CreditCore 2026: Benefits, Features & Pricing

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Overview
Pricing and Plans
Features
Integrations
User Reviews

Overview

CreditCore

4.8

(12)

Pricing

Starting at $0.01 per year

About CreditCore

CreditCore gives credit unions, finance businesses and banks the ability to manage their entire loan origination lifecycle from collecting applications to disbursement of funds. Key features include loan estimation, risk calculation, role-based permissions, customizable branding, and remote access. Users also have access to CreditCore's customizable Adverse Action Notice templates, which lets banks send loan rejection notifications to borrowers.

CreditCore Screenshots

CreditCore Pricing and Plans

Starting price: $0.01 per year

Free Trial

Free Version

Basic

$0.01

per year

No plan information available

CreditCore Features

Popular features found in Loan Origination
Audit Trail
Automated Decisioning/Underwriting
Compliance Management
Customer Management
Electronic Signature
Financial Analysis
Loan Management
Loan Portfolio Management
Online Applications
Payment Collection
Workflow Management
More features of CreditCore
Activity Dashboard
Alerts/Notifications
Approval Process Control
Cash Flow Management
Client Management
Communication Management
Customizable Branding
Dashboard
Data Import/Export
Document Management
Loan Origination
Loan Processing
Multi-Company
Pricing Management
Reminders
Reporting & Statistics
Status Tracking
Third-Party Integrations

CreditCore Integrations

Google Analytics 360

Dealertrack DMS

Microsoft Power BI

Docusign

CreditCore User Reviews

Overall Rating

4.8

Ratings Breakdown

83%

17%

Secondary Ratings

Ease of Use

4.6

Value for money

4.9

Customer support

4.9

Functionality

4.7

Have you used CreditCore and would like to share your experience with others?

Verified

Reviewer

Banking

51-200 employees

Used monthly for less than 12 months

Review source

Reviewed January 2019

Great Underwriting Software

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

It offers solid compliance reporting that helps our business capabilities. Easy to use, great design that’s customizable - big perk.

Cons:

No email functions, some search items don’t work well. Overall a great product option.

Brad B.

Verified reviewer

Banking

51-200 employees

Used daily for less than 2 years

Review source

Reviewed February 2020

CreditCore_Business

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

We switched to CreditCore in September 2018 and have been very pleased from the sales process, implementation and going into production. 3530 leadership consistently delivers on all they say they will and refreshingly seeks out its client base regarding input on new feature/functions. We are very pleased with CreditCore_Consumer for our consumer and portfolio real estate needs and CreditCore_Business (of which we were part of the design) for the majority of our commercial loans.

Cons:

Prior to CreditCore_Business we had challenges with small business lending, however that is now resolved with CreditCore_Business module!!

Vendor Response

Thank you, Brad! We are so appreciative of your insights as we went through the process of designing the latest CreditCore?_Business lending module. We greatly appreciate our partnership with you and Drummond Community Bank!

Replied February 2020

Lori G.

Banking

201-500 employees

Used daily for less than 12 months

Review source

Reviewed September 2018

Two Thumbs Up

Overall smooth transition. Customer support is outstanding - they listen to your requests and respond promptly.

Ratings Breakdown

Ease of use

Customer support

Functionality

Pros:

Very user friendly; overall layout is logical.

Cons:

Inability to customize certain fields to bank's preference.

Allie W.

Used daily for less than 6 months

Review source

Reviewed December 2017

Simple, yet powerful software.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Administering and processing applications through the software is simple and straightforward. I really like everything about it compared to our prior software. The "cons" below are just enhancements I wish the system had.

Cons:

The things that I like the least are as follows: * No email capability out of CreditCore. * Need to be able to enter joint applications into CustomerHub. * Some of the fields needed in CreditCore are not fields in CustomerHub. * If you have rules setup to automatically decline applications, the system should be setup to not request a credit report. For example, if the applicant is not of a legal age, the system should not pull the credit report. * I would change the workflow in several spots. For example, the checklist requirements in CreditCore do not flow intuitively.

Vendor Response

Thank you for the great review! We are so pleased to have NDBT as a client partner and look forward to more great enhancement ideas for CreditCore. We will look at adding the ability to email disclosures through CreditCore, in addition to our existing email and SMS notification functionality. Today WebApp (CustomerHub) supports joint applicants applying together, but we will look into potential technologies that could support applicants who wish to apply together but are not in the same physical location at the time of application.

Replied February 2020

Michael C.

