Zoho Expense 2026: Benefits, Features & Pricing

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Overview
Pricing and Plans
Features
Integrations
User Reviews

Overview

Zoho Expense

4.6

(1172)

FrontRunner 2026

Pricing

Starting at $4.00 per month

About Zoho Expense

Zoho Expense is a travel and expense management software. It helps businesses automate and streamline their employee expense reporting. Employees can create expense reports by scanning and importing their receipts. It allows businesses to maintain control over their spending. Zoho Expense also integrates with corporate credit cards. It automatically matches transactions with receipts to improve the reconciliation process.

The software enables businesses to customize their expense policies and approval workflows. This ensures compliance and maintains visibility over spending. Zoho Expense also provides analytics and reporting to help professionals gain insights into their travel and expense data.

Zoho Expense Screenshots

Zoho Expense Pricing and Plans

Starting price: $4.00 per month

Free Trial

Free Version

Standard

$4.00

per user, per month

Plan includes:

20 Receipt Autoscans Per User
Access Delegation
Basic Audit Trail Report
Cash Advances
Corporate Card Reconcillation
Multilevel Approval

Premium

$7.00

per user, per month

Plan includes:

Advanced Approval
Advanced Customization
Per Diem Automation
Purchase Request
Travel Requests
Unlimited Receipt Autoscans

Custom

Pricing available upon request

Plan includes:

Dedicated account manager
Free, Personalized Implementation
Onboarding and Training
Custom ERP Integrations
Multi-Entity Management
HRMS integrations

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Zoho Expense Features

Popular features found in Expense Report
Accounting Integration
Audit Trail
Automated Receipt Matching
Compliance Management
Corporate Card
Expense Claims
Mobile Receipt Upload
Multi-Currency
Reimbursement Management
Spend Control
More features of Zoho Expense
Access Controls/Permissions
Activity Dashboard
Activity Tracking
Alerts/Notifications
API
Approval Process Control
Approval Workflow
Billing & Invoicing
Budget Control
Budgeting/Forecasting
Categorization/Grouping
Cloud Backup
Credit Card Management
Customizable Fields
Customizable Reports
Dashboard
Dashboard Creation
Data Import/Export
Electronic Payments
Employee Self Service
ERP integration
Expense Tracking
Financial Analysis
GPS
Itinerary Creation
Location Tracking
Mileage Tracking
Mobile Access
Multi-Language
Online Booking
Policy Management
Real-time Alerts
Real-Time Analytics
Real-Time Data
Real-Time Notifications
Real-Time Reporting
Real-Time Updates
Receipt Management
Reminders
Reporting/Analytics
Reporting & Statistics
Restriction Management
Single Sign On
Spend Analysis
Third-Party Integrations
Time & Expense Tracking
Timer
Time Tracking
Travel Management
Trip Logs
User Management
Vehicle Management
Workflow Management

Zoho Expense Integrations

Zoho Books

Integration rated 4.8 from 56 reviews

QuickBooks Online

Integration rated 4.8 from 17 reviews

Zoho Invoice

Integration rated 4.8 from 12 reviews

Microsoft 365

Slack

Dropbox Business

See all 28 integrations

Zoho Expense User Reviews

Overall Rating

4.6

Ratings Breakdown

66%

30%

Secondary Ratings

Ease of Use

4.6

Value for money

4.6

Customer support

4.5

Functionality

4.5

Louren R.

Verified reviewer

Non-Profit Organization Management

11-50 employees

Used daily for less than 6 months

Review source

Reviewed January 2026

Excellent for small nonprofits!

We began using this several months ago. Getting staff to turn in and code receipts used to be a slog, involving chasing folks down. Now reconciliations are completed sometimes same day as the statements come out.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Zoho Expense has streamlined my organizations receipt submission process. It's so easy for staff to upload their receipts in real time, so there's no excuse for lost receipts.

Cons:

I can't think of anything I dislike at this time. The learning curve can be challenging for less tech savvy users, but with time it makes sense.

Camille C.

Verified reviewer

Health, Wellness and Fitness

11-50 employees

Used daily for free trial

Review source

Reviewed January 2026

Reliable expense management with strong support, but limited flexibility

Zoho Expense is a solid expense management tool with strong reporting I look forward to being fully set up so I can integrate with the other apps particularly Zoho Books. It seems to work well for day-to-day expense tracking and approvals, but it is less flexible for organizations with complex, multi-currency, or donor-funded structures like ours. With clearer documentation and more configurable options, it could be significantly stronger for nonprofit and international teams.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Their customer support team is responsive, knowledgeable, and genuinely helpful. Support tickets are handled quickly, and follow-ups are consistent until issues are resolved. This has been especially valuable during initial setup and configuration. I am grateful for the customer support team's responsiveness. They are very knowledgeable. I want to shout out to Iftesham who has been so amazing through out.

Cons:

Some core configurations are rigid, particularly around base currency, advances, and how expenses are categorized across projects or departments. The learning curve for admins is steeper than expected. So I'm glad they have 2 free hours of onboarding.

Reasons for choosing Zoho Expense

Customer Support was great, they are able to customize and enable features

Viraj G.

