Oracle FLEXCUBE 2026: Benefits, Features & Pricing

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Overview
Pricing and Plans
Features
User Reviews

Overview

Oracle FLEXCUBE

4.0

(5)

Pricing

Pricing available upon request

About Oracle FLEXCUBE

Oracle FLEXCUBE is a banking management and loan servicing solution that helps businesses design, launch, and manage financial products based on multiple parameters, such as languages, currencies, entities, countries, markets, customers, and more on a centralized platform. Fund companies and distribution houses can create and manage products across multiple fund types, investor accounts, fee types, and transaction types.

Oracle FLEXCUBE allows staff members to utilize the microfinance module to manage loan disbursement, track nonperforming assets, monitor repayments, handle customer collaterals, access credit histories, and manage accounting in compliance with global regulatory guidelines, such as FATCA, CRS, and more. It lets users manage lending, deposits, Islamic banking, and other banking microverticals. Additionally, with the use of machine learning algorithms, team members can generate product recommendations and gain insights into customer segmentation, attrition, and lifetime value.

Oracle FLEXCUBE comes with an application programming interface (API), which allows businesses to integrate the platform with several third-party solutions. Pricing is available on request an...

Oracle FLEXCUBE Screenshots

Oracle FLEXCUBE Pricing and Plans

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Free Version

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Oracle FLEXCUBE Features

Popular features found in Financial Services
Billing & Invoicing
Financial Management
For Financial Institutions
Reporting/Analytics
Risk Management
Transaction Monitoring
More features of Oracle FLEXCUBE
Accounting
ACH Payment Processing
API
Authentication
Automatic Funds Distribution
Borrower Management
Compliance Management
Compliance Tracking
Contact Database
Core Banking
Document Management
Electronic Payments
Investor Management
Loan Processing
Multi-Currency
Payment Collection
Reporting & Statistics
Risk Analysis
Risk Assessment
Secure Login
Third-Party Integrations
Transaction History

Oracle FLEXCUBE User Reviews

Overall Rating

4.0

Ratings Breakdown

20%

60%

20%

Secondary Ratings

Ease of Use

3.6

Value for money

4.0

Customer support

4.3

Functionality

4.4

Have you used Oracle FLEXCUBE and would like to share your experience with others?

Ruby S.

Verified reviewer

Information Technology and Services

10000+ employees

Used daily for more than 2 years

Review source

Reviewed February 2023

End to end transaction processing system

My overall experience has been exceptionally well. The patch files are very straightforward and easy to implement for bulk uploads. The SQL queries are pretty simple to search and locate data and almost works real time with the front end system.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Oracle Flexcube is one of the best applications that you can use for your investor and client financial services. The tool is very robust and can store huge number of data. It can be used for investor maintenance, transaction processing, payment processing, etc. The set up of funds is very systematic and rationalises a lot of subordinate functions.

Cons:

Amongst all the great features, Flexcube somewhere lacks in performance fee calculation and that's where organisations providing financial services for their client who are into alternate funds business might not consider Oracle Flexcube.

Reasons for choosing Oracle FLEXCUBE

The primary reason for going with Oracle Flexcube is it's features. The tool has multiple features that meets our requirement for the Transfer Agency Business. It is easy to use and requires little or no training. Roles can be defined very easily so you can have segregation of duties and you get features like Re-key for added accuracy.

Muzammal H.

Verified reviewer

Banking

5001-10000 employees

Used daily for more than 2 years

Review source

Reviewed August 2022

Review - Oracle FLEXCUBE

Its been proven to be a good banking software despite of some draw backs. It covers the core banking functions impressively.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

There are five major modules which a banking software must cover. These are customer funds deposit/ withdrawal module, loan & accounting module, general ledger module, customer information module and the reporting modules. The Flexcube cover all of these modules impressively. It provide great support to the front end team with its dynamic features.

Cons:

One issue with the Flexcube which we are using is that it is web based system immensely depends upon the browser and internet speed. In case there is problem with the internet service provider or system browser, it effects the functionality of the software i.e slow processing of transactions. Another issue is with the menus which are quite confusing. Its been difficult to user menus to find the desired option so mostly we need to memorize related keys for the transactions to open/ execute to process the transaction.

Hassan A.

Verified reviewer

Banking

5001-10000 employees

Used daily for more than 2 years

Review source

Reviewed July 2022

Review for Oracle FLEXCUBE

As for banking sector, its not so good in term of interactive user interface. Its quite difficult to use and its menu/ options are not so good. Most often, the users need to memorize function keys to execute transactions.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Its good for banking system especially for online banking and other allied services. Further its security is quite solid.

Cons:

It has bad menus, very difficult to find things from the menus if you don't know the function keys. Its reporting is quite bad, you need another reporting system to check any information.

Sudhir S.

Verified reviewer

Financial Services

10000+ employees

Used daily for more than 2 years

Review source

Reviewed January 2023

A complete transaction processing tool for fund management

I have used this tool for close to 8 years and the application has outperformed the expectations most of the time. The system is well integrated and also enables four eye validation and re-key like features.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Oracle Flexcube is a comprehensive tool for all your fund management requirement. some of the key features that I like is the transaction capture, payment processing, static data maintenance.

Cons:

Oracle Flexcube doesn't have it's own reporting capability and is integrated with tools like SAP Business Objects to run the reporting. Also, some of it versions doesn't have the capacity to calculate performance fees and hence can't be used for alternate funds.

Sameer G.

Verified reviewer

Financial Services

10000+ employees

Used daily for more than 2 years

Review source

Reviewed December 2022

Strong core banking application - the king in the industry