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360 Payments

Overview

360 Payments 2026: Benefits, Features & Pricing

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On this page
  • Overview
  • Pricing and Plans
  • Features
  • Integrations
  • User Reviews

Overview

360 Payments
360 Payments
4.7
(35)
FrontRunner 2026

Pricing

Pricing available upon request

About 360 Payments

360 Payments is a web-based payment processing solution that helps businesses track and manage in-person, text-to-pay and mobile payments. It enables managers to verify transactions, enhance customer experiences, handle recurring billing activities and capture electronic signatures via a unified platform.

The application allows organizations to accept payments through various methods including debit or credit cards, automated clearing house (ACH) and more. It lets administrators ensure compliance with industry regulations, conduct analytics and send invoices to customers via text messages. Additionally, features of 360 Payments include data synchronization, reporting, custom branding, receipt management and data security.

360 Payments comes with an application programming interface (API), which facilitates integration with several third-party shop management platforms. Pricing is available on request and support is extended via phone, email and other online measures.

360 Payments Screenshots

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360 Payments Pricing and Plans

Free Trial
Free Version

Basic

Pricing available upon request

No plan information available

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    360 Payments Features

    • Popular features found in Payment Processing
      ACH Payment Processing
      Billing & Invoicing
      Debit/Credit Card Processing
      In-Person Payments
      Mobile Payments
      Multi-Currency
      Multiple Payment Options
      Payment Fraud Prevention
      Payment Gateway Integration
      PCI Compliance
      Recurring/Subscription Billing
      Reporting/Analytics
    • More features of 360 Payments
      API
      Credit Card Processing
      Data Security
      Data Synchronization
      Electronic Payments
      Electronic Signature
      Mobile Card Reader
      Online Payments
      Point of Sale (POS)
      Receipt Management
      Third-Party Integrations

    360 Payments Integrations

    Tekmetric
    Tekmetric
    EBMS
    EBMS
    Omnique
    Omnique
    Shop-Ware
    Shop-Ware
    NAPA TRACS
    NAPA TRACS
    Protractor
    Protractor

    See all 8 integrations

    360 Payments User Reviews

    Overall Rating

    4.7

    Ratings Breakdown

    5

    80%

    4

    14%

    3

    3%

    2

    0%

    1

    3%

    Secondary Ratings

    Ease of Use

    4.7

    Value for money

    4.5

    Customer support

    4.6

    Functionality

    4.7

    Have you used 360 Payments and would like to share your experience with others?

    Sarah's profile

    Sarah P.

    Verified reviewer

    Marketing and Advertising

    2-10 employees

    Used daily for free trial

    Review source

    Reviewed April 2025

    Yay 360 Rocks

    5

    I loved my experience with 360 Payments overall because it was easy, affordable, and effective!

    Ratings Breakdown

    5
    Ease of use
    4
    Value for money
    5
    Customer support
    4
    Functionality
    icon
    Pros:
    Ready to go & easy to use software that really hits the nail on the head with practicality and transparency.
    Cons:
    It didnt have a lot more extra bonus features to play with or enhance the productivity or growth.

    Reasons for switching to 360 Payments

    Idk i guess to Try new things and new software.

    Read More

    MN

    Mihai N.

    Verified reviewer

    Airlines/ Aviation

    51-200 employees

    Used weekly for less than 2 years

    Review source

    Reviewed September 2025

    Good product in the Fintech world

    5

    overall I would say that it is a great product and I would give a note of nine from maximum ten points. I can add that the fee transactions are very good.

    Ratings Breakdown

    5
    Ease of use
    4
    Value for money
    5
    Customer support
    4
    Functionality
    icon
    Pros:
    It is very easy to use and we like it very much. It is a great product that we really love. It integrates very easily with shop management systems and digital workflows. Regarding the customer support, I can say only good things and we really love the communication with them.
    Cons:
    sometimes the situation is that it has some occasional problems and issues and sometimes you can see duplicated payements. Also when you integrate this with the software you already have, there are some limitations. The customizations could also be better, but I am sure it will evolve with time. Regarding the website integration it can also be improved.

    Read More

    VR

    Verified
    Reviewer

    Online Media

    2-10 employees

    Used weekly for less than 6 months

    Review source

    Reviewed December 2025

    Simple and reliable payment processing

    4

    360 Payments is a reliable partner for daily card transactions. Once everything is set up, payments run smoothly and we spend less time thinking about processing.

    Ratings Breakdown

    4
    Ease of use
    5
    Value for money
    5
    Customer support
    5
    Functionality
    icon
    Pros:
    360 Payments makes card processing easy to understand and use. The support team is quick to respond and helps solve issues fast.
    Cons:
    The online portal could be clearer, and some fees are not always easy to read at first. It 's easy to improve these flaws.

    Read More

    JG

    Jeremy G.

