# PayPal Software Overview 2026 - Features & Pricing > Review of PayPal Software: system overview, features, price and cost information. Get free demos and compare to similar programs. Source: https://www.softwareadvice.com/retail/paypal-profile --- [Home](https://www.softwareadvice.com/) / [Payment Processing Software](https://www.softwareadvice.com/online-payment/) / PayPal Software Advice offers objective insights based on verified user reviews and independent product and market research. When our advisors match you to a software provider, we may earn a referral fee. Overview [Reviews](https://www.softwareadvice.com/retail/paypal-profile/reviews/)[Alternatives](https://www.softwareadvice.com/retail/paypal-profile/alternatives/) # PayPal 2026: Benefits, Features & Pricing Updated July 13, 2026 Written by [Sabrina Khoulalène](https://www.softwareadvice.com/resources/author/sabrina-khoulalene/) Content Analyst Edited by [Mehar Luthra](https://www.softwareadvice.com/resources/author/mehar-luthra/) Team Lead, Content Wondering if PayPal is right for your organization? Our Payment Processing Software selection experts can help you in 15 minutes or less. On this page - Our Summary - User Interface - Popular Alternatives - Pricing and Plans - Features - Integrations - Key Sentiments - User Reviews - Frequently Asked Questions - Popular Comparisons ## Our Summary PayPal 4.6 [(26511)](https://www.softwareadvice.com/retail/paypal-profile/reviews/) Pros: - Strong security features - Global reach Cons: - High transaction fees - Confusing interface Pricing Pricing available upon request ### What is PayPal: Paypal is an online payment system that allows businesses to send and receive money. PayPal helps businesses make purchases, transfer money, and pay bills with tools like instant transfers, multi-currency support, and cross-border payments. PayPal acts as an intermediary between banks and customers. ### Why we like PayPal: PayPal is featured on Software Advice’s FrontRunners list of [top payment processing software](https://www.softwareadvice.com/online-payment/), with users appreciating its real-time alerts on sales activity and transactions, online payments, and visual dashboards. PayPal ranks highly, with an overall rating of 4.7 out of 5 stars across 25,000+ reviews and 4.6 stars for ease of use and features. ### Who should use PayPal: PayPal is frequently used by small businesses, who make up 59% of PayPal reviewers on Software Advice. Users can accept online payments, utilize business debit cards or business loans, and analyze detailed reports on sales activity, refunds, fees, and customer data. Wondering if PayPal is right for your organization? Our Payment Processing Software selection experts can help you in 15 minutes or less. ## PayPal User Interface ## Popular PayPal Alternatives Main Product PayPal 4.6 [(26511)](https://www.softwareadvice.com/retail/paypal-profile/reviews/) Ratings Breakdown - 4.64Ease of use - 4.52Value for money - 4.25Customer support - 4.56Functionality Pricing Available upon request Get Price Alternative Product [Stripe](https://www.softwareadvice.com/product/49509-Stripe/) 4.6 [(3354)](https://www.softwareadvice.com/product/49509-Stripe/reviews/) Ratings Breakdown - 4.47Ease of use - 4.35Value for money - 4.23Customer support - 4.52Functionality Pricing Available upon request Get Price Alternative Product [Square Point of Sale](https://www.softwareadvice.com/retail/square-point-of-sale-profile/) 4.6 [(3032)](https://www.softwareadvice.com/retail/square-point-of-sale-profile/reviews/) Ratings Breakdown - 4.68Ease of use - 4.50Value for money - 4.35Customer support - 4.54Functionality Pricing Starting at $49.00 per month Get Price Alternative Product [Stax](https://www.softwareadvice.com/retail/stax-profile/) 4.2 [(142)](https://www.softwareadvice.com/retail/stax-profile/reviews/) Ratings Breakdown - 4.34Ease of use - 4.16Value for money - 4.10Customer support - 4.20Functionality Pricing Starting at $99.00 per month Get Price Alternative Product [Shopify](https://www.softwareadvice.com/retail/shopify-profile/) 4.5 [(6699)](https://www.softwareadvice.com/retail/shopify-profile/reviews/) Ratings Breakdown - 4.47Ease of use - 4.29Value for money - 4.35Customer support - 4.43Functionality Pricing Starting at $29.00 per month Get Price Alternative Product [Afterpay](https://www.softwareadvice.com/ecommerce/afterpay-profile/) 4.6 [(308)](https://www.softwareadvice.com/ecommerce/afterpay-profile/reviews/) Ratings Breakdown - 4.65Ease of