authorize.net 2026: Benefits, Features & Pricing

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Overview
Pricing and Plans
Features
Integrations
User Reviews

Overview

authorize.net

4.5

(214)

Pricing

Starting at $25.00 per month

About authorize.net

authorize.net is a payment processing solution that allows businesses to accept a variety of payment methods. These include credit/debit cards, eChecks, and digital wallets, including Apple Pay. The platform provides tools to process payments online, in-person, via mobile devices, or over the phone.

authorize.net offers fraud protection tools and current customer payment information, preventing interruptions in the payment flow. Additionally, the solution provides recurring billing and digital invoicing capabilities to streamline payment collection.

authorize.net Screenshots

authorize.net Pricing and Plans

Starting price: $25.00 per month

Free Trial

Free Version

Merchant Account + Payment Gateway

$25.00

flat rate, per month

Plan includes:

Data Migration Assistance
Interchange Plus Options
Nonprofit Solutions (501c3)
Tailored Pricing

Payment Gateway

$25.00

usage based, per month

Plan includes:

Data Migration Assistance
Interchange Plus Options
Nonprofit Solutions (501c3)
Tailored Pricing

eCheck Payments

$25.00

usage based, per month

Plan includes:

Invoicing
Recurring payments
Advanced Fraud Detection Suite (AFDS)
Customer Information Manager (CIM)

Confused about pricing? We've got you covered.

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authorize.net Features

Popular features found in Accounts Receivable
Accounting
ACH Payment Processing
Bank Reconciliation
Check Processing
Expense Tracking
General Ledger
Invoice Processing
Online Payments
Partial Payments
Recurring/Subscription Billing
More features of authorize.net
Access Controls/Permissions
Access Management
Accounting Integration
Accounts Receivable
Activity Dashboard
Activity Monitoring
Activity Tracking
Ad hoc Reporting
Alerts/Escalation
Alerts/Notifications
API
Automatic Billing
Billing & Invoicing
Billing Portal
Billing Rate Management
Chargeback Tracking
Contact Database
Contact Management
Contingency Billing
Credit Card Management
Credit Card Processing
CRM
Customer Database
Customer Management
Customizable Invoices
Customizable Reports
Data Import/Export
Data Visualization
Debit/Credit Card Processing
Discount Management
Dues Management
eCommerce Management
Electronic Payments
Electronic Signature
Fee Management
Financial Aid Management
Financial Analysis
Financial Reporting
Financial Transaction Approval
For Banking
For eCommerce
For Electricity
For Financial Institutions
For Higher Education
For Insurance Industry
For Internet Service Providers (ISP)
For Natural Gas
For Nonprofits
For Restaurants
For Retail
For Schools
For Telecommunications Industry
For Trash
For Water
Fraud Detection
Fund Accounting
In-Person Payments
Internal Fraud Monitoring
Invoice Creation
Invoice History
Invoice Management
K-12
Loyalty Program
Metered Billing
Mobile Access
Mobile Card Reader
Mobile Commerce
Mobile Payments
Multi-Location
Multi-Period Recurring Billing
Multiple Payment Options
Multi-Store
Non-Metered Billing
Online Invoicing
Online Ordering
Ordering Automation
Payment Collection
Payment Fraud Prevention
Payment Gateway Integration
Payment Options
Payment Processing
Payment Tracking
Point of Sale (POS)
Point of Sale (POS) Integration
Projections
Promotions Management
Purchasing & Receiving
Real-time Alerts
Real-Time Analytics
Real-Time Data
Real-Time Monitoring
Real-Time Reporting
Real-Time Updates
Receipt Management
Recurring Invoicing
Refund Management
Reporting/Analytics
Reporting & Statistics
Restaurant POS
Retail POS
Returns Management
Risk Analysis
Risk Management
Risk Scoring
Sales Reports
Sales Tax Management
Search/Filter
Self Service Portal
Separate Checks
Split Checks
SSL Security
Subscription Management
Subscription Plan Management
Third-Party Integrations
Transaction History
Transaction Monitoring
Tuition Management
Work Order Management

authorize.net Integrations

BigCommerce

Integration rated 4.5 from 11 reviews

PayPal

Adobe Commerce

Recurly

Jotform

Miva

See all 7 integrations

authorize.net User Reviews

Overall Rating

4.5

Ratings Breakdown

62%

29%

Secondary Ratings

Ease of Use

4.3

Value for money

4.4

Customer support

4.4

Functionality

4.4

Vipul C.

Verified reviewer

Apparel & Fashion

51-200 employees

Used daily for more than 2 years

Review source

Reviewed December 2025

Great app for ecommerce

Great way to do ecommerce business on authorize.net platform. Reporting helps us a lot and then refund and chargebacks.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Reporting is the best and then refund process helps us a lot. Any order inquiry for customer is just click of a button.

Cons:

If we get reporting by card type without doing any customization will help us as we are getting paid by V/M/D next day and Amex takes little longer.

Nathalie H.

Verified reviewer

Machinery

2-10 employees

Used daily for more than 2 years

Review source

Reviewed May 2025

User friendly, easy to navigate.

Overall my experience using this platform is good. I do not have any complaints at the moment and I am satisfied with this product.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

It is user friendly, offers the necessary tools for our business and the customer service is very responsive and knowledgeable.

Cons:

They could have a more modern platform and would be nice it they could customize it for each business need.

Reasons for switching to authorize.net

To integrate both sides of our company this product seems more secure and reliable for our business.

