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Spendwise vs Xero

Updated February 5, 2026

Spendwise vs Xero: Which is best for you?

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1 million+ businesses helped
2 million+ verified software reviews
Starting Price
$9.00

per month

$25.00

per month

Free Trial
Free Version
Screenshots
and Demo
Product Screenshot
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Product Screenshot
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Top Rated
  Features
Approval Process Control
5.0
Purchase Order Management
4.95
Search/Filter
4.93
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Multi-Country
4.83
Tax Compliance
4.79
Calendar Management
4.78
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Integrations
QuickBooks Online
QuickBooks Online
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ActiveCollab
ActiveCollab
ApprovalMax
ApprovalMax
Capsule
Capsule
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Pros / Cons
  • When I started using the spend wise was hard for me to close the purchase order, basically when you received a lot of bills at the same time, but after I started using it more often it was smoother and faster
  • The only gripes I have are byproducts of the process of manually entering information, and when I can't find something in Spendwise because I didn't describe it very well in the program.
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  • Even though Xero lack global enterprises accounting features it has a robust integration capability that allows me to connect with external tools such as SAP Concur.
  • It is not great for multi-company businesses as you cannot be logged into more than 1 at once, you have to chop and change between them and to make intercompany transactions, you need to post separately in both entities.
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Ease-of-Use
Highest performing feature
in the comparison
4.5/ 5
4.4/ 5
Value for Money
Highest performing feature
in the comparison
4.5/ 5
4.2/ 5
Customer Support
Highest performing feature
in the comparison
4.5/ 5
4/ 5
Functionality
Highest performing feature
in the comparison
4.4/ 5
4.3/ 5
Support Options
Email/Help Desk
FAQs/Forum
Knowledge Base
Phone Support
24/7 (Live Rep)
Chat
Email/Help Desk
FAQs/Forum
Knowledge Base
Phone Support
24/7 (Live Rep)
Chat
Training Options
In Person
Live Online
Webinars
Documentation
Videos
In Person
Live Online
Webinars
Documentation
Videos
FrontRunners
FrontRunners 2025
FrontRunners 2026
Advisor
  Recommendations
2 Recommendations
N/A
Ideal Customer Size
Small
Medium
Large
Small
Medium
Large
Deployment Options
Cloud, SaaS, Web-Based
Desktop - Mac
Desktop - Windows
Desktop - Linux
Desktop - Chromebook
On-Premise - Windows
On-Premise - Linux
Mobile - Android
Mobile - iPhone
Mobile - iPad
Cloud, SaaS, Web-Based
Desktop - Mac
Desktop - Windows
Desktop - Linux
Desktop - Chromebook
On-Premise - Windows
On-Premise - Linux
Mobile - Android
Mobile - iPhone
Mobile - iPad