use - 4.51Value for money - 4.27Customer support - 4.56Functionality Pricing Available upon request Get Price ## PayPal Overview PayPal is a digital payment platform that enables businesses and individuals to pay and accept payments through an online portal. The solution is suitable for businesses of all sizes. It provides a one-touch login process, eliminating the need to re-enter information. For individuals, users can shop as well as process transactions overseas by linking their card details through PayPal’s portal. For business owners, users can accept international payments from banks or digital wallets through the portal. Users can bill clients, receive direct payments from suppliers or manuf... acturers and accept payments from multiple markets with a single account. PayPal charges a transaction fee, which is calculated based on businesses’ total sales volumes. The system is compatible with mobile devices. ## PayPal Pricing and Plans Starting price: $0.09 Free Trial Free Version Point of Sale $0.09 No plan information available Card Processing $0.29 Plan includes: - Visa - Mastercard - Apple Pay - Maestro - American Express - Discover PayPal and Venmo $0.49 Plan includes: - PayPal - Venmo Pay Later $0.49 No plan information available Confused about pricing? We've got you covered. Get a personalized pricing breakdown tailored to your specific needs—no guesswork, no generic estimates. ### Our Analysis of PayPal's Pricing Plans PayPal offers several pricing models to support a variety of payment methods, each with its own fee structure. Creating a business account is free—companies just need to provide a billing address and link a business bank account during setup. You can also choose which payment options to offer, and fees only apply when a transaction is processed. To help you determine which model best fits your needs, we’ve outlined the core features, benefi... ts, and potential drawbacks of PayPal’s main payment options: standard card processing (plus Expanded Checkout for digital wallets), PayPal and Venmo, PayPal Later, and PayPal POS. \*\*Card processing (+ Expanded Checkout)\*\* PayPal’s standard card processing charges 2.99% + $0.49 per transaction. Businesses using Expanded Checkout benefit from slightly lower rates—2.89% + $0.29 per transaction—while gaining the flexibility to offer additional payment methods like Apple Pay and Google Pay. Optional add-ons include Chargeback Protection (0.40%) and Advanced Fraud Protection ($0.07). \*\*Pros:\*\* - \*\*Multiple payment options available:\*\* Expanded Checkout lets businesses accept a mix of card payments and digital wallets like Apple Pay and Google Pay, all under the same fee structure. - \*\*No monthly fees:\*\* Businesses only pay when they complete a sale, without any recurring monthly charges. - \*\*Built-in protections:\*\* Optional tools like Chargeback Protection and Advanced Fraud Protection help reduce risk. \*\*Cons:\*\* - \*\*Add-on costs:\*\* Extra fees for protection services can increase the total cost per transaction and accumulate over time. - \*\*Flat transaction fees:\*\* Even for smaller purchases, the $0.29 or $0.49 fixed fee per transaction can add up. \*\*PayPal and Venmo payments\*\* At $0.49 plus 3.49% per transaction, this setup serves businesses looking to reach digitally savvy, mobile-first customers who prefer using familiar platforms like PayPal or Venmo over traditional card payments. \*\*Pros:\*\* - \*\*Expanded audience reach:\*\* Helps businesses tap into PayPal and Venmo’s built-in user bases, particularly younger or mobile-first shoppers. - \*\*PayPal Checkout access:\*\* Combines card, PayPal, and Venmo payments in one streamlined flow, with built-in fraud tools and a familiar branded interface that can increase trust and conversion at checkout—but excludes support for other digital wallets, such as Apple Pay. - \*\*Built-in protections:\*\* Includes Seller Protection, fraud prevention, and compliance tools through PayPal Checkout. \*\*Cons:\*\* - \*\*Higher transaction fees: Comes with a steeper rate—$0.49 plus 3.49% per transaction—compared to other PayPal options. - \*\*Brand visibility tradeoff: Payments show as “PayPal” on customer bank statements, not your business name, which may affect brand recognition. \*\*PayPal Pay Later\*\* PayPal Pay Later charges 4.99% + $0.49 per transaction and is geared toward businesses selling high-ticket items or looking to increase average order value. It gives customers flexible payment options—either in four