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Overview

CALMS 2026: Benefits, Features & Pricing

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  • Overview
  • Pricing and Plans
  • Features
  • User Reviews

Overview

CALMS
CALMS
3.7
(3)

Pricing

Pricing available upon request

About CALMS

White Clarke Group’s CALMS platform enables lenders to close the loop on customer journeys, delivering fast decisions and exceptional customer services when and where the consumer demands, resulting in the ultimate brand experience.

Recent updates and enhancements include newly-released customer direct and self-serve channels and an updated UX/UI, featuring the latest web technology and design trends. With an open-API, CALMS provides customers with a tailored solution, leveraging seamless integration with third-party applications.

Improved multi-tenancy architecture allows customers to run and operate separate entities within the same environment, providing the multicountry, multi-GAAP and multilingual solution and advanced, comprehensive information management and reporting capabilities.

Utilizing digital processing components including e-signature and e-identity functionalities, finance companies can automate document processing, reduce operating costs and increase customer satisfaction. By going fully digital, clients eliminate the costs of printing, faxing and scanning and improve transaction time and security lacking in paper-based processes.

White Clarke G...

roup now also offers a fully-configurable, out-of-the-box, cloud-hosted version of the CALMS software delivered via a SaaS model, which opens up the power of lending capabilities that were once only available to enterprise-level businesses.

CALMS Screenshots

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CALMS Pricing and Plans

Starting price: £250,000.00
Free Trial
Free Version

Basic

£250,000.00

No plan information available

    CALMS Features

    • Popular features found in Loan Servicing
      Accounting
      Amortization Schedule
      Automatic Funds Distribution
      Collateral Tracking
      Compliance Management
      Contact Management
      Document Management
      Loan Portfolio Management
      Payment Collection
      Reporting/Analytics
    • More features of CALMS
      API
      Audit Trail
      Auto Loans
      Borrower Management
      Business Loans
      Loan Processing
      Third-Party Integrations

    CALMS User Reviews

    Overall Rating

    3.7

    Ratings Breakdown

    5

    0%

    4

    67%

    3

    33%

    2

    0%

    1

    0%

    Secondary Ratings

    Ease of Use

    4.0

    Customer support

    3.5

    Functionality

    2.7

    Have you used CALMS and would like to share your experience with others?

    VR

    Verified
    Reviewer

    Financial Services

    1001-5000 employees

    Used daily for more than 2 years

    Review source

    Reviewed August 2021

    easy to use

    4

    helping customers solve financial needs

    Ratings Breakdown

    5
    Ease of use
    3
    Functionality
    icon
    Pros:
    love the flexibility of how adaptable it is to paperless lending
    Cons:
    while it is very adaptable with working with other systems, it's not 100% transferable resulting in duplicate work on minor issues

    Read More

    FL

    Fehmeeda L.

    Verified reviewer

    Financial Services

    1001-5000 employees

    Used other for more than 2 years

    Reviewed August 2019

    CALMS Review

    4

    Ratings Breakdown

    3
    Ease of use
    4
    Customer support
    3
    Functionality
    icon
    Pros:
    - Decisioning Engine - Customizable for Customer Needs
    Cons:
    - Primarily hard coded; not enough configuration options - Not enough focus on UI/UX/Workflow - Modular system with Catalyst, Just J, CALMS makes the implementation harder since different skill sets are required to operate those technologies

    Reasons for choosing CALMS

    At the time, Defi system was extremely new to the market.

    Vendor Response

    Many thanks for your review we always appreciate feedback. As you know, WCG and Exeter started their business relationship in late 2012 with a system go-live in July 2013. Exeter was one of WCG's first US clients and as such we spent considerable effort enhancing the pricing component & decision engine to facilitate the real time changes that Exeter, along with many of our clients, continue to enjoy. In the six plus years that Exeter has been using the CALMS system, we have enhanced our product to address many of the points you raised and these improvements are now reflected in the latest version of CALMS. We thank you for your contract extension last year and look forward to our continued business partnership.

    Replied September 2019

    Read More

    PB

    Peggy B.

    Verified reviewer

    Financial Services

    1001-5000 employees

    Used daily for more than 2 years

    Reviewed August 2019

    Calms

    3

    Ratings Breakdown

    4
    Ease of use
    3
    Customer support
    2
    Functionality
    icon
    Pros:
    Calms is very easy to use. Having never seen it before the amount of time to train is very little.
    Cons:
    Calms has features that we wished were already a part of the system but we had to wait and ask for them and have them programmed and prioritized.

    Vendor Response

    Many thanks for your review we always appreciate feedback. We are pleased that you liked the easy to use nature of the product, our aim has always been to provide an intuitive feature rich originations platform. We are constantly striving to improve the out of the box functionality provided by CALMS and the list of standard integrations and features grows with each release of the product. In addition to market research and legislative changes, we actively seek input from valuable partners such as Lendmark to help drive the future CALMS product roadmap. We thank you for your contract extension last year and look forward to our continued business partnership.

    Replied September 2019

    Read More

    Showing 1 - 3 of 3 Reviews

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