1 million+ businesses helped. Get advice
Get Free Advice
Home

/

Payment Processing Software

/

Uphold

Overview

Uphold 2026: Benefits, Features & Pricing

Software Advice offers objective insights based on verified user reviews and independent product and market research. When our advisors match you to a software provider, we may earn a referral fee.

How Software Advice ensures transparency

Software Advice lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Users can talk to our advisors for free to receive software recommendations matching their needs. Software providers pay us for sponsored profiles to reach users interested in their products.

How Software Advice verifies reviews

Software Advice carefully verified over 2 million reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI.

Independent research methodology

Researchers at Software Advice use a mix of verified reviews, independent research, and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or talk to an advisor, this has no influence on our research or methodology.

Wondering if Uphold is right for your organization?

Our Payment Processing Software selection experts can help you in 15 minutes or less.

On this page
  • Overview
  • Pricing and Plans
  • Features
  • User Reviews

Overview

Uphold
Uphold
4.0
(25)

Pricing

Pricing available upon request

About Uphold

Uphold is a digital platform that allows users to buy, sell and trade a variety of digital currencies, traditional currencies and precious metals. The platform caters to individuals, enterprises and institutional investors and helps manage digital assets and financial portfolios.

Uphold enables exchange and transactions between any supported assets. For individuals, the platform provides the Uphold Vault, a secure storage solution for digital assets. Enterprises can access the topper service and Optimus debit card, while institutional investors can use the OTC platform.

Uphold Screenshots

0
0
1
2

Uphold Pricing and Plans

Free Trial
Free Version

Basic

Pricing available upon request

No plan information available

    Advisor Get Price CTA Image

    Confused about pricing? We've got you covered.

    Get a personalized pricing breakdown tailored to your specific needs—no guesswork, no generic estimates.

    Uphold Features

    • Popular features found in Payment Processing
      ACH Payment Processing
      Billing & Invoicing
      Debit/Credit Card Processing
      In-Person Payments
      Mobile Payments
      Multi-Currency
      Multiple Payment Options
      Payment Fraud Prevention
      Payment Gateway Integration
      PCI Compliance
      Recurring/Subscription Billing
      Reporting/Analytics
    • More features of Uphold
      Alerts/Notifications
      API
      Cryptocurrency Processing
      Cryptocurrency Sending & Receiving
      Cryptocurrency Staking
      Cryptocurrency Storage
      Cryptocurrency Tracking
      Data Loss Prevention
      Data Security
      Digital Asset Management
      For Traders
      Investment Management
      Mobile Wallets
      Multi-Coin Support
      NFT Trading
      Online Payments
      Online Trading
      Online Wallets
      Payment Processing
      Portfolio Analysis
      Portfolio Management
      Real-Time Data
      Rewards Management
      Self Service Portal
      Transaction History
      Transaction Management
      Visual Analytics

    Uphold User Reviews

    Overall Rating

    4.0

    Ratings Breakdown

    5

    32%

    4

    48%

    3

    12%

    2

    0%

    1

    8%

    Secondary Ratings

    Ease of Use

    4.2

    Value for money

    3.9

    Customer support

    3.9

    Functionality

    4.2

    Have you used Uphold and would like to share your experience with others?

    Ashley's profile

    Ashley B.

    Verified reviewer

    Consumer Services

    2-10 employees

    Used daily for less than 12 months

    Review source

    Reviewed January 2026

    On your own with Uphold...

    4

    My overall experience with Uphold has been good. I just hope I never need customer support for anything important.

    Ratings Breakdown

    5
    Ease of use
    4
    Value for money
    1
    Customer support
    5
    Functionality
    icon
    Pros:
    What I like most about Uphold is that it's easy to use and a fast way to move money around from one account to another.
    Cons:
    Uphold has a terrible customer support system. They only accept messages and it takes days to get a reply.

    Reasons for switching to Uphold

    I couldn't use the wallet or send crypto on eToro.

    Read More

    Kenny's profile

    Kenny K.