interest-free installments or extended monthly plans—while businesses receive the full payment upfront. \*\*Pros\*\* - \*\*Built-in financing option:\*\* Customers can choose between four interest-free payments or longer monthly installments of up to 24 months. - \*\*Upfront business payouts:\*\* Businesses receive the full transaction amount at the -time of purchase, while PayPal handles collection from the customer. - \*\*No late fees:\*\* Customers benefit from zero late fees or sign-up charges, helping reduce cart abandonment for higher-value items. \*\*Cons:\*\* - \*\*Higher transaction fees:\*\* The 4.99% + $0.49 fee per transaction is steeper than - PayPal’s other processing options. - \*\*Aggressive interest charges for customers:\*\* Monthly plans may include interest rates up to 35.99% APR, which may deter some buyers. - \*\*Limited use case:\*\* Best suited for businesses with higher average order values—and may not be ideal for those selling lower-cost goods. \*\*PayPal POS\*\* PayPal’s point-of-sale system charges a flat $0.09 per transaction and is designed for in-person sales at physical locations. Businesses can use the free POS app on a smartphone or purchase hardware like card readers and receipt printers starting at $29. Ideal for storefronts, contractors, or mobile vendors, this setup supports tap-to-pay, real-time inventory tracking, and instant fund transfers to your PayPal business account. \*\*Pros:\*\* - \*\*Low transaction cost:\*\* The $0.09 flat fee per sale makes PayPal POS an affordable in-person processing options. - \*\*Flexible setup options:\*\* Businesses can start with just a smartphone or add hardware like card readers and receipt printers as needed. - \*\*Real-time payouts and insights:\*\* Instant fund deposits, built-in inventory tools, and sales reports help streamline daily operations. \*\*Cons:\*\* - \*\*Hardware costs:\*\* While the app is free, physical stores may need to invest in POS equipment, which can add up. - \*\*Limited to in-person sales:\*\* This setup is tailored for face-to-face transactions and doesn’t cover online checkout needs. - \*\*Basic feature set:\*\* May lack advanced POS features found in more robust retail systems. \*\*Conclusion\*\* PayPal offers a flexible suite of payment solutions to meet the needs of online retailers and in-person sellers. Whether you’re looking to accept traditional card payments, tap into mobile-first audiences through PayPal and Venmo, offer buy now, pay later financing, or process in-store transactions with a POS system, each payment method brings its own advantages and limitations. Standard card processing and Expanded Checkout offer competitive rates and broad compatibility with digital wallets. PayPal and Venmo options help expand your customer base but come with slightly higher fees. Pay Later supports high-ticket sales and can boost order value, though it’s best suited for certain business types. Meanwhile, PayPal POS is a cost-effective tool for physical retailers and mobile vendors, offering affordable in-person transactions and real-time reporting features. Choosing the right PayPal payment setup will depend on your sales channels, customer preferences, and overall business goals. Carefully evaluating each option’s structure and associated fees can help you identify the approach that delivers the most value. ## PayPal Features Drawn from insights across 26511 verified reviews, we've outlined PayPal's best and worst rated features and how they stack up against the average rating. PayPal's score Category average PayPal's Best Rated Features Payment Tracking 5.0 4.85 category average Real-time Alerts 4.89 4.15 category average Internal Fraud Monitoring 4.84 4.61 category average PayPal's Worst Rated Features Search/Filter 3.55 3.84 category average Ad hoc Reporting 3.56 3.26 category average Expense Tracking 3.89 3.87 category average - Popular features found in Payment Processing ACH Payment Processing Billing & Invoicing Debit/Credit Card Processing In-Person Payments Mobile Payments Multi-Currency Multiple Payment Options Payment Fraud Prevention Payment Gateway Integration PCI Compliance Recurring/Subscription Billing Reporting/Analytics - More features of PayPal Access Controls/Permissions Accounting Activity Dashboard Ad hoc Reporting AI/Machine Learning Alerts/Notifications Anomaly Detection API Authentication Barcode/Ticket Scanning Billing Portal Cash Management Check Fraud Detection Compliance Management Contact Database Credit Card Processing CRM