Emburse Cards 2026: Benefits, Features & Pricing

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On this page

Overview
Pricing and Plans
Features
Integrations
User Reviews

Overview

Emburse Cards

4.5

(42)

Pricing

Pricing available upon request

About Emburse Cards

Emburse Cards is a cloud-based corporate card solution, which helps businesses issue virtual and physical credit/debit cards, set spending rules and adjust budgets and policies in real-time. Features include role-based permissions, mobile data capture, approval workflows, automatic expense categorization, analytics and reporting.

The application enables accountants to recognize out-of-policy transactions and permit employees to pay back or reimburse amount from personal fund. Employees can send purchase requests along with the required amount and reason, letting administrators track user's purchase activity and assign a budget accordingly. The solution automatically detects fraudulent purchases and deactivate stolen or missing cards. Additionally, supervisors can send email notifications to members for pending tasks and enforce restrictions on expenses.

Emburse Cards offers integration with various third-party applications such as QuickBooks, Netsuite, Intacct, Okta and more. It is available on monthly subscriptions and per user basis and support is provided via email, phone and documentation.

Emburse Cards Screenshots

Emburse Cards Pricing and Plans

Starting price: Connect with an advisor for pricing

Free Trial

Free Version

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Emburse Cards Features

Popular features found in Expense Report
Accounting Integration
Audit Trail
Automated Receipt Matching
Compliance Management
Corporate Card
Expense Claims
Mobile Receipt Upload
Multi-Currency
Reimbursement Management
Spend Control
More features of Emburse Cards
Access Controls/Permissions
Accounting
Ad hoc Reporting
API
Approval Process Control
Approval Workflow
Billing & Invoicing
Budget Control
Budgeting/Forecasting
Categorization/Grouping
Data Visualization
ERP integration
Expense Tracking
Fraud Detection
Mobile Access
Online Banking
Prepaid Cards
Real-Time Data
Real-Time Updates
Receipt Management
Reminders
Single Sign On
Spend Analysis
Split Billing
Third-Party Integrations
Transaction Monitoring

Emburse Cards Integrations

Okta

Slack

Sage Intacct

NetSuite

Xero

QuickBooks Online Advanced

Emburse Cards User Reviews

Overall Rating

4.5

Ratings Breakdown

67%

26%

Secondary Ratings

Ease of Use

4.6

Value for money

4.4

Customer support

4.5

Functionality

4.3

Have you used Emburse Cards and would like to share your experience with others?

Dennis v.

Verified reviewer

Computer Software

11-50 employees

Used daily for less than 2 years

Reviewed August 2019

Everyone has a card!

Pretty good, some issues in the part with reissuing cards (always a pain to ship a couple of dozen around the world again) but just happened once so far.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

We have implemented Emburse for all our remote team (aka everyone) that works with us. Each person gets a card shipped with budgets to spend on perks ($500 in Convert's case) and that makes everything run smooth. Then we run almost all budgets through the virtual cards making it easier to decentralize spending on anything. Decentralize is the way to go for us since we run on Holacracy and are all remote.

Cons:

Feel it's still missing a direct connection with Xero that could be a big plus. A way to ship a card directly to anywhere in the world (now only US) would save us a logistical step.

Reasons for choosing Emburse Cards

The chip works at more locations in the world then the Brex technology allowing our team to use it at more locations.

Keith S.

Verified reviewer

E-Learning

11-50 employees

Used daily for less than 12 months

Reviewed August 2019

Emburse dramatically simplified expenses. My team loves it!

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Emburse makes it incredibly easy to issue expense cards to new employees and ensure that everyone reports back on all the key things you need to close your books. It took an annoying process of internal nagging to get the books closed, to a streamlined automated text message each time someone purchased. It’s amazing.

Cons:

There is nothing significant that I dislike about the product. One quirk is that you’re using pre-paid cards rather than true credit cards, so you have to keep re-upping your balance. But this is automated so it’s not a big deal.

Reasons for choosing Emburse Cards

Much more complete in it’s ability to map our internal workflow to the system. Also, Emburse support was far superior and responsive.

Sarah B.

Verified reviewer

Computer Software

51-200 employees

Used daily for less than 2 years

Reviewed August 2019

Servers Down Constantly Lead to Failures in Purchases

It's a free program, you get what you pay for.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

It's become a little more user friendly with drop down menus that you can search in and the ability to add additional attachments.

Cons:

The website has been so slow as of late. It takes a few minutes for it to boot up and for me to be able to search for a transaction. It is so inconvenient. The servers have also had issues lately that cause recurring purchases to fail and cause serious issues with our vendors.

Vendor Response

Hi Sarah, We are sorry to hear about your experience. We were recently performing some server cleanup which is why the transaction page was slow but have since finished. And as of last month, we added a new fix for managing any failed purchases! You shouldn't see anymore going forward. Just wanted to add that we aren't a free platform, but because of our relationship with Housecall Pro, we decided to waive the monthly fee a long time ago. If you have any questions or if there's anything we can do for you to make Emburse a better fit for you, please reach out and we'll make it happen! Regards, Chris

Replied August 2019

Aaron L.

