Caxton 2026: Benefits, Features & Pricing

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Overview
Pricing and Plans
Features
User Reviews

Overview

Caxton

4.6

(21)

FrontRunner 2026

Pricing

Pricing available upon request

About Caxton

Caxton helps businesses automate their payment processes. By integrating Caxton into existing workflows, companies can gain full control over their expenses and streamline their payment procedures.

With Caxton API, enterprises can simplify and automate various payment tasks, including local and overseas supplier payments, efficient payroll processing, and better expense management. Through its API-driven platform, businesses can connect third-party applications, creating a seamless and secure single point of access to a wide range of payment solutions.

By choosing Caxton, businesses can enhance their payment processes, improve efficiency, and maintain better control over expenses.

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Caxton Pricing and Plans

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Caxton Features

Popular features found in Payment Processing
ACH Payment Processing
Billing & Invoicing
Debit/Credit Card Processing
In-Person Payments
Mobile Payments
Multi-Currency
Multiple Payment Options
Payment Fraud Prevention
Payment Gateway Integration
PCI Compliance
Recurring/Subscription Billing
Reporting/Analytics
More features of Caxton
Accounting
Accounting Integration
API
Approval Process Control
Audit Trail
Bank Reconciliation
Cash Management
Compliance Management
Data Security
Electronic Payments
ERP integration
Expense Claims
Expense Tracking
Financial Management
For Financial Institutions
Online Payments
Payment Reconciliation
Prepaid Cards
Procurement Management
Receipt Management
Recurring Payments
Reimbursement Management
Spend Analysis
Spend Control
Spend Management
Supplier Management
Time & Expense Tracking
Transaction Monitoring
Workflow Management

Caxton User Reviews

Overall Rating

4.6

Ratings Breakdown

71%

19%

10%

Secondary Ratings

Ease of Use

4.4

Value for money

4.8

Customer support

4.5

Functionality

4.5

Fazane F.

Verified reviewer

Apparel & Fashion

2-10 employees

Used monthly for more than 2 years

Reviewed June 2024

Great Service!

excellent! can't fault it. Thanks!!!!!!!

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Really helpful customer service and quick responses

Cons:

my original rate wasn't better than my other platforms but all it took was a conversation and they beat me other suppliers

Reasons for choosing Caxton

I use both but Caxton is the best for customer service

Vendor Response

Great to hear you can speak to us and get everything you need to make international payments

Replied June 2024

Andrew T.

Verified reviewer

Leisure, Travel & Tourism

2-10 employees

Used monthly for more than 2 years

Reviewed June 2024

Simple the best for our FX needs

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

The personal touch, the ability to issue staff with debit cards with no monthly fee and the competitive rates achieved on larger currency forward purchases. I liek the expert knowledge and the friendly helpful answers from [sensitive content hidden] when I have a query about timing my currency purchases. The knowledge that he and his colleagues have can't be replicated on an app or a website.

Cons:

The reporting side of things is poor. You really need to be able to generate reports that save time on bookkeeping and to do that a single report showing transactions in and out in date order for all cards and including all forward purchases (i.e. combine the transfers and cards sections and include all cards rather than having to pick one at a time)

Reasons for switching to Caxton

Soldo introduced far higher fees and became greedy. As a seasonal business I don't want to pay every month in the off season just to keep an account alive.

Vendor Response

Great to hear you can contact our team when needed. We are pleased to say our new reporting features are imminently due to be released to the platform

Replied June 2024

Rashmi S.

Verified reviewer

Architecture & Planning

11-50 employees

Used monthly for more than 2 years

Reviewed June 2024

Currency exchange

Ratings Breakdown

Ease of use

Customer support

Functionality

Pros:

Ease of discussion to sell currency and make payments

Cons:

not purchased or implemented any software

Verified

Reviewer

Accounting

11-50 employees

Used weekly for free trial

Reviewed September 2024

Convenient and Reliable Travel Card with Minor Drawbacks

My overall experience with Caxton has been mostly positive. The multi-currency functionality is incredibly convenient, and the competitive exchange rates make it a go-to for travel. The app is easy to navigate, and the card is widely accepted worldwide. However, the ATM fees and inactivity charges can be frustrating, and I wish the customer service hours were more flexible. Despite these minor issues, Caxton remains a reliable and secure option for managing money while traveling.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

What I like most about Caxton is the convenience of managing multiple currencies with ease. The competitive exchange rates are a big plus, and the app is simple to use. I’ve had no issues using the card globally, and the security features give me peace of mind. Their customer service has been great too—always quick and helpful!