Banking

51-200 employees

Used daily for less than 2 years

Review source

Reviewed November 2016

Processing Solution to Consumer Lending

Implementation of the software was smooth and almost seamless due to the staff at Credit Core. Operationally, our staff quickly acclimated to the software due to the intuitive nature of the product. In the area of value, we think the cost/benefit ratio is in the category of excellent. Consistent loan decision processing is vital in today's market. This product is an industry leader in that area. We are excited to have a solution that stands above the industry at a reasonable cost without the sacrifice of strong technical support. Finally!

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Simple, fast, and easy to use.

Cons:

Nothing comes to mind at this time.

Vendor Response

Thank you, Michael! Glad to know that we are succeeding at providing great support. We truly believe this is one of THE most important ways we stand out against the rest, and one of the primary reasons we founded the company! We are truly appreciative to have you and your bank as a client partner.

Replied November 2016

Steve W.

Verified reviewer

Financial Services

51-200 employees

Used daily for less than 12 months

Review source

Reviewed March 2019

Consistency of loan underwriting

CreditCore has streamlined and created more consistency within our consumer loan underwriting process. While we do not yet use CreditCore to accept online applications, we are excited about the usability of the software and ease of entry for our underwriters as well as loan customers.

Ratings Breakdown

Ease of use

Customer support

Functionality

Pros:

The best thing about CreditCore is the ability to create parameters, rules, and specifications for different types of loan products.

Cons:

The dashboard utility fails somewhat frequently and we have had to clear browser history to view. Sometimes even this fix does not resolve the issues. The report writer does not allow for scheduled reports to be delivered to management/users.

Sarah H.

Verified reviewer

Banking

201-500 employees

Used daily for less than 6 months

Review source

Reviewed February 2020

Best decision we made

Love the product and the people. I never felt like I was pulling my hair out trying to figure something out. If I have a question, an answer is only moments away.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Simplistic approach and ease of use from all user aspects

Cons:

Working out the kinks that you are unaware of until they cause an issue. Completely normal, but def. least favorite. I am told from others that have implemented new software that we had far less than normal.

Reasons for choosing CreditCore

3530 was able to physically show us what we wanted and all our deal breakers were accounted for. Integra only made promises that they could do it, they were never able to actually show us any changes that could be made.

Reasons for switching to CreditCore

Atrocious customer service. Did not integrate with core to either pull in data or push to core.

Vendor Response

Thank you for the glowing review, Sarah! We are honored to welcome F&M Bank into the CreditCore family, and look forward to your continued invaluable feedback as we continuously strive to improve the CreditCore suite of products.

Replied February 2020

David S.

Banking

201-500 employees

Used daily for less than 12 months

Review source

Reviewed December 2016

Great & Modern Consumer Underwriting Software

Our bank was using a previous software solution for 14 years that had not changed much over time. We did not take replacing it lightly and went through an extensive search before selecting 3530 Technologies' CreditCore solution. Switching to CreditCore took us to a new level of efficiency and productivity with a modern solution that is extremely user-friendly. Plus, the customer support is more like a partnership than a normal vendor relationship. Extraco Banks has no doubt we found the best solution.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Extremely user-friendly. The appearance, workflow, functionality etc. looks like was designed by bankers / users, which is a major plus.

Vendor Response

Thank you, David! We appreciate everything you and Extraco Banks have done to help us make CreditCore an outstanding consumer loan origination product!

Replied December 2016

Joe K.

Banking

51-200 employees

Used daily for less than 6 months

Review source

Reviewed November 2016

Outstanding !

I have been on the system since mid July, and I am extremely pleased. A loan origination system with full compliance capability for all consumer loans from the smallest unsecured loan to the largest residential construction. Credit Core is very user friendly, configurable to any institution, with immediate customer support, and can be accessed from our mobile device as well. As an Underwriter, and Lending Compliance Officer, I haven't seen any loan processing software that can do what Credit Core can !

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

The compliance capabilities are second to none. Decision time is cut in half with all the analysis the system performs. Customer support is almost immediate, and enhancements often take days instead of months. Very user friendly.

Cons:

Searching for specific apps if you only have a name or an app number is somewhat cumbersome. Certain aspects of the software are not configurable.

Vendor Response

Thank you, Joe. We are so happy to have you as a client partner! Your suggestions and changes have made CreditCore a better product -- keep those ideas coming!

Replied November 2016

Jay H.

Banking

51-200 employees

Used daily for less than 12 months

Review source

Reviewed June 2018

CreditCore has been a great fit for our needs, and I would recommend it to anyone.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

The ease of use is just one of it's biggest attributes. Training was simple and the users caught on very quickly. After limited use, the system became second nature to most of our users. Customer service with CreditCore is very strong. They are quick to respond and eager to help with whatever questions may arise.

Cons:

While CreditCore is customizable and their team is willing to make adjustments to fit our needs, there are some limitations. We've had to make minimal adjustments in our procedures to use CreditCore effectively.

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