nCino Cloud Banking Platform 2026: Benefits, Features & Pricing

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On this page

Overview
Pricing and Plans
Features
User Reviews

Overview

nCino Cloud Banking Platform

4.3

(8)

Pricing

Starting at $175.00 per month

About nCino Cloud Banking Platform

nCino (NASDAQ: NCNO) is the worldwide leader in cloud banking. Through its single software-as-a-service (SaaS) Cloud Banking Platform, nCino helps financial institutions serving corporate and commercial, small business, consumer, and mortgage customers modernize and more effectively onboard clients, make loans, manage the loan lifecycle, and open accounts. Transforming how financial institutions operate through innovation, reputation and speed, nCino is partnered with more than 1,850 financial services providers globally.

Pricing information is provided by nCino. Support is available via phone, email, and other online resources.

nCino Cloud Banking Platform Screenshots

nCino Cloud Banking Platform Pricing and Plans

Starting price: $175.00 per month

Free Trial

Free Version

Basic

$175.00

flat rate, per month

No plan information available

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nCino Cloud Banking Platform Features

Popular features found in Financial Services
Billing & Invoicing
Financial Management
For Financial Institutions
Reporting/Analytics
Risk Management
Transaction Monitoring
More features of nCino Cloud Banking Platform
Activity Dashboard
API
Audit Trail
Compliance Management
Compliance Tracking
Corporate Banking
Credit Union
Customer Management
Document Management
Electronic Signature
Lending Management
Loan Processing
Mortgages
Multi-Branch
Online Applications
Online Banking
Portfolio Management
Retail Banking

nCino Cloud Banking Platform User Reviews

Overall Rating

4.3

Ratings Breakdown

63%

25%

13%

Secondary Ratings

Ease of Use

4.3

Value for money

4.4

Customer support

5.0

Functionality

4.1

Kyle M.

Verified reviewer

Banking

51-200 employees

Used monthly for less than 6 months

Review source

Reviewed August 2020

Intuitive, Great Training Support

nCino has been very hands-on and supportive with our training on the product, conducting live sessions and testing us with homework assignments. A++ training.

Ratings Breakdown

Ease of use

Customer support

Functionality

Pros:

It makes it easy to build attractive and informative tables and graphs, and also provides the tools to bring the data to life with drill downs, data validation and completeness tools, etc.

Cons:

When working on a big dashboard with a bunch of components, it would be nice to be able to iterate on a particular element quickly instead of having to reload the entire dashboard every time I make a change.

Geoffrey C.

Verified reviewer

Financial Services

11-50 employees

Used daily for less than 2 years

Review source

Reviewed July 2024

MBG nCino Review

Very positive. While I like the software, my nCino team (sales rep, implementation team and customer support rep) are truly the best thing about nCino.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

1) Customer support is amazing. 2) The tool is very standardized (it allows for additional data fields and processes but it broadly forces the Bank to adopt the nCino gold standard) 3) Integration into Salesforce (which we already used within the Bank for marketing and opportunity tracking purposes)

Cons:

the end client (e.g. the borrower) experience is clunky. The system was built for staff within a Bank and not from the ultimately end client perspective. Some of the front-facing tools e.g. client portal are not fit for purpose for us - as while they do everything the Bank needs the navigation and ease of use from the actual borrower client is not what we expect.

Reasons for choosing nCino Cloud Banking Platform

stronger workflows, great integration into salesforce

Clark I.

Verified reviewer

Banking

201-500 employees

Used daily for more than 2 years

Review source

Reviewed October 2023

nCino SUCKS

I have used nCino for 4 years now. We have gone from implementation where nothing worked to 4 years of tweaks and a full time staff that try to make it work but it does not. The person who creates a software that actually works for commercial lending is going to be a billionaire....but it is NOT NCINO. Don't buy it. It is a piece of crap

Ratings Breakdown

Ease of use

Functionality

Pros:

Nothing. It is a piece of crap software that does not make your job easier.

Cons:

It doesn't work properly. It constantly has issues that will not let you create a loan, etc. It is the EDSEL of Software.

Douglas M.

Verified reviewer

Banking

201-500 employees

Used daily for more than 2 years

Review source

Reviewed January 2020

Endless Possibilities and Continuing to Make Improvements

I loved nCino. I was the Admin and daily user and I always looked at new ways to use nCino to improve some of our processes.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

nCino is a very powerful tool to use. There are endless ways to use the program and can always find a way to create new and seamless processes.

Cons:

At the begining stages when items had to be custom built they eventually needed to be removed and install their newest version in order to continue to get updates.

Reasons for switching to nCino Cloud Banking Platform

We switched when we started using Salesforce becasue we new this would be a great match.

Brayden B.

Verified reviewer

Banking

201-500 employees

Used daily for more than 2 years

Review source

Reviewed January 2025

Great for underwriting!

Does what I need it to in a clean format

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Ease of use, has the majority of features I need.

Cons:

Lack of customization/adjustability for some features

Ian W.

Verified reviewer

Banking

501-1000 employees

Used daily for more than 2 years

Review source

Reviewed July 2024

User Review

Smooth working system, we had a rather complex process that was easily managed by the nCino team.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

User friendly, customizable yet great out of the box. Solid support from nCino team.

Cons:

Have not run into anything that could not be adjusted to our liking.

Reasons for switching to nCino Cloud Banking Platform

Growing our company and needing a more efficient and robust system.

Verified

Reviewer

Used daily for more than 2 years

Review source

Reviewed February 2018

Its a CRM that all banks can benefit from. It is a very robust tool, that can be intimidating .

The ability to track loans from beginning to end is extremely helpful. The spreading tool could be more user friendly.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

The ability to capture the entire loan process, from origination through closing. The customer support is very helpful as well.

Cons:

It is a very robust CRM, that takes a lot of training and practice to become efficient at. The old interface was frustrating; however the new interface is more user friendly. nCino needs to move all of their products to the new interface.

Verified

Reviewer

Banking

10000+ employees

Used weekly for less than 12 months

Review source

Reviewed April 2021

Ncino provided our new Underwriting platform

Overall Ncino is improving our underwriting capabilities.

Ratings Breakdown

Ease of use

Functionality

Pros:

Ncino has helped to integrate all of our systems into one in which all systems feed into this new underwriting platform. It took some training, but it is much more integrated and helps reduce the number of programs we have to have open at once.

Cons:

There is some training involved and there are only so many features that can be built in, but overall minimal complaints.

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