Lendstream 2026: Benefits, Features & Pricing

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On this page

Overview
Pricing and Plans
Features
Integrations
User Reviews

Overview

Lendstream

4.6

(7)

Pricing

Pricing available upon request

About Lendstream

Lendstream is a cloud-based loan origination and servicing software for small to medium lending, crowdfunding and loan brokerage companies with API-integrated borrower on-boarding, KYC check, e-signature and data exchange options. Key features include lead generation, product and interest rate matching, document management, loan underwriting and servicing, loan sales, investor on-boarding, portfolio servicing, reporting and data analysis.

Main benefits of the Lendstream include integrated loan management software, web and mobile applications for fast borrower/investor on-boarding, automated borrower/investor identification and KYC functions, automated credit-decisioning, document e-signing, automated payment processing, sophisticated arrears management, process driver for daily tasks and reminders, to-do list emailing, secondary marketing option to sell loan portfolio and data exchange with accounting systems.

Lendstream Screenshots

Lendstream Pricing and Plans

Starting price: $99.00

Free Trial

Free Version

Basic

$99.00

No plan information available

Lendstream Features

Popular features found in Loan Origination
Audit Trail
Automated Decisioning/Underwriting
Compliance Management
Customer Management
Electronic Signature
Financial Analysis
Loan Management
Loan Portfolio Management
Online Applications
Payment Collection
Workflow Management
More features of Lendstream
Accounting
Activity Dashboard
Activity Tracking
Alerts/Notifications
Amortization Schedule
API
Approval Process Control
Auto Loans
Automatic Funds Distribution
Borrower Management
Business Loans
Cash Flow Management
Client Database
Client Management
Client Portal
Collateral Tracking
Commercial Mortgages
Communication Management
Configurable Workflow
Construction Loans
Contact Management
Credit Reporting
CRM
Customer Database
Customer Statements
Customizable Reports
Customizable Templates
Dashboard
Data Import/Export
Document Management
Document Storage
Document Templates
Electronic Applications
Electronic Payments
For Borrowers
For Brokers
Investor Management
Lead Management
Lender Search
Loan Origination
Loan Processing
Loan Servicing
Marketing Automation
Mortgages
Multi-Branch
Multi-Channel Communication
Multi-Company
Multi-Currency
Outsource Processing
Payment Tracking
Pipeline Management
Portfolio Management
Pre-Qualification
Pricing Management
Promissory Notes
Real-Time Data
Real-Time Reporting
Refinance Management
Reminders
Reporting/Analytics
Reporting & Statistics
Residential Mortgages
Risk Assessment
Risk Management
Role-Based Permissions
Rules-Based Workflow
Search/Filter
Secure Data Storage
Self Service Portal
Status Tracking
Student Loans
Task Management
Task Scheduling
Template Management
Third-Party Integrations
Third Party Loan Origination
Transaction History
Visual Analytics

Lendstream Integrations

Microsoft 365

Ondato

GoCardless

Equifax

Lendstream User Reviews

Overall Rating

4.6

Ratings Breakdown

57%

43%

Secondary Ratings

Ease of Use

4.3

Value for money

5.0

Customer support

4.5

Functionality

4.7

Have you used Lendstream and would like to share your experience with others?

Karolis B.

Verified reviewer

Marketing and Advertising

11-50 employees

Used daily for less than 6 months

Reviewed December 2022

A software I was looking for!

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

You are getting a lot value out of the price you are paying for it. It's a user-friendly system, which you can quickly understand how to work with. One of the features I particularly liked was the “notes” option. This allowed me to easily track the history and content of all contacts with the clients, including automatically generated notices, SMS, phone calls. This feature made it much easier to keep track of all the interactions with the clients.

Cons:

Interface can be too complex at some times. Took me awhile to know the way around.

Anita Z.

Verified reviewer

Financial Services

51-200 employees

Used daily for more than 2 years

Review source

Reviewed December 2019

User Friendly Software

From my experience it is a user friendly software that can be quickly mastered and can very well support both loan origination, loan service and more. Based on the available data, it can be used to generate a vast variety of different reports about existing client database and general tendencies. I must say that I miss the times when I was using this software at work.

Ratings Breakdown

Ease of use

Customer support

Functionality

Pros:

I used this software in my previous working place for mortgage loan origination purposes. After the customer data were input into the system, the software created its conclusion and analyses depending on the criteria and requirements provided into the system. The programme provided results for compliance to the required lending criteria immediately, and it was able to generate different kinds of reports for various periods of time that were clear to understand, the information on them was easy to follow. In addition, each user could have access to different reports depending on their job role, and reports were available in different formats (pdf, excel) and in several languages (I used English, Latvian, Russian). The company could ask the software administrators to change the criteria set up according to the business requirements. This software was used for loan portfolio pledge as well.

Cons:

There was time needed to enter all required criteria, but as a user I did not experience any difficulties, because the entered information could be saved even if the application was not fully finished and one could return to it any time. I believe the biggest challenge is to decide what data to collect, but the good thing is that the software allows to supplement the criteria and the information when required, only I cannot comment on the administrative part of how easy that is, I only know that everything that was required was done.

Tadas M.

Verified reviewer

Financial Services

2-10 employees

Used daily for less than 2 years

Reviewed November 2021

Review of Lendstream IT loan origination software

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Lendstream provided needed flexibility. Adoption and changes of current workflow to the required needs implemented smoothly. The manager of the company also guided our company through finding and making required integrations with third-party service providers.

Cons:

Additional functionality to end user accessed through self-service customer portal must be added.

Jonas G.

Verified reviewer

Banking

201-500 employees

Used daily for more than 2 years

Review source

Reviewed January 2020

Great product for loan origination

Great program and great development and support team!

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

I was one of the first Lendstream users and at the same time was like an intermediary between business management system users and development team. Many years later I can state with assurance that all new functionalities and modules has been added to the system in response to a real needs of front and back-office personnel, borrowers, affiliates and investors. Every tick-box, button, row or column has been added after many YES from different users. Lendstream is the true production software. Great team which supports the product.

Cons:

Complexity, but on the other hand lending business is not a trivial one, but once the system is set up it runs very smoothly

Reasons for choosing Lendstream

Value for money and market knowledge

Reasons for switching to Lendstream

Volume and complexity of the business

William S.

Verified reviewer

Financial Services

2-10 employees

Used daily for more than 2 years

Reviewed September 2020

Lendstream Review by DMC

Very satisfied, the technology and people are very easy to work with and continuously improve our environment.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

The software allows for excellent customer service as vital customer data is sourced and calculated in real time improving the customer experience and reducing cycle times and saving us a lot of money.

Cons:

The core system is very detailed with tables and rules that require reference materials.

Reasons for choosing Lendstream

My previous experience.

Illia L.

Verified reviewer

Information Technology and Services

11-50 employees

Used weekly for less than 6 months

Reviewed January 2023

Easy and powerful

Ratings Breakdown

Ease of use

Value for money

Functionality

Pros:

Reports allowed investors to slice information according to various criteria, such as disbursement dates, loan types, property insurers, and many more. This was very useful when preparing and completing loan sales to investors. Delinquency Reports were also beneficial, as they kept track of loan repayments by providing amounts due, the number of days late, and a detailed breakdown of late amounts into penalties, interest, and principal. Additionally, these reports included information about previous contacts with the client, making them a great tool for improving loan repayment key indicators.

Cons:

Backend UI looks outdated. Looking forward to see it improved.

Krzysztof C.

Verified reviewer

Financial Services

2-10 employees

Used daily for less than 12 months

Reviewed February 2022

Very decent tool