PayPal vs Square Payments: Which is best for you?

As a user, it allows you to have a centralized wallet with different payment methods that you can use on any website that integrates with PayPal.

It lacks customizations options, you can only set up your logo as profile picture to make it stand out, also the fee per transaction even when it's small it adds up when you have a lot of transactions.

Overall, Square Payments is a very good payment-processing solution for small-to-mid sized businesses, startups, side hustles, or anyone who values ease of setup and flexibility over deep customization or maximum cost efficiency.

The flat percentage-per-transaction model can be more expensive than custom merchant-account rates if you do a lot of sales, or have large-ticket items — so for high-volume businesses, fees may become significant.