Xactimate 2026: Benefits, Features & Pricing

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Overview
Pricing and Plans
Features
Integrations
User Reviews

Overview

Xactimate

4.0

(61)

Pricing

Starting at $760.00 per month

About Xactimate

Xactimate is a property claims estimating software that stands at the forefront of cost estimation technology, developed and maintained by Verisk Analytics. Positioned as a key solution for professionals within the insurance, property restoration, and remodeling industries, Xactimate's dynamic functionality facilitates the detailed, accurate, and efficient assessment of repair costs following property damage. The software's architecture is carefully designed to serve a dual purpose – to streamline the estimating process while enhancing the precision of property claims evaluations.

At its core, Xactimate leverages an extensive, up-to-date price database that covers a wide array of material and labor costs across different geographical locations. This feature enables users to create localized estimates that reflect current market trends and prices, thus providing a solid foundation for claims assessments or repair quotes. The software facilitates a meticulous yet straightforward procedure for capturing property dimensions, materials, and conditions through a user-friendly interface. By incorporating digital floor plans, photos, and even aerial imagery, Xactimate allows for a compreh...

Xactimate Screenshots

Xactimate Pricing and Plans

Starting price: $300.00

Free Trial

Free Version

Xactimate Standard

$760.00

flat rate, per month

No plan information available

Xactimate Pro

$300.00

flat rate

No plan information available

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Xactimate Features

Popular features found in Construction Estimating
Accounting Integration
Audit Trail
Bid Management
Change Order Management
Customizable Templates
Historical Database
Project Management
Proposal Generation
Quotes/Estimates
Subcontractor Management
Takeoff
What-if Analysis
More features of Xactimate
Cost Estimating
Customizable Reports
EDI
Electrical Estimating
Estimating
For AEC Industry
Invoice Management
Project Time Tracking
Project Tracking
Task Management
Workflow Management

Xactimate Integrations

XactRemodel

Xactimate User Reviews

Overall Rating

4.0

Ratings Breakdown

36%

44%

Secondary Ratings

Ease of Use

3.5

Value for money

3.5

Customer support

4.0

Functionality

3.9

Verified

Reviewer

Construction

2-10 employees

Used weekly for less than 2 years

Review source

Reviewed January 2023

Must have software when working with insurance carriers

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Provides clear cut billing and helped increase my bottom line.

Cons:

Very expensive and allows only 1 login at a time.

Zoe M.

Verified reviewer

Construction

51-200 employees

Used daily for more than 2 years

Review source

Reviewed September 2022

Xactimate Review

Overall, this system has been good and bad. Now that I understand the system as a whole, it is much easier to navigate through. What bothers me the most about the software is this is slow and can take some time to figure out.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

I like how this software has everything you could ever need. This software holds a lot of valuable information in order to successfully scope a project.

Cons:

From experience this system is not user friendly, and is over complicated for what it is. It is difficult to get the hang of, and difficult to train new employees on. The line items can be confusing, and the system is slow from time to time.

Reasons for choosing Xactimate

Xactimate is a industry standard software that has components that are unmatched. We have had much success using this software, I just wish it was easier to navigate and understand.

Jafet O.

Construction

11-50 employees

Used daily for less than 2 years

Review source

Reviewed June 2018

A helpful software at the time to create an estimate.

The price of this software is low considering all the things you can perform with it.

Ratings Breakdown

Ease of use

Value for money

Customer support

Previously 4

Functionality

Pros:

Xactimate have a complete prices list that includes all trades required for the restoration industry and described in the CSI's 16 divisions in construction.

Cons:

Xactimate needs to improve their takeoff tools in order to make the software more easy to use at the time of calculating quantities.

Jordan T.

Verified reviewer

Insurance

Self-Employed

Used daily for less than 2 years

Review source

Reviewed November 2025

Xactimate review

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Easy to add to mobile devices without very much guidance or effort.

Cons:

Constant freezing and photo captions and upload failures. Lack of notifications of new updates or added jobs.

Damian O.

Verified reviewer

Construction

11-50 employees

Used daily for more than 2 years

Review source

Reviewed January 2025

Xactimate Overall Review

Overall A+ experience with Xactimate. I wouldn't use anything else for writing my estimates. Professional, itemized, and works perfectly with the insurance world of estimating!

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

I love that xactimate give me the ability to have the insurance company pricing in any area I go for work.

Cons:

Sometimes finding things in Xactimate can be tricky until you learn the system and the codes you will be using. Still sometimes there is an off the wall item you don't use and you may have a hard time finding it if you don't know exactly what it is called in xactimate

Kayla P.

Verified reviewer

Construction

2-10 employees

Used daily for more than 2 years

Review source

Reviewed March 2025

Great program

Xactimate has been a great software to use and easy to navigate

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Easy to write estimates and do floor plans and speak the same language with insurance companies

Cons:

Nothing to complain about and very easy to use

Elissa S.

Verified reviewer

Construction

51-200 employees

Used monthly for less than 12 months

Review source

Reviewed January 2025

Great once you get the hang

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Was very useful in helping project managers

Cons:

Kind of confusing to use, takes some time to learn

Johnathan H.

Verified reviewer

Construction

51-200 employees

Used daily for more than 2 years

Review source

Reviewed April 2022

Xactimate Review

The time it takes us to generate an estimate for a project has been cut in half. And moving to the web based version allows our team to work directly from the jobsite in real time instead of having to take pictures and measure rooms with a tape measure and take all the data back to the office to sketch out. Overall we really appreciate having access to this software and how well it works within our industry.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

We are now using Xactimate online and have recently learned that the newer iPhones with the Lidar would allow the estimator to draft an entire room in a fraction of the time that it used to take drawing it out by hand. This has become a real time savor for our business.

Cons:

We have had some major issues when attempting system upgrades over the years. In theory everything seemed pretty straightforward, but then we would have features that no longer worked, or jobs that we could not access using the updated version. And then we would have to call customer support and then entire process has taken 2-4 days in the past.

Erik H.

Construction

2-10 employees

Used daily for more than 2 years

Review source

Reviewed April 2017

Good program, Simple yet sophisticated.

Xactimate is great for producing cost estimates contractors. I used it as a project manager under two GC's. As this was my first job doing this sort of work it was the first time using the program, but I found it was fairly easy to pick up. The search tool and descriptions helped me to find line items I otherwise might have forgotten to charge for. The sketching tool is great to help with dimensions and calculations (I did always have trouble w. stair cases for some reason though). Prices updated regularly and the print out is easy to read and understand for customers as well. Very straight forward and not confusing. Overall I'd recommend this product to any mitigation and restoration team and to contractors.

Ratings Breakdown

Ease of use

Value for money

Functionality

Pros:

Ease of use, learning curve. Sketches are extremely helpful in calculating linear footages and areas (des take a little more to get good at) Prices update every month Simple, easy to understand print out summary of line items. A number of insurance companies use Xactimate so it was easy to discuss/ negotiate items in the estimates.

Cons:

Did have some trouble getting sketches "just right", maybe some ease of use tools would be helpful for those of us not familiar w. CAD

Jessica K.

Verified reviewer

Construction

11-50 employees

Used daily for more than 2 years

Review source

Reviewed March 2023

Estimating software with excellent functionality

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Xactimate is easy to use on a variety of devices, whether online or on a desktop. It allows for accurate estimating for projects large and small.

Cons:

There is a learning curve for the software in regards to estimating line items, as the line item names do not always line up logically. Additionally the sketch feature can be a little bit frustrating with more complicated building designs. However the use of a third party sketching program easily resolves this.

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