360 Payments 2026: Benefits, Features & Pricing
Software Advice offers objective insights based on verified user reviews and independent product and market research. When our advisors match you to a software provider, we may earn a referral fee.
Software Advice lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Users can talk to our advisors for free to receive software recommendations matching their needs. Software providers pay us for sponsored profiles to reach users interested in their products.
Software Advice carefully verified over 2 million reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI.
Researchers at Software Advice use a mix of verified reviews, independent research, and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or talk to an advisor, this has no influence on our research or methodology.
Wondering if 360 Payments is right for your organization?
Our Payment Processing Software selection experts can help you in 15 minutes or less.
- Overview
- Pricing and Plans
- Features
- Integrations
- User Reviews
Overview
About 360 Payments
360 Payments is a web-based payment processing solution that helps businesses track and manage in-person, text-to-pay and mobile payments. It enables managers to verify transactions, enhance customer experiences, handle recurring billing activities and capture electronic signatures via a unified platform.
The application allows organizations to accept payments through various methods including debit or credit cards, automated clearing house (ACH) and more. It lets administrators ensure compliance with industry regulations, conduct analytics and send invoices to customers via text messages. Additionally, features of 360 Payments include data synchronization, reporting, custom branding, receipt management and data security.
360 Payments comes with an application programming interface (API), which facilitates integration with several third-party shop management platforms. Pricing is available on request and support is extended via phone, email and other online measures.
360 Payments Screenshots

360 Payments Pricing and Plans
Basic
Pricing available upon request
No plan information available

Confused about pricing? We've got you covered.
Get a personalized pricing breakdown tailored to your specific needs—no guesswork, no generic estimates.
360 Payments Features
- Popular features found in Payment ProcessingACH Payment ProcessingBilling & InvoicingDebit/Credit Card ProcessingIn-Person PaymentsMobile PaymentsMulti-CurrencyMultiple Payment OptionsPayment Fraud PreventionPayment Gateway IntegrationPCI ComplianceRecurring/Subscription BillingReporting/Analytics
- More features of 360 PaymentsAPICredit Card ProcessingData SecurityData SynchronizationElectronic PaymentsElectronic SignatureMobile Card ReaderOnline PaymentsPoint of Sale (POS)Receipt ManagementThird-Party Integrations
360 Payments Integrations
See all 8 integrations
360 Payments User Reviews
Overall Rating
4.7
Ratings Breakdown
5
80%
4
14%
3
3%
2
0%
1
3%
Secondary Ratings
Ease of Use
4.7
Value for money
4.5
Customer support
4.6
Functionality
4.7
Have you used 360 Payments and would like to share your experience with others?

Sarah P.
Verified reviewer
Marketing and Advertising
2-10 employees
Used daily for free trial
Review sourceReviewed April 2025
Yay 360 Rocks
5
I loved my experience with 360 Payments overall because it was easy, affordable, and effective!
Ratings Breakdown
Reasons for switching to 360 Payments
Idk i guess to Try new things and new software.
Read More
Mihai N.
Verified reviewer
Airlines/ Aviation
51-200 employees
Used weekly for less than 2 years
Review sourceReviewed September 2025
Good product in the Fintech world
5
overall I would say that it is a great product and I would give a note of nine from maximum ten points. I can add that the fee transactions are very good.
Ratings Breakdown
Read More
Online Media
2-10 employees
Used weekly for less than 6 months
Review sourceReviewed December 2025
Simple and reliable payment processing
4
360 Payments is a reliable partner for daily card transactions. Once everything is set up, payments run smoothly and we spend less time thinking about processing.
Ratings Breakdown
Read More
Jeremy G.
Verified reviewer
Automotive
2-10 employees
Used daily for less than 2 years
Review sourceReviewed November 2025
Dishonest and equipment is trash
1
Ratings Breakdown
Read More
Jill L.
Verified reviewer
Construction
51-200 employees
Used daily for less than 12 months
Review sourceReviewed October 2025
Ease of use and text payments
5
Ease of setting up and ease of using with customers. Mobile payments can be used anywhere you are with access.
Ratings Breakdown
Reasons for switching to 360 Payments
Easy of payments and text payment feature
Read More

Steve P.
Verified reviewer
Commercial Real Estate
11-50 employees
Used daily for free trial
Review sourceReviewed September 2025
360 Payments
4
Good experience with a nice company and product. happy with the package and would consider it above others
Ratings Breakdown
Read More
Mark B.
Verified reviewer
Insurance
2-10 employees
Used daily for free trial
Review sourceReviewed September 2025
360 Payments The Best way to collect payments.
5
Ratings Breakdown
Read More
ryan p.
Verified reviewer
Design
2-10 employees
Used weekly for less than 12 months
Review sourceReviewed December 2025
Well rounded and robust payment
5
Overall, it was a great app that had transparent and fair pricing with no hidden fees, and it is an overall good value I believe, especially for smaller businesses.
Ratings Breakdown
Read More
Raj S.
Verified reviewer
Computer & Network Security
11-50 employees
Used daily for less than 12 months
Review sourceReviewed March 2025
A payment solution that's easy on the pocket
4
Very clear and easy to understand pricing. No hidden charges. The payment processing fees are very easily affordable even for non-profits. I'd recommend this product highly.
Ratings Breakdown
Read More
Nicole I.
Verified reviewer
Construction
11-50 employees
Used monthly for less than 6 months
Review sourceReviewed May 2025
360 Payments makes billing seam like a day at the Park
5
Customer service was great, quick, and eager to help. It's a simple invoicing app. It's not as overwhelming as some of the others.
Ratings Breakdown
Reasons for switching to 360 Payments
We switched due to needing more versatility.
Read More
Popular 360 Payments Alternatives
360 Payments
Ratings Breakdown
- 4.74Ease of use
- 4.52Value for money
- 4.61Customer support
- 4.69Functionality
Pricing
Available upon request
Ratings Breakdown
- 4.64Ease of use
- 4.52Value for money
- 4.25Customer support
- 4.56Functionality
Pricing
Available upon request
Ratings Breakdown
- 4.75Ease of use
- 4.75Value for money
- 4.41Customer support
- 4.62Functionality
Pricing
Available upon request
Ratings Breakdown
- 4.47Ease of use
- 4.35Value for money
- 4.24Customer support
- 4.52Functionality
Pricing
Available upon request
Ratings Breakdown
- 4.70Ease of use
- 4.48Value for money
- 4.36Customer support
- 4.62Functionality
Pricing
Available upon request
Ratings Breakdown
- 4.68Ease of use
- 4.50Value for money
- 4.35Customer support
- 4.53Functionality
Pricing
Starting at $49.00 per month
Other Top Recommended Payment Processing Software

Stuck Between Options?
Our experts can help you compare 360 Payments with other top options, so you can find the best fit for your needs.