Customizable Dashboard Customizable Invoices Data Import/Export Data Management Data Security Data Visualization Deferred Billing Digital Wallet Payments eCommerce Management EDI Electronic Payments Electronic Signature Expense Tracking Financial Analysis Financial Management Financial Reporting For Banking For eCommerce For Food Trucks For Retail For Small Businesses Fraud Detection Internal Fraud Monitoring Inventory Management Invoice Creation Invoice History Invoice Management Invoice Processing Marketing Reports Mobile Access Monitoring Multi-Location Multi-Period Recurring Billing Online Invoicing Online Payments Order Management Payment Links Payment Options Payment Processing Payment Tracking Performance Management Point of Sale (POS) Product Catalog Projections Promotions Management Real-time Alerts Real-Time Data Real-Time Monitoring Receipt Management Recurring Invoicing Refund Management Reminders Returns Management Risk Analysis Risk Management Role-Based Permissions Sales Reports Sales Tax Management Scheduled/Automated Reports Search/Filter Self Service Portal Shipping Labels Shipping Management Social Media Integration Status Tracking Transaction History Transaction Monitoring ## PayPal Integrations Based on 26511 verified reviews, we've identified products most frequently integrated withPayPal. [Shopify](https://www.softwareadvice.com/retail/shopify-profile/) Integration rated 4.6 from 192 reviews Regine Rodriguez CEO Used for more than 2 years Reviewed September 2022 "So easy to implement on the shopify payments area." [WooCommerce](https://www.softwareadvice.com/inventory-management/woocommerce-profile/) Integration rated 4.7 from 138 reviews Kathy Place Owner Used for more than 2 years Reviewed November 2022 "Easiest way to collect money. Sets up easily with woocommerce" [Wix](https://www.softwareadvice.com/crm/wix-profile/) Integration rated 4.6 from 86 reviews Mike Perrier Owner Used for more than 2 years Reviewed November 2021 "We sell tickets to our event on Wix and PayPal makes it very easy!" QuickBooks Online Integration rated 4.7 from 56 reviews WordPress Integration rated 4.7 from 42 reviews BigCommerce Integration rated 4.7 from 32 reviews Venmo Integration rated 4.6 from 26 reviews Cash App Integration rated 4.9 from 22 reviews Payoneer Integration rated 4.2 from 20 reviews See all 161 integrations ## PayPal Key Sentiments We analyzed 26511 verified reviews for PayPal to find out what actual users really think. Most Positive Sentiments Payment processing 70% Positive 24% Neutral 7% Negative Users appreciate PayPal for its secure platform, which ensures safe transactions and peace of mind when making payments. They value the option to pay balances off with no interest and the convenience of interest-free payment plans. Additionally, freelancers find PayPal an excellent method for receiving payments from clients, enhancing their financial management. Customer service 57% Positive 16% Neutral 27% Negative Users generally appreciate PayPal's customer support availability and find the service reliable and helpful. They value the responsive and empathetic support staff, which enhances their overall experience. However, some users still report frustrating service experiences, including slow response times and difficulties in resolving issues. Purchase and sales management 54% Positive 32% Neutral 14% Negative Users find PayPal convenient for sending and receiving money, which supports their business growth and international transfers. They appreciate the ability to print shipping labels directly from PayPal, saving time and effort. Additionally, PayPal's wide acceptance among various vendors and online stores helps users manage their purchases and sales efficiently. Least Positive Sentiments Transaction fees 20% Positive 39% Neutral 41% Negative Users express dissatisfaction with PayPal's high transaction fees, especially for small and international transactions. While some appreciate the instant transfer options, many find the fee structure complex and costly. The high fees can significantly impact small businesses and frequent users, leading to concerns about overall operating expenses. Money transfers 48% Positive 31% Neutral 20% Negative Users find PayPal convenient for sending and receiving money, with robust security features and quick international transfers. They value the speed of transactions and the ability to manage multiple currencies. However, some users experience account freezes, limitations, and slow transfer times, which can be frustrating and inconvenient. ## PayPal User Reviews Overall Rating 4.6 Ratings Breakdown 5 74% 4 20% 3 4% 2 1% 1 1% Secondary Ratings Ease of Use 4.6 Value for money 4.5 Customer support 4.2 Functionality 4.6 VR Verified Reviewer Entertainment Self-Employed Used monthly for more than 2 years Review source Reviewed July 2026 Functional but no longer trusted. 