
    icon
    Pros:
    synchronizing with sage. easy to use. support team is great
    Cons:
    some sections I need to enter manually, it is time consuming. Reporting could be better..

    Read More

    EK
    Erik K.

    Verified reviewer

    Construction

    501-1000 employees

    Used daily for less than 2 years

    Reviewed March 2026

    GCPay Review

    4

    It is fairly easy to navigate and set up. A few little tweaks could make the product go from very good, to outstanding.

    Ratings Breakdown

    4
    Ease of use
    4
    Value for money
    5
    Customer support
    4
    Functionality
    icon
    Pros:
    The support team is amazing. Whether helping with issues with vendors, or by helping us backfill legacy projects.
    Cons:
    We've been waiting on an API for several years, but due to other priorities, this standard functionality continues to get overlooked.

    Reasons for switching to GCPay

    TO have more guardrails regarding waivers, and to give vendors one place to submit invoicing.

    Read More

    CG
    Cristy G.

    Verified reviewer

    Construction

    501-1000 employees

    Used daily for less than 2 years

    Reviewed March 2026

    GC Pay Applications

    4

    As a GC, using GCPAY is easy to learn and efficient. While I do hope for future rollout of being able to edit applications, I really appreciate the waivers feature that makes my life a million times better.

    Ratings Breakdown

    5
    Ease of use
    5
    Value for money
    5
    Customer support
    5
    Functionality
    icon
    Pros:
    Easy to view and sort through multiple pay applications as a GC. Love the waivers feature makes our lives a million times easier.
    Cons:
    GC cannot edit or create pay applications on behalf of a subcontractor like in Procore. (it's just needed sometimes.)

    Reasons for switching to GCPay

    Procore was too expensive and clunky. It did not integrate into out API very well either.

    Read More

    RP
    Richard P.

    Verified reviewer

    Commercial Real Estate

    11-50 employees

    Used daily for less than 2 years

    Reviewed March 2026

    SouthCon Review

    4

    Overall it has been pretty satisfactory, the cost is somewhat high but it is nice having one platform that speaks to another, and handles all subcontractor issues. The learning curve was light since they help a lot during setup and support has been great after that.

    Ratings Breakdown

    4
    Ease of use
    3
    Value for money
    5
    Customer support
    4
    Functionality
    icon
    Pros:
    How it keeps subcontractors in line with out me having to constantly check on them. It's easier to tell them that GC pay requires it rather than explain all of the nuanced details of the why.
    Cons:
    The restrictions on getting somethings done, but customer service has been outstanding in getting stuff fixed

    Reasons for choosing GCPay

    Seemed to be the best fit for our companies needs at the time.

    Read More

    VD
    Valerie D.

    Verified reviewer

    Construction

    51-200 employees

    Used daily for more than 2 years

    Reviewed March 2026

    Smooth Pay Application Process

    4

    Overall, working with GCPay has been a good experience. Accounts receivable runs much smoother with GCPay.

    Ratings Breakdown

    4
    Ease of use
    4
    Value for money
    4
    Customer support
    4
    Functionality
    icon
    Pros:
    Pay application processing is much easier as revisions and monthly roll-overs are completed automatically. Also, having all jobs listed in the same software increases productivity.
    Cons:
    Notifications that change order documents have been created are sent by email, but the change order document is not visible and must be sent through DocuSign or another program.

    Reasons for choosing GCPay

    Dictated by the general contractors that we work with.

    Read More

    DA
    Dennis A.

    Verified reviewer

    Construction

    51-200 employees

    Used weekly for less than 2 years

    Reviewed March 2026

    Intuitive interface with outstanding customer service!

    5

    Great, it's a good product that makes invoicing easy. The customer service is always helpful and efficient.

    Ratings Breakdown

    5
    Ease of use
    5
    Value for money
    5
    Customer support
    4
    Functionality
    icon
    Pros:
    The functionality is great, making the product easy to navigate. When you do have issues, the customer service is outstanding!
    Cons:
    GCPay needs to work through how the mapping gets completed. If there are multiple cost lines on a contract, it's difficult to work through the billing of that, especially with change orders.

    Reasons for switching to GCPay

    It wasn't me that made the switch but we needed something that took compliance into account and made accounting's lives easier.

    Read More

    RP
    Roni P.

    Verified reviewer

    Construction

    11-50 employees

    Used daily for less than 12 months

    Reviewed March 2026

    Great Experience

    5

    Great experience with the staff while going through the training process and that the billing, payments and compliance is all in one place.

    Ratings Breakdown

    5
    Ease of use
    5
    Value for money
    5
    Customer support
    5
    Functionality
    icon
    Pros:
    I am pleased with the easiness of the Payment and Billing, Payment Processing and Contractor Compliance.
    Cons:
    Wish that Contractor Certificate of Insurance and Lien Waivers would sync to Autodesk to make it easier and not having to upload it.

    Reasons for switching to GCPay

    The accounting aspect and integration capabilities

    Read More

    GE
    Gary E.

    Verified reviewer

    Construction

    51-200 employees

    Used daily for less than 2 years

    Reviewed March 2026

    GC Pay Review

    4

    Overall I think the transition was pretty easy. Not many complaints with GC Pay so far. The chat response is always super quick. Subs seems to like it from their end, not getting too many complaints.

    Ratings Breakdown

    4
    Ease of use
    4
    Value for money
    5
    Customer support
    4
    Functionality
    icon
    Pros:
    Automating the waiver process and the ease of attaching backup. Stored materials, insurance certs, etc.
    Cons:
    The way owner change orders show up on Pay Apps is confusing/hard to explain to the bank inspectors. Making small edits, like period to dates is out of my hands as a PM so sometimes there's a bunch of back and forth to get things fully approved.

    Reasons for switching to GCPay

    Accounting made the switch and PM's were just notified after it was done.

    Read More

    Showing 1 - 10 of 479 Reviews

    Other Top Recommended Payment Processing Software

    PayPal
    PayPal

    4.6 (26225)

    Recently recommended 0 times

    QuickBooks Enterprise
    QuickBooks Enterprise

    4.5 (20605)

    Recently recommended 0 times

    Venmo
    Venmo

    4.7 (9266)

    Recently recommended 0 times

    QuickBooks Online
    QuickBooks Online

    4.3 (8366)

    Recently recommended 0 times

    Advisor Get Price CTA Image

    Stuck Between Options?

    Our experts can help you compare GCPay with other top options, so you can find the best fit for your needs.

    See what companies are saying about Software Advice