Verified reviewer

Sports

Self-Employed

Used weekly for less than 6 months

Review source

Reviewed September 2025

Zoho Expense is Nice But Not Necessarily Worth It

I am mostly satisfied but feel that there are cheaper and less cumbersome ways to track business expenses.

Ratings Breakdown

Ease of use

Previously 4

Value for money

Customer support

Previously 4

Functionality

Pros:

It makes it easy to produce expense reports in a timely manner that are accurate. Zoho also allows for easier integration of payment/business cards so transferring receipts and statements into expense reports becomes much simpler.

Cons:

The cost for the service seems to go up whilst new features don’t really seem necessary at times. I preferred when the software was not bogged down by clunky integrations.

Susanna B.

Verified reviewer

Medical Devices

11-50 employees

Used daily for free trial

Review source

Reviewed November 2025

End the spreadsheet reign of terror

We are seeking a reasonably priced expense program to end the reign of the terrible spreadsheets that get emailed around for approval. Zoho expense seems to meet our needs well and has been easy to set up. We have been using it for only a couple of days so the jury is still out, but so far, we see great potential.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Complex enough to meet our needs but easy enough to set up fast. It was really easy to add credit cards and the dashboards are helpful.

Cons:

We are still looking for a con, I suppose it was annoying that the account types weren't quite as customizable as I would have liked, but that was minor and we found a work around

Reasons for choosing Zoho Expense

Zoho expense does not try and sell us their own credit card and it was more reasonably price than the astronomically expensive Concur

Albert M.

Verified reviewer

Security and Investigations

11-50 employees

Used daily for less than 6 months

Review source

Reviewed January 2026

Great Product

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Love how smooth and easy it communicates with QuickBooks Online. The app is great and easy. Our employees love it.

Cons:

One thing that's a more inconvenience than a con, is being able to select multiple reports to export to QuickBooks online at a time. At this point we have to click into one report at a time to export to QuickBooks. I would also love to see a timekeeping option that also works with QuickBooks online and QuickBooks Payroll so we have a 1 stop shop.

Reasons for choosing Zoho Expense

We choose Zoho expense because it was the most friendly integration with QuickBooks online.

Reasons for switching to Zoho Expense

It wasn't working properly with receipt upload.

Marvyn B.

Verified reviewer

Accounting

2-10 employees

Used weekly for less than 12 months

Review source

Reviewed January 2026

M&E Financial Services Review for Zoho

Overall, I cannot complain. It allows me to do my job and give my clients what they expect from me without any issues.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Zoho provides everything I need for a small fraction of other software. Also, the features and abilities that it has. The reports I can run without having any issues.

Cons:

The only thing I do not like is that you cannot bundle services or companies. Wish there was packages at a cheaper price for users who use multiple sections and for multiple companies.

Reasons for choosing Zoho Expense

I believed that Zoho would give me everything I need for a reasonable price.

Juan M.

Verified reviewer

Financial Services

2-10 employees

Used weekly for free trial

Review source

Reviewed January 2026

Comprehensive and Intuitive

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

While my experience is somewhat limited as a new user, so far i have found it to be very intuitive and comprehensive. I like that I can track mileage along other expense categories either from my mobile or desktop, and i can do create a quick pre-formatted PDF report for submission. Also like that it interfaces with Zoho Books, which although I haven't tried, appears to be very useful to make record keeping easier.

Cons:

I just started to use it. So far, haven't found anything I didn't like. Very promising application

Reasons for choosing Zoho Expense

ease of implementation and functionality of the expense app.

Christian T.

Verified reviewer

Computer Software

11-50 employees

Used monthly for free trial

Review source

Reviewed January 2026

Zoho Expenses for Credit Card reconciliations

Zoho Expense streamlines reporting with easy receipt scanning, smooth workflows, and helpful integrations for efficient expense management.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Simple interface, Lots of customizations, bug free, ease of use for both admin and submitter access. Good price

Cons:

Currently hard to integrate with Xero and Commbiz bank due to the specifics of both systems and not zoho expense Some Customizations for annoying steps are missing

Reasons for switching to Zoho Expense

Too buggy, poor support, Expensive and outdated

Derek D.

Verified reviewer

Accounting

Self-Employed

Used daily for free trial

Review source

Reviewed January 2026

Small Business Wonder!

Great solution. Would highly recommend to any small business looking for a fully integrated solution.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Zoho Expense is nicely integrated into Zoho book. I love that it is also tied to our credit cards and reminds me to scan the receipts immediately when the card is charged. The expense reports really go together nicely.

Cons:

Still having a little bit of trouble with the Credit Card integration updating timely between the initial authorization and the final charge.

Tajah G.

Verified reviewer

Education Management

2-10 employees

Used weekly for free trial

Review source

Reviewed December 2025

Finances on the Go!

Zoho Expense has been low effort, stress-free tracking of expenditures! Plug-and-Play with Zoho Books is a win-win!

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Zoho Expense has redefined how we track expenses effortlessly! User interface is intuitive and highly responsive. Seamless end to end for creating reports for financial review and reconciliation.

Cons:

So many great features, so a longer trial period is absolutely essential. More considerations for access for admin users would also be helpful.

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