2 Previously 4 Ratings Breakdown 3 Ease of use Previously 5 3 Value for money 3 Functionality Previously 5 Pros: PayPal keeps card details secure from vendors which prevents them being leaked for nefarious purposes. Cons: I just use Revolut instead and make use of the disposable card feature. PayPal Honey was involved in a scam and scandal where they stole commission from affiliate purchases so they have lost my respect. Read More JP Jabbara P. Verified reviewer Food & Beverages 11-50 employees Used daily for more than 2 years Review source Reviewed June 2026 Its the BEST! 5 I've been using paypal for years. It's always been there for it and alternative to my bank or handling online payments. Ratings Breakdown 5 Ease of use 5 Value for money 5 Customer support 5 Functionality Pros: I love how paypal seamlessly next to other apps. It's one of the easiest payment apps to use. And it's pretty safe. Cons: I wish there were more free ATM options. Paypal had their own automatic teller machines. This would be very convenient. Reasons for switching to PayPal Paypal had more business options. And it was easier to use , and it was more secure. Read More VR Verified Reviewer Retail Self-Employed Used daily for more than 2 years Review source Reviewed June 2026 Happy!!!!!!!! 5 Previously 1 My overall experience with using PayPal is satisfied . Ratings Breakdown 3 Ease of use Previously 1 3 Value for money Previously 1 4 Customer support Previously 1 3 Functionality Previously 1 Pros: I like that it's easier to use and I'm able to use PayPal to cash out my money I earn playing games. Cons: There's nothing that I really don't like anymore. Read More Jennifer H. Verified reviewer Media Production Self-Employed Used weekly for more than 2 years Review source Reviewed May 2026 Paypal pros and cons 4 My overall experience with PayPal has been positive due to its ease of use, speed, and wide customer acceptance, which make getting paid simple and efficient. However, higher fees, occasional account holds, and some integration cleanup with QuickBooks Online can be drawbacks. Ratings Breakdown 5 Ease of use 4 Value for money 3 Customer support 4 Functionality Pros: The platform makes it very straightforward to send and receive payments without needing detailed banking information, just an email address. That simplicity lowers friction for both businesses and customers, especially for invoicing or quick payments. Cons: The user interface can be frustrating at times. Features and layouts change, and finding specific reports or transaction details is not always intuitive. Reasons for choosing PayPal It allows me to start accepting payments immediately without complex configuration, and most customers are already familiar with it, which reduces hesitation and speeds up payment. Read More JJ Julianne Bastien J. Verified reviewer Retail 2-10 employees Used weekly for less than 2 years Review source Reviewed May 2026 Great tool for any business. 5 I've used paypal for a LONG time, it was the most affordable option for my small business. The interface has grown and evolved over the years and has remained affordable and user friendly. I highly recommend Ratings Breakdown 5 Ease of use 5 Value for money 4 Customer support 5 Functionality Pros: Paypal's interface is very user friendly, easy to navigate, send and receive money and their credit card interface is super easy Cons: Paypal started off a little cumbersome but never too difficult to navigate, they have done a great job evolving. Reasons for choosing PayPal At the time, paypal was more well know, cheaper and had more options Read More MN Melissa N. Verified reviewer Apparel & Fashion 2-10 employees Used monthly for less than 2 years Review source Reviewed June 2026 PayPal to send money 5 PayPal is user friendly and a great easy way to send money back and fourth between people when necessary. I use it regularly Ratings Breakdown 5 Ease of use 5 Value for money 5 Customer support 5 Functionality Pros: It’s super easy to use to make payments. It’s widely known and accepted across many different platforms. Cons: I just think i can sometimes take more time and effort