    Verified reviewer

    Marketing and Advertising

    2-10 employees

    Used daily for more than 2 years

    Review source

    Reviewed August 2021

    Easy Payment Solution And Crypto Purchases

    5

    Uphold is a modern payment solution that allows you to "send anything to anything". I use it for transfers in different national currencies with low fees. I mostly use EUR, USD, and GBP. It's fast, there are a lot of different payment methods available and withdrawals are fast and easy as well. I also use Uphold for sending cryptocurrency payments. At the time of writing this review, there are 56 different cryptocurrencies available at Uphold. I've been a happy Uphold user for many years now and has seen this company grown from a start-up to a solid, innovative company. I love how this company makes it easy to send/receive payments in different ways and get into cryptocurrencies with a few clicks. Thanks to innovative solutions like this, we don't have to rely as much on traditional money transfer or payment solutions.

    Ratings Breakdown

    5
    Ease of use
    5
    Value for money
    5
    Customer support
    5
    Functionality
    icon
    Pros:
    Uphold is an easy to use platform that I'm using for sending payments to other Uphold users in different parts of the world and for buying different cryptocurrencies. Member to member payments are free, which I like a lot. I also find it easy to fund my account and make withdrawals, with low to average fees. I've used this platform to pay people from all over the world with ease. The interface is modern and clean. I've used many similar tools, but Uphold is one that I use every day because it's easy and safe.
    Cons:
    There are different ways to send money and I needed some time to learn everything Uphold offers. In the very beginning, I found the interface a little confusing to get started, but there have been a few updates (big improvements) to the entire user interface over the past year. There's also enough documentation though, so if need more information, there's a great knowledge base you can tap into. Once I played around with Uphold for a while, using it is a breeze. It's fast and safe.

    Reasons for switching to Uphold

    I've been using many different payment platforms and decided to start using Uphold because it supports both fiat currencies and cryptocurrencies.

    Read More

    NB

    NAKITA B.

    Verified reviewer

    Judiciary

    Self-Employed

    Used daily for less than 6 months

    Review source

    Reviewed January 2025

    Former Circuit Judge Warns to Not Use Upload

    1

    They emailed me a notification on 1/21/25 falsely claiming my bank account was insufficient and that my bank (PNC) had declined the transaction. They also charged me fees for the alleged insufficiency. I called my bank and they said ALL my accounts were more than sufficient and nothing had ever been submitted. We tried getting Uphold on the line and no one answered. Their voicemail was very unprofessional as if it is for personal use. I left a message and never received a returned call. I then emailed them my complaint, #5304430 & #5304399. For some reason I received 2 emails so I responded to both. They responded back to #5304430 with the same lie despite my account never being insufficient and my willingness to submit proof or get my bank on the line. All my bank accounts have more than enough to cover the transaction and my bank said nothing was ever submitted. My bank also noted that I would have received something from them personally if such had occurred. They never responded as of the time of this review to Complaint #5304399. I responded back to their email reiterating my position, notifying them that they’d response was inaccurate and insufficient. I further requested a phone call from a person. I then immediately notified a friend I encouraged to try Upload with me at the same time. Now, they are having problems withdrawing their money!!! As a former Circuit Court Judge, I caution all to stay far away; and those affected like me to report this company and file a police report!!!

    Ratings Breakdown

    4
    Ease of use
    1
    Value for money
    1
    Customer support
    3
    Functionality
    icon
    Pros:
    The easy of using the app and that’s all.
    Cons:
    They lied, don’t call or answer their phone, and appears to be a scam!!!

    Read More

    FP

    Fred P.

    Verified reviewer

    Non-Profit Organization Management

    2-10 employees

    Used monthly for less than 12 months

    Review source

    Reviewed October 2025

    Uphold Wallet, easy to use and work it, I highly recommend.

    4

    Good, very good and super safe, it goes far beyond when it comes to a simple username and password, but have to be well organized to keep a backup of your credentials and recovery codes to gain access in the future.

