GPayments 2026: Benefits, Features & Pricing

Software Advice offers objective insights based on verified user reviews and independent product and market research. When our advisors match you to a software provider, we may earn a referral fee.

How Software Advice ensures transparency

Software Advice lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Users can talk to our advisors for free to receive software recommendations matching their needs. Software providers pay us for sponsored profiles to reach users interested in their products.

How Software Advice verifies reviews

Software Advice carefully verified over 2 million reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI.

Independent research methodology

Researchers at Software Advice use a mix of verified reviews, independent research, and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or talk to an advisor, this has no influence on our research or methodology.

Wondering if GPayments is right for your organization?

Our Payment Processing Software selection experts can help you in 15 minutes or less.

On this page

Overview
Pricing and Plans
Features
User Reviews

Overview

GPayments

4.3

(6)

Pricing

Pricing available upon request

About GPayments

GPayments is an enterprise-grade payment fraud prevention platform for banks, acquirers, and large merchants. With over 30 years of market-leading experience, our solutions are built on the global EMV® 3D Secure (3DS) standard to stop fraud, reduce chargebacks, and ensure full compliance with Strong Customer Authentication (SCA) mandates.
Our modular, AI-assisted suite provides a complete, end-to-end solution for the entire payments ecosystem:

•ActiveAccess (Access Control Server): The complete solution for Card Issuers (Banks). ActiveAccess meets all global 3DS compliance mandates. Its powerful, AI-driven risk engine provides frictionless authentication for low-risk cardholders, reducing "step-ups" while securely blocking fraud.

•ActiveServer(3DS Server): The ideal solution for Merchants, Acquirers, and Payment Processors. ActiveMerchant integrates into your payment flow to provide liability shift, drastically cutting chargeback losses and increasing your payment authorisation rates.

•TestLabs (3DS Testing Environment): De-risk your go-live. TestLabs is a comprehensive end-to-end testing platform—not a simulator. It uses live 3DS components (ACS, 3DS Server, Directory Server) t...

GPayments Screenshots

GPayments Pricing and Plans

Starting price: Connect with an advisor for pricing

Free Trial

Free Version

Basic

Pricing available upon request

No plan information available

Confused about pricing? We've got you covered.

Get a personalized pricing breakdown tailored to your specific needs—no guesswork, no generic estimates.

GPayments Features

Popular features found in Payment Processing
ACH Payment Processing
Billing & Invoicing
Debit/Credit Card Processing
In-Person Payments
Mobile Payments
Multi-Currency
Multiple Payment Options
Payment Fraud Prevention
Payment Gateway Integration
PCI Compliance
Recurring/Subscription Billing
Reporting/Analytics
More features of GPayments
Access Controls/Permissions
Activity Dashboard
API
Audit Trail
Authentication
Check Fraud Detection
Compliance Management
Compliance Tracking
Custom Fraud Rules
Data Import/Export
Data Security
Data Storage Management
Data Visualization
Electronic Payments
For Banking
For eCommerce
For Insurance Industry
Fraud Detection
Log Management
Member Accounts
Mobile Authentication
Partial Payments
PCI Assessment
Performance Metrics
Policy Management
PSD2 Compliant
Real-time Alerts
Real-Time Analytics
Real-Time Data
Real-Time Monitoring
Real-Time Updates
Reporting & Statistics
Risk Analysis
Risk Assessment
Search/Filter
Third-Party Integrations
Transaction History
Two-Factor Authentication

GPayments User Reviews

Overall Rating

4.3

Ratings Breakdown

67%

33%

Secondary Ratings

Ease of Use

4.2

Value for money

3.7

Customer support

4.0

Functionality

4.0

Have you used GPayments and would like to share your experience with others?

kathleen w.

Verified reviewer

Non-Profit Organization Management

2-10 employees

Used weekly for less than 6 months

Review source

Reviewed January 2023

Gpay

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

I liked how you can do stuff with your mobile device you don't have to be on computer

Cons:

I really liked everything nothing was really bad about it

Reasons for choosing GPayments

Wanted to try something new

Atul S.