than it needs to in order to log in and Send money Reasons for switching to PayPal More widely known and used by everyone. Even businesses Read More Cristin H. Verified reviewer Automotive 51-200 employees Used weekly for more than 2 years Review source Reviewed July 2026 A great online payment tool with room for improvement 4 Overall, PayPal is a reliable and highly convenient tool for everyday online shopping and quick money transfers. It offers great Peace of mind regarding security since it keeps financial details hidden from merchants. However, the high transaction fees for international payments and the difficulty in reaching helpful customer support when an issue arise prevent it from being perfect. It's a solid essential service with some clear areas that need improvement Ratings Breakdown 4 Ease of use 4 Value for money 2 Customer support 4 Functionality Pros: PayPal is incredibly convenient because it is widely accepted by almost every online store, making check out fast and easy. I feel very secure using it since I don't have to share my credit card details with multiple websites, and the mobile app is simple to navigate for everyday shopping and paying back friends. Cons: The transaction fees and currency conversion rates are quite expensive, especially for international payments. I also find the app a bit cluttered with unnecessary features, and it is very frustrating trying to reach a real person and customer support when you have a payment dispute or an issue. Read More VINAY P. Verified reviewer Automotive 1001-5000 employees Used weekly for more than 2 years Review source Reviewed June 2026 Reliable Payment Processing with Strong Security 4 Overall, my experience with PayPal has been positive. It provides a secure and reliable way to send and receive payments, making online transactions simple and efficient. The platform is easy to use, works well across different devices, and is accepted by many online businesses. While the fees for some international transactions could be lower, its security, convenience, and broad acceptance make it a dependable payment solution for both personal and professional use. Ratings Breakdown 4 Ease of use 5 Value for money 4 Customer support 4 Functionality Pros: What I liked most about PayPal is how simple and secure it makes online payments. The interface is easy to navigate, and sending or receiving payments takes only a few steps. I also appreciate the strong buyer and seller protection features, which add confidence when making online transactions. Its wide acceptance across e-commerce websites and integration with many business platforms make it convenient for both personal and professional use. Overall, PayPal saves time, reduces payment hassles, and provides a reliable experience for managing online transactions. Cons: One drawback of PayPal is that transaction and currency conversion fees can be relatively high, especially for international payments. In some cases, account verification or security reviews may temporarily delay access to funds. While the platform is generally reliable, resolving account-related issues through customer support can occasionally take longer than expected. Read More Kwang Y. Verified reviewer Computer & Network Security Self-Employed Used daily for more than 2 years Review source Reviewed May 2026 PayPal is definitely two thumbs up now for security and speed of service 5 My overall experience with PayPal is very satisfying and they do handle my needs very professionally Ratings Breakdown 5 Ease of use 5 Value for money 5 Customer support 5 Functionality Pros: The customer support of PayPal has grown tremendously and also the value for the price of doing business on the platform has gotten much better. A lot more secure and the speed of service is amazing now Cons: Honestly just the user interface I would say is a bit too bright but other then that nothing to complain about. Read More Mailen G. Verified reviewer Financial Services Self-Employed Used weekly for less than 2 years Review source Reviewed May 2026 Reliable but with some fees and limitations 5 Overall, my experience with PayPal has been positive. It is a convenient and widely accepted payment platform that makes online transactions simple and secure. It works well for sending money, receiving payments, and managing small business transactions. However, the fees and occasional account restrictions are drawbacks to consider. Despite that, it remains one of the most reliable digital payment systems available. Ratings