Google Pay vs Klarna: Which is best for you?

What I like most about Google pay is the payment options it offers, especially "tap to pay", I love that I don't have to carry my physical card around with me and I can use my phone to pay whenever I need to.

I wish there was a split payment option. When adding gift cards to Google Pay it is slightly inconvenient to not be able to process two payments on one transaction.

I liked that it stored my shopping cards in one spot easily accessible and could open it quickly and efficiently in the store to earn my points

It turns out that the reason was that it could not charge me $200 in October for some reason, which it did not inform me about in any way. And now they have charged me double the amount in December when most expenses are on holidays and you must count every dollar. Why didn't you charge me double the amount in November? Why did you specifically wait to charge me double the amount in December?