LoanCirrus 2026: Benefits, Features & Pricing

Software Advice offers objective insights based on verified user reviews and independent product and market research. When our advisors match you to a software provider, we may earn a referral fee.

How Software Advice ensures transparency

Software Advice lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Users can talk to our advisors for free to receive software recommendations matching their needs. Software providers pay us for sponsored profiles to reach users interested in their products.

How Software Advice verifies reviews

Software Advice carefully verified over 2 million reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI.

Independent research methodology

Researchers at Software Advice use a mix of verified reviews, independent research, and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or talk to an advisor, this has no influence on our research or methodology.

On this page

Overview
Pricing and Plans
Features
User Reviews

Overview

LoanCirrus

4.5

(11)

Pricing

Starting at $1,000.00 per month

About LoanCirrus

LoanCirrus is a digital lending platform for lenders of all types, including consumer finance businesses, digital banks, credit unions, microfinance institutions, and others. The platform supports both in-branch and online borrower onboarding. LoanCirrus is designed to reduce the need for manual processes and paperwork when processing loan applications. Lenders can grant user permissions and define KYC (Know Your Customer) requirements within LoanCirrus.

The platform’s online onboarding functionality includes an online portal/website for customers. With the portal, customers can apply and reapply for products as well as track application status. With LoanCirrus, lenders can access multiple interest calculation methods, manage documents, build custom lending products, and manage borrower information. Other features include automated notification, event-driven email and SMS communications, penalty and fees management, plus more.

Pricing is on a monthly subscription basis and dependant on the number of active loans. Support is provided via an online help center, email, and other resources.

LoanCirrus Screenshots

LoanCirrus Pricing and Plans

Starting price: $1,000.00 per month

Free Trial

Free Version

Basic

$1,000.00

usage based, per month

No plan information available

LoanCirrus Features

Popular features found in Loan Servicing
Accounting
Amortization Schedule
Automatic Funds Distribution
Collateral Tracking
Compliance Management
Contact Management
Document Management
Loan Portfolio Management
Payment Collection
Reporting/Analytics
More features of LoanCirrus
Activity Tracking
Alerts/Notifications
API
Approval Process Control
Audit Trail
Auto Loans
Borrower Management
Business Loans
Client Management
Client Portal
Communication Management
Configurable Workflow
Construction Loans
Customer Database
Customer Management
Customizable Branding
Customizable Reports
Customizable Templates
Data Import/Export
Digital Signature
Document Storage
Investor Management
Lead Management
Loan Management
Loan Processing
Loan Servicing
Mortgages
Multi-Channel Communication
Multi-Currency
Online Applications
Pipeline Management
Real-Time Reporting
Reminders
Reporting & Statistics
Role-Based Permissions
Rules-Based Workflow
Secure Data Storage
Self Service Portal
Status Tracking
Student Loans
Third-Party Integrations
Transaction History
Workflow Management

LoanCirrus User Reviews

Overall Rating

4.5

Ratings Breakdown

82%

Secondary Ratings

Ease of Use

4.3

Value for money

4.6

Customer support

4.4

Functionality

4.5

Have you used LoanCirrus and would like to share your experience with others?

Sanjie C.

Verified reviewer

Publishing

51-200 employees

Used daily for less than 6 months

Review source

Reviewed October 2017

Although the software requires a bit configuration the support team is responsive & knowledgeable .

The confidence to scale my business. Access to industry relevant information.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

1. I like that the software can be integrated with debt collectors. 2. I like that I'm able to rate my clients and assess the level of risk they pose based my predetermined criteria. 3. I like that it generates output documents such loan agreements and it also allows me to store my input documents such customer identification and proof of address all in one place. 4. I like that there's a free trial period before having to commit to subscription. 5. LoanCirrus allows me to access the same technology that much larger institutions have access to. 6. LoanCirrus is customizable. 7. The customer support team is always available, very knowledgeable and the turnaround time is impeccable. 8. The team publishes articles on industry trends, standards and how to use the application efficiently.

Cons:

LoanCirrus requires a lot of configuration and as such it may take the user some time to get over the learning curve.

Verified

Reviewer

Used daily for less than 12 months

Review source

Reviewed January 2018

It's been an overall good experience so far. It's saved me so much time and money!

Saves money and time.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

I didn't have to hire another employee because it covers so many bases in my business. It fills out application forms so I don't waste paper and I can work from anywhere . It's quick, easy, reliable and the interface is user-friendly. It's made such a positive difference in my business.