    Ratings Breakdown

    5
    Ease of use
    4
    Value for money
    4
    Customer support
    4
    Functionality
    icon
    Pros:
    it's interface is minimalistic, easy to use, I found out about it while using Brave browser, they seem to be connected.
    Cons:
    I feel a bit limited in terms of how to setup the account and that it asks for actual cash to "jump Start" it, maybe at the moment I had no extra cash to put or "invest" in it

    Read More

    BM

    Britt M.

    Verified reviewer

    Translation and Localization

    Self-Employed

    Used weekly for more than 2 years

    Review source

    Reviewed December 2022

    perfect for starters, easy to use

    4

    Uphold made me trade on my own tempo and find my way easily in the cryptomarket without being scared of not being able to collect my money at any time.

    Ratings Breakdown

    5
    Ease of use
    5
    Value for money
    5
    Functionality
    icon
    Pros:
    you can easily track crypto coins, add them to your favorites, and what is particularly useful to me is that you can quickly and easily transfer to and from your own account or bank
    Cons:
    There is nothing that really annoys me, if there is anything I should mention, the transaction costs.

    Reasons for switching to Uphold

    Uphold is more easy to use, in electrum maybe more secure, but it always took me some time to make the correct actions.

    Read More

    LG

    Lisa G.

    Verified reviewer

    E-Learning

    2-10 employees

    Used monthly for more than 2 years

    Review source

    Reviewed June 2025

    Uphold for XRP is the "go to"

    4

    I don't know as much about trading crypto as I do stocks, so the learning curve is different having to convert crypto to fiat then to my bank account or other place when I sell. The funding is also not as easy but again, this has changed over the last several years. So I'm going to say it's ok now.

    Ratings Breakdown

    3
    Ease of use
    3
    Value for money
    3
    Customer support
    4
    Functionality
    icon
    Pros:
    This platform is one of the few that allows me to trade XRP and a few other coins that can't trade on other apps.
    Cons:
    The onboarding process was brutal. I also had trouble funding my first trade. I felt like I jumped through hoops for weeks before I could buy my crypto. However that was years ago so I think they've changed since then.

    Read More

    Vincenzo Bernardino's profile

    Vincenzo Bernardino R.

    Verified reviewer

    Marketing and Advertising

    Self-Employed

    Used monthly for more than 2 years

    Review source

    Reviewed April 2025

    Good Ideas with poor implementation

    3

    It's an average crypto exchange, it's cool cause it integrates seamlessly with Brave but besides that nothing special

    Ratings Breakdown

    3
    Ease of use
    3
    Value for money
    3
    Customer support
    3
    Functionality
    icon
    Pros:
    Nothing specific I used it for Brave browser BAT rewards
    Cons:
    The platform is definitely buggy every time I login it log me out even if I ask to stay logged in and when I login back passwords never work so I have to endlessly reset password. I read online lot of users experience this.

    Read More

    Rafael's profile

    Rafael P.

    Verified reviewer

    Higher Education

    201-500 employees

    Used weekly for more than 2 years

    Review source

    Reviewed July 2021

    A wallet with a lot of potential

    4

    Overall, my experience with Uphold is being great: I'm receiving monthly BAT tokens from Brave Software which then I can hold or withdraw on this very wallet. This wallet also has a lot of markets (cryptocurrencies, utility tokens, stablecoins, national currencies and metals) in which I can invest. Despite the charged fees, the transactions are very fast and secure. I must also mention the "integrations" section in which I can connect third-party apps to my Uphold account, which is very practical and handy.

    Ratings Breakdown

    4
    Ease of use
    5
    Value for money
    5
    Customer support
    5
    Functionality
    icon
    Pros:
    I firstly started using Uphold when I downloaded the Brave Browser. To start earning BATs (Basic Attention Tokens) when surfing the web on this browser, I was asked to create a wallet on Uphold. Since then I earned a lot of BATs, which either I could hold on Uphold or withdraw them to my bank via wire transfer. What I like the most about Uphold is its ease of use and the modern User Interface (UI), which is also very intuitive. I also like the fast withdraw transfers and the security of this very platform.
    Cons:
    What I like the least about Uphold is the fees charged per every operation. I would like to see lower fees on these transactions, but the speed they are processed of course comes with a price! Other than that I don't have any other negative characteristics to point out about Uphold. I also didn't face any issues or concerns while using this software.

