Totality 2026: Benefits, Features & Pricing

Totality is a debt collection solution that helps small to mid-sized businesses streamline processes related to interest calculations, court detail management, client communication, and more on a centralized platform. It allows staff members to create payment agreements, generate amortization schedules, monitor account balances, and allocate payments between costs, interests, and principles.

Totality enables team members to create a centralized database of client information with details, such as phone number, email, debtor bank, assets, and employer. The legal module lets employees manage court details, calculate post-judgment interest rates, track judgment amounts, and store lawsuit information. Additionally, supervisors can archive closed claims, handle NSF checks, generate performance reports, and share detailed statements with clients, courts, and debtors.

Totality enables organizations to export and import claim information to and from Microsoft Excel and utilize Word and WordPerfect to handle mail merge processes. It is available on monthly subscriptions and support is extended via phone, email, FAQs, and other online measures.