Cons:

One thing I like least about Caxton is the ATM withdrawal fees, which can add up when traveling. Also, the inactivity fees are a bit frustrating if you don’t use the card frequently. I’ve found the customer service hours a bit restrictive, especially when in different time zones. Additionally, it would be nice if you could lock in better exchange rates at certain times, and the limits on currency loading can be a drawback for larger transactions.

Vendor Response

Thank you so much for your review of our retail card. Caxton absolutely charge no fees for using ATMs - this fee is taken by the ATM that you are using - and yes we agree its rarer and rarer to find those free ATMs. That's why we offer next day delivery of holiday cash before you go, which you can order from the app. You can also lock in exchange rates with a forward contract on international payments or with a travel savings plan. Thanks again for your feedback and best wishes for you trip!

Replied October 2024

Keith W.

Verified reviewer

Construction

2-10 employees

Used weekly for less than 2 years

Reviewed June 2024

Excellent Company with Excellent Customer Service

Nothing short of Excellent..... Severe difficulties withe App on my phone which eventually we will over come.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

the Customer service provided by [sensitive content hidden].

Cons:

This is not just a criticism of Caxton, its of ALL U.K. Banks. Compliance has gone WAY TO FAR and OVER BOARD. British Banks are killing Trade and Business and giving it all away to the USA, who are a lot more open minded and TRULY WANT Business.....Many years ago, [sensitive content hidden] stated the Britain was open for Business....In my opinion, that is the last thing this Country is open for these days.....

Reasons for switching to Caxton

There Customer service was TERRIBLE. I could never ever speak with anyone.

Vendor Response

Great to hear we are offering the service we promise

Replied June 2024

Muhammed K.

Verified reviewer

Individual & Family Services

11-50 employees

Used daily for less than 2 years

Reviewed June 2024

Very good service

Excellent and have been using Caxton for over 4 years and hardly any problems so far.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

We are able to use cards for our clients and keep a record of the spending.

Cons:

Customer service should be 24 hours with a service like this.

Faye C.

Verified reviewer

Retail

2-10 employees

Used monthly for more than 2 years

Reviewed June 2024

Easy to use and inexpensive

Very happy with my overall experience, had superb help from customer service if ever needed

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

This was recommended to me by another small business owner and is a far better way than using my bank to make international payments and purchase currency.

Cons:

Nothing I do not like about the service

Reasons for switching to Caxton

Charges and difficulty of use of the other product

Vendor Response

Fantastic to hear you were recommended and are enjoying the platform

Replied June 2024

Verified

Reviewer

Events Services

11-50 employees

Used monthly for less than 2 years

Reviewed June 2024

Easy Payments

Ratings Breakdown

Ease of use

Customer support

Functionality

Pros:

We like the fact we can use multiple currencies for payments which helps us to circumvent pesky transaction charges from the bank (in addition to the banks poor FX rate)

Cons:

The customer service can be slightly slow / lacking at times. Often require to make multiple phone calls to get through, or emails need chasing multiple times.

Vendor Response

great to hear you enjoy using the platform - please feel welcome to identify the issues directly with your account manager so we can live up to our five star service promise with every customer

Replied June 2024

Hilary G.

Verified reviewer

Education Management

51-200 employees

Used monthly for more than 2 years

Reviewed November 2023

Caxton for Schools

It's great, no real problems and an excellent solution for teachers not having to carry cash or use thier own personal bank cards whilst on school trips.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Ease of use, ability to give staff on school trip and safe and covneient method of payment when overseas. No longer need to order and collect currency from the bank.

Cons:

It would be ven better if we could upload money using our school purhcasing cards rather than have to do a bank transfer

Reasons for choosing Caxton

Online portal, multi currency, ease of use

Vendor Response

Delighted to be working with you and thank you for the feedback - we will look at this suggestion for a feature release.

Replied November 2023

Verified

Reviewer

Electrical/ Electronic Manufacturing

2-10 employees

Used weekly for less than 2 years

Reviewed October 2023

Easier than a bank

we needed a business banking alternative and caxton offered simple cards and we use their accounts payable function for business holding accounts because we operate in multiple currencies

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

its easy to hold multiple currencies for accounts payable and receivable - we dont have to convert foreign money before we pay it out in same-same currency arrangements

Cons:

no email notifications for expense cards are a bit tedious but at least it keeps the team spending in check!

Reasons for choosing Caxton

we changed from a bank because the bank did not offer the curency requirements that we had and they were extortionate to exchange funds

Reasons for switching to Caxton

the bank would never speak to us

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