Co-Lending Software 2026: Benefits, Features & Pricing

AOPAY Best CoLending Software is a digital platform designed to help banks and NBFCs manage lending partnerships through automated workflows. It supports financial institutions in expanding lending operations through collaborative models. Our platform is suitable for banks aiming to meet priority sector lending requirements and NBFCs seeking access to lower-cost funds while maintaining customer relationships. It enables teams to connect traditional banking infrastructure with specialized lending capabilities in the financial services sector.

AOPAY software includes automated loan origination with multi-party approval workflows, fund disbursement with ratio-based splits between partners, and loan servicing features. It offers digital borrower onboarding with integrated KYC processing, credit assessment tools, and multi-channel payment collection systems. Our software ensures compliance with RBI co-lending guidelines through regular updates and built-in automation for priority sector lending classification and data protection.

AOPAY software supports various partnership models, including bank-led, NBFC-led, and co-origination structures, with customizable sharing ratios. It provide...