    Read More

    Jaime's profile

    Jaime M.

    Verified reviewer

    Computer Software

    51-200 employees

    Used daily for less than 6 months

    Review source

    Reviewed July 2020

    Uphold review

    5

    In general the greatest benefit is being able to enter the stock market, in addition to this you also have to invest in cryptocurrencies or metals

    Ratings Breakdown

    5
    Ease of use
    3
    Value for money
    4
    Functionality
    icon
    Pros:
    With its new alternative to invest in the stock market from Latin America, it is great for us to be able to generate income from the United States stock market.
    Cons:
    The bad thing may be the commissions that are lost when buying a share in any of the associated markets, the rate seems a bit excessive to me

    Read More

    César's profile

    César C.

    Verified reviewer

    Computer Hardware

    2-10 employees

    Used weekly for less than 6 months

    Review source

    Reviewed April 2022

    The best virtual wallet

    4

    It is the virtual wallet that I use, it has never given me problems with transactions, the deposits arrive quickly. It is a very easy-to-use wallet, so I would recommend it to anyone who wants to start using digital money.

    Ratings Breakdown

    3
    Ease of use
    5
    Value for money
    4
    Functionality
    icon
    Pros:
    I love the reliability of the entire transaction system, it is a very safe and easy-to-use platform. The interface is nice and useful, which makes it very easy to use. It has a large number of currencies to transact with, which is great.
    Cons:
    In my opinion, I don't think it has any big flaws, although it is true that perhaps, in its mobile version, the app is a little poorly optimized, but they are minimal details.

    Read More

    Showing 1 - 10 of 25 Reviews
    Load More Reviews

    Popular Uphold Alternatives

    Main Product
    Uphold

    Uphold

    4.0
    (25)

    Ratings Breakdown

    • 4.16Ease of use
    • 3.90Value for money
    • 3.94Customer support
    • 4.16Functionality

    Pricing

    Available upon request

    Get Price
    Alternative Product

    Ratings Breakdown

    • 4.30Ease of use
    • 3.95Value for money
    • 3.55Customer support
    • 4.18Functionality

    Pricing

    Available upon request

    Get Price
    Alternative Product

    Ratings Breakdown

    • 4.52Ease of use
    • 4.26Value for money
    • 3.53Customer support
    • 4.31Functionality

    Pricing

    Available upon request

    Get Price
    Alternative Product

    Ratings Breakdown

    • 4.66Ease of use
    • 4.30Value for money
    • 4.11Customer support
    • 4.25Functionality

    Pricing

    Available upon request

    Get Price
    Alternative Product

    Ratings Breakdown

    • 4.16Ease of use
    • 3.92Value for money
    • 3.68Customer support
    • 4.0Functionality

    Pricing

    Available upon request

    Get Price
    Alternative Product

    Ratings Breakdown

    • 4.44Ease of use
    • 4.32Value for money
    • 4.28Customer support
    • 4.52Functionality

    Pricing

    Available upon request

    Get Price

    Other Top Recommended Payment Processing Software

    PayPal
    PayPal

    4.6 (26118)

    Recently recommended 0 times

    QuickBooks Enterprise
    QuickBooks Enterprise

    4.5 (20592)

    Recently recommended 0 times

    Venmo
    Venmo

    4.7 (9258)

    Recently recommended 0 times

    QuickBooks Online
    QuickBooks Online

    4.3 (8325)

    Recently recommended 0 times

    Advisor Get Price CTA Image

    Stuck Between Options?

    Our experts can help you compare Uphold with other top options, so you can find the best fit for your needs.

    See what companies are saying about Software Advice