Verified reviewer

Entertainment

2-10 employees

Used daily for more than 2 years

Reviewed September 2019

Emburse Review

The Emburse journey has been excellent the whole way through and customer support has stood out as a major strength the entire way. From development support during integration to operational support once you are live, the team at Emburse has always been fast to respond and incredibly informative and helpful. Can't say enough about their support.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

The ability to leverage both an easy to administer Dashboard along with a rich set of APIs fit our use case perfectly. It allowed us to quickly launch and integrate our integration while making use of the Dashboard to augment any intermediate needs we had while developing our software.

Cons:

We are eagerly awaiting consumer spending support through Emburse.

Reasons for choosing Emburse Cards

Ultimately the ease of use, quality of the integration and the high level of customer support sealed the deal for us. Using Emburse has been a game-changer for us in allowing our product to reach the market quickly while still maintaining the highest levels of quality and security for payment processing.

Bhakti F.

Verified reviewer

Marketing and Advertising

2-10 employees

Used daily for less than 12 months

Reviewed August 2019

Love the debit feature

We are very pleased with Emburse. The support has been responsive -- although we have not needed much support because everything works well and is easy to understand. We have very intention of utilizing Emburse as often as we can. We are a marketing and branding company with specialty in the spirits industry and in field marketing. Our usage is based on Client programs that we create and execute.

Ratings Breakdown

Ease of use

Functionality

Pros:

Easy to use. Because of the replenishment feature, we can always keep a set amount of available funds for our non-employee marketing reps. No concerns about excessive numbers of conventional corporate credit cards being used. Reconciliation is easy with the month end statement.

Cons:

I really do not have any cons to share. Our Account Manager and Field Director are both very happy with Emburse. Our Account Manager was the one pushing for Emburse and I think it was and is a good decision.

Verified

Reviewer

Marketing and Advertising

11-50 employees

Used daily for free trial

Review source

Reviewed December 2019

Unexpectedly disabled account

They didn't ask for any company information when setting up our account. This was different from other competitors we tested at the same time/after who collected company documents, bank statements and did a full credit check to make sure they were comfortable working together. Emburse seems to want to rush you into a trial and then do a check, and just kick you out if you don't pass. They don't communicate what they are checking, what fell short, or ask for anything from you. The setup process seemed too good/easy to be true and it was. It seems Emburse wants to get people in the door and sort 'em out later. They show zero consideration for small businesses. We are very happily and smoothly working with a competitor now who did their due diligence at the start instead of just making black box decisions after you think you are already set with the solution.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

The pricing model and ease of use drew us to Emburse. I had a friendly rep who did the demo and gave me a sign up link, and the interface looked good and intuitive. I was able to easily pre-fund my account. When they closed our account unexpectedly, they did refund our payment quickly.

Cons:

We were only able to spend a few dollars before our account was unexpectedly closed. We found this out when a transaction declined and then we were unable to log in, and reached out to a rep. No communication, even an automated email, informed us.

Verified

Reviewer

Human Resources

2-10 employees

Used daily for less than 12 months

Reviewed August 2019

Great product for expense management

great company and great product

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

new features including physical cards, apple pay integration, and new settings for controlling spend.

Cons:

learning curve took slight time to figure out.

Reasons for choosing Emburse Cards

prefer prepaid design over post paid

David P.

Verified reviewer

Non-Profit Organization Management

2-10 employees

Used daily for less than 12 months

Reviewed September 2019

One of the best credit card solutions on the market

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

We’ve done everything from trying corporate cards to using expense software solutions, but Emburse combines the best of both worlds. Our employees love it over monthly reporting and we’re saving a lot of time on everything from expense controls to expense reports and accounting.

Cons:

Still is a young product and would love to see some more robust features that some of the bigger expense solutions have (ie. better receipt emailing options, native QBO support without using plugin, etc), but overall a solid product.

Andy S.

Verified reviewer

Accounting

51-200 employees

Used weekly for more than 2 years

Review source

Reviewed June 2019

Great customer support and gets the job done

Overall experience is definitely positive. I recommend Emburse. Since issuing department specific Emburse cards, accounting has been way easier and I don't have to deal with purchase orders everyday. Setting up on Emburse was super easy. Our account was approved and cards issued within two hours. Great support team as well. The rep was especially helpful in helping me with disputes and my missing card.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Simple to use. Intuitive UI. Never had an issue with my cards. I love that I can limit cards by categories. Other cards may be able to do it, but it's much easier with Emburse and I can do it myself. Keeps accounting easy and happy.

Cons:

When we started with Emburse they were debit only and I didn't like having to leave a bunch of cash in their accounts. Now that they support credit cards, that's gone away.

Nicholas S.

Verified reviewer

Accounting

201-500 employees

Used daily for less than 2 years

Review source

Reviewed March 2019

Really good platform

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

We LOVE the control that Emburse gives to us with respect to spending on the cards. We love that we can set limits, restrictions and monitor the spending on our cards. We also really love the ability to have an electronic card vs. a physical card.

Cons:

We were told that it would sync with our current platform, Expensify but it does not and they were not able to give any real viable solutions

Showing 1 - 10 of 42 Reviews

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