Cons:

When loan numbers are randomly generated there is no way to identify, based on the number, when the loan was generated; they are not generated in chronological order. That has to be identified by the date that the loan was originated. It's a personal preference, but it would be nice if those numbers could be generated chronologically.

Michael B.

Verified reviewer

Financial Services

Self-Employed

Used daily for free trial

Review source

Reviewed October 2023

Communication is TERRIBLE. Scheduled appointment. They changed to 3 weeks later. Then no show.

stinks. Very unprofessional of the [sensitive content hidden]. If he's that unprofessional, how can I trust the software is well developed and will be well supported??

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

I haven't used it yet. But looks like some good features.

Cons:

Communication is TERRIBLE. I scheduled an appointment. It turns out it was with the [sensitive content hidden], as the "sales guy." They changed to 3 weeks later without consulting me. Then I found an email asking me if I was going to show up. I responded, of course. But he responded that he canceled the meeting... after all that waiting to get a demo. They were one of the first Lending CRMs I tried to schedule with. I've met with over a dozen. They were the last ones on my calendar because they canceled and pushed me out 3 weeks. And then they canceled on me because I didn't respond quickly enough to an email asking if I STILL would be at the meeting. OF COURSE, I was. We agreed to it a long time ago. You didn't use an automated calendar tool to keep us connected. All was clear, though very pushed off. You act like it wasn't clear and so cancelled our meeting.

Reasons for choosing LoanCirrus

I didn't not. Not now after such treatment.

Reasons for switching to LoanCirrus

I wanted a specialized CRM for Lending.

Melvina T.

Used daily for less than 12 months

Review source

Reviewed December 2017

From inception; the Loan Cirrus team has been very helpful with transitioning during our migration.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

I like the fact that the software is very user friendly and allows users to learn quickly. Also; the software is quite flexible meaning that the developers works well in trying to customize an instance as best as possible to accommodate their customers.

Cons:

The least attractive part of Loan Cirrus is probably the fact that there is not one specific person who deals with everything but instead, there is a team of specialists. This is both a pro and a con because this means that they have persons specializing in different areas; however, depending on whether you have the several issues at the same time you'd need to communicate simultaneously.

Verified

Reviewer

Used daily for less than 6 months

Review source

Reviewed January 2018

It made developing our new lending operations extremely easy and cost effective

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

We absolutely loved the fact that as a startup, it provided a pricing model that allowed us to get access to a world class software at an extremely affordable price. The application was also fully packed with features and easy to setup. The Customer Success team was always available to help if we ran into any challenges

Verified

Reviewer

Construction

Used weekly for less than 12 months

Review source

Reviewed December 2017

Easily the best experience we have had so far with a software company

We needed to develop a custom financing solution for our clients and LoanCirrus allows us to do that simply. There were no set up costs and the team was very helpful and proactive in meeting our needs

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

It was easy to configure and get up and running to meet our organizational needs. The Team at LoanCirrus was also very proactive and helpful.

Robert W.

Financial Services

2-10 employees

Used daily for less than 12 months

Review source

Reviewed December 2017

Great experience as system is easy to use and friendly customer support is readily available.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

The software is very easily understood / used and allows many options for accessibility. Regular amendments are undertaken in response to user demand and the system provides a wide range of reports for management use.

Cons:

We have no complaints as our initial concerns have been addressed in the amended versions rolled out over recent months

Kimar F.

Accounting

2-10 employees

Used weekly for less than 2 years

Review source

Reviewed December 2017

Meets business needs

Offered our clients a tool to make great business decisions.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

User interface is simple. It delivers on its promise. We have been using it for a while and have found it to be very easemy to use and worth the purchase.

Cons:

Ability to integrate into core operating system. Our main systems have unique ports, hence getting the software to integrate on some of our clients ports proved futile. However it offered best practise solutions.

Christopher C.

Financial Services

2-10 employees

Used daily for less than 6 months

Review source

Reviewed June 2017

Modern, easy to use and great support

Eliminated paper and increased our speed of lending. Once the front end service is ready it should allow us to conmunicaywith our customers easier

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

User interface is awesome Ease of use is the best I've seen in the market Workflow process controls really allow for discipline in the organization. Powerful Admin setup allows users to customize the application.

Cons:

Front end side not ready yet. Still being developed. They say they will have it soon and will enable linking of your existing website to LoanCirrus or you can use one of their template.

Max J.

Financial Services

2-10 employees

Used daily for less than 6 months

Review source

Reviewed January 2018

I love the software and what it does for our business. It truly helps simply the way we lend