Zepto 2026: Benefits, Features & Pricing

Zepto-powered payments can move between bank accounts in real-time, all the time.

Zepto was founded in response to the debilitating payment experiences the company's founders had experienced running Australia's largest skydiving business. Why, in a modern digital economy — they asked — when everything moves at the speed of a 'click,' are digital payments still so slow and costly for merchants?

If money moves into, through, or out of a business ecosystem, Zepto can deliver the seamless, real-time digital payments experience that consumers expect and the efficiencies businesses need.

Through a single API integration, businesses unlock a toolkit of solutions from which they can assemble the perfect payment flows for their business using nothing more than bank accounts. By getting their payment settings right, merchants can extract enormous efficiencies, massively enhance their customer experience, and find their payment flow state.

Zepto solutions can increase speed-to-wallet and cash flow. They can reduce direct transaction costs and indirect costs like failed payments and dishonours. They can drive enormous efficiencies through automation, instant reconciliation, and granular re...