    Verified reviewer

    Automotive

    2-10 employees

    Used daily for less than 2 years

    Review source

    Reviewed November 2025

    Dishonest and equipment is trash

    1

    Ratings Breakdown

    1
    Ease of use
    1
    Value for money
    1
    Customer support
    1
    Functionality
    icon
    Pros:
    People are nice on the phone but are inexperienced and not completely 100% transparent and honest, especially when canceling.
    Cons:
    When working with this company they had a lot of issues with their equipment and batching. The batching didn’t work on several different occasions with several different equipment options they kept sending me used and broken equipment that they got from some other person that it wasn’t working properly and kept trusting it for my financial security it was the most stressful experience of my entire life, but I continue to be patient and work with these people but when I finally decided to call it quits after a year and a half of nightmares and headaches what do they do when I called to cancel they won’t let me cancel. They never tell me that I owe them a form so they just continue to charge me the $40 a month and then even after I fill out the form they continue to charge me for the $40 a month. I’ve had to call these people over four times to cancel the account. They will refuse to refund any of the money I would say stay away from these people with all you can do not risk your money with them. They do not care about you. They are terrible company. They are dishonest, and they do not deserve your business.

    Read More

    JL

    Jill L.

    Verified reviewer

    Construction

    51-200 employees

    Used daily for less than 12 months

    Review source

    Reviewed October 2025

    Ease of use and text payments

    5

    Ease of setting up and ease of using with customers. Mobile payments can be used anywhere you are with access.

    Ratings Breakdown

    5
    Ease of use
    5
    Value for money
    5
    Customer support
    5
    Functionality
    icon
    Pros:
    Text to pay feature is amazing and very convenient. People don't have time these days to set up payments through banking.
    Cons:
    Lack of integration with other software. This would make things easier to implement customers and old payments.

    Reasons for switching to 360 Payments

    Easy of payments and text payment feature

    Read More

    Steve's profile

    Steve P.

    Verified reviewer

    Commercial Real Estate

    11-50 employees

    Used daily for free trial

    Review source

    Reviewed September 2025

    360 Payments

    4

    Good experience with a nice company and product. happy with the package and would consider it above others

    Ratings Breakdown

    4
    Ease of use
    3
    Value for money
    4
    Customer support
    4
    Functionality
    icon
    Pros:
    Good overall product with effective features and pretty good customer support. Easy to set up security
    Cons:
    Cost is a little high and some fo the features are difficult to find without searching for them. Not as easy to use as others

    Read More

    MB

    Mark B.

    Verified reviewer

    Insurance

    2-10 employees

    Used daily for free trial

    Review source

    Reviewed September 2025

    360 Payments The Best way to collect payments.

    5

    Ratings Breakdown

    5
    Ease of use
    5
    Value for money
    5
    Customer support
    5
    Functionality
    icon
    Pros:
    I really appreciated the Value for Money, the Customer Support I received was also very good. The system's Ease of Use with Payment Processing was very good. The Fee Transaction was also affordable and the ability for Website Creation was also a real benefit.
    Cons:
    The company did very well and the customer support was very good I didn't have any cons to think of.

    Read More

    rp

    ryan p.

    Verified reviewer

    Design

    2-10 employees

    Used weekly for less than 12 months

    Review source

    Reviewed December 2025

    Well rounded and robust payment

    5

    Overall, it was a great app that had transparent and fair pricing with no hidden fees, and it is an overall good value I believe, especially for smaller businesses.

    Ratings Breakdown

    4
    Ease of use
    5
    Value for money
    5
    Customer support
    5
    Functionality
    icon
    Pros:
    The feature I liked most about it and that I used the most was credit and debit card processing. I also like text to pay invoice.
    Cons:
    The biggest downside was that occasionally duplicate or erroneous charges would pop up, meaning payments were accidentally duplicated.

    Read More

    RS

    Raj S.

    Verified reviewer

    Computer & Network Security

    11-50 employees

    Used daily for less than 12 months

    Review source

    Reviewed March 2025

    A payment solution that's easy on the pocket

    4

    Very clear and easy to understand pricing. No hidden charges. The payment processing fees are very easily affordable even for non-profits. I'd recommend this product highly.

    Ratings Breakdown

    5
    Ease of use
    5
    Value for money
    4
    Customer support
    4
    Functionality
    icon
    Pros:
    It's an ideal solution for SMB retail clients who process small payments. Very economical pricing. It offers payment processing on a variety of devices.
    Cons:
    Occasionally payments got duplicated. But they were remedied.

    Read More

    NI

    Nicole I.

    Verified reviewer

    Construction

    11-50 employees

    Used monthly for less than 6 months

    Review source

    Reviewed May 2025

    360 Payments makes billing seam like a day at the Park

    5

    Customer service was great, quick, and eager to help. It's a simple invoicing app. It's not as overwhelming as some of the others.

    Ratings Breakdown

    5
    Ease of use
    5
    Value for money
    5
    Customer support
    5
    Functionality
    icon
    Pros:
    I appreciate that they were very easy to set up and customer service is ready and waiting for you to call. They are easy to understand and very quick response time.
    Cons:
    We didn't like not having same day deposits.

    Reasons for switching to 360 Payments

    We switched due to needing more versatility.

    Read More

    Showing 1 - 10 of 35 Reviews
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