Verified reviewer

Research

Self-Employed

Used daily for less than 6 months

Review source

Reviewed February 2025

"Safe and Trustworthy, but a Bit Clunky"

GPayments makes online transactions safer and more secure. While setup can be tricky and extra steps may slow things down, it’s a reliable choice for those who prioritize fraud protection and compliance.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

People love GPayments because it keeps their transactions safe, reduces fraud, and makes online payments smoother. It’s easy to integrate, meets all the right security standards, and gives both businesses and customers peace of mind.

Cons:

Some people feel GPayments can be a bit tricky to set up, especially for smaller businesses. It can also add extra steps to the checkout process, which might feel inconvenient at times. Plus, the cost can be a concern for those on a tight budget.

Verified

Reviewer

Financial Services

51-200 employees

Used daily for less than 6 months

Review source

Reviewed December 2022

Gpayments for payment

Overall experience is good and continue to use this software will recommend to other switch users.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Most like features are 3D secure and merchant plugin which help alot to making the secure payments with it.

Cons:

Sometime transaction get timeout which cause the transaction. To fail

Mohamed Suhaib A.

Verified reviewer

Staffing and Recruiting

501-1000 employees

Used daily for less than 12 months

Review source

Reviewed December 2022

G Payments

It is very stunning software very easy to share money transfer as quick as possible and great experince.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

I love this software it has good experience in payments and quick transfers.

Cons:

No cons about this software it only gives positive transfers as well as good good speed of transaction.

Verified

Reviewer

Information Services

501-1000 employees

Used daily for more than 2 years

Reviewed May 2023

製品導入およびサポートについて

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

導入は比較的容易であり、機能面および性能面では要件を満たしている。

Cons:

状況調査を目的とした統計情報の出力や取引の検索機能が不足しているので強化して欲しい。

Vendor Response

Thank you for your valuable feedback. We will consider your suggestion to improve our software. 貴重なご意見をいただきありがとうございます。ご指摘の点については、機能拡張の際のポイントとして検討いたします。

Replied June 2023

Verified

Reviewer

Financial Services

501-1000 employees

Used monthly for less than 2 years

Reviewed May 2023

Activeserverについて

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

業界における導入実績が多いところ、ならびにクレジットブランドのルールについて精通しているところ

Cons:

契約書が英語である為、日本向けの顧客に対しては日本語の契約で締結して欲しいカスタマーサポートで、質問1件につき課金される料金体系について変更して欲しい（月額利用料金にカスタマーサポートのコストも含んで欲しい）

Vendor Response

Thanks for your feedback. 合意書は英語で記載されています。なぜなら、ActiveServerサービスはオーストラリアの企業（GPayments Pty Ltd）によって設計・提供されており、オーストラリアのニューサウスウェールズ州の法律に基づいています。GPaymentsは、クライアントの要求に応じて、追加費用でバイリンガルの合意書を提供することができます。 The agreement is in English because ActiveServer Service is designed and provided by an Australian company (GPayments Pty Ltd) based on Australian NSW laws. GPayments can provide the bilingual agreement on request at an additional cost to the client. カスタマーサポートサービスフィーは、弊社の要員の稼働費（対応費用）として請求しております。なお、弊社製品・ドキュメントの不具合に起因するお問い合わせには請求しておりません。また、カスタマーサポートのご利用頻度は、お客様により様々で一律に月額利用料金に追加するのは難しいと考えます。カスタマーサポートのパッケージ（10件までは一律20万円、10件利用時は追加購入可能など）を提供することは可能だと考えます。 The customer support service fee is billed as the operating cost (response cost) of our personnel. Please note that we do not charge for inquiries caused by defects in our products or documents. In addition, we believe that it is difficult to uniformly add to the monthly license fee because the frequency of customer support usage varies depending on the customer. I think it is possible to provide a customer support package (200,000 yen for up to 10 inquiries, additional purchases possible when using 10 inquiries, etc).

Replied July 2023

Showing 1 - 6 of 6 Reviews