Rapidio 2026: Benefits, Features & Pricing

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Overview
Pricing and Plans
Features
Integrations
User Reviews

Overview

Rapidio

5.0

(5)

Pricing

Starting at $20.00 per month

About Rapidio

Rapidio is an AI-based income calculation and document processing platform designed for mortgage lenders, brokers, and financial institutions. The solution streamlines the complex task of income verification by automating wage earner, self-employed, and bank statement income calculations, all while ensuring full compliance with major mortgage guidelines such as non-QM, USDA, FHA, VA, fannie mae, and freddie mac.

With Rapidio, mortgage professionals can receive accurate income calculations, dramatically reducing manual work, errors, and processing times. The platform uses advanced AI/ML algorithms combined with human-in-the-loop validation to ensure each document is processed with precision and compliance. Whether it's pay stubs, W-2s, tax returns, or complex bank statements, Rapidio lets stakeholders extract and analyze data to produce a detailed, structured income report complete with conditions based on the selected mortgage guidelines.

The platform is built to simplify and accelerate underwriting decisions. By generating a comprehensive final report that includes income calculations and applicable conditions, underwriters and loan officers can make faster, data-driven decision...

Rapidio Screenshots

Rapidio Pricing and Plans

Starting price: $20.00 per month

Free Trial

Free Version

Pay as you Go

$20.00

usage based, per month

Plan includes:

Document Categorization
Data Extraction
Automated Income Calculation
Band Statement Income Calculation
Recommended Conditions

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Rapidio Features

Popular features found in Data Extraction
API
Data Connectors
Data Import/Export
Data Verification
Document Extraction
Email Address Extraction
Image Extraction
Multiple Data Sources
Phone Number Extraction
Reporting/Analytics
Third-Party Integrations
Web Data Extraction
More features of Rapidio
AI/Machine Learning
Auto Extraction
Batch Processing
Data Aggregation and Publishing
Data Mapping
Data Transformation
Optical Character Recognition

Rapidio Integrations

Encompass

Rapidio User Reviews

Overall Rating

5.0

Ratings Breakdown

100%

Secondary Ratings

Ease of Use

5.0

Value for money

5.0

Customer support

5.0

Functionality

5.0

Have you used Rapidio and would like to share your experience with others?

Andy Z.

Verified reviewer

Real Estate

Self-Employed

Used monthly for less than 6 months

Review source

Reviewed August 2025

Ease of Use

My overall experience with Rapidio has been excellent—fast, reliable service with clear communication and consistent results every step of the way.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

I really like the speed and ease of use when I was trying to caulate income. It's very efficient to use.

Cons:

So far, I honestly haven’t found anything I dislike about Rapidio. Everything has been smooth and efficient, and I’m very satisfied with the service. I beleive the cost could be cheaper

Miles M.

Verified reviewer

Financial Services

2-10 employees

Used weekly for free trial

Review source

Reviewed September 2025

Game Changer for Loan Originators

Apparently I was able to just sign up and start; I didn't realize it was that simple. I decided to do an demo call and they were so polite in helping me understand their product and I really didn't need to be sold on anything. This provides so much value and was exactly what I was looking for. No sales pressure or tactics, just genuine help.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

It takes the stress away about the one aspect I dislike from my tasks! It makes complex income easy for qualifying my borrowers!

Cons:

I have yet to find any cons! The program truly is remarkable. The ease of use, the setup, and the response time are so wonderful.

Verified

Reviewer

Financial Services

2-10 employees

Used monthly for less than 6 months

Review source

Reviewed August 2025

Rapidio is the way to go!

My overall experience with rapidio has been positive. Very easy to use system and detailed explanation of income calculation.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Very easy to use, you just jump right in. I have barely had any need to reach out for additional assistance but in the cases I have it was very prompt!

Cons:

What I like least about Rapidio is there is currently no way to submit an income calculation for a VA Loan.

Michele A.

Verified reviewer

Financial Services

51-200 employees

Used weekly for less than 6 months

Review source

Reviewed August 2025

Time Saver!

Great experience so far! I have tried three files and it was very helpful. An underwriter also called to go over the income with me

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Very easy to use, great customer support. Using this will save me a lot of time when doing preapprovals and calculating income

Cons:

would like price a little lower and possibly clearer smart conditions with a little more explanation

Kerrie L.

Verified reviewer

Financial Services

51-200 employees

Used monthly for less than 6 months

Review source

Reviewed September 2025

Lifesaver!

I submitted a set of pretty complex tax returns with a lot of moving parts - multiples businesses, consolidations, rental income, etc - and had the results back in minutes. They then called me to point out what they determined could be a potential question an Underwriter may ask so I could go ahead and address it with the client. Upon submission, I included the Rapidio analysis and the file sailed through underwriting with zero questions or changes from the underwriter.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

The results were fast and accurate. It was going to take me hours to analyze income for this client and Rapidio had it done in minutes. I was able to issue the preapproval with confidence and capture the deal.

Cons:

I have no complaints! This was so much easier than the income analysis services I've used in the past, and the communication was better than I could have expected.

Showing 1 - 5 of 5 Reviews