Tracy P.

Verified reviewer

Insurance

51-200 employees

Used daily for more than 2 years

Review source

Reviewed December 2019

Efficient and User Friendly

Very user friendly and efficient. Instant gratification when searching for transactions or processing new ones.

Ratings Breakdown

Ease of use

Previously 5

Value for money

Previously 3

Customer support

Previously 3

Functionality

Pros:

As someone who works with people all over the nation it's nice to be able to search for transactions via the software if a charge comes up that is in question. I also love that you can send the client a receipt or transcript showing details of the charge.

Cons:

I haven't encounter anything negative about the software. At first, when I went to search for a transaction, I didn't realize the Settled vs. Unsettled options so sometimes nothing would come up. Once I knew I had different options it was a piece of cake.

Dana M.

Verified reviewer

Publishing

51-200 employees

Used weekly for more than 2 years

Review source

Reviewed October 2025

Authorize is a handy tool

It's been fine, it does what it sets out to do but I don't consider it to be ground breaking. It does seem to have security figured out which is a nice plus.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Authorize helps us securely capture payment from customers on our eCommerce customer facing site that is a partnership with our fulfillment business. It is easier to use than our home grown software for the end user for sure.

Cons:

We need separate accounts for US and Canadian payments. This means that we have to log in and out depending on the ship destination. It's also not the most user friendly on the back end.

Lanika B.

Verified reviewer

Alternative Medicine

Self-Employed

Used daily for more than 2 years

Review source

Reviewed June 2025

Overall good but please make changing passwords quicker!

Satisfactory. The website is well designed out and finding needed services is quick. The changes in passwords are frequent which is frustrating as it seems to take more time than it should but it is secure.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Secure and easy to use and void if necessary. Website is user friendly. Emails are clear. Prices are competitive.

Cons:

Understandably they require a password change frequently but it seems to take multiple tries and invariably comes at a time when I am in a rush. A suggestion would be to find a more streamlined way to update passwords.

Reasons for choosing authorize.net

Price and ease of use. It seemed to be the most streamlined.

Laurie D.

Verified reviewer

Medical Devices

2-10 employees

Used daily for more than 2 years

Review source

Reviewed December 2024

Good integration with Frontline

The customer service was very personal. We had an account manager from authroize.net that was very personable and helpful. It integrated nicely with Frontline, but didn't have all the options that we needed.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

We used Authorize.net because they have an integration with our tracking/invoicing software, Frontline.

Cons:

It did not have at the time we switched away from it the ability to integrate a link for payment with the invoice in Frontline. It also took longer to receive our money from Authorize compared to our newer provider.

Reasons for switching to authorize.net

Because authorize.net has an integration with Frontline (Ormandy).

Alec R.

Verified reviewer

Health, Wellness and Fitness

2-10 employees

Used daily for more than 2 years

Review source

Reviewed April 2025

I've only used it because I've had to

I use Authorize.net because it is the only solution available to a specific program I need to collect payments through. It offers what is needed to collect payments in the most widely used network of providers but it's pricier than most and not easy to navigate.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

It is the most widely accepted payment processor by merchant service providers and billing systems

Cons:

The user interface is convoluted and not very intuitive. I end up using the back-end software of my payment processor instead. Also, rates tend to be higher than other solutions I've used in the past.

Reasons for switching to authorize.net

New software force the switch to a different provider

Kristi D.

Verified reviewer

Medical Practice

Self-Employed

Used daily for less than 6 months

Review source

Reviewed May 2025

Solo provider clinic

I love that it integrates with my EMR and I can so subscription model charges. These are the most important factors for me and my practice.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

it integrates with my EMR, Patients can pre pay when they make their appointment. There is a subscription/reoccuring model that can be used.

Cons:

I feel the dashboard is pretty complicated. I struggle often to find certain transactions and data. If I need to issue a refund or if I want to see a report for the month I feel there are a lot of steps just to do this,.

Reasons for choosing authorize.net

cost, integration, recommendation from peers .

Reasons for switching to authorize.net

It did not integrate with my EMR charting system

Joseph S.

Verified reviewer

Computer & Network Security

2-10 employees

Used daily for less than 2 years

Review source

Reviewed October 2024

Fast, Easy, Low-Cost Card Processing

Very quick and easy to open an account and start processing payments at a low rate with excellent integration options.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

They have the lowest rates for processing i could find. They also integrate with nearly all web publishing platforms. Their woocommerce integration is seamless.

Cons:

There's nothing to dislike about them. I haven't experienced down time.

Reasons for choosing authorize.net

Low-cost processing and decades of experience

Reasons for switching to authorize.net

Stability of the platform and less oversight

John P.

Verified reviewer

Transportation/ Trucking/ Railroad

11-50 employees

Used daily for more than 2 years

Review source

Reviewed January 2026

Trustworthy high value freight transactions.

This is a nightmare industry to get a chargeback on a coast-to-coast transport job. I rely on this gateway since it is solid secure. It can cope with our day-to-day traffic without stuttering despite the arrangement having a retro feel to the early internet days compared to today’s contenders.

Ratings Breakdown

Ease of use

Functionality

Pros:

The fraud detecting package makes me feel comfortable when handling large credit card payments done by new shippers I have never done business with before.

Cons:

The user interface is so outdated, and it is impossible to navigate through the backend settings with the required number of clicks. The monthly gateway charges are accumulated within a short period even in months when our transaction volume is low.

Showing 1 - 10 of 214 Reviews

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