Breakdown 5 Ease of use 5 Value for money 5 Customer support 5 Functionality Pros: What I like most about PayPal is how easy it is to send and receive payments worldwide. It is very user-friendly and works well for both personal and business transactions. The checkout process is fast, and it integrates easily with online stores and invoicing tools. I also like that it offers a sense of security since payments are protected and disputes can be opened if there are issues. Cons: The main downside is the high transaction fees, especially for international payments or currency conversion. Sometimes account limitations or holds on funds can be frustrating without clear explanations. Customer support can also be slow or difficult to reach in urgent situations. Read More Showing 1 - 10 of 26511 Reviews [See All Reviews](https://www.softwareadvice.com/retail/paypal-profile/reviews/) ## PayPal FAQs - How much does PayPal Zettle cost? PayPal Zettle, which is a point-of-sale (POS) system that enables businesses to accept card payments, costs $29 for the first card reader, and $79 for additional card readers after that. PayPal Zettle uses hardware like receipt printers, barcode scanners, and terminals to receive payments. There are no monthly fees for using Zettle, but standard PayPal transaction fees do apply. - Is PayPal software as a service? No, PayPal is not technically a software-as-a-service (SaaS) company, but it plays a crucial role in powering digital payments, especially for software companies. It provides features such as secure online payments, multi-currency support, and integrations with eCommerce platforms. PayPal enables businesses to process transactions globally, making it a widely used solution for digital payments across industries. - Can PayPal be trusted? Yes, PayPal is a trustworthy and legitimate company for businesses. PayPal reviews on Software Advice highlight its fast payments, user-friendly platform, and multiple security factors. However, users should always be cautious of sending and receiving money on the platform and verify that any merchants are legitimate. - How do I avoid PayPal fees? To avoid PayPal fees, individuals can send and receive money via the 'Friends and Family' option and pay with a bank account. However, for businesses, this would violate PayPal's terms of service. For businesses looking to reduce their fees, they should receive payments in the same currency as clients and apply for lower fees if they earn more than $3,000 per month. - What are the pros and cons of PayPal? Positive PayPal reviewers on Software Advice mention its easy mobile payments, detailed transaction monitoring, fast ACH payments, and robust security and buyer protection. Cons from users include high business and international transaction fees, which can quickly add up. Some PayPal reviews also mention issues with handling disputes. ## PayPal Popular Comparisons [Stripe vs PayPal](https://www.softwareadvice.com/compare/49509-Stripe/vs/104664-paypal/)[Square Point of Sale vs PayPal](https://www.softwareadvice.com/retail/paypal-profile/vs/square-point-of-sale/)[Stax vs PayPal](https://www.softwareadvice.com/retail/paypal-profile/vs/stax/)[Shopify vs PayPal](https://www.softwareadvice.com/retail/paypal-profile/vs/shopify/)[Afterpay vs PayPal](https://www.softwareadvice.com/ecommerce/afterpay-profile/vs/paypal/)[authorize.net vs PayPal](https://www.softwareadvice.com/online-payment/authorize-net-profile/vs/paypal/)[Clover vs PayPal](https://www.softwareadvice.com/retail/clover-profile/vs/paypal/)[Heartland Payments+ vs PayPal](https://www.softwareadvice.com/accounting/heartland-payment-processing-profile/vs/paypal/)[Wave vs PayPal](https://www.softwareadvice.com/compare/18767-Wave-Apps/vs/104664-paypal/)[PaySimple vs PayPal](https://www.softwareadvice.com/retail/paypal-profile/vs/paysimple-pro/)[FreshBooks vs PayPal](https://www.softwareadvice.com/accounting/freshbooks-profile/vs/paypal/)[BILL Accounts Payable & Receivable vs PayPal](https://www.softwareadvice.com/accounting/bill-com-profile/vs/paypal/)[Melio vs PayPal](https://www.softwareadvice.com/accounting/melio-profile/vs/paypal/)[HoneyBook vs PayPal](https://www.softwareadvice.com/crm/honeybook-profile/vs/paypal/) [Compare All Alternatives](https://www.softwareadvice.com/retail/paypal-profile/alternatives/) Stuck Between Options? Our experts can help you compare PayPal with other top options, so you can find the best fit for your needs. ## See